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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

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Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

nCino, Inc.

nCino, Inc. provides cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded in 2011 and is headquartered in Wilmington, NC.

Earnings data Q1 2022

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nCino reports strong Q1 performance, eyes revenue growth opportunities

nCino's Q1 performance reflects resilience and strategic focus, with a strong emphasis on R&D investment and the integration of SimpleNexus. While facing challenges in sales and market pressure, the company remains optimistic about opportunities for revenue growth and deal acceleration in the future.

NCNO reports robust Q2 performance and eyes international expansion

NCNO's Q2 performance reflects strong revenue growth and a positive outlook for the fiscal year. The company is focused on expanding its customer base, leveraging intelligence at the point of execution, and driving IT simplification. It also aims to differentiate itself in the market through R&D priorities and multi-solution commitments.

nCino reports strong Q3 performance, eyes growth in consumer lending

nCino's Q3 performance reflects strong revenue growth and improved operating income. The company faces challenges in deal timelines and churn rates but sees opportunities for growth in the consumer lending space and NIC solutions. Overall, nCino remains focused on delivering on commitments and maintaining relationships with existing customers.

nCino exceeds Q4 expectations, eyes strategic growth amidst challenges

nCino's strong Q4 performance and strategic focus position it for continued growth in fiscal '24.
Despite challenges, the company's commitment to innovation and customer expansion drives confidence in its future.
Navigating industry consolidation and emphasizing long-term automation and efficiency improvements are key priorities.

nCino reports robust Q1 earnings, eyes growth amid market challenges

nCino's Q1 performance reflects strong revenue growth, profitability improvements, and international success, with a focus on sustainable growth and operational efficiency.
While challenges like deal implementation delays and revenue stabilization exist, opportunities in market expansion, deal acceleration, and product enhancement offer avenues for future growth.
Overall, nCino's strategic focus on profitable growth, market success, and operational efficiency positions the company well for continued success and revenue growth in fiscal year '24.

nCino reports robust Q2 results, eyes growth in diverse sectors

nCino's Q2 performance reflects revenue growth and operational strength
The company's focus on customer-centric solutions and cross-selling is paying off
Investments in R&D and expanding product offerings signal confidence in future growth

nCino surpasses revenue targets, eyes growth amid market challenges

nCino's Q3 2024 earnings call showcased strong financial performance, exceeding revenue guidance and emphasizing a focus on profitable growth. The company secured significant product wins and highlighted the introduction of AI capabilities.
While facing challenges such as slower deal signings and churn impact, nCino remains optimistic about leveraging opportunities for future expansion. The sales strategy focuses on core account executives driving relationships and aligning pricing with the evolving business model.

nCino ends FY 2024 with record sales, eyes international growth

nCino's strong Q4 performance and international success position it for growth.
Challenges include organizational changes and transitioning to new business models.
Opportunities lie in expanding sales, product growth, and strategic partnerships.

nCino reports robust Q1 results, eyes international growth opportunities

nCino's Q1 performance reflects strong financials, with revenue growth and operational improvements.
The company's focus on automation, expansion of solutions, and strategic investments positions it for future growth.
While facing challenges in market pressures and debt repayment, nCino is leveraging opportunities in international markets and technology.
Overall, nCino's emphasis on efficiency, automation, and customer-centric operations drives its financial services transformation.

nCino surpasses Q2 revenue targets, eyes growth amid churn challenges

nCino's Q2 2025 performance exceeded expectations, showcasing financial strength and operational resilience.
While facing churn challenges, the company's strategic focus on efficiency, client experience enhancement, and market opportunities underpin its growth trajectory.
With a positive market outlook, nCino's emphasis on innovation, expansion, and strategic partnerships sets the stage for continued success and value creation.

nCino surpasses Q3 expectations, eyes global growth opportunities ahead

nCino delivered strong Q3 results, exceeding revenue and operating income expectations. The company's sales momentum, particularly in the U.S. and international markets, showcases its growth potential. With a positive outlook, nCino expects continued revenue growth and operational efficiency improvements in the upcoming quarters.

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nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naudé in 2011 and is headquartered in Wilmington, NC.

NCino (NCNO) came out with quarterly earnings of $0.07 per share, beating the Zacks Consensus Estimate of $0.05 per share. This compares to loss of $0.06 per share a year ago.

NCino (NCNO) Q1 Earnings and Revenues Surpass Estimates

Shares of cloud-software company nCino Inc. NCNO, which focuses on the financial sector, plunged more than 10% in after-hours trading Wednesday, after executives reduced their annual revenue forecast and guided for quarterly sales lower than Wall Street expected. The move follows a big downturn for Tenable Holdings Inc.

The banking crisis is claiming another software stock

• Total Revenues of $113.7M , up 21% year-over-year•  Subscription Revenues of $97.3M , up 23% year-over-year•  Cash from Operating Activities of $31.3M and GAAP Loss from Operations of $(8.6)M•  Company Achieves Record Free Cash Flow of $29.7M and Record Non-GAAP Operating Income of $10.9M

nCino Reports First Quarter Fiscal Year 2024 Financial Results

Brookfield Renewable Partners

Constellation Energy Corp

Marathon Digital Holdings

Keep an eye on companies that have witnessed solid earnings acceleration as of now, such as nCino (NCNO), Constellation Energy (CEG), Brookfield Renewable Partners (BEP) and Marathon Digital (MARA).

4 Stocks to Watch Now for Superb Earnings Acceleration

Partnership seeks to harness the power of artificial intelligence (AI) to produce faster and more equitable lending decisions with better risk assessment for financial institutions of all sizes Partnership seeks to harness the power of artificial intelligence (AI) to produce faster and more equitable lending decisions with better risk assessment for financial institutions of all sizes

nCino and Zest AI Create Strategic Partnership to Bring More Efficiency to Financial Services Through AI-Automated Underwriting

WILMINGTON, N.C., May 15, 2023 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, will report financial results for its first quarter ended April 30, 2023, after the market close on Wednesday, May 31, 2023. nCino will host a conference call and webcast that day at 4:30 p.m. ET to discuss its financial results.

nCino Announces Timing of its First Quarter Fiscal Year 2024 Financial Results Conference Call

CHARLOTTE, N.C., May 09, 2023 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking for the global financial services industry, today kicked off nSight 2023, its annual user conference in Charlotte, NC.

nCino Kicks off Annual Conference, nSight, Advancing Modernization in Financial Services

Partnership strengthens Grasshopper's Commercial and SBA lending businesses as it continues to expand the use of the platform for even greater efficiency Partnership strengthens Grasshopper's Commercial and SBA lending businesses as it continues to expand the use of the platform for even greater efficiency

nCino Announces Partnership with Grasshopper to Streamline Bank's Internal Processes and Enhance Client Experience

South African commercial property specialty lender selects nCino's cloud banking platform to grow business and improve access to finance for property entrepreneurs in affordable housing South African commercial property specialty lender selects nCino's cloud banking platform to grow business and improve access to finance for property entrepreneurs in affordable housing

TUHF Partners with nCino to Improve Its Competitive Edge and to Scale Efficiently

nCino Contends With Multiple Industry Headwinds In 2023

dLocal Ltd

Earnings season's just about over. But there were a few last reports among our FinTech IPO pantheon right before the next earnings season begins next week.

FinTech IPO Index Gains 0.3% as nCino and dLocal Post Earnings

nCino's products offer a compelling value add for banks. But now management is saying it expects longer sales cycles and more scrutiny on deals.

How Does the Banking Crisis Impact nCino?

nCino, Inc. (NASDAQ:NCNO ) Q4 2023 Results Conference Call March 28, 2023 4:30 PM ET Company Participants Harrison Masters - Investor Relations Pierre Naude - Chairman, Chief Executive Officer Greg Orenstein - Chief Financial Officer Josh Glover - President, Chief Revenue Officer Conference Call Participants James Faucette - Morgan Stanley Nick Altmann - Scotiabank Terry Tillman - Truist Securities Saket Kalia - Barclays Josh Beck - KeyBanc Capital Markets Charles Nabhan - Stephens Jackson Ader - SVB MoffettNathanson Kyle Peterson - Needham & Company Alex Sklar - Raymond James Bob Napoli - William Blair Ken Suchoski - Autonomous Mauro Molina - Piper Sandler Adam Bergere - Bank of America Operator Good day, and welcome to the nCino Fourth Quarter and Fiscal Year 2023 Financial Results Conference Call. At this time all participants are in a listen-only mode.

nCino, Inc. (NCNO) Q4 2023 Earnings Call Transcript

nCino (NCNO) delivered earnings and revenue surprises of 180% and 4.51%, respectively, for the quarter ended January 2023. Do the numbers hold clues to what lies ahead for the stock?

NCino (NCNO) Beats Q4 Earnings and Revenue Estimates

Q4 Total Revenues of $109.2 M, up 46% year-over-year, Fiscal Year 2023 Total Revenues of $408.3 M, up 49% year-over-year; Q4 Subscription Revenues of $92.8 M, up 48% year-over-year, Fiscal Year 2023 Subscription Revenues of $344.8 M, up 53% year-over-year; Company Achieves Second Consecutive Quarter of Positive Non-GAAP Operating Income

nCino Reports Fourth Quarter and Fiscal Year 2023 Financial Results

nCino (NCNO) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

nCino (NCNO) Soars 6.7%: Is Further Upside Left in the Stock?

Informatica

Las Vegas Sands

Palantir Technologies

Some of the notable companies to have witnessed solid earnings acceleration as of now are Las Vegas Sands (LVS), nCino (NCNO), Informatica (INFA) & Palantir Technologies (PLTR).

4 Remarkable Earnings Acceleration Stocks Worth Buying

Midwest community bank moves to single platform to help ensure customer experience is at the forefront of every interaction Midwest community bank moves to single platform to help ensure customer experience is at the forefront of every interaction

Johnson Financial Group Selects nCino to Modernize Multiple Lines of Business

Massachusetts bank rounds out its adoption of SimpleNexus' digital mortgage toolset with the implementation of Nexus Closing Massachusetts bank rounds out its adoption of SimpleNexus' digital mortgage toolset with the implementation of Nexus Closing

Avidia Bank Implements Nexus Closing by SimpleNexus to Provide Customers the Convenience of a Modern Closing Experience

Invest in stocks like Las Vegas Sands (LVS), nCino (NCNO), Informatica (INFA) & Palantir Technologies (PLTR), at the moment, for solid earnings acceleration.

4 Stocks That Flaunt Superb Earnings Acceleration

WILMINGTON, N.C., Feb. 14, 2023 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking for the global financial services industry, will report financial results for its fourth quarter and fiscal year ended January 31, 2023, after the market close on Tuesday, March 28, 2023. nCino will host a conference call and webcast that day at 4:30 p.m. ET to discuss its financial results.

nCino Announces Timing of its Fourth Quarter and Fiscal Year 2023 Financial Results Conference Call

Voyager Therapeutics

Some of the notable companies to have witnessed solid earnings acceleration as of now are Las Vegas Sands (LVS), Voyager Therapeutics (VYGR) & nCino (NCNO).

3 Best Stocks to Invest in for Remarkable Earnings Acceleration

Partnership with AI decisioning platform to provide deeper insight and more confident lending through a single platform Partnership with AI decisioning platform to provide deeper insight and more confident lending through a single platform

nCino Expands nCino IQ Offerings Through Partnership with Rich Data Co

New York-based credit union to implement Nexus Engagement™, Nexus Origination™ and Nexus Closing™ to modernize the member homebuying experience and gain process efficiencies New York-based credit union to implement Nexus Engagement™, Nexus Origination™ and Nexus Closing™ to modernize the member homebuying experience and gain process efficiencies

AmeriCU to introduce a mobile mortgage lending experience powered by SimpleNexus

nCino has appointed eight-year company veteran Greg Orenstein as chief financial officer. Orenstein most recently served as the cloud banking firm's chief corporate development and strategy officer.

News for nCino, Inc. Stock (NCNO)