Jack Henry & Associates

Jack Henry & Associates, Inc. is a technology company, which engages in the provision of technology solutions and payment processing services primarily for financial services organizations. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized customer or member information. The Payments segment focuses on secured payment processing tools and services, such automated teller machine, debit and credit card processing services, online and mobile bill pay solutions, and risk management products and services. The Complementary segment offers additional software and services that can be integrated with its core solutions or used independently. The Corporate and Other segments include hardware revenue and costs, as well as operating costs not directly attributable to the other segments. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

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Jack Henry reports 6% revenue growth, poised for FedNow rollout

Jack Henry's Q3 2023 earnings call showcased strong revenue growth in core, payment, and complementary solutions businesses, despite challenges in deconversion revenue and cost drivers. The company's focus on capital allocation, resilience, and commitment to new product offerings positions it for future growth. The rollout of FedNow and a robust sales pipeline present significant opportunities for revenue growth and customer benefit.

Jack Henry & Associates reports strong Q2 performance and tech focus

Jack Henry & Associates delivered a strong performance in Q2 2023, driven by revenue growth and notable wins in key segments.
While facing challenges such as deconversion revenue reduction and consumer spending shifts, the company's focus on technology modernization and fraud protection presents opportunities for future growth.
Cost controls, process automation, and stable non-GAAP EBIT showcase Jack Henry's resilience in navigating revenue adjustments.
With a strategic focus on core strengths and emerging opportunities, Jack Henry is poised for continued growth and market leadership in the financial services sector.

Jack Henry & Associates reports strong Q3 earnings and growth opportunities

Jack Henry anticipates full-year GAAP revenue growth for fiscal 2023 to be between 5.5% to 5.9%. Capital allocation priorities include maintaining liquidity, investing in growth, evaluating acquisitions, paying dividends, and stock repurchases. Strong involvement with the FedNow project highlighted, with potential applications in real-time payments discussed.

Jack Henry & Associates reports record Q4 revenue and outlines growth strategies for FY 2024

Jack Henry & Associates delivered strong financial performance in Q4 2023, with record revenue and sales bookings. The company's focus on technology innovation, AI integration, and strategic acquisitions positions it well for future growth.
While facing challenges in quarterly revenue growth and margin fluctuations, Jack Henry & Associates is actively addressing these through strategic investments and a focus on efficiency. Opportunities lie in partnerships with fintech companies, continuous improvement initiatives, and cloud migration.

Jack Henry & Associates (JKHY) reports robust Q1 performance and eyes expansion beyond core base

Jack Henry & Associates (JKHY) delivered a strong performance in Q1 2024, showcasing revenue growth and success in key segments. The company's strategic focus on technology modernization, digital solutions, and client expansion positions it well for future growth. Challenges in free cash flow and competition require continued innovation and effective capital allocation strategies.

Jack Henry & Associates reports 8% revenue growth, appoints new CEO

Jack Henry & Associates (JKHY) showcased solid financial performance with revenue growth and margin expansion, underpinned by successful client acquisitions and technology advancements.
The company faces challenges in managing external factors affecting payments volumes, balancing expense investments for growth, and limited M&A activity for expansion.
However, opportunities in open banking solutions, new revenue streams from technology initiatives, and digital revenue growth present avenues for sustained growth and profitability.

Jack Henry & Associates (JKHY) reports record revenue and core wins, poised for growth

Jack Henry & Associates (JKHY) delivered strong financial performance in Q4 2024, with record revenue and operating income. The company's focus on core wins, technology innovation, and client engagement positions it well for future growth. Analyst inquiries highlighted areas for potential improvement and strategic considerations.

Jack Henry & Associates (JKHY) reports solid Q1 performance and outlook

Jack Henry & Associates (JKHY) demonstrated strong performance and strategic initiatives in Q1 2025, positioning the company for continued growth.
The company's focus on client engagement, innovation, and technology modernization underscores its commitment to long-term success.
With a positive outlook for margin expansion, revenue growth, and client service, Jack Henry & Associates (JKHY) remains well-positioned in the financial technology sector.

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Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

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NEW YORK--(BUSINESS WIRE)-- #banking--Marstone, Inc., a leading digital wealth technology firm, today announced its collaboration with Jack Henry™ (Nasdaq: JKHY). The partnership allows bank customers who use Jack Henry's Banno™ digital banking platform to also access Marstone's digital wealth platform via a single sign-on (SSO). Marstone leveraged the Banno Digital Toolkit™, the same set of APIs the Banno Digital Platform™ is built on, to embed its technology into the digital experiences offered by commu.

Marstone and Jack Henry Collaboration Combines Seamless Access to Digital Wealth and Digital Banking

Jack Henry ranked 11th among 100 U.S. companies recognized for outstanding employee sentiment and satisfaction NEW YORK , Sept. 20, 2023 /PRNewswire/ -- Newsweek  today announced their annual rankings for the Top 100 Most Loved Workplaces® list, and Jack Henry™ (Nasdaq: JKHY) was ranked #11, up six spots from last year.

Jack Henry Named to Newsweek's List of Top 100 Most Loved Workplaces for 2023

Annual ranking highlights top 100 global providers of financial technology MONETT, Mo. , Sept. 12, 2023 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) is pleased to announce that the company is ranked No.

Jack Henry Named to IDC FinTech Rankings Enterprise Top 25

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MONETT, Mo. , Aug. 30, 2023 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that it will be participating in the upcoming conferences: David Foss, Board Chair & CEO, will present at the Goldman Sachs Communacopia + Technology Conference on September 6 th.

Jack Henry Executives to Present at Upcoming Investor Conferences

Jack Henry & Associates, Inc. (NASDAQ:JKHY ) Q4 2023 Earnings Conference Call August 16, 2023 8:45 AM ET Company Participants Vance Sherard - VP of IR David Foss - Chairman and CEO Mimi Carsley - CFO and Treasurer Gregory Adelson - President and COO Conference Call Participants Peter Heckmann - D.A. Davidson Nik Cremo - Credit Suisse Rayna Kumar - UBS Dan Perlin - RBC Capital Vasu Govil - KBW Jason Kupferberg - Bank of America John Davis - Raymond James Dominick Gabriele - Oppenheimer Cristopher Kennedy - William Blair Ken Suchoski - Autonomous Research Operator Good morning and welcome to the Jack Henry Fourth Quarter 2023 Earnings Conference Call.

Jack Henry & Associates, Inc. (JKHY) Q4 2023 Earnings Call Transcript

Jack Henry's (JKHY) fourth-quarter fiscal 2023 results benefit from strength across the Core, Complementary, Payments and Corporate segments.

Jack Henry (JKHY) Q4 Earnings Beat Estimates, Revenues Rise Y/Y

The company posted an 11% year-over-year increase in revenue last quarter. It was the strongest quarter for sales bookings in its history.

Why Jack Henry Stock Was Down Today

Although the revenue and EPS for Jack Henry (JKHY) give a sense of how its business performed in the quarter ended June 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Jack Henry (JKHY) Reports Q4 Earnings: What Key Metrics Have to Say

Jack Henry (JKHY) came out with quarterly earnings of $1.34 per share, beating the Zacks Consensus Estimate of $1.19 per share. This compares to earnings of $1.10 per share a year ago.

Jack Henry (JKHY) Tops Q4 Earnings and Revenue Estimates

Jack Henry & Associates Inc shares dipped after hours Tuesday despite results that beat Wall Street expectations.  The payment processing company posted fourth-quarter net income of $97.8 million, $1.34 per share, topping projections of $1.19 per share.

Jack Henry & Associates shares struggle after thin fiscal '24 margin guidance

Fiscal year summary: GAAP revenue increased 7% and GAAP operating income increased 1% for the fiscal year ended June 30, 2023, compared to the prior fiscal year. Non-GAAP adjusted revenue increased 8% and non-GAAP adjusted operating income increased 8% for the fiscal year ended June 30, 2023, compared to the prior fiscal year.1 GAAP EPS was $5.02 per diluted share for the fiscal year ended June 30, 2023, compared to $4.94 in the prior fiscal year.

Jack Henry & Associates, Inc. Reports Fourth Quarter and Full Year Fiscal 2023 Results

Jack Henry's (JKHY) fiscal fourth-quarter results are expected to reflect strength across the Core, Payments, Complementary and Corporate segments.

What's in the Offing for Jack Henry's (JKHY) Q4 Earnings?

MONETT, Mo. , Aug. 2, 2023 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) announced today that it will host a live Webcast of its fourth quarter and fiscal year end 2023 earnings conference call on August 16, 2023.

JACK HENRY & ASSOCIATES TO PROVIDE WEBCAST OF FOURTH QUARTER & FISCAL YEAR-END 2023 EARNINGS CALL

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154-year-old bank elevates technology strategy to continue growth and meet commercial banking needs MONETT, Mo. , July 31, 2023 /PRNewswire/ -- Jack Henry™ (Nasdaq: JHKY) announced today that Machias Savings Bank, a $2.4 billion-asset mutual savings bank, has selected Jack Henry to modernize its technology stack and help it continue delivering high-level customer service as the bank grows.

Machias Savings Bank Chooses Jack Henry for Modern, Open Technology

Enables early adoption for more than 80 community financial institutions MONETT, Miss., July 20, 2023 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today it is now supporting live transactions on the Federal Reserve's new instant payment rail, the FedNow Service.

Jack Henry Announces Support for the FedNow® Service

This award recognizes the company's impact and commitment to encouraging personal growth, collaboration, and strong company culture. MONETT, Mo.

Jack Henry Named to Newsweek's America's Greatest Workplaces 2023

Jack Henry (JKHY) introduces Payrailz Fraud Monitor, which offers real-time fraud detection across multiple payment types.

Jack Henry (JKHY) Unveils Fraud Monitor, Expands Portfolio

Real-Time, AI-Based Fraud Mitigation Feature Supports Multiple Payment Types MONETT, Mo. , June 20, 2023 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today the launch of Payrailz®  Fraud Monitor, a cloud-native, AI-based feature of the Payrailz Digital Payments Platform that provides real-time fraud detection when payment transactions are initiated.

Jack Henry™ Launches Real-Time Payments Fraud Feature

Maine's oldest bank plans to improve customer and employee experiences with added efficiency and modern solutions MONETT, Mo. , June 5, 2023 /PRNewswire/ -- Jack Henry™ (Nasdaq: JHKY) announced today that Saco & Biddeford Savings Institution (SBSI), a mutual savings bank founded in 1827, selected Jack Henry to modernize its technology infrastructure and grow small business banking.

Saco & Biddeford Savings Institution Selects Jack Henry for Service and Innovation

MONETT, Mo. , June 1, 2023 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that management will be participating in several upcoming conferences.

Jack Henry Executives to Speak at Upcoming Events

Enhanced experience will offer a fully integrated view of finances, while also expanding features and functionalities for Shia Ismaili Muslim community members MONETT, Mo. , May 31, 2023 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY), today announced that Platinum Federal Credit Union (PFCU) is working with Jack Henry to improve their community's financial health by growing their membership and focusing on the financial health of their members.

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