Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

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Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Profit Margin

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

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Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

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Cost of revenue

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SG&A

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EBITDA

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Net PPE

Intangibles

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Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Sofi reported improvements in several segments of its business.

SoFi's Stock Price Jumped This Week, but Was It Justified?

What's more, SoFi reported expectations-beating second quarter results and boosted its forecast.

Up 124% In 2023, SoFi Stock Is Caught Between Bulls And Bears

Lemonade

The meme-stock frenzy ended a long time ago, but some of the stocks involved could actually be home runs for investors. SoFi and Lemonade are still in the relatively early stages of growth but have massive opportunities and strong momentum.

These 2 Meme Stocks Have Legitimate Long-Term Upside

SoFi (NASDAQ: SOFI ) stock justified Wall Street's love by reporting big growth and a narrower-than-expected loss on July 31. For the quarter ending in June, the company lost $47.5 million, 6 cents per share, on revenue of $498 million.

Why I Love SOFI Stock

SoFi's revenue expanded by 37% in the second quarter of 2023.

SoFi Stock Delivered Excellent Revenue Growth in Q2, but Is It a Buy?

Mizuho analysts see a $350 billion to $400 billion total addressable market opportunity in student loan refinancing for the fintech.

SoFi Gets Price Target Boost. It's All About Student Loan Refinancing.

Investors had been expecting big things from SoFi Technologies Inc's NASDAQ: SOFI earnings this week, especially after its shares rallied 160% since May. However, as seen with the 15% drop from Monday's high before the numbers were released, they were disappointed, and to make matters worse, the team over at KBW just downgraded them.

SoFi Downgraded: Here's How To Still Make Money

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (“SoFi”), the digital personal finance company, has been named to CNBC's list of the World's Top Fintech Companies 2023. This prestigious award is presented by CNBC and Statista Inc., the world-leading statistics portal and industry ranking provider. “We're thrilled to be featured on CNBC's first list of World's Top Fintech Companies, highlighting our continued growth and commitment to helping our members get their money right by giving th.

SoFi Named to CNBC World's Top Fintech Companies 2023 List

Bank of America

JPMorgan Chase & Co

Financial stocks haven't enjoyed the same rally as tech stocks in 2023. Rising interest rates, a weakened consumer, and worries about a chain reaction of regional bank collapses contributed to these stocks falling behind.

3 Bank Stocks That Are a Steal on the Heels of the Banking Crisis

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (“SoFi”), the digital personal finance company, released their first SoFi Invest¹ Midyear Investor Report² today, showing that most investors feel they're falling behind what they believe to be their ideal investment amount for their age. While many have lamented Millennials getting a later start to investing than some other generations, Gen X'ers are carrying the biggest concerns of not being as far along in their investing journey as the.

SoFi Invest Midyear Investing Report: Optimistic Investors Face Down a Pessimistic Economic Environment

The bank just reported second-quarter earnings, and the results look impressive.

Up 130% in 2023, Could SoFi Still Be a Great Stock to Buy?

PayPal

Block

In the finance landscape one trend has been more rapid than the rest, the rise of fintech. As this trend continues its upward trajectory, investors eagerly seek opportunities to ride the wave of financial disruption.

3 Stocks to Buy to Capitalize on the Booming Fintech Trend

What a difference a day makes: after pushing it to a new high on Monday, investors eagerly sold out of the stock today. This isn't all that unusual, as SoFi can be a volatile title.

Why Fintech Stock SoFi Technologies Dived on Tuesday

SoFi Technologies (NASDAQ: SOFI ) is falling today after analysts issued a severe warning regarding its growth prospects. The financial technology standout has enjoyed an excellent two quarters, rising more than 40% over six months.

SOFI Stock Alert: Analysts Just Issued a Key Warning on SoFi

SoFi is aiming to be profitable in its fourth quarter, but Wall Street is questioning the pace of growth.

SoFi Earnings Were a Hit. Why Shares Still Got a Downgrade.

Shares of SoFi Technologies Inc. enjoyed their best day in roughly a year Monday, but they were giving back some of those gains Tuesday after an analyst questioned whether recent enthusiasm for the stock was proportional to SoFi's financial reality.

SoFi's ‘battleground' stock reverses course as skeptics plead the bear case

SoFi Technologies (NASDAQ: SOFI ) stock is dipping lower on Tuesday after the financial services company's shares were downgraded. KBW analyst Michael Perito is behind this news.

SOFI Stock Alert: SoFi Drops on Analyst Downgrade

SoFi Technologies stock rocketed 20% today after a strong earnings report. Let's dig in and see if SoFi is a buy now.

Best Stocks to Buy Now: Is SoFi Stock a Buy Now, a Sell, or a Hold?

Personal finance name SoFi Technologies Inc (NASDAQ:SOFI) earlier reported better-than expected second-quarter revenue, raised its annual outlook, and said it expects to be profitable in the fiscal fourth quarter.

Options Traders Respond to Sofi's Revenue Win

SoFi Technologies, Inc. (NASDAQ:SOFI ) Q2 2023 Earnings Call Transcript July 31, 2023 8:00 AM ET Company Participants Maura Cyr - IR Anthony Noto - CEO Chris Lapointe - CFO Conference Call Participants John Hecht - Jefferies Dan Dolev - Mizuho Michael Perito - KBW Kevin Barker - Piper Sandler Andrew Jeffrey - Truist Mihir Bhatia - Bank of America Eugene Simuni - MoffettNathanson Reggie Smith - JP Morgan Dominick Gabriele - Oppenheimer Timothy Chiodo - Credit Suisse Robert Wildhack - Autonomous Operator Good morning and thank you for attending today's SoFi's Second Quarter 2023 Earnings Conference call. All lines will be muted during the presentation portion of the call with an opportunity for questions-and-answers at the end.

SoFi Technologies, Inc. (SOFI) Q2 2023 Earnings Call Transcript

Shares of SoFi Technologies skyrocketed as the online bank posted better-than-expected results on strong loan demand and deposits.

SoFi Beats Estimates, Raises Outlook on Loan Volumes and Deposits

SoFi Technologies shares rose almost 17% after the FinTech firm raised its 2023 full-year guidance and reported better-than-expected second quarter earnings on deposit growth and lower loan funding costs. For the year, the company now expects to generate revenue between $1.974 and $2.034 billion, up from its previous guidance of $1.955 to $2.02 billion.

SoFi Technologies shares soar on boosted full-year guidance and 2Q earnings beat

SoFi Technologies Inc (NASDAQ: SOFI) is up 20% this morning after reporting market-beating results for its second financial quarter. SoFi raised its full year guidance Investors are cheering the raised guidance as well.

SoFi stock jumps 20% on raised outlook

SoFi crushed Wall Street's expectations with its second-quarter report today. The company also raised its full-year guidance and reiterated its target for achieving sustained GAAP profitability by the end of the year.

Why SoFi Technologies Stock Popped Today

ON Semiconductor

Pre-market levels are up modestly at this hour, staying in the green much the way we ended last week after taking a breather with last Thursday's selloff.

News for SoFi Technologies Stock (SOFI)