
nCino, Inc. (NCNO) Stock Forecast & Price Target
nCino, Inc. (NCNO) Analyst Ratings
Bulls say
Ncino Inc. demonstrates a positive financial outlook, with FY26 revenue projected to reach $591.9-593.4 million and earnings per share (EPS) anticipated between $0.90-$0.91, marking a notable increase from prior estimates. The company's subscription revenue is set to grow to $520-$522 million, reflecting an approximately 7% year-over-year organic growth, backed by a robust performance in Q3 where total revenue rose by 9.6%. Furthermore, the company's strategic focus on winning contracts with both small and large banks is expected to further accelerate subscription revenue growth as financial institutions increasingly seek modernized technology solutions.
Bears say
Ncino Inc. faces significant challenges as the U.S. mortgage growth has slowed to 2% year-over-year, which is expected to decelerate revenue growth while compressing the enterprise value to revenue multiple to approximately 3x for FY27 estimates. Additionally, increased competition in the fintech space may lead to pricing pressures and slower revenue growth, further exacerbating Ncino's financial outlook. The combination of a prolonged economic downturn, low interest rates negatively impacting bank profit margins, and rising inflation may pressure IT spending among Ncino's banking clients, ultimately hindering bookings and revenue growth.
This aggregate rating is based on analysts' research of nCino, Inc. and is not a guaranteed prediction by Public.com or investment advice.
nCino, Inc. (NCNO) Analyst Forecast & Price Prediction
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