Revenue segments as reported by the company.

Subscription

Professional services

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Sales and marketing

Research and development

General and administrative

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

nCino, Inc.

nCino, Inc. provides cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded in 2011 and is headquartered in Wilmington, NC.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

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Earnings data Q1 2025

nCino reports strong Q1 performance, eyes revenue growth opportunities

nCino's Q1 performance reflects resilience and strategic focus, with a strong emphasis on R&D investment and the integration of SimpleNexus. While facing challenges in sales and market pressure, the company remains optimistic about opportunities for revenue growth and deal acceleration in the future.

NCNO reports robust Q2 performance and eyes international expansion

NCNO's Q2 performance reflects strong revenue growth and a positive outlook for the fiscal year. The company is focused on expanding its customer base, leveraging intelligence at the point of execution, and driving IT simplification. It also aims to differentiate itself in the market through R&D priorities and multi-solution commitments.

nCino reports strong Q3 performance, eyes growth in consumer lending

nCino's Q3 performance reflects strong revenue growth and improved operating income. The company faces challenges in deal timelines and churn rates but sees opportunities for growth in the consumer lending space and NIC solutions. Overall, nCino remains focused on delivering on commitments and maintaining relationships with existing customers.

nCino exceeds Q4 expectations, eyes strategic growth amidst challenges

nCino's strong Q4 performance and strategic focus position it for continued growth in fiscal '24.
Despite challenges, the company's commitment to innovation and customer expansion drives confidence in its future.
Navigating industry consolidation and emphasizing long-term automation and efficiency improvements are key priorities.

nCino reports robust Q1 earnings, eyes growth amid market challenges

nCino's Q1 performance reflects strong revenue growth, profitability improvements, and international success, with a focus on sustainable growth and operational efficiency.
While challenges like deal implementation delays and revenue stabilization exist, opportunities in market expansion, deal acceleration, and product enhancement offer avenues for future growth.
Overall, nCino's strategic focus on profitable growth, market success, and operational efficiency positions the company well for continued success and revenue growth in fiscal year '24.

nCino reports robust Q2 results, eyes growth in diverse sectors

nCino's Q2 performance reflects revenue growth and operational strength
The company's focus on customer-centric solutions and cross-selling is paying off
Investments in R&D and expanding product offerings signal confidence in future growth

nCino surpasses revenue targets, eyes growth amid market challenges

nCino's Q3 2024 earnings call showcased strong financial performance, exceeding revenue guidance and emphasizing a focus on profitable growth. The company secured significant product wins and highlighted the introduction of AI capabilities.
While facing challenges such as slower deal signings and churn impact, nCino remains optimistic about leveraging opportunities for future expansion. The sales strategy focuses on core account executives driving relationships and aligning pricing with the evolving business model.

nCino ends FY 2024 with record sales, eyes international growth

nCino's strong Q4 performance and international success position it for growth.
Challenges include organizational changes and transitioning to new business models.
Opportunities lie in expanding sales, product growth, and strategic partnerships.

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Cost of revenue

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nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naudé in 2011 and is headquartered in Wilmington, NC.

Bank honoured with Celent Model Bank Award and The Banker’s Innovation in Digital Banking Award for the digitisation and evolution of its SME, corporate and commercial banking units using the nCino Bank Operating System®

Santander UK Wins Multiple Industry Awards for Innovation in Digital Banking With nCino

This cloud-based banking technology specialist is booming, but so is its stock price.

After Its First Post-IPO Quartely Report, Is nCino a Buy?

nCino, Inc. (NCNO) CEO Pierre Naudé on Q2 2021 Results - Earnings Call Transcript

Total Revenues Increased 52% Year-over-Year    Subscription Revenues Increased 70% Year-over-Year

nCino Reports Record Second Quarter Fiscal 2021 Financial Results

nCino recognized as a global leader in three categories for client strength, client service and product features by leading analyst group nCino recognized as a global leader in three categories for client strength, client service and product features by leading analyst group

nCino Named Best-in-Class Retail Loan Origination System in Aite Matrix

WILMINGTON, N.C., Aug.  13, 2020  (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO) will report financial results for its second quarter which ended July 31, 2020 after the market close on Wednesday, September 9, 2020. nCino will host a conference call and webcast that day at 4:30 p.m. ET to discuss its financial results.

nCino Announces Timing of its Second Quarter Fiscal 2021 Results Conference Call

Bank implements the nCino Bank Operating System® supported by West Monroe Bank implements the nCino Bank Operating System® supported by West Monroe

WaFd Bank Leverages nCino to Efficiently and Digitally Provide Commercial and Small Business Financing

Cloud Stocks: Investors Say Yes To nCino's IPO

Jamf Holding Corp.

Lemonade

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3 Hot IPO Stocks That Hit the Market in July

GoHealth, Inc.

Coronavirus is accelerating the pivot to digital, helping new digital-native businesses flourish.

3 Fresh IPOs Worth Keeping an Eye On

nCino: Disruptive Business, Disruptive Stock?

Discover what makes this cloud-based software provider for financial institutions a good choice for investors.

Why You Must Not Ignore This IPO

Despite some market chop, the U.S. IPO market is still active, with fresh debut nCino pricing above its elevated price range, and Jamf moving to start its pricing process after filing to go public at the end of June.

The IPO market stays hot, as nCino prices above range and Jamf targets a ~$2B valuation

Shares of nCino Inc. NCNO, +154.74% , a maker of cloud-based software provider for financial institutions, soared 154% in their trading debut Tuesday, after the company priced its initial public offering above an already increased price range.

Cloud company nCino's shares soar 154% in trading debut

Financial software company nCino raised $250 million with an initial public offering late Monday that far exceeded expectations.

NCino IPO Raises $250 Million, Far Exceeding Expectations

nCino Inc., a maker of cloud-based software provider for financial institutions, priced its initial public offering at $31 a share late Monday, above its proposed price range of $28 to $29.

nCino prices IPO above price range at $31 a share

WILMINGTON, N.C., July 13, 2020 (GLOBE NEWSWIRE) -- nCino, Inc. (“nCino”) today announced the pricing of its initial public offering of 8,060,000 shares of its common stock at the initial public offering price of $31.00 per share.

News for nCino, Inc. Stock (NCNO)