Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Microsoft

NVIDIA

This earnings season has been better than expected. Companies have impressed investors with strong financials, changing the way we look at the economy.

3 Smart Stocks to Buy and Hold in 2024

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the digital personal finance company, today announced management participation in two upcoming events within the investor community. Later this month, SoFi's Chief Financial Officer, Chris Lapointe will participate in a moderated fireside chat discussion at the Stephens Annual Investment Conference. In December, SoFi CEO, Anthony Noto will host a moderated Q+A session alongside SoFi's CFO, Chris Lapointe to answer questions.

SoFi to Participate in Upcoming Investor Conferences

SoFi (NASDAQ: SOFI ) stock is in focus following two significant sales from company insiders. Both of these sales were disclosed yesterday following the market close.

SoFi's Chief Risk Officer Aaron Webster Is Dumping SOFI Stock

Few stocks in this market get so much love and deliver so little in return as SoFi Technologies (NASDAQ: SOFI ). I plead guilty to that.

Why SoFi Stock Still Gets So Much Love

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The stock market is recovering with solid earnings reports and the decision of the Fed to maintain the interest rate at the same level. While it will have a short-term positive impact on the market, investors who are looking to buy and hold for the long term need to look beyond the current ups and downs.

Futureproof Your Portfolio: 7 Stocks Destined for Skyrocketing Growth

SoFi posted a record-breaking quarter, most notably adding a record number of new Members. All three lending segments are back in growth mode. All three business segments are now profitable.

SoFi: Record After Record

Block

Here are two stocks that stood out to me as buying opportunities after their recent earnings calls.

2 Fintech Stocks to Buy After Impressive Earnings Calls

SoFi's revenue and depositors continued to grow at a fast pace in the third quarter. The company remains unprofitable.

Why SoFi Technologies Stock Zoomed Higher This Week

SoFi Technologies (NASDAQ: SOFI ) stock has strong comeback potential, but be careful. Required federal student loan repayments resumed in October, and that's certainly good news for SoFi Technologies.

Whoa! Don't Buy SOFI Stock Until You See This Scary Statistic.

SoFi Technologies (NASDAQ: SOFI ) excels as a fintech growth stock by offering cost-effective digital financial services. The SOFI stock initially specialized in refinancing student loans but expanded into three segments: lending (student, personal, and home loans), financial services, and a technology platform.

Buy Alert: Bet on SOFI Stock Now if You Haven't Already

Here is how SoFi Technologies, Inc. (SOFI) and Trane Technologies (TT) have performed compared to their sector so far this year.

Is SoFi Technologies (SOFI) Stock Outpacing Its Business Services Peers This Year?

SoFi is one of the most innovative financial services companies in the world.

SoFi Stock Analysis: Is It a Buy, Hold, or Sell?

More consumers are joining the platform and purchasing its financial products . Management is envisioning profitability very soon.

3 Reasons to Buy SoFi Stock Right Now

NerdWallet

Earnings season is in full swing, and has given several names in the FinTech IPO Index a boost. Through the past five days, the index surged 6%.

FinTech IPO Index Surges 6%, as SoFi and NerdWallet Post Quarterly Results

The average of price targets set by Wall Street analysts indicates a potential upside of 28.9% in SoFi Technologies, Inc. (SOFI). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

Wall Street Analysts Think SoFi Technologies, Inc. (SOFI) Could Surge 28.89%: Read This Before Placing a Bet

SoFi Technologies (NASDAQ: SOFI ) is a leading online platform that provides a range of financial products and services, such as personal loans, mortgages, student loans, investing, banking and insurance. The company has grown since the Great Recession, which saw many traditional banks retreating from unsecured personal lending and mortgages.

Why SoFi's $7.58 Price Tag Is a Stock Market Steal

Intel

Pinterest

This earnings season has been a bit of a quandary. Several leading tech companies that normally hit home runs with their financial results missed the mark, sending their stock prices lower as a result.

3 Stocks Breaking Out After Q3 Earnings

SAN FRANCISCO--(BUSINESS WIRE)--With the holidays chipping away at consumers' wallets already, SoFi Checking & Savings1 found that Americans will spend over $1,100 on average on holiday gifts, with Millennials leading the pack with spending nearly $1,500 on average. SoFi, the all-in-one digital personal finance company, conducted the second annual SoFi Spending & Saving Study2 to explore consumers' feelings and plans around their holiday shopping, charitable giving and travel this year.

Let's Hope Your Secret Santa is a Millennial: SoFi Checking & Saving Study Shows This Generation Spends $1,500 on Holiday Shopping

It's on track to be very profitable, and sooner than expected.

Up 59% in 2023, 3 Reasons SoFi Stock Is Still a Winner to Buy Now

SoFi reported robust earnings for Q3'23 due to strong business momentum. EPS beat expectations by a large margin. The FinTech saw impressive customer growth as SoFi added 717 thousand new customers in the third quarter. Account growth rates accelerated in Q3'23. SoFi raised its guidance and saw a surge in adjusted EBITDA in Q3. Student loan originations are soaring. SoFi continues to expect GAAP profitability in Q4'23.

SoFi Is Back (Rating Upgrade)

SoFi Technologies delivered strong Q3 2023 results, beating expectations and showing continued momentum across its business segments. The company is on track to achieve GAAP profitability in Q4 2023, undermining the bearish thesis. SoFi's diversified revenue streams and prudent risk management have helped it weather macroeconomic headwinds.

SoFi's Q3: Short Sellers' Worst Nightmare

SoFi Technologies Inc. shares saw muted gains Monday after the company delivered an upbeat earnings report, but they were enjoying a far stronger rally Tuesday.

SoFi's stock gains as a onetime skeptic changes his tune

Following some rough sessions for the financial technology (fintech) powerhouse, SoFi Technologies (NASDAQ: SOFI ) sparked optimism after delivering strong results for its third-quarter earnings report. Subsequently, analysts at Morgan Stanley upgraded SOFI stock to “equal weight” from “underweight,” citing that risks are now more than priced in.

SOFI Stock Pops Following Morgan Stanley Upgrade

Shares of SoFi Technologies (SOFI) gained ground Monday after the fintech company raised its full-year guidance following a quarter in which it achieved record new memberships and product enrollment, as well as a big increase in student loan volume.

SoFi Shares Gain as FinTech Company Reports Record Memberships, Boosts Guidance

SoFi Technologies Inc (NASDAQ: SOFI) opened in the green this morning after reporting solid results for its fiscal third quarter. SoFi raised guidance on Monday The stock is being rewarded also because the management raised its guidance for the full year.

News for SoFi Technologies Stock (SOFI)