Revenue segments as reported by the company.

Premiums

Policy charges and fee income

Net investment income

Asset management fees, commissions and other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Insurance and annuity benefits

Interest credited to policyholders' account balances

Interest expense

Deferral of acquisition costs

Amortization of acquisition costs

General and administrative

Change in estimates of liability for future policy benefits

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Prudential Financial

Prudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services to both individual and institutional customers. It operates through the following segments: PGIM, U.S. Businesses, International Businesses, Closed Block, and Corporate and Others. The PGIM segment provides investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies, to institutional and retail clients globally, as well as the Company’s general account. The U.S. Businesses segment offers a range of products and solutions that cover protection, retirement, savings, income and investment needs. The U.S. Businesses are organized into five segments: Retirement, Group Insurance, Individual Annuities, Individual Life and Assurance IQ. The Retirement segment provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. The Group Insurance segment provides group life, long-term and short-term group disability, and group corporate bank, and trust-owned life insurance in the U.S., primarily to institutional clients for use in connection with employee plans and affinity groups. The Individual Annuities segment develops and distributes individual variable and fixed annuity products, primarily to the U.S. mass affluent and affluent markets. The Individual Life segment develops and distributes individual variable life, term life and universal life insurance products primarily to the U.S. mass middle, mass affluent and affluent markets. The Assurance IQ segment leverages data science and technology to primarily distribute third-party products and a proprietary term life product directly to retail shoppers, primarily through its digital and agent channels. The International Businesses segment develops and distributes life insurance, retirement, and related products to the mass affluent and affluent markets in Japan, Korea, and other foreign countries through its Life Planner operations. The Closed Block segment includes certain in force participating insurance and annuity products and corresponding assets that are used for the payment of benefits, expenses and policyholders’ dividends related to these products. The Corporate and Other Operations segment include corporate items and initiatives that are not allocated to business segments. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.

Earnings data Q1 2021

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Earnings data Q1 2022

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Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

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Earnings data Q1 2024

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Earnings data Q3 2024

Earnings data Q4 2024

Prudential Financial reports solid 2022 performance and strategic growth

Prudential Financial showcased strong financial performance in 2022, with a focus on sustainable growth and strategic investments in key markets.
Despite challenges in meeting capital return objectives, the company remains committed to transformation and enhancing customer experience.
Opportunities lie in M&A strategies, agent recruitment efforts, and investments in growth areas to drive future expansion and profitability.
Prudential's emphasis on cost savings, financial strength, and market-focused strategies positions them for continued success and growth.

Prudential Financial excels in Q1 earnings, eyes global growth

Prudential Financial's Q1 2023 performance showcased strong sales, robust earnings growth, and a focus on sustainable strategies for global market leadership.
Despite challenges like market sensitivity and elevated mortality rates, the company's strengths in product diversification, digital innovation, and financial stability position it well for future growth.
Opportunities in expanding global access, capital deployment, and smart growth strategies offer avenues for Prudential to further enhance its market position and shareholder value.
Overall, Prudential's confidence in its growth strategy, financial position, and commitment to investor returns signal a resilient outlook for investing, insurance, and retirement security globally.

Prudential Financial reports record earnings, eyes international growth opportunities

Prudential Financial delivered strong Q2 results with a focus on sustainable growth and customer-centric strategies.
Despite challenges like net outflows and market pressures, the company remains confident in its long-term prospects.
Opportunities in emerging markets and strategic investments position Prudential for future growth.
The company's performance reflects a balance of financial strength, innovation, and strategic planning.

Prudential Financial reports robust Q3 earnings and strategic growth plans

Prudential Financial is on a growth trajectory, leveraging strong sales, strategic initiatives, and financial stability to drive sustainable long-term performance.
Challenges such as outflows in PGIM and deal-related costs are being managed with a disciplined approach, balancing short-term impacts with long-term benefits.
Opportunities lie in further optimizing Prismic, exploring international markets, and capitalizing on investor appetite for reinsurance products.

Prudential Financial reports robust Q4 performance and eyes global expansion

Prudential Financial's Q4 2023 earnings call highlighted strong financial performance, robust risk management, and strategic initiatives driving growth. While facing challenges in certain markets, the company remains optimistic about long-term sustainable growth and expanding access to financial services globally.

Prudential Financial excels in Q1 with record sales and growth

Prudential Financial's Q1 earnings call showcased strong performance, strategic initiatives, and a focus on growth and capital efficiency.
The company's diversified revenue streams, robust risk management, and commitment to shareholder value position it well for future success.
While facing challenges in regulatory environments and certain business segments, Prudential has opportunities to drive growth through product innovation and market expansion.

Prudential Financial excels in Q2 with robust sales and capital strength

Prudential Financial's Q2 2024 earnings call highlighted strong performance across businesses, with a focus on sales growth, investment income, and capital strength. While challenges related to interest rates and market dynamics were acknowledged, the company is well-positioned to capitalize on opportunities for growth and profitability.

Prudential Financial (PRU) reports strong Q3 earnings and sets sights on growth and efficiency

Prudential Financial (PRU) delivered strong financial results in Q3 2024, driven by robust sales, solid investment performance, and disciplined capital management. The company is focused on growth, efficiency, and value creation, with plans to set new financial targets for 2025 and navigate market challenges effectively.

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Purchase/sale of investments

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Change in stock

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Net change in cash

Free cash flow

Prudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services. It operates through the following segments: Prudential Investment Management, Inc. (PGIM), U.S. Businesses, International Businesses, and Corporate and Others. The PGIM segment involves the provision of investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies. The U.S. Businesses segment includes retirement strategies, group insurance, and individual life. The International Businesses segment focuses on investing in existing businesses and assessing acquisition opportunities. The Corporate and Other Operations segment involves the corporate items and initiatives not allocated to business segments. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.

NEWARK, N.J.--(BUSINESS WIRE)---- $PRU--Jacques Chappuis will lead PGIM, effective May 1, 2025. David Hunt will retire and stay on as chairman through July 2025.

Prudential appoints Jacques Chappuis as president and chief executive officer of PGIM

NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) announced today the declaration of a quarterly dividend of $1.30 per share of Common Stock, payable on December 12, 2024, to shareholders of record at the close of business on November 19, 2024. Prudential Financial, Inc. (NYSE: PRU), a global financial services leader and premier active global investment manager with approximately $1.6 trillion in assets under management as of September 30, 2024, has operations in the United.

Prudential Financial Declares Quarterly Dividend on Common Stock

Prudential Financial, Inc. (NYSE:PRU ) Q3 2024 Earnings Conference Call October 31, 2024 11:00 AM ET Company Participants Bob McLaughlin - Vice President, Investor Relations Charlie Lowrey - Chairman and CEO Rob Falzon - Vice Chairman Yanela Frias - Chief Financial Officer Andy Sullivan - Head, International Businesses and PGIM Caroline Feeney - Head, U.S. Businesses Rob Axel - Controller and Principal Accounting Officer Conference Call Participants Ryan Krueger - KBW Suneet Kamath - Jefferies Tom Gallagher - Evercore ISI Nick Annitto - Wells Fargo John Barnidge - Piper Sandler Wes Carmichael - Autonomous Wilma Burdis - Raymond James Alex Scott - Barclays Operator Ladies and gentlemen, thank you for standing by, and welcome to Prudential's Quarterly Earnings Conference Call. [Operator Instructions] As a reminder, today's call is being recorded.

Prudential Financial, Inc. (PRU) Q3 2024 Earnings Call Transcript

Aflac

Lemonade

Shares of insurance name Root (ROOT) are trading at roughly  three-year highs , on track for their best session on record after a surprise third-quarter earnings beat.

3 Insurance Stocks Making Moves After Earnings

PRU's Q3 results reflect higher asset management fees, favorable underwriting and higher net investment spread results, partially offset by higher expenses.

Prudential Financial Q3 Earnings Beat Estimates, Revenues Rise Y/Y

Although the revenue and EPS for Prudential (PRU) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Prudential (PRU) Reports Q3 Earnings: What Key Metrics Have to Say

Prudential (PRU) came out with quarterly earnings of $3.48 per share, beating the Zacks Consensus Estimate of $3.47 per share. This compares to earnings of $3.44 per share a year ago.

Prudential (PRU) Q3 Earnings and Revenues Beat Estimates

NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) today reported third quarter results. Net income attributable to Prudential Financial, Inc. was $448 million ($1.24 per Common share) for the third quarter of 2024, compared to a net loss of $802 million ($2.23 per Common share) for the third quarter of 2023. After-tax adjusted operating income was $1.260 billion ($3.48 per Common share) for the third quarter of 2024, compared to $1.332 billion ($3.62 per Common share) for th.

Prudential Financial, Inc. Announces Third Quarter 2024 Results

Allstate

Axis Capital

MetLife

Increasing rates, underwriting practices and other factors are expected to have benefited insurance players in the third quarter. AFL, MET, ALL, PRU & AXS will release earnings on Oct. 30.

Q3 Showdown: Can These 5 Insurance Stocks Beat the Estimates?

Prudential Financial is expected to report positive Q3 2024 performance, but growth prospects are limited and shares are not undervalued. Revenue growth driven by individual retirement sales and positive net flows in asset management, with expected revenues of $14.7 billion. Net income anticipated to be $1.2 billion, with a strong ROE of 14%, and a stable dividend yield of 4.1%.

Prudential Financial Q3 2024 Earnings Preview: Growth Prospects Are Limited

Get a deeper insight into the potential performance of Prudential (PRU) for the quarter ended September 2024 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics.

Curious about Prudential (PRU) Q3 Performance? Explore Wall Street Estimates for Key Metrics

Prudential (PRU) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Prudential (PRU) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Prudential (PRU) have what it takes?

Prudential (PRU) is a Top Dividend Stock Right Now: Should You Buy?

BNP Paribas SA

Volkswagen AG

China has approved two more insurance units to be set up by BNP Paribas and Prudential Financial in a move to further open up the local insurance market to foreign companies.

China approves BNP Paribas, Volkswagen joint venture, Prudential insurance unit

Selling the November 130-strike call option generates an income of 1.74% in just under one month, equaling around 20% annualized.

Easy Option Trade On Prudential Can Return 5% In One Month

Prudential Financial offers a yield above 4% which beats key peers, and two quarters of YoY growth in insurance and annuities sales is a positive. The firm is among the top 5 in life insurance and has a diversified business model across the scope of life insurance and retirement. The valuation presents a mixed picture as the stock is undervalued to key peers on forward P/E but overvalued on EV/EBITDA.

Prudential Financial: A 4.2% Dividend Yield & Growth In Both Insurance & Retirement Products

Ally Financial

Both offer high yields in a turbulent time.

2 Top Dividend Stocks to Buy in October

With the onslaught of Hurricane Milton, investors can count on Prudential stock making out better than other insurers in the storm's wake.

Prudential: A Carrier That Is Well-Positioned In The Insurance Market

Prudential (PRU) Could Be a Great Choice

NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) will release its third quarter 2024 earnings on Wednesday, October 30, 2024, after the market closes. The earnings news release, the financial supplement, and related materials will be posted on the company's Investor Relations website at investor.prudential.com. Members of Prudential's senior management will host a conference call on Thursday, October 31, 2024, at 11:00 a.m. ET to discuss with the investment community the co.

Prudential Financial, Inc. to Announce Third Quarter 2024 Earnings; Schedules Conference Call

Prudential Financial gains from higher emerging markets earnings, expanded distribution, compelling product offerings and strategic acquisitions.

PRU Stock Near 52-Week High: What Investors Should Know?

NEWARK, N.J.--(BUSINESS WIRE)--New offering raises the bar on personalized advice at scale to help savers reach retirement goals.

PGIM partners with iJoin to expand access to PGIM RetireWell™ Managed Accounts

COLUMBUS, Ga. , Sept. 25, 2024 /PRNewswire/ -- Nearly 3 out of 4 American workers say they experienced stress and anxiety while covering for a coworker on paid/extended leave,1 according to dual studies by Aflac Incorporated and Prudential Financial, Inc. In addition, about half of workers say they experienced burnout when covering for an employee whose leave extended beyond nine weeks,1 according to the studies, one by Aflac focusing on how employees are impacted by a coworkers' leave, and another by Prudential, focusing on how employers are supporting workers who cover for employees on leave.

Studies by Aflac and Prudential Financial address the impact of paid leave in the workplace

Legal & General Group PLC (LSE:LGEN) has appointed Eric Adler as chief executive for its newly combined asset management business, poaching him from his current role as head of the $320 billion private equity and alternative investments arm of Prudential Financial Inc (NYSE:PRU).  In June, the group said it was combining its public and private markets businesses into a single LGAM unit, with more than £1.1 trillion of assets under management.

Legal & General poaches new asset management CEO from Prudential Financial

Prudential Financial, Inc. has shown solid operating performance in H1 2024, with strong sales growth and good cost control, but its shares are fairly valued. The company's growth prospects are limited, making it more attractive for income-oriented investors due to its 4.30% dividend yield and share repurchase program. Prudential's valuation is at a premium to its historical averages, trading at 1.5x book value and 8.5x earnings, reflecting limited re-rating potential.

News for Prudential Financial Stock (PRU)