Jack Henry & Associates

Jack Henry & Associates, Inc. is a technology company, which engages in the provision of technology solutions and payment processing services primarily for financial services organizations. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized customer or member information. The Payments segment focuses on secured payment processing tools and services, such automated teller machine, debit and credit card processing services, online and mobile bill pay solutions, and risk management products and services. The Complementary segment offers additional software and services that can be integrated with its core solutions or used independently. The Corporate and Other segments include hardware revenue and costs, as well as operating costs not directly attributable to the other segments. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

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Jack Henry reports 6% revenue growth, poised for FedNow rollout

Jack Henry's Q3 2023 earnings call showcased strong revenue growth in core, payment, and complementary solutions businesses, despite challenges in deconversion revenue and cost drivers. The company's focus on capital allocation, resilience, and commitment to new product offerings positions it for future growth. The rollout of FedNow and a robust sales pipeline present significant opportunities for revenue growth and customer benefit.

Jack Henry & Associates reports strong Q2 performance and tech focus

Jack Henry & Associates delivered a strong performance in Q2 2023, driven by revenue growth and notable wins in key segments.
While facing challenges such as deconversion revenue reduction and consumer spending shifts, the company's focus on technology modernization and fraud protection presents opportunities for future growth.
Cost controls, process automation, and stable non-GAAP EBIT showcase Jack Henry's resilience in navigating revenue adjustments.
With a strategic focus on core strengths and emerging opportunities, Jack Henry is poised for continued growth and market leadership in the financial services sector.

Jack Henry & Associates reports strong Q3 earnings and growth opportunities

Jack Henry anticipates full-year GAAP revenue growth for fiscal 2023 to be between 5.5% to 5.9%. Capital allocation priorities include maintaining liquidity, investing in growth, evaluating acquisitions, paying dividends, and stock repurchases. Strong involvement with the FedNow project highlighted, with potential applications in real-time payments discussed.

Jack Henry & Associates reports record Q4 revenue and outlines growth strategies for FY 2024

Jack Henry & Associates delivered strong financial performance in Q4 2023, with record revenue and sales bookings. The company's focus on technology innovation, AI integration, and strategic acquisitions positions it well for future growth.
While facing challenges in quarterly revenue growth and margin fluctuations, Jack Henry & Associates is actively addressing these through strategic investments and a focus on efficiency. Opportunities lie in partnerships with fintech companies, continuous improvement initiatives, and cloud migration.

Jack Henry & Associates (JKHY) reports robust Q1 performance and eyes expansion beyond core base

Jack Henry & Associates (JKHY) delivered a strong performance in Q1 2024, showcasing revenue growth and success in key segments. The company's strategic focus on technology modernization, digital solutions, and client expansion positions it well for future growth. Challenges in free cash flow and competition require continued innovation and effective capital allocation strategies.

Jack Henry & Associates reports 8% revenue growth, appoints new CEO

Jack Henry & Associates (JKHY) showcased solid financial performance with revenue growth and margin expansion, underpinned by successful client acquisitions and technology advancements.
The company faces challenges in managing external factors affecting payments volumes, balancing expense investments for growth, and limited M&A activity for expansion.
However, opportunities in open banking solutions, new revenue streams from technology initiatives, and digital revenue growth present avenues for sustained growth and profitability.

Jack Henry & Associates (JKHY) reports record revenue and core wins, poised for growth

Jack Henry & Associates (JKHY) delivered strong financial performance in Q4 2024, with record revenue and operating income. The company's focus on core wins, technology innovation, and client engagement positions it well for future growth. Analyst inquiries highlighted areas for potential improvement and strategic considerations.

Jack Henry & Associates (JKHY) reports solid Q1 performance and outlook

Jack Henry & Associates (JKHY) demonstrated strong performance and strategic initiatives in Q1 2025, positioning the company for continued growth.
The company's focus on client engagement, innovation, and technology modernization underscores its commitment to long-term success.
With a positive outlook for margin expansion, revenue growth, and client service, Jack Henry & Associates (JKHY) remains well-positioned in the financial technology sector.

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Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

Jack Henry & Associates has stable revenue growth with a 10-year average of 5.76% and a 5-year average of 6.98% as well as stable profitability. The company also has stable market share in core banking and issuer processing, which we believe is supported by the high switching costs of its solutions by financial institutions.

Jack Henry & Associates: Stable Growth But Limited Upside

Community financial institutions can now automate policy management to gain efficiency and transparency MONETT, Mo. , Dec. 15, 2022 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) today launched a new policy management solution to its Governance, Risk and Compliance (GRC) Suite.

Jack Henry Adds New Policy Management Solution to Governance, Risk, and Compliance Suite

MONETT, Mo. , Dec. 13, 2022 /PRNewswire/ -- Foundry's Computerworld announces Jack Henry as a 2023 Best Places to Work in IT.

Computerworld Names Jack Henry to 2023 List of Best Places to Work in IT

Integration allows community and regional financial institutions to transform customer service within the digital domain NEW YORK , Dec. 13, 2022 /PRNewswire/ -- Glia, the leading provider of Digital Customer Service (DCS), announced today that its digital-first solution is now accessible through Jack Henry's Banno Digital Platform™. This integration will allow more banks and credit unions to embrace Digital Customer Service, reimagining how they serve and support customers in a digital world.

Glia Teams with Jack Henry to Accelerate Digital Customer Service

Jack Henry (JKHY) reported earnings 30 days ago. What's next for the stock?

Jack Henry (JKHY) Up 7.1% Since Last Earnings Report: Can It Continue?

TIB chooses Jack Henry (JKHY) to support community banks in their operations, growth strategies, and help them compete against larger financial institutions.

Jack Henry (JKHY) Strengthens Clientele With TIB Selection

The move will help community banks better compete with larger institutions and fintechs MONETT, Mo. , Dec. 5, 2022 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today that it has been selected by TIB, N.A.

TIB, N.A. (The Independent BankersBank) Selects Jack Henry to Enable Technology Modernization and Ongoing Innovation

Jack Henry (JKHY) equips Atomic's direct deposit setup & switching solution, Deposit in its digital banking platform to help financial institutions provide seamless banking experience to their customers.

Jack Henry (JKHY) Boosts Digital Banking With Atomic Tie-Up

SALT LAKE CITY--( BUSINESS WIRE )--Atomic, the market-leading provider of payroll connectivity, announced today that its direct deposit setup and switching solution, Deposit, is now accessible through Jack Henry's digital banking platform.

Atomic collaborates with Jack Henry to unlock a digital banking evolution for banks and credit unions

MONETT, Mo. , Nov. 22, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that it will be participating in the following upcoming conferences.

Jack Henry Executives Offer Insights at Upcoming Investor Events

Bank increases loan production by 180% in two years MONETT, Mo. , Nov. 10, 2022 /PRNewswire/ -- Jack Henry™ (NASDAQ: JKHY) and Cornerstone Bank announced today that Cornerstone Bank has experienced significant loan growth backed by Jack Henry's sophisticated digital loan-origination platform.

Jack Henry Supports Cornerstone Bank in Strong Loan Growth

Jack Henry's (JKHY) first-quarter fiscal 2023 results benefit from strength across the Core, Complementary, Payments and Corporate segments.

Jack Henry (JKHY) Q1 Earnings Top Estimates, Revenues Rise Y/Y

Jack Henry & Associates, Inc. (NASDAQ:JKHY ) Q1 2023 Earnings Conference Call November 9, 2022 8:45 AM ET Company Participants Vance Sherard - Vice President of Investor Relations David Foss - Chairman and CEO Mimi Carsley - CFO and Treasurer Greg Adelson - President and COO Conference Call Participants Vasundhara Govil - Keefe, Bruyette, & Woods, Inc. Rayna Kumar - UBS David Togut - Evercore ISI Nik Cremo - Credit Suisse Kartik Mehta - Northcoast Research Peter Heckmann - D.A. Davidson Dominick Gabriele - Oppenheimer James Faucette - Morgan Stanley John Davis - Raymond James David Koning - Robert W.

Jack Henry & Associates, Inc. (JKHY) Q1 2023 Earnings Call Transcript

Jack Henry (JKHY) delivered earnings and revenue surprises of 5.80% and 0.03%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Jack Henry (JKHY) Surpasses Q1 Earnings and Revenue Estimates

MONETT, Mo. , Nov. 8, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc. (Nasdaq: JKHY), a leading financial technology provider, today announced results for the first quarter ended September 30, 2022.

Jack Henry & Associates, Inc. Reports First Quarter Fiscal 2023 Results

MONETT, Mo. , Nov. 3, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that it will be participating in the following upcoming conferences.

Jack Henry CEO to Offer Insights at Two November Investor Events

Jack Henry (JKHY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Jack Henry (JKHY) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Historic bank invests in digital transformation to enhance customer experience and support community development MONETT, Mo. , Oct. 31, 2022 /PRNewswire/ -- Jack Henry™ (NASDAQ: JKHY) announced today that The Maries County Bank has selected Jack Henry to elevate the digital customer experience and support community growth.

The Maries County Bank Selects Jack Henry for a Comprehensive Technology Platform

MONETT, Mo. , Oct. 26, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that it will host a live Webcast of its first quarter fiscal year 2023 earnings conference call on November 9, 2022.

JACK HENRY & ASSOCIATES TO PROVIDE WEBCAST OF FIRST QUARTER FISCAL YEAR 2023 EARNINGS CALL

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Open-loop, cloud-native, AI-driven solution reduces payments friction and financial fragmentation MONETT, Mo. , Oct. 25, 2022 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today the launch of its standalone person-to-person (P2P) payments solution.

Jack Henry™ Launches Standalone, Real-Time Person-to-Person (P2P) Payments

21 credit unions participated, developing solutions focused on transformation MONETT, Mo. , Oct. 20, 2022 /PRNewswire/ -- In honor of its credit union customers on International Credit Union Day, Jack Henry™ (Nasdaq: JKHY) takes a look back at a recent event focused on the credit union industry.

Jack Henry's Credit Union Community Participates in CU Build's Annual Event

Companies use open banking to enable community and regional financial institutions to provide accountholders a consolidated view of their financial experiences across providers MONETT, Mo. , Oct. 20, 2022 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced an expansion of its existing relationship with Mastercard® that will enable credit unions and banks to provide their accountholders the ability to securely see all of their financial accounts – within and outside their primary financial institution – in one place.

Jack Henry and Mastercard Expand Collaboration to Address Financial Fragmentation

Sherard has 25 years of Investor Relations and Finance experience with Jack Henry MONETT, Mo. , Oct. 18, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today the promotion of Vance Sherard, who leads Investor Relations, to vice president.

Vance Sherard Promoted to Vice President of Investor Relations

Jack Henry Ranked 17th Among 100 U.S. Companies Recognized for Employee Sentiment and Satisfaction NEW YORK , Oct. 6, 2022 /PRNewswire/ -- Newsweek  today announced their annual rankings for the Top 100 Most Loved Workplaces® list, and Jack Henry was ranked 17th overall, and second among financial institutions. The 2022 Top 100 Most Loved Workplaces® are the result of a collaboration with the Best Practice Institute (BPI), a leadership development and benchmark research company.

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