Revenue segments as reported by the company.

Subscription

Professional services

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

nCino, Inc.

nCino, Inc. provides cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded in 2011 and is headquartered in Wilmington, NC.

Earnings data Q4 2021

Earnings data Q1 2022

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nCino reports strong Q1 performance, eyes revenue growth opportunities

nCino's Q1 performance reflects resilience and strategic focus, with a strong emphasis on R&D investment and the integration of SimpleNexus. While facing challenges in sales and market pressure, the company remains optimistic about opportunities for revenue growth and deal acceleration in the future.

NCNO reports robust Q2 performance and eyes international expansion

NCNO's Q2 performance reflects strong revenue growth and a positive outlook for the fiscal year. The company is focused on expanding its customer base, leveraging intelligence at the point of execution, and driving IT simplification. It also aims to differentiate itself in the market through R&D priorities and multi-solution commitments.

nCino reports strong Q3 performance, eyes growth in consumer lending

nCino's Q3 performance reflects strong revenue growth and improved operating income. The company faces challenges in deal timelines and churn rates but sees opportunities for growth in the consumer lending space and NIC solutions. Overall, nCino remains focused on delivering on commitments and maintaining relationships with existing customers.

nCino exceeds Q4 expectations, eyes strategic growth amidst challenges

nCino's strong Q4 performance and strategic focus position it for continued growth in fiscal '24.
Despite challenges, the company's commitment to innovation and customer expansion drives confidence in its future.
Navigating industry consolidation and emphasizing long-term automation and efficiency improvements are key priorities.

nCino reports robust Q1 earnings, eyes growth amid market challenges

nCino's Q1 performance reflects strong revenue growth, profitability improvements, and international success, with a focus on sustainable growth and operational efficiency.
While challenges like deal implementation delays and revenue stabilization exist, opportunities in market expansion, deal acceleration, and product enhancement offer avenues for future growth.
Overall, nCino's strategic focus on profitable growth, market success, and operational efficiency positions the company well for continued success and revenue growth in fiscal year '24.

nCino reports robust Q2 results, eyes growth in diverse sectors

nCino's Q2 performance reflects revenue growth and operational strength
The company's focus on customer-centric solutions and cross-selling is paying off
Investments in R&D and expanding product offerings signal confidence in future growth

nCino surpasses revenue targets, eyes growth amid market challenges

nCino's Q3 2024 earnings call showcased strong financial performance, exceeding revenue guidance and emphasizing a focus on profitable growth. The company secured significant product wins and highlighted the introduction of AI capabilities.
While facing challenges such as slower deal signings and churn impact, nCino remains optimistic about leveraging opportunities for future expansion. The sales strategy focuses on core account executives driving relationships and aligning pricing with the evolving business model.

nCino ends FY 2024 with record sales, eyes international growth

nCino's strong Q4 performance and international success position it for growth.
Challenges include organizational changes and transitioning to new business models.
Opportunities lie in expanding sales, product growth, and strategic partnerships.

nCino reports robust Q1 results, eyes international growth opportunities

nCino's Q1 performance reflects strong financials, with revenue growth and operational improvements.
The company's focus on automation, expansion of solutions, and strategic investments positions it for future growth.
While facing challenges in market pressures and debt repayment, nCino is leveraging opportunities in international markets and technology.
Overall, nCino's emphasis on efficiency, automation, and customer-centric operations drives its financial services transformation.

nCino surpasses Q2 revenue targets, eyes growth amid churn challenges

nCino's Q2 2025 performance exceeded expectations, showcasing financial strength and operational resilience.
While facing churn challenges, the company's strategic focus on efficiency, client experience enhancement, and market opportunities underpin its growth trajectory.
With a positive market outlook, nCino's emphasis on innovation, expansion, and strategic partnerships sets the stage for continued success and value creation.

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nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naudé in 2011 and is headquartered in Wilmington, NC.

Wells Fargo (WFC) expands the use of nCino's (NCNO) Bank Operating System to streamline the entire lending process for its Consumer and Small Business Banking division.

Wells Fargo (WFC) Expands nCino Alliance for Digital Upgrade

nCino, Inc. (NCNO) CEO Pierre Naude on Q4 2022 Results - Earnings Call Transcript

nCino (NCNO) delivered earnings and revenue surprises of 0% and 8.55%, respectively, for the quarter ended January 2022. Do the numbers hold clues to what lies ahead for the stock?

NCino (NCNO) Reports Q4 Loss, Tops Revenue Estimates

Fiscal Year 2022 Total Revenues of $273.9M, up 34% year-over-year; Q4 Total Revenues of $75.0M, up 32% year-over-year Fiscal Year 2022 Subscription Revenues of $224.9M, up 38% year-over-year; Q4 Subscription Revenues of $62.8M, up 40% year-over-year Fiscal Year 2023 Total Revenue Guidance of $398M to $400M

nCino Reports Fourth Quarter and Fiscal Year 2022 Financial Results

Financial services leader selects nCino to streamline origination, underwriting and portfolio management within its Small Business Banking Business Financial services leader selects nCino to streamline origination, underwriting and portfolio management within its Small Business Banking Business

Wells Fargo Expands Adoption of nCino to Transform Small Business Banking Experience

LONDON and PARIS, March 30, 2022 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, and Natixis Corporate & Investment Banking (Natixis CIB) announce their partnership to streamline and automate several of Natixis CIB's processes.

Natixis Corporate & Investment Banking partners with nCino to expand its digital capabilities in its financing activities

Australian mortgage lender completes digital transformation with robust, end-to-end platform Australian mortgage lender completes digital transformation with robust, end-to-end platform

PwC Australia Assists RedZed to Transform Mortgage Lending with nCino's Mortgage Solution

nCino (NCNO) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.

nCino (NCNO) Surges 6.7%: Is This an Indication of Further Gains?

Company grows workforce in Europe and localises the nCino Bank Operating System® for EMEA market with expanded product capabilities Company grows workforce in Europe and localises the nCino Bank Operating System® for EMEA market with expanded product capabilities

nCino Opens New Entities in Spain and France

Community bank invests in AI-powered technology to become more client focused, automated and agile Community bank invests in AI-powered technology to become more client focused, automated and agile

nCino's Commercial Pricing and Profitability Adds Value to Huntingdon Valley Bank

Building upon success at Arbuthnot Specialist Finance Limited (ASFL), broader bank to adopt cloud-native platform Building upon success at Arbuthnot Specialist Finance Limited (ASFL), broader bank to adopt cloud-native platform

Arbuthnot Latham to Implement nCino Across Private and Commercial Banking Estate

Community bank chooses nCino's robust, single platform to best serve its community Community bank chooses nCino's robust, single platform to best serve its community

SmartBank Selects nCino to Increase Speed and Simplify Commercial Loans

WILMINGTON, N.C., Feb. 15, 2022 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, will report financial results for its fourth quarter and fiscal year ended January 31, 2022, after the market close on Thursday, March 31, 2022. nCino will host a conference call and webcast that day at 4:30 p.m. ET to discuss its financial results.

nCino Announces Timing of its Fourth Quarter and Fiscal Year 2022 Financial Results Conference Call

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Cloud banking leader awarded several accolades for its leadership and commitment to company culture and employee satisfaction Cloud banking leader awarded several accolades for its leadership and commitment to company culture and employee satisfaction

nCino Recognized as Employer of Choice for Numerous 2021 Awards

TORONTO, Jan. 12, 2022 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced that CIBC, one of Canada's Big Six banks, has selected the nCino Bank Operating System® to provide CIBC's Business Banking team with a modern, scalable and flexible platform to enhance the experience for its Canadian business clients.

CIBC Selects nCino's Platform to Deliver Enhanced Client Experience for Business Banking Clients

Mastercard

PayPal

Visa

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Extends cloud-based platform with leading homeownership point-of-sale and mobile-first capabilities Extends cloud-based platform with leading homeownership point-of-sale and mobile-first capabilities

nCino Completes Acquisition of SimpleNexus

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Silvergate Capital Corp

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Community bank chooses nCino's cloud-based, single platform to streamline lending, account opening, and client engagement Community bank chooses nCino's cloud-based, single platform to streamline lending, account opening, and client engagement

Armstrong Bank Selects nCino Platform Across Multiple Lines of Business

KeyCorp

CLEVELAND, Dec. 8, 2021 /PRNewswire/ -- KeyBank has continued its journey in creating a seamless client experience with another important technology investment. Working with nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions, KeyBank Business Banking relationship managers will now be able to see a client's banking information through a streamlined platform, allowing them to meet client needs and address questions faster than ever in an end to end process.

KeyBank Expands its Relationship Banking Capabilities with nCino

• Total Revenues of $70.0M, up 29% year-over-year • Subscription Revenues of $57.1M, up 32% year-over-year • Signed Definitive Agreement to Acquire SimpleNexus after Quarter Close

nCino Reports Third Quarter Fiscal Year 2022 Financial Results

Ncino (NASDAQ:NCNO) is set to give its latest quarterly earnings report on Wednesday, 2021-12-01. Here's what investors need to know before the announcement.

Ncino Earnings Preview

Customer feedback and product innovation drive nCino as a top technology vendor in the 2021 Impact Matrix Customer feedback and product innovation drive nCino as a top technology vendor in the 2021 Impact Matrix

nCino's Commercial Banking Solution Ranked “Best-in-Class” by Aite Group for Third Consecutive Time

WILMINGTON, N.C., Nov. 29, 2021 (GLOBE NEWSWIRE) -- nCino Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced its participation in the following investor conferences:

News for nCino, Inc. Stock (NCNO)