Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi keeps on overdelivering, but the market is still not convinced.

SoFi Stock Plummets After Skyrocketing 20% on Monday. What Happened?

US stocks have started the year well with indices like the Dow Jones, Nasdaq 100, and S&P 500 index surging to their all-time high. This rally has been led by technology companies like Juniper Networks, NVIDIA, Netflix, Palo Alto Network, and AMD.

Best US stocks to buy in February 2024

Shares of the fintech have traded lower following a sizable gain on Monday.

SoFi Stock Gets First Downgrade After Earnings. Here's What Morgan Stanley Doesn't Like.

SoFi (NASDAQ: SOFI ) reported its earnings this week, sending its shares higher by more than 20%. However, most of those gains have now been erased.

Morgan Stanley Just Issued a Warning on SOFI Stock

Amazing what a little profit can do for your stock. SoFi Technologies (NASDAQ: SOFI ) stock soared following its recent Q4 results, in which recorded its first GAAP profits.

SOFI Stock's Surprising Turnaround: A High-Risk, High-Reward Bet for Investors

The results were great, but a surprising source of stock buyers may not really want to own shares at all.

The Biggest Reason SoFi Stock Surged 20% May Surprise You

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The sector might be set for a resurgence after a tough year for bank stocks that included multiple meltdowns, like Silicon Valley Bank. Banking indices climbed in 2023's latter half and seem to maintain that momentum today.

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SoFi Technologies has reached an inflection point, achieving GAAP profitability and demonstrating resilience in the face of challenges. The company's member count and deposits continue to grow, indicating that it is delivering value to its customers.

SoFi: Q4 2023 Earnings Are An Inflection Point For The Long-Term Opportunity

SoFi (NASDAQ: SOFI ) stock is in the red today despite the company reporting excellent fourth-quarter earnings yesterday and receiving an upgrade from Deutsche Bank analyst Mark DeVries. DeVries raised his price target to $12 from $11 while maintaining a “hold” rating.

Deutsche Just Raised Its Price Target on SOFI Stock

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The fintech disruptor gave investors a pleasant surprise with its latest results.

SoFi Just Had a Blowout Quarter -- Here's What Could Happen Over the Next Few Years

SoFi beat estimates on revenue and delivered its first-ever GAAP net profit to end 2023. Management also predicted 20% to 25% compound annual revenue growth through 2026, with EBITDA margins reaching 30% this year.

Why SoFi Stock Skyrocketed Today

SoFi Technologies' stock surged 19% on Monday after the financial technology firm made its first-ever profit and beat estimates.

SoFi soars after first-ever profit beats estimates

SoFi Technologies Inc. (SOFI) shares jumped over 19% in intraday trading Monday after the online bank and personal finance lender posted its first quarterly profit Monday as sales and membership soared for the fourth quarter.

SoFi Stock Soars After First Quarterly Profit

Online financial services company SoFi Technologies (NASDAQ: SOFI ) might be turning a corner.

So Far, So Good for SOFI Stock After First-Ever Profit

Shares of fintech firm SoFi Technologies (NASDAQ: SOFI ) surged nearly 20% on Monday after the company reported its first-ever profit. Media reports salivated over the 2-cents-per-share earnings, driven by a 44% jump in total new members and strong performance from its tech platform and financial services segments.

Why SoFi Stock Can Rise Another 60% After Blowout Q4 Results

SoFi Technologies, Inc. (SOFI) Q4 2023 Earnings Call Transcript

Shares of SoFi (NASDAQ: SOFI ) are surging higher after the personal finance company reported its fourth-quarter earnings, revealing its first-ever positive quarterly GAAP earnings per share (EPS) of 2 cents compared to the analyst estimate for 0 cents. GAAP net income tallied in at $47.91 million, up from a loss of $40 million a year ago.

SOFI Stock Alert: SoFi Just Reported Its First-Ever Profit

SoFi Technologies shares soared by about 23% after the financial services provider reported its first-ever quarterly profit. For the fourth quarter, SoFi posted earnings of $48 million or $0.02 per share (EPS) compared to Street expectations it would break even for the period.

SoFi Technologies shares rise on first-ever quarterly profit

SoFi Technologies Inc  (NASDAQ:SOFI) reported fourth-quarter earnings of 2 cents per share earlier -- swinging to a profit compared to the same time last year -- and a revenue jump of 35% to $615.40 million.

Call Traders Target Fintech Name After Switch to Profits

SoFi Technologies said in its latest earnings report that it had seen significant growth in cross-selling activity, and noted that the vast majority of its SoFi Money deposits came from direct deposit members. The company said Monday (Jan. 29) net new member adds of nearly 585,000 represented 44% growth for a total of over 7.

SoFi New Member Additions Soared 44% Amid Strong ‘Cross-Buy' Opportunities

SoFi stock is up since the company reported Q4 earnings. Is the stock a buy right now?

SoFi Earnings: Why Are Shares Soaring After Earnings?

Sofi Technologies is one of the fastest-growing financial services companies in the world.

Where Will SoFi Stock Be in 2025?

SoFi Technologies penned $615 million worth of net revenues in the fourth quarter, marking a new record for the neobank and the 11th sequential quarter of top-line growth. Net income flipped from $40 million in losses for the fourth quarter in 2022 to nearly $48 million in profit in 2023, although the group remained lossmaking over the 12 months to the tune of -$300.7 million.

SoFi Technologies rallies after neobank books record revenues

SoFi Technologies reported its first profit on an adjusted basis as Q4 revenue topped Wall Street targets.

News for SoFi Technologies Stock (SOFI)