Jack Henry & Associates

Jack Henry & Associates, Inc. is a technology company, which engages in the provision of technology solutions and payment processing services primarily for financial services organizations. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized customer or member information. The Payments segment focuses on secured payment processing tools and services, such automated teller machine, debit and credit card processing services, online and mobile bill pay solutions, and risk management products and services. The Complementary segment offers additional software and services that can be integrated with its core solutions or used independently. The Corporate and Other segments include hardware revenue and costs, as well as operating costs not directly attributable to the other segments. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Earnings data Q2 2025

Jack Henry reports 6% revenue growth, poised for FedNow rollout

Jack Henry's Q3 2023 earnings call showcased strong revenue growth in core, payment, and complementary solutions businesses, despite challenges in deconversion revenue and cost drivers. The company's focus on capital allocation, resilience, and commitment to new product offerings positions it for future growth. The rollout of FedNow and a robust sales pipeline present significant opportunities for revenue growth and customer benefit.

Jack Henry & Associates reports strong Q2 performance and tech focus

Jack Henry & Associates delivered a strong performance in Q2 2023, driven by revenue growth and notable wins in key segments.
While facing challenges such as deconversion revenue reduction and consumer spending shifts, the company's focus on technology modernization and fraud protection presents opportunities for future growth.
Cost controls, process automation, and stable non-GAAP EBIT showcase Jack Henry's resilience in navigating revenue adjustments.
With a strategic focus on core strengths and emerging opportunities, Jack Henry is poised for continued growth and market leadership in the financial services sector.

Jack Henry & Associates reports strong Q3 earnings and growth opportunities

Jack Henry anticipates full-year GAAP revenue growth for fiscal 2023 to be between 5.5% to 5.9%. Capital allocation priorities include maintaining liquidity, investing in growth, evaluating acquisitions, paying dividends, and stock repurchases. Strong involvement with the FedNow project highlighted, with potential applications in real-time payments discussed.

Jack Henry & Associates reports record Q4 revenue and outlines growth strategies for FY 2024

Jack Henry & Associates delivered strong financial performance in Q4 2023, with record revenue and sales bookings. The company's focus on technology innovation, AI integration, and strategic acquisitions positions it well for future growth.
While facing challenges in quarterly revenue growth and margin fluctuations, Jack Henry & Associates is actively addressing these through strategic investments and a focus on efficiency. Opportunities lie in partnerships with fintech companies, continuous improvement initiatives, and cloud migration.

Jack Henry & Associates (JKHY) reports robust Q1 performance and eyes expansion beyond core base

Jack Henry & Associates (JKHY) delivered a strong performance in Q1 2024, showcasing revenue growth and success in key segments. The company's strategic focus on technology modernization, digital solutions, and client expansion positions it well for future growth. Challenges in free cash flow and competition require continued innovation and effective capital allocation strategies.

Jack Henry & Associates reports 8% revenue growth, appoints new CEO

Jack Henry & Associates (JKHY) showcased solid financial performance with revenue growth and margin expansion, underpinned by successful client acquisitions and technology advancements.
The company faces challenges in managing external factors affecting payments volumes, balancing expense investments for growth, and limited M&A activity for expansion.
However, opportunities in open banking solutions, new revenue streams from technology initiatives, and digital revenue growth present avenues for sustained growth and profitability.

Jack Henry & Associates (JKHY) reports record revenue and core wins, poised for growth

Jack Henry & Associates (JKHY) delivered strong financial performance in Q4 2024, with record revenue and operating income. The company's focus on core wins, technology innovation, and client engagement positions it well for future growth. Analyst inquiries highlighted areas for potential improvement and strategic considerations.

Jack Henry & Associates (JKHY) reports solid Q1 performance and outlook

Jack Henry & Associates (JKHY) demonstrated strong performance and strategic initiatives in Q1 2025, positioning the company for continued growth.
The company's focus on client engagement, innovation, and technology modernization underscores its commitment to long-term success.
With a positive outlook for margin expansion, revenue growth, and client service, Jack Henry & Associates (JKHY) remains well-positioned in the financial technology sector.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

Twilio

SAN FRANCISCO--(BUSINESS WIRE)--Twilio Inc. (NYSE: TWLO), the customer engagement platform that drives real-time, personalized experiences for today's leading brands, and Jack Henry™ (Nasdaq: JKHY) today announced Jack Henry is leveraging a suite of Twilio products to enable banks and credit unions to better communicate and engage with their customers across digital channels. Jack Henry uses Twilio's products for various steps across the customer journey – including: SMS text alerts for account.

Twilio and Jack Henry Shape the Future of Financial Services with Personalized Experiences

Jack Henry (JKHY) reported earnings 30 days ago. What's next for the stock?

Jack Henry (JKHY) Up 10.3% Since Last Earnings Report: Can It Continue?

MONETT, Mo. , Dec. 6, 2023 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) was named as one of America's most responsible companies by Newsweek.

Jack Henry Recognized on Newsweek's America's Most Responsible Companies 2024 List

Credit union sees company's investment in research and development as a key differentiator that will position them for growth. MONETT, Mo.

Credit Union 1 Values Jack Henry's Commitment to the Future

First Eagle Bank, Embers Credit Union, Kemba Financial Credit Union, Bank First, and Capital Credit Union utilize Jack Henry technology to provide modern user experiences. MONETT, Mo.

Jack Henry Collaborates with Five Financial Institutions to Win 2023 WebAwards

MONETT, Mo. , Nov. 28, 2023 /PRNewswire/ -- Foundry's Computerworld announces Jack Henry™ (Nasdaq: JKHY) as a 2024 Best Places to Work in IT.

Computerworld Names Jack Henry to 2024 List of Best Places to Work in IT

Brown & Brown

Chubb

Church & Dwight

Hormel Foods

Johnson & Johnson

Medtronic

Public Service Enterprise Group

Procter & Gamble

SPDR S&P 500 ETF Trust

In my monthly series of 10 Dividend Growth Stocks, I rank a selection of Dividend Radar stocks and present the 10 top-ranked stocks for further research and possible investment. This month, I'm presenting high-quality stocks with the highest defensiveness scores based on a scoring system developed by David Van Knapp. I ranked candidates by considering, in turn, their Dividend Safety Scores and their Beta measure of volatility.

10 Dividend Growth Stocks For November 2023

A 24-year company veteran, Zengel will remain at the company through June 30, 2024 MONETT, Mo. , Nov. 27, 2023 /PRNewswire/ -- Jack Henry & Associates Inc.® (Nasdaq: JKHY) announced today that Stacey Zengel, Senior Vice President and President of Jack Henry Bank Solutions, plans to retire on June 30, 2024.

Jack Henry & Associates Announces the Retirement of Stacey Zengel, President of Bank Solutions

MONETT, Mo. , Nov. 27, 2023 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that it will be participating in an upcoming conference.

Jack Henry CEO to Present at Nasdaq Investor Conference

MONETT, Mo. , Nov. 13, 2023 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that Mimi Carsley, CFO & Treasurer, will present at the following conferences: Stephens Annual Investor Conference on November 15th.

Jack Henry CFO Mimi Carsley to Present at Two Investor Conferences

Intuit

The following research was contributed to by Christine Short, VP of Research at Wall Street Horizon. October lived up to its billing as being among the most volatile months on the calendar.

Bears Roam Wild During Earnings Season: Two Tech Platforms In Focus

Jack Henry's (JKHY) first-quarter fiscal 2024 results benefit from strength across the Core, Complementary, Payments and Corporate segments.

Jack Henry (JKHY) Q1 Earnings Beat Estimates, Revenues Up Y/Y

Jack Henry & Associates, Inc. (NASDAQ:JKHY ) Q1 2024 Earnings Conference Call November 8, 2023 8:45 AM ET Company Participants Vance Sherard - Vice President Investor Relations David Foss - Chairman & Chief Executive Officer Greg Adelson - President & Chief Operating Officer Mimi Carsley - Chief Financial Officer & Treasurer Conference Call Participants Tyler DuPont - Bank of America David Togut - Evercore ISI Vasu Govil - KBW Kartik Mehta - Northcoast Research John Davis - Raymond James Dominick Gabriele - Oppenheimer Dave Koning - Baird Cris Kennedy - William Blair James Faucette - Morgan Stanley Operator Good morning, and welcome to the Jack Henry First Quarter 2024 Earnings Conference Call. All participants will be in a listen-only mode.

Jack Henry & Associates, Inc. (JKHY) Q1 2024 Earnings Call Transcript

The headline numbers for Jack Henry (JKHY) give insight into how the company performed in the quarter ended September 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Jack Henry (JKHY) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

First quarter summary: GAAP revenue increased 8.0% and GAAP operating income decreased 5.7% for the fiscal three months ended September 30, 2023, compared to the prior fiscal year quarter. Non-GAAP adjusted revenue increased 7.7% and non-GAAP adjusted operating income increased 13.0% for the fiscal three months ended September 30, 2023, compared to the prior fiscal year quarter.1 GAAP EPS was $1.39 per diluted share for the fiscal three months ended September 30, 2023, compared to $1.46 in the prior fiscal year quarter.

Jack Henry & Associates, Inc. Reports First Quarter Fiscal 2024 Results

Beyond analysts' top -and-bottom-line estimates for Jack Henry (JKHY), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2023.

Insights Into Jack Henry (JKHY) Q1: Wall Street Projections for Key Metrics

Apple

Automatic Data Processing

Applied Materials

Amphenol

Blackrock Inc

Costco

Cintas Corp

Graco

Home Depot

Lowe's

Mastercard

Monolithic Power Systems

Microsoft

Northrop Grumman

Roper Technologies

Charles Schwab

Sherwin-Williams

Tractor Supply

Vanguard Dividend Appreciation ETF

There are 20 stocks on my dividend growth watchlist for October 2023. The majority of the stocks on my watchlist are undervalued based on dividend yield theory. An equally weighted portfolio of these stocks would have outperformed the Vanguard Dividend Appreciation ETF by more 4% year-to-date.

Dividend Growth Stock Watchlist - November 2023

Jack Henry (JKHY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate Jack Henry (JKHY) to Report a Decline in Earnings: What to Look Out for

MONETT, Mo. , Oct. 30, 2023 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) announced today that deconversion revenue for the fiscal first quarter, ended September 30, 2023 was $4.1 million.

JACK HENRY & ASSOCIATES ANNOUNCES FIRST QUARTER 2024 DECONVERSION REVENUE RESULTS

MONETT, Mo. , Oct. 25, 2023 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) announced today that it will host a live Webcast of its first quarter 2024 earnings conference call on November 8, 2023.

JACK HENRY & ASSOCIATES TO PROVIDE WEBCAST OF FIRST QUARTER 2024 EARNINGS CALL

Jack Henry & Associates is a software company that provides technology solutions for small banks and credit unions, allowing them to compete with larger financial institutions. The company has a history of consistent growth and strategic acquisitions, resulting in strong revenue and earnings per share growth. Recent events, such as the failures of small- to mid-size banks, have raised concerns for Jack Henry's customer base and future growth prospects. However, the company's track record and valuation make it an attractive investment opportunity.

Jack Henry & Associates: 'Vertical' Software Is Eating The World

Jack Henry (JKHY) extends its long-standing partnership with MDT, helping credit unions enhance their technology modernization strategy.

Jack Henry (JKHY) Extends MDT Partnership to Boost Core Segment

Jack Henry (JKHY) launches Financial Crimes Defender, a cloud-native fraud and anti-money laundering solution, helping banks and other credit institutions combat financial crimes.

Jack Henry (JKHY) Boosts Portfolio With Fraud Detection Platform

INDIANAPOLIS--(BUSINESS WIRE)--Array and Jack Henry™ (Nasdaq: JKHY) announced plans to provide Array's credit management, online privacy and other popular personal finance tools for free to users who are on the Banno Digital Platform™ with the option to upgrade to premium features. More than 800 community banks and credit unions and 10 million registered users on Banno will soon have access to these tools through a phased rollout. The announcement was made at the Jack Henry Connect 2023 client.

Array and Jack Henry to Distribute Credit Management, Subscription Management, Online Privacy and Identity Protection Tools to Banno Customers and Users

AI-powered Financial Crimes Defender helps bankers detect and prevent fraud in real-time MONETT, Mo. , Oct. 16, 2023 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today that it is redefining fraud prevention with the initial roll out of Jack Henry Financial Crimes Defender™, a cloud-native fraud and anti-money laundering (AML) solution designed with real-time capabilities at the forefront.

News for Jack Henry & Associates Stock (JKHY)