Revenue segments as reported by the company.

Premiums

Universal life and investment-type product policy fees

Net investment income

Other revenues

Net investment gains (losses)

Net derivative gains (losses)

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Policyholder benefits and claims

Interest credited to policyholder account balances

Policyholder dividends

Capitalization of DAC

Amortization of DAC and VOBA

Amortization of negative VOBA

Interest expense on debt

Other expenses

Policyholder liability remeasurement (gains) losses

Market risk benefit remeasurement (gains) losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

MetLife

MetLife, Inc. provides insurance and financial services to individual and institutional customers. It offers life insurance, annuities, automobile and homeowner's insurance and retail banking services to individuals as well as group insurance, reinsurance and retirement and savings products and services. The firm operates through the following segments: U.S., Asia, Latin America, EMEA, MetLife Holdings and Corporate & Other. The U.S. segment offers a broad range of protection products and services aimed at serving the financial needs of customers throughout their lives. The U.S. segment is organized into three businesses: Group Benefits, Retirement and Income Solutions and Property & Casualty. The Asia segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include whole life, term life, variable life, universal life, accident & health insurance, fixed and variable annuities and endowment products. The Latin America segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life insurance, accident & health insurance, credit insurance and retirement and savings products. The EMEA segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life, accident & health, credit insurance and retirement and savings products. The MetLife Holdings segment consists of operations relating to products and businesses, such as variable, universal, term and whole life insurance, variable, fixed and index-linked annuities, long-term care insurance, as well as the assumed variable annuity guarantees. The Corporate & Other segment contains the excess capital, as well as certain charges and activities, not allocated to the segments. The company was founded on March 24, 1868 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

MetLife reports resilient performance amidst challenges, eyes growth opportunities

MetLife navigated challenges from COVID, inflation, and market fluctuations to achieve a solid financial performance with strong business growth. The company remains focused on capital deployment, shareholder returns, and maintaining financial flexibility. Opportunities in Latin America, Chile, private equity investments, and PRT deals offer avenues for future growth.

MetLife reports Q1 earnings decline, eyes growth opportunities ahead

MetLife's Q1 performance reflects mixed earnings results across regions and business segments.
The company's strategic focus on derisking, capital management, and liquidity strength are key positives.
Challenges include income impact from Japan losses and questions on asset returns and expense management.
Opportunities lie in improving returns, capital deployment, and driving growth in key markets.

MetLife reports robust Q2 earnings, navigates challenges for growth

MetLife delivered a strong performance in Q2 2023, with robust sales and adjusted earnings across key segments, despite challenges like lower investment income and elevated long-term care claims.
The company's strategic strengths in underwriting, claims management, and capital management, coupled with growth opportunities in group benefits and asset performance recovery, position it for continued success.
Addressing challenges related to expenses, market dynamics, and asset performance while capitalizing on growth opportunities will be crucial for MetLife to maintain its competitive edge and drive future profitability.

MetLife posts robust Q3 earnings, eyes growth in voluntary benefits

MetLife delivered strong earnings in Q3 2023, driven by record performances in key segments. While facing challenges in variable investment income, the company remains focused on disciplined capital deployment and growth opportunities in various markets.

MetLife surpasses earnings expectations, eyes growth amid challenges

MetLife delivered a strong financial performance in Q4 2023, exceeding earnings expectations and showcasing resilience amidst challenges like declining retirement spreads and unexpected asbestos claims frequency adjustments.
The company's strategic focus on improving margins, raising targets for adjusted return on equity, and capital redeployment positions MetLife for continued success in '24.
Opportunities lie in driving growth through increased contributions from VII, high activity in PRT deals, and leveraging strong sales growth in segments like Group Benefits.
While challenges persist with managing liabilities and optimizing financial performance, MetLife's performance in '23 and outlook for '24 demonstrate a foundation for future success.

MetLife reports robust Q1 earnings, eyes strategic growth opportunities

MetLife delivered strong financial results in Q1 2024, driven by improved investment income and revenue growth across key segments.
While facing challenges in certain business areas, the company's focus on shareholder returns and strategic governance enhancements position it well for future growth.
Upcoming events like the Investor Day and strategic adjustments in response to market dynamics present avenues for continued success and expansion.
Overall, MetLife's performance reflects resilience and adaptability in navigating market challenges and capitalizing on growth opportunities.

MetLife reports robust Q3 earnings, eyes growth in key markets

MetLife's Q3 2024 performance was strong, with adjusted earnings of $1.4 billion and a 12% increase in year-to-date earnings per share.
While facing challenges in certain segments like Asia and RIS, the company's strengths in the U.S., Japan, and Latin America offer growth potential.
Opportunities lie in leveraging favorable conditions, addressing challenges, and maintaining a focus on organic growth for sustained success.
Capital management efforts, including returning $1 billion to shareholders, reflect a balanced approach to value creation and growth.

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Cost of revenue

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Free cash flow

MetLife, Inc. engages in providing insurance and financial services to individual and institutional customers. It operates through the following segments: Group Benefits, Retirement and Income Solutions (RIS), Asia, MetLife Holdings, and Corporate and Other. The Group Benefits segment offers group life insurance products with renewable term policies. The RIS segment contains short and long-duration products, including capital market products, pension risk transfers, structured settlements, and other benefit funding products. The Asia segment focuses on Japan only and offers traditional life insurance, and accident and health products. The MetLife Holdings segment includes traditional and universal life products. The Corporate and Other segment refers to surplus investment portfolios used to fund capital and liquidity needs. The company was founded on March 24, 1868 and is headquartered in New York, NY.

NEW YORK--(BUSINESS WIRE)--While the majority of today's workforce prefers remote work1 over going to the office, MetLife's annual open enrollment survey found location may impact much more than just the daily commute. MetLife's new survey found that over half of the remote workforce (55%) are highly anxious about their finances (vs. 46% of hybrid and on-site workers) and that this group spends more time worrying about their benefits (55% spent over one hour per week vs. just 37% of on-site and

Remote Workers Struggle Most with Financial Anxiety and Benefits Selection as 53% Approach a Financial ‘Breaking Point'

NEW YORK--(BUSINESS WIRE)--METLIFE RECOGNIZED FOR HISPANIC INCLUSION

MetLife Recognized for Hispanic Inclusion

Globe Life Inc

Principal Financial Group

Prudential Financial

Unum

Voya Financial

Raymond James on Thursday launched analyst coverage of six insurers, with Prudential Financial Inc. PRU, -1.24% (price target $115), Voya Financial Inc. VOYA, -0.35% (price target $84) and Globe Life Inc. GL, +0.09% (price target $138) all drawing strong buy ratings. Raymond James assigned market perform ratings to MetLife Inc. MET, -1.48% , Principal Financial Group Inc. PFG, -1.02% and Unum Group UNM, -1.11%.

Raymond James launches coverage of insurance companies with strong buys on three names

KUALA LUMPUR, Malaysia--(BUSINESS WIRE)--MetLife is hosting a virtual hackathon in October, as it seeks top tech talent to join one of the world's largest insurance companies in one of its fastest growing regions. “Hack4Job Coding Challenge – Kuala Lumpur” on October 14-16 will pit teams from across the world in a race to build innovative solutions and win prizes. At the end of the hackathon, qualifying participants will be invited to interview for a range of software development and cloud engi

MetLife “Hacks” Recruitment to Hire Top Tech Talent in Malaysia

NEW YORK--(BUSINESS WIRE)--Two Historically Black Colleges and Universities (HBCU) football teams – the Howard University Bison and Morehouse College Maroon Tigers – will face off at MetLife Stadium on Sept. 17, 2022, at 3:00 p.m. Eastern. This event will bring together HBCU students, parents and alumni and help raise awareness of and celebrate the vital role HBCUs play in increasing economic mobility and fostering student success. MetLife's sponsorship of the game builds on its, and MetLife Fo

The Toyota HBCU New York Football Classic Presented by Walmart to Be Held at MetLife Stadium September 17

MetLife (MET) unveils a dental plan-related incentive, promising to expand rewards by reducing out-of-pocket expenses of employees who opt for regular dental diagnosis.

MetLife (MET) Adds Benefits as a Means to Advance Dental Plan

NEW YORK--(BUSINESS WIRE)-- #finance--MetLife announced today the launch of a new Dental Wellness Incentive, designed to help employees make the most of their dental benefits by encouraging preventive care, helping reduce out-of-pocket costs, and promoting whole-person health. The provision rewards employees for positive oral health behavior - such as routine cleanings and exams - by increasing a member's annual maximum and/or coinsurance percentages, and/or by reducing plan deductibles. This new incentiv

MetLife Announces New Dental Wellness Incentive to Reward Healthy Behaviors

Ford Motor Company

Barron's screened for stocks that have both low valuations and have outperformed the S&P 500. The auto maker and insurer fit the bill.

Ford and MetLife Are Cheap Stocks That Are Beating the Market

International Business Machines Corp. IBM, -2.61% said late Tuesday it will book a charge of about $5.9 billion in the third quarter to offload pension risk. The Armonk, NY-based tech company said in a Securities and Exchange Commission filing it is transferring about $16 billion of pension obligations, for benefits that began to be paid before 2016, through group annuity contracts to Prudential Financial Inc. PRU, -3.98% and MetLife Inc. MET, -2.99% The contracts cover 100,000 IBM participants and beneficiaries.

IBM transfers $16 billion in pension obligation to Prudential, MetLife

NEW YORK--(BUSINESS WIRE)--Nearly nine in 10 claims professionals (88%) are familiar with the benefits of structured settlements for personal physical injury clients and 84% view them as a prudent recommendation, especially when a minor is involved, according to MetLife's 2022 Structured Settlements Poll. However, 58% say more structured settlements training from either structured settlements annuity providers or structured settlements brokers/consultants is needed. The full report is available

Structured Settlements Claims Professionals Look to Insurance Companies and Brokers for Education and Training

NEW YORK--(BUSINESS WIRE)--METLIFE NAMES BEN CUSHMAN HEAD OF GLOBAL REGULATORY POLICY

MetLife Names Ben Cushman Head of Global Regulatory Policy

MetLife (MET) reported earnings 30 days ago. What's next for the stock?

Why Is MetLife (MET) Up 1.6% Since Last Earnings Report?

Ameriprise Financial

Boeing

Caesars Entertainment

Etsy

Home Depot

Gartner

Jacobs Solutions Inc

Southwest Airlines

Mosaic

O'Reilly Automotive

United Rentals

September is a scary month for S&P 500 investors for good reason — it's the worst month of the year for stocks. But it doesn't have to be.

Prepare To Lose Money In September Unless You Buy These 12 Stocks

The AIM acquisition will likely advance MetLife's (MET) capabilities to deliver long-term risk-adjusted returns to clients while enhancing ESG investment and reporting portfolio.

MetLife (MET) Eyes ESG Investment Manager AIM Acquisition

NEW YORK--(BUSINESS WIRE)--MetLife announced that Meredith Ryan-Reid has been named CEO of Versant Health, a managed vision care company and wholly-owned subsidiary of MetLife.

Meredith Ryan-Reid Named CEO of Versant Health, a MetLife Company

WHIPPANY, N.J.--(BUSINESS WIRE)--MetLife Investment Management (MIM), the institutional asset management business of MetLife, Inc. (NYSE: MET), announced that it has entered into a definitive agreement to acquire Affirmative Investment Management (AIM), a specialist global environmental, social and corporate governance (ESG) impact fixed income investment manager with deep capabilities in impact investing, verification, reporting and engagement. As of June 30, 2022, AIM's assets under managemen

MetLife Investment Management to Acquire Specialist ESG Manager, Affirmative Investment Management

WHIPPANY, N.J.--(BUSINESS WIRE)--MetLife Investment Management (MIM), the institutional asset management business of MetLife, Inc. (NYSE: MET), today announced it originated $9.2 billion in private placement debt and private structured credit for the first half of 2022 across 137 transactions. This was a record for MIM and included $2.3 billion of investments originated on behalf of unaffiliated institutional clients. MIM's total private placement assets under management stood at $90.5 billion

MetLife Investment Management Originates a Record $9.2 Billion in Private Placement Debt and Private Structured Credit For 1H 2022

Constellation Brands

For years, analysts and portfolio managers have anticipated the return of value stocks as the market has risen, and for years they have continued to underperform growth stocks.

Why 5 ‘Strong Buy' Value Dividend Stocks Can Weather the Bear Market

NEW YORK--(BUSINESS WIRE)--MetLife CEO Michel Khalaf and CFO John McCallion to speak at the 2022 Keefe, Bruyette & Woods Insurance Conference

MetLife CEO Michel Khalaf and CFO John McCallion to Speak at the 2022 Keefe, Bruyette & Woods Insurance Conference

NEW YORK--(BUSINESS WIRE)--Adora Whitaker to Join MetLife as Head of Mergers & Acquisitions

Adora Whitaker to Join MetLife as Head of Mergers & Acquisitions

NEW YORK--(BUSINESS WIRE)--MetLife Declares Third Quarter 2022 Preferred Stock Dividends

MetLife Declares Third Quarter 2022 Preferred Stock Dividends

NEW YORK--(BUSINESS WIRE)--MetLife Sponsors UC Cleantech Accelerator Program

MetLife Sponsors UC Cleantech Accelerator Program

CARY, N.C.--(BUSINESS WIRE)-- #MetLife--MetLife announced today that the company's Global Technology and Operations (GTO) organization is doubling down on hiring in the Research Triangle area of North Carolina. This announcement demonstrates MetLife's commitment to transforming the global insurance industry by building solutions that allow the company to engage with its customers, how, when and where they want, as well as its dedication to the state of North Carolina. MetLife opened its technology campus

MetLife Doubles Down on Technology Hiring in North Carolina

MetLife's (MET) adjusted net investment income declines on reduced variable investment income, stemming from decreased private equity returns.

MetLife (MET) Q2 Earnings Beat on Strong Latin America Unit

Assurant

Hartford Financial Services Group

Radian Group

Better pricing, product redesigns, technological advancement along with optimistic growth outlook are expected to aid multiline insurers like MET, AIG, HIG, AIZ and RDN as the impact of the pandemic recedes.

News for MetLife Stock (MET)