Revenue segments as reported by the company.

Premiums

Universal life and investment-type product policy fees

Net investment income

Other revenues

Net investment gains (losses)

Net derivative gains (losses)

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Policyholder benefits and claims

Interest credited to policyholder account balances

Policyholder dividends

Capitalization of DAC

Amortization of DAC and VOBA

Amortization of negative VOBA

Interest expense on debt

Other expenses

Policyholder liability remeasurement (gains) losses

Market risk benefit remeasurement (gains) losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

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Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

MetLife

MetLife, Inc. provides insurance and financial services to individual and institutional customers. It offers life insurance, annuities, automobile and homeowner's insurance and retail banking services to individuals as well as group insurance, reinsurance and retirement and savings products and services. The firm operates through the following segments: U.S., Asia, Latin America, EMEA, MetLife Holdings and Corporate & Other. The U.S. segment offers a broad range of protection products and services aimed at serving the financial needs of customers throughout their lives. The U.S. segment is organized into three businesses: Group Benefits, Retirement and Income Solutions and Property & Casualty. The Asia segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include whole life, term life, variable life, universal life, accident & health insurance, fixed and variable annuities and endowment products. The Latin America segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life insurance, accident & health insurance, credit insurance and retirement and savings products. The EMEA segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life, accident & health, credit insurance and retirement and savings products. The MetLife Holdings segment consists of operations relating to products and businesses, such as variable, universal, term and whole life insurance, variable, fixed and index-linked annuities, long-term care insurance, as well as the assumed variable annuity guarantees. The Corporate & Other segment contains the excess capital, as well as certain charges and activities, not allocated to the segments. The company was founded on March 24, 1868 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

MetLife reports resilient performance amidst challenges, eyes growth opportunities

MetLife navigated challenges from COVID, inflation, and market fluctuations to achieve a solid financial performance with strong business growth. The company remains focused on capital deployment, shareholder returns, and maintaining financial flexibility. Opportunities in Latin America, Chile, private equity investments, and PRT deals offer avenues for future growth.

MetLife reports Q1 earnings decline, eyes growth opportunities ahead

MetLife's Q1 performance reflects mixed earnings results across regions and business segments.
The company's strategic focus on derisking, capital management, and liquidity strength are key positives.
Challenges include income impact from Japan losses and questions on asset returns and expense management.
Opportunities lie in improving returns, capital deployment, and driving growth in key markets.

MetLife reports robust Q2 earnings, navigates challenges for growth

MetLife delivered a strong performance in Q2 2023, with robust sales and adjusted earnings across key segments, despite challenges like lower investment income and elevated long-term care claims.
The company's strategic strengths in underwriting, claims management, and capital management, coupled with growth opportunities in group benefits and asset performance recovery, position it for continued success.
Addressing challenges related to expenses, market dynamics, and asset performance while capitalizing on growth opportunities will be crucial for MetLife to maintain its competitive edge and drive future profitability.

MetLife posts robust Q3 earnings, eyes growth in voluntary benefits

MetLife delivered strong earnings in Q3 2023, driven by record performances in key segments. While facing challenges in variable investment income, the company remains focused on disciplined capital deployment and growth opportunities in various markets.

MetLife surpasses earnings expectations, eyes growth amid challenges

MetLife delivered a strong financial performance in Q4 2023, exceeding earnings expectations and showcasing resilience amidst challenges like declining retirement spreads and unexpected asbestos claims frequency adjustments.
The company's strategic focus on improving margins, raising targets for adjusted return on equity, and capital redeployment positions MetLife for continued success in '24.
Opportunities lie in driving growth through increased contributions from VII, high activity in PRT deals, and leveraging strong sales growth in segments like Group Benefits.
While challenges persist with managing liabilities and optimizing financial performance, MetLife's performance in '23 and outlook for '24 demonstrate a foundation for future success.

MetLife reports robust Q1 earnings, eyes strategic growth opportunities

MetLife delivered strong financial results in Q1 2024, driven by improved investment income and revenue growth across key segments.
While facing challenges in certain business areas, the company's focus on shareholder returns and strategic governance enhancements position it well for future growth.
Upcoming events like the Investor Day and strategic adjustments in response to market dynamics present avenues for continued success and expansion.
Overall, MetLife's performance reflects resilience and adaptability in navigating market challenges and capitalizing on growth opportunities.

MetLife reports robust Q3 earnings, eyes growth in key markets

MetLife's Q3 2024 performance was strong, with adjusted earnings of $1.4 billion and a 12% increase in year-to-date earnings per share.
While facing challenges in certain segments like Asia and RIS, the company's strengths in the U.S., Japan, and Latin America offer growth potential.
Opportunities lie in leveraging favorable conditions, addressing challenges, and maintaining a focus on organic growth for sustained success.
Capital management efforts, including returning $1 billion to shareholders, reflect a balanced approach to value creation and growth.

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Cost of revenue

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Change in stock

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Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

MetLife, Inc. engages in providing insurance and financial services to individual and institutional customers. It operates through the following segments: Group Benefits, Retirement and Income Solutions (RIS), Asia, MetLife Holdings, and Corporate and Other. The Group Benefits segment offers group life insurance products with renewable term policies. The RIS segment contains short and long-duration products, including capital market products, pension risk transfers, structured settlements, and other benefit funding products. The Asia segment focuses on Japan only and offers traditional life insurance, and accident and health products. The MetLife Holdings segment includes traditional and universal life products. The Corporate and Other segment refers to surplus investment portfolios used to fund capital and liquidity needs. The company was founded on March 24, 1868 and is headquartered in New York, NY.

NEW YORK--( BUSINESS WIRE )--MetLife, Inc. (NYSE: MET) today announced that Executive Vice President and Chief Financial Officer John McCallion has provided a fourth quarter and full year 2022 financial update video.

MetLife CFO John McCallion Provides Fourth Quarter and Full Year 2022 Financial Update Video

NEW YORK--( BUSINESS WIRE )--MetLife, Inc. (NYSE: MET) today announced its full year and fourth quarter 2022 results.

MetLife Announces Full Year and Fourth Quarter 2022 Results

NEW YORK--( BUSINESS WIRE )--MetLife, Inc. (NYSE: MET) today announced that for the eighth consecutive year it has been named to the Bloomberg Gender-Equality Index (GEI), which tracks the performance of public companies that report gender-related data.

MetLife Honored as a Member of the 2023 Bloomberg Gender-Equality Index

MetLife's (MET) fourth-quarter results are likely to be hurt by a fall in premiums and net investment income, partly offset by reduced COVID life insurance claims in U.S. business.

Can Lower Premiums Dampen MetLife's (MET) Q4 Earnings?

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NEW YORK--( BUSINESS WIRE )--MetLife, Inc. (NYSE: MET) today announced that Michel Khalaf, president and CEO, and John McCallion, executive vice president and chief financial officer, will participate in a fireside chat at the Bank of America Securities Financial Services Conference 2023 on Wednesday, Feb. 15, 2023, beginning at 8:50 a.m. (ET).

MetLife CEO and CFO to Speak at Bank of America Securities Financial Services Conference 2023

MetLife (MET) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: MetLife (MET) Q4 Earnings Expected to Decline

NEW YORK--( BUSINESS WIRE )--As pet ownership levels in the United States continue to reach new heights, MetLife Pet Insurance announced today it will partner with one of the world's most legendary pets, Snoopy, to build greater awareness of the critical importance of pet health insurance.

MetLife Pet Insurance Has a New Top Dog: Snoopy

NEW YORK--( BUSINESS WIRE )--MetLife, Inc. (NYSE: MET) today announced that it will redeem all of its outstanding 4.368% Series D Senior Debentures (the "Notes"), pursuant to the terms of the Notes. The full $1 billion outstanding principal amount of the Notes will be redeemed on February 10, 2023 (the “Redemption Date”).

MetLife Announces Full Redemption of 4.368% Series D Senior Debentures

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NEW YORK--( BUSINESS WIRE )--MetLife, Inc. (NYSE: MET) today announced that its board of directors has declared a first quarter 2023 common stock dividend of $0.50 per share. The dividend will be payable on March 14, 2023, to shareholders of record as of Feb. 7, 2023.

MetLife Declares First Quarter 2023 Common Stock Dividend

NEW YORK--( BUSINESS WIRE )--MetLife, Inc. (NYSE: MET) today announced that it has been named one of America's 100 Most JUST Companies for the third year in a row by JUST Capital. MetLife earned the top spot in the insurance sector. The “JUST 100” is a comprehensive ranking that recognizes companies doing right by all their stakeholders, including employees, customers, communities, and shareholders.

MetLife Named One of America's Most Just Companies

NEW YORK--( BUSINESS WIRE )--MetLife, Inc. (NYSE: MET) issued the following statement today from Graham Cox, head of MetLife's Retirement & Income Solutions group, on the Setting Every Community Up for Retirement Enhancement Act of 2022, also known as SECURE 2.0, being signed into law as part of the “Omnibus” government funding package:

MetLife Statement on Enactment of SECURE 2.0 Act

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With the benchmark equities index recently falling to around 20% below parity, investors have begun earnestly researching topics related to a stock market outlook for 2023. To be sure, publicly broadcasting predictions can either make one look like a genius or a complete clown.

Stock Market Outlook for 2023: 7 Things for Investors to Expect

MetLife (MET) is well-poised for growth on a diversified product suite resulting from product launches, numerous acquisitions and partnerships. A solid financial position is also a tailwind.

MetLife (MET) Up 14% in Past 6 Months: More Room to Run?

MetLife has outperformed its benchmarks since 2020. Earnings declined in Q3, while valuations continue to support Q1 and Q2 levels.

Q3 Earnings Decline Hurts MetLife's Valuation

The insurance industry is on the road to recovery after the effects of the pandemic. MetLife shares hit a low in the $20s and climbed to $72 this past week. The company faces headwinds that can potentially drive down a volatile share price but the stock is worth holding and buying on deep dips.

Hold MetLife For Long Term Growth

The total stock return matches the S&P 500, and valuation suggests that the company is undervalued in comparison to the S&P 500 and its historical measures. Even though GAAP P/E is at an all-time high, the company trades favorably on the market when measured by its price to free cash flow ratio.

MetLife Is Trading Favorably On The Market

WHIPPANY, N.J.--( BUSINESS WIRE )--MetLife Investment Management (MIM), the institutional asset management business of MetLife, Inc. (NYSE: MET), announced that it has completed the acquisition of Affirmative Investment Management (AIM), a specialist global environmental, social and corporate governance (ESG) impact fixed income investment manager. Announced in August 2022, the transaction adds roughly $1.0 billion to MIM's total assets under management.

MetLife Investment Management Completes Acquisition of Affirmative Investment Management

HONG KONG--( BUSINESS WIRE )--MetLife China CEO, Siyi Sun, joined the elite ranks of top business leaders in China named to Fortune China's 2022 Most Powerful Women (MPW) List.

Fortune Names MetLife China CEO Siyi Sun Among China's Most Powerful Women in Business

WHIPPANY, N.J.--( BUSINESS WIRE )--MetLife Investment Management (MIM), the institutional asset management business of MetLife, Inc. (NYSE: MET), today announced it has been named a “2022 Best Place to Work in Money Management” by Pensions & Investments. This marks MIM's second consecutive year on the list.

MetLife Investment Management Named a Best Place to Work in Money Management for Second Consecutive Year

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5 Dividend-Paying Multiline Insurers for a Stable Portfolio

MetLife (MET) reported earnings 30 days ago. What's next for the stock?

MetLife (MET) Up 4.8% Since Last Earnings Report: Can It Continue?

MetLife (MET) puts its foot forward to assist Federal Families in legal matters by making the Federal Legal plan available to them.

MetLife (MET) Extends Legal Plan to Benefit Federal Families

OLDWICK, N.J.--( BUSINESS WIRE )--AM Best has assigned indicative Long-Term Issue Credit Ratings of “bbb+” (Good) to subordinated issues, “bbb” (Good) to preferred stock issues and “a-” (Excellent) to senior unsecured issues on the recently filed shelf registrations of MetLife, Inc. (MetLife) (headquartered in New York, NY) [NYSE: MET]. The outlook assigned to these Credit Ratings (ratings) is stable. AM Best has withdrawn the ratings of the previous shelf registrations, which expired. The existing ratings of MetLife and its insurance subsidiaries are unchanged.

News for MetLife Stock (MET)