Revenue segments as reported by the company.

Subscription

Professional services

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

nCino, Inc.

nCino, Inc. provides cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded in 2011 and is headquartered in Wilmington, NC.

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

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Earnings data Q3 2025

nCino reports strong Q1 performance, eyes revenue growth opportunities

nCino's Q1 performance reflects resilience and strategic focus, with a strong emphasis on R&D investment and the integration of SimpleNexus. While facing challenges in sales and market pressure, the company remains optimistic about opportunities for revenue growth and deal acceleration in the future.

NCNO reports robust Q2 performance and eyes international expansion

NCNO's Q2 performance reflects strong revenue growth and a positive outlook for the fiscal year. The company is focused on expanding its customer base, leveraging intelligence at the point of execution, and driving IT simplification. It also aims to differentiate itself in the market through R&D priorities and multi-solution commitments.

nCino reports strong Q3 performance, eyes growth in consumer lending

nCino's Q3 performance reflects strong revenue growth and improved operating income. The company faces challenges in deal timelines and churn rates but sees opportunities for growth in the consumer lending space and NIC solutions. Overall, nCino remains focused on delivering on commitments and maintaining relationships with existing customers.

nCino exceeds Q4 expectations, eyes strategic growth amidst challenges

nCino's strong Q4 performance and strategic focus position it for continued growth in fiscal '24.
Despite challenges, the company's commitment to innovation and customer expansion drives confidence in its future.
Navigating industry consolidation and emphasizing long-term automation and efficiency improvements are key priorities.

nCino reports robust Q1 earnings, eyes growth amid market challenges

nCino's Q1 performance reflects strong revenue growth, profitability improvements, and international success, with a focus on sustainable growth and operational efficiency.
While challenges like deal implementation delays and revenue stabilization exist, opportunities in market expansion, deal acceleration, and product enhancement offer avenues for future growth.
Overall, nCino's strategic focus on profitable growth, market success, and operational efficiency positions the company well for continued success and revenue growth in fiscal year '24.

nCino reports robust Q2 results, eyes growth in diverse sectors

nCino's Q2 performance reflects revenue growth and operational strength
The company's focus on customer-centric solutions and cross-selling is paying off
Investments in R&D and expanding product offerings signal confidence in future growth

nCino surpasses revenue targets, eyes growth amid market challenges

nCino's Q3 2024 earnings call showcased strong financial performance, exceeding revenue guidance and emphasizing a focus on profitable growth. The company secured significant product wins and highlighted the introduction of AI capabilities.
While facing challenges such as slower deal signings and churn impact, nCino remains optimistic about leveraging opportunities for future expansion. The sales strategy focuses on core account executives driving relationships and aligning pricing with the evolving business model.

nCino ends FY 2024 with record sales, eyes international growth

nCino's strong Q4 performance and international success position it for growth.
Challenges include organizational changes and transitioning to new business models.
Opportunities lie in expanding sales, product growth, and strategic partnerships.

nCino reports robust Q1 results, eyes international growth opportunities

nCino's Q1 performance reflects strong financials, with revenue growth and operational improvements.
The company's focus on automation, expansion of solutions, and strategic investments positions it for future growth.
While facing challenges in market pressures and debt repayment, nCino is leveraging opportunities in international markets and technology.
Overall, nCino's emphasis on efficiency, automation, and customer-centric operations drives its financial services transformation.

nCino surpasses Q2 revenue targets, eyes growth amid churn challenges

nCino's Q2 2025 performance exceeded expectations, showcasing financial strength and operational resilience.
While facing churn challenges, the company's strategic focus on efficiency, client experience enhancement, and market opportunities underpin its growth trajectory.
With a positive market outlook, nCino's emphasis on innovation, expansion, and strategic partnerships sets the stage for continued success and value creation.

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nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naudé in 2011 and is headquartered in Wilmington, NC.

nCino's products offer a compelling value add for banks. But now management is saying it expects longer sales cycles and more scrutiny on deals.

How Does the Banking Crisis Impact nCino?

nCino, Inc. (NASDAQ:NCNO ) Q4 2023 Results Conference Call March 28, 2023 4:30 PM ET Company Participants Harrison Masters - Investor Relations Pierre Naude - Chairman, Chief Executive Officer Greg Orenstein - Chief Financial Officer Josh Glover - President, Chief Revenue Officer Conference Call Participants James Faucette - Morgan Stanley Nick Altmann - Scotiabank Terry Tillman - Truist Securities Saket Kalia - Barclays Josh Beck - KeyBanc Capital Markets Charles Nabhan - Stephens Jackson Ader - SVB MoffettNathanson Kyle Peterson - Needham & Company Alex Sklar - Raymond James Bob Napoli - William Blair Ken Suchoski - Autonomous Mauro Molina - Piper Sandler Adam Bergere - Bank of America Operator Good day, and welcome to the nCino Fourth Quarter and Fiscal Year 2023 Financial Results Conference Call. At this time all participants are in a listen-only mode.

nCino, Inc. (NCNO) Q4 2023 Earnings Call Transcript

nCino (NCNO) delivered earnings and revenue surprises of 180% and 4.51%, respectively, for the quarter ended January 2023. Do the numbers hold clues to what lies ahead for the stock?

NCino (NCNO) Beats Q4 Earnings and Revenue Estimates

Q4 Total Revenues of $109.2 M, up 46% year-over-year, Fiscal Year 2023 Total Revenues of $408.3 M, up 49% year-over-year; Q4 Subscription Revenues of $92.8 M, up 48% year-over-year, Fiscal Year 2023 Subscription Revenues of $344.8 M, up 53% year-over-year; Company Achieves Second Consecutive Quarter of Positive Non-GAAP Operating Income

nCino Reports Fourth Quarter and Fiscal Year 2023 Financial Results

nCino (NCNO) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

nCino (NCNO) Soars 6.7%: Is Further Upside Left in the Stock?

Informatica

Las Vegas Sands

Palantir Technologies

Some of the notable companies to have witnessed solid earnings acceleration as of now are Las Vegas Sands (LVS), nCino (NCNO), Informatica (INFA) & Palantir Technologies (PLTR).

4 Remarkable Earnings Acceleration Stocks Worth Buying

Midwest community bank moves to single platform to help ensure customer experience is at the forefront of every interaction Midwest community bank moves to single platform to help ensure customer experience is at the forefront of every interaction

Johnson Financial Group Selects nCino to Modernize Multiple Lines of Business

Massachusetts bank rounds out its adoption of SimpleNexus' digital mortgage toolset with the implementation of Nexus Closing Massachusetts bank rounds out its adoption of SimpleNexus' digital mortgage toolset with the implementation of Nexus Closing

Avidia Bank Implements Nexus Closing by SimpleNexus to Provide Customers the Convenience of a Modern Closing Experience

Invest in stocks like Las Vegas Sands (LVS), nCino (NCNO), Informatica (INFA) & Palantir Technologies (PLTR), at the moment, for solid earnings acceleration.

4 Stocks That Flaunt Superb Earnings Acceleration

WILMINGTON, N.C., Feb. 14, 2023 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking for the global financial services industry, will report financial results for its fourth quarter and fiscal year ended January 31, 2023, after the market close on Tuesday, March 28, 2023. nCino will host a conference call and webcast that day at 4:30 p.m. ET to discuss its financial results.

nCino Announces Timing of its Fourth Quarter and Fiscal Year 2023 Financial Results Conference Call

Voyager Therapeutics

Some of the notable companies to have witnessed solid earnings acceleration as of now are Las Vegas Sands (LVS), Voyager Therapeutics (VYGR) & nCino (NCNO).

3 Best Stocks to Invest in for Remarkable Earnings Acceleration

Partnership with AI decisioning platform to provide deeper insight and more confident lending through a single platform Partnership with AI decisioning platform to provide deeper insight and more confident lending through a single platform

nCino Expands nCino IQ Offerings Through Partnership with Rich Data Co

New York-based credit union to implement Nexus Engagement™, Nexus Origination™ and Nexus Closing™ to modernize the member homebuying experience and gain process efficiencies New York-based credit union to implement Nexus Engagement™, Nexus Origination™ and Nexus Closing™ to modernize the member homebuying experience and gain process efficiencies

AmeriCU to introduce a mobile mortgage lending experience powered by SimpleNexus

nCino has appointed eight-year company veteran Greg Orenstein as chief financial officer. Orenstein most recently served as the cloud banking firm's chief corporate development and strategy officer.

nCino Names 8-Year Company Veteran and IPO Leader as CFO

Company Reaffirms Q4 and Full Fiscal Year 2023 Financial Guidance Company Reaffirms Q4 and Full Fiscal Year 2023 Financial Guidance

nCino Announces Chief Financial Officer Transition

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Stock based compensation or SBC for short has been a focus of many lately given the egregious numbers posted quarter-after-quarter in financial results. The point of all this investor anxiety towards SBC is the resulting devastating dilution that may occur if the billions in options are actually exercised.

Stock Based Compensation: The Dilution Potential Of The Worst Offenders

Block

Toast

With the arrival of the new year, now is a great time to start looking ahead and considering potential market opportunities in 2023. Fintech was a major casualty during this downturn, but some of these companies are well-positioned for growth in the years to come.

Why These 3 Fintech Stocks Could Soar in 2023

National lender selects CompenSafe to improve incentive compensation administration and communication National lender selects CompenSafe to improve incentive compensation administration and communication

CrossCountry Mortgage Partners with SimpleNexus to Implement CompenSafe Incentive Automation into Its Workflow

As financial institutions prepare for a potential recession, nCino's products and services are still clearly sought after.

Despite Industrywide Headwinds, nCino Looks Steady Heading Into 2023

Fair Isaac

The fintech sector has been hit hard this year. There are some good opportunities heading into 2023.

2 No-Brainer Fintech Stocks to Own in 2023

The average of price targets set by Wall Street analysts indicates a potential upside of 59.4% in nCino (NCNO). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

Can nCino (NCNO) Climb 59% to Reach the Level Wall Street Analysts Expect?

Germany's “Best Performing Bank” completes successful implementation of the nCino platform to drive further efficiency Germany's “Best Performing Bank” completes successful implementation of the nCino platform to drive further efficiency

Hamburg Commercial Bank Goes Live on nCino

nCino, Inc. (NASDAQ:NCNO ) Q3 2023 Earnings Conference Call November 30, 2022 4:30 PM ET Company Representatives Pierre Naudé - Chairman, Chief Executive Officer David Rudow - Chief Financial Officer Josh Glover - President, Chief Revenue Officer Harrison Masters - Investor Relations Conference Call Participants Terry Tillman - Truist Securities Brent Bracelin - Piper Sandler Alex Sklar - Raymond James Jackson Ader - MoffettNathanson SVB Nick Altmann - Scotia Bank Josh Beck - KeyBanc Saket Kalia - Barclays Charles Nabhan - Stephens Operator Thank you for standing by and welcome to nCino's, Third Quarter Fiscal Year 2023 Financial Results Conference Call. At this time all participants are in a listen-only mode.

nCino, Inc. (NCNO) Q3 2023 Earnings Call Transcript

nCino (NCNO) delivered earnings and revenue surprises of 50% and 1.79%, respectively, for the quarter ended October 2022. Do the numbers hold clues to what lies ahead for the stock?

NCino (NCNO) Reports Q3 Loss, Tops Revenue Estimates

WILMINGTON, N.C., Nov. 30, 2022 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced financial results for its third quarter of fiscal year 2023, ended October 31, 2022.

News for nCino, Inc. Stock (NCNO)