Jack Henry & Associates

Jack Henry & Associates, Inc. is a technology company, which engages in the provision of technology solutions and payment processing services primarily for financial services organizations. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized customer or member information. The Payments segment focuses on secured payment processing tools and services, such automated teller machine, debit and credit card processing services, online and mobile bill pay solutions, and risk management products and services. The Complementary segment offers additional software and services that can be integrated with its core solutions or used independently. The Corporate and Other segments include hardware revenue and costs, as well as operating costs not directly attributable to the other segments. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

Earnings data Q3 2021

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Jack Henry reports 6% revenue growth, poised for FedNow rollout

Jack Henry's Q3 2023 earnings call showcased strong revenue growth in core, payment, and complementary solutions businesses, despite challenges in deconversion revenue and cost drivers. The company's focus on capital allocation, resilience, and commitment to new product offerings positions it for future growth. The rollout of FedNow and a robust sales pipeline present significant opportunities for revenue growth and customer benefit.

Jack Henry & Associates reports strong Q2 performance and tech focus

Jack Henry & Associates delivered a strong performance in Q2 2023, driven by revenue growth and notable wins in key segments.
While facing challenges such as deconversion revenue reduction and consumer spending shifts, the company's focus on technology modernization and fraud protection presents opportunities for future growth.
Cost controls, process automation, and stable non-GAAP EBIT showcase Jack Henry's resilience in navigating revenue adjustments.
With a strategic focus on core strengths and emerging opportunities, Jack Henry is poised for continued growth and market leadership in the financial services sector.

Jack Henry & Associates reports strong Q3 earnings and growth opportunities

Jack Henry anticipates full-year GAAP revenue growth for fiscal 2023 to be between 5.5% to 5.9%. Capital allocation priorities include maintaining liquidity, investing in growth, evaluating acquisitions, paying dividends, and stock repurchases. Strong involvement with the FedNow project highlighted, with potential applications in real-time payments discussed.

Jack Henry & Associates reports record Q4 revenue and outlines growth strategies for FY 2024

Jack Henry & Associates delivered strong financial performance in Q4 2023, with record revenue and sales bookings. The company's focus on technology innovation, AI integration, and strategic acquisitions positions it well for future growth.
While facing challenges in quarterly revenue growth and margin fluctuations, Jack Henry & Associates is actively addressing these through strategic investments and a focus on efficiency. Opportunities lie in partnerships with fintech companies, continuous improvement initiatives, and cloud migration.

Jack Henry & Associates (JKHY) reports robust Q1 performance and eyes expansion beyond core base

Jack Henry & Associates (JKHY) delivered a strong performance in Q1 2024, showcasing revenue growth and success in key segments. The company's strategic focus on technology modernization, digital solutions, and client expansion positions it well for future growth. Challenges in free cash flow and competition require continued innovation and effective capital allocation strategies.

Jack Henry & Associates reports 8% revenue growth, appoints new CEO

Jack Henry & Associates (JKHY) showcased solid financial performance with revenue growth and margin expansion, underpinned by successful client acquisitions and technology advancements.
The company faces challenges in managing external factors affecting payments volumes, balancing expense investments for growth, and limited M&A activity for expansion.
However, opportunities in open banking solutions, new revenue streams from technology initiatives, and digital revenue growth present avenues for sustained growth and profitability.

Jack Henry & Associates (JKHY) reports record revenue and core wins, poised for growth

Jack Henry & Associates (JKHY) delivered strong financial performance in Q4 2024, with record revenue and operating income. The company's focus on core wins, technology innovation, and client engagement positions it well for future growth. Analyst inquiries highlighted areas for potential improvement and strategic considerations.

Jack Henry & Associates (JKHY) reports solid Q1 performance and outlook

Jack Henry & Associates (JKHY) demonstrated strong performance and strategic initiatives in Q1 2025, positioning the company for continued growth.
The company's focus on client engagement, innovation, and technology modernization underscores its commitment to long-term success.
With a positive outlook for margin expansion, revenue growth, and client service, Jack Henry & Associates (JKHY) remains well-positioned in the financial technology sector.

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Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

Direct-to-core integration enhances deposit and non-interest fee income potential MONETT, Mo. , Sept. 30, 2024 /PRNewswire/ --  Jack Henry™  (Nasdaq: JKHY) announces the expansion of its collaboration with Victor Technologies, Inc., a subsidiary of MVB Edge Ventures, Inc. and part of MVB Bank, Inc. The companies launched an embedded-payments management platform to help Jack Henry's financial institution clients capitalize on Payments-as-a-Service (PaaS) market opportunities.

Jack Henry and Victor Offer Embedded Payments Platform for Regional and Community Financial Institutions to Better Support Business Customers

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Here's Why Jack Henry (JKHY) is a Strong Growth Stock

Jack Henry (JKHY) reported earnings 30 days ago. What's next for the stock?

Jack Henry (JKHY) Up 5.3% Since Last Earnings Report: Can It Continue?

29 credit unions, along with 12 integrator partners and sponsors, developed solutions focused on member innovation MONETT, Mo. , Sept. 18, 2024 /PRNewswire/ -- Jack Henry™  (Nasdaq: JKHY) and CU Build recently held their fourth annual build-a-thon, promoting innovation and collaboration within the credit union industry.

Jack Henry's Credit Union Community Participates in CU Build's Fourth Annual Build-A-Thon Event

Community and regional financial institutions can offer account holders embedded life insurance, increased financial security, and innovative deposit products New York, New York--(Newsfile Corp. - September 17, 2024) - Wysh Life and Health Insurance Company, an AM Best A- rated insurance carrier offering innovative financial protection solutions, today announced that its embedded Life Benefit product is now accessible through the Jack Henry™ digital banking platform. Wysh leveraged the Banno Digital Toolkit™, the same set of APIs the Banno Digital Platform™ is built on, to embed its technology into the digital experiences offered by community and regional financial institutions.

Wysh Collaborates with Jack Henry to Enhance Financial Protection for Credit Union Members

ATLANTA--(BUSINESS WIRE)--Backbase, the creator of the Engagement Banking Platform, today announced that it has joined the Jack Henry™ Vendor Integration Program (VIP). Participation in the program will provide Backbase with access to Jack Henry's technical resources to enable the Engagement Banking Platform to integrate with Symitar®. The Vendor Integration Program is designed to help ensure that Jack Henry's customers can easily deploy third-party products. The Engagement Banking Platform int.

Backbase Joins the Jack Henry™ Vendor Integration Program

- VIP enables Wysh to integrate with Symitar(R) - New York, New York--(Newsfile Corp. - September 13, 2024) - Wysh Life and Health Insurance Company, an AM Best A- rated insurance carrier offering innovative embedded protection solutions, today announced that it has joined the Jack Henry™ Vendor Integration Program (VIP). Participation in the program will provide Wysh with access to Jack Henry's technical resources to enable Life Benefit to integrate with Symitar®.

Wysh Joins the Jack Henry(TM) Vendor Integration Program

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Why Jack Henry (JKHY) is a Top Growth Stock for the Long-Term

Long-term alliance amplifies credit union's impact on local communities   MONETT, Mo. , Sept. 11, 2024 /PRNewswire/ --  Jack Henry™  (Nasdaq: JKHY) announced today that AmeriCU Credit Union is leveraging its technology infrastructure and expertise to expand geographically and meet more community needs.

AmeriCU Credit Union Leverages Jack Henry to Fuel Community Reinvestment and Growth

Bank Director's 2024 Technology Survey highlights the state of technology adoption and concerns among U.S. bank leaders. NASHVILLE, Tenn.

Bank Director's 2024 Technology Survey Examines Technology Plans at U.S. Banks

Annual revenue lands financial technology provider on prestigious list for 16th consecutive year MONETT, Mo. , Sept. 9, 2024 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today that the company ranked No.

Jack Henry Again Named to IDC FinTech Rankings Top 25

MONETT, Mo. , Sept. 4, 2024 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that it will be participating in this upcoming conference: Mimi Carsley, CFO & Treasurer, will present at the Goldman Sachs 2024 Communacopia + Technology Conference on September 10.

Jack Henry CFO to Present at Goldman Sachs Event

Alliance will enable community and regional financial institutions to offer enhanced payments to SMBs and capture deposits MONETT, Mo. , Sept. 3, 2024 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today a collaboration with Moov, a modern digital payments processor, to enable community and regional financial institutions to offer enhanced digital payment services to small and medium-sized business (SMB) customers.

Jack Henry and Moov to Simplify Digital Payments for Small Businesses

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Here's Why Jack Henry (JKHY) is a Strong Momentum Stock

MONETT, Mo. , Aug. 27, 2024 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced that the company is hosting its annual Investor Day on Thursday, Sept.

Jack Henry to Host 2024 Investor Day

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MONETT, Mo. , Aug. 26, 2024 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY) today announced its Board of Directors declared a regular quarterly cash dividend of $.55 per share.

Jack Henry & Associates Announces Regular Quarterly Dividend

Jack Henry & Associates fell short of revenue expectations for the final quarter of 2024 but exceeded earnings forecasts. Management's guidance for the 2025 fiscal year suggests continued growth and potential for investors. The company's strong financial results and growth potential are offset by a lofty share price, leading to a 'hold' rating.

Jack Henry & Associates: A Quality Firm At A Price That Is Difficult To Justify

Jack Henry & Associates' (JKHY) fourth-quarter fiscal 2024 results benefit from growing processing revenues.

Jack Henry (JKHY) Q4 Earnings Beat Estimates, Revenues Up Y/Y

Jack Henry & Associates, Inc. (NASDAQ:JKHY ) Q4 2024 Earnings Conference Call August 21, 2024 8:45 AM ET Company Participants Vance Sherard - Vice President, Investor Relations Greg Adelson - President & Chief Executive Officer Mimi Carsley - Chief Financial Officer & Treasurer Conference Call Participants Andrew Schmidt - Citi Vasu Govil - KBW Jason Kupferberg - Bank of America John Davis - Raymond James Will Nance - Goldman Sachs Chris Kennedy - William Blair Kartik Mehta - Northcoast Research Peter Heckmann - D.A. Davidson Charles Nabhan - Stephens Dave Koning - Baird James Faucette - Morgan Stanley Operator Good morning, and welcome to the Jack Henry Fourth Quarter 2024 Earnings Conference Call.

Jack Henry & Associates, Inc. (JKHY) Q4 2024 Earnings Call Transcript

The headline numbers for Jack Henry (JKHY) give insight into how the company performed in the quarter ended June 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Jack Henry (JKHY) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Jack Henry (JKHY) came out with quarterly earnings of $1.38 per share, beating the Zacks Consensus Estimate of $1.30 per share. This compares to earnings of $1.34 per share a year ago.

Jack Henry (JKHY) Beats Q4 Earnings Estimates

Jack Henry forecast fiscal 2025 profit above Wall Street estimates on Tuesday, on resilient demand for the financial technology company's products and services.

Jack Henry sees annual profit above estimates on strong fintech demand

Fourth quarter summary : GAAP revenue increased 4.7% and GAAP operating income increased 1.2% for the fiscal three months ended June 30, 2024, compared to the prior fiscal year quarter. Non-GAAP adjusted revenue increased 6.4% and non-GAAP adjusted operating income increased 5.3% for the fiscal three months ended June 30, 2024, compared to the prior fiscal year quarter.1 GAAP EPS was $1.38 per diluted share for the fiscal three months ended June 30, 2024, compared to $1.34 per diluted share in the prior fiscal year quarter.

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