Revenue segments as reported by the company.

Net interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision (benefit) for credit losses

Marketing

Operating expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Capital One

Capital One Financial Corp. operates as a financial holding company. The firm engages in the provision of financial products and services. It operates through the following segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending, and international card lending businesses. The Consumer Banking segment consists of branch-based lending and deposit gathering activities for consumers and small businesses. The Commercial Banking segment includes lending, deposit gathering and treasury management services to commercial real estate and commercial and industrial customers. The company was founded by Richard D. Fairbank on July 21, 1994, and is headquartered in McLean, VA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Capital One reports robust Q4 earnings amidst sector challenges

Capital One delivered solid earnings performance driven by growth in the credit card and domestic car businesses.
Maintaining strong liquidity and capital ratios positions the company well for future opportunities.
Challenges in consumer and commercial banking require strategic adjustments to drive growth.
Opportunities lie in capital return strategies, targeted marketing efforts, and managing credit metrics effectively.

Capital One reports solid Q1 earnings amidst NIM pressure

Capital One's Q1 performance reflects solid earnings and deposit growth.
The company's strengths lie in digital capabilities, capital position, and credit trends.
Challenges include NIM pressure, regulatory impacts, and partnership uncertainties.
Opportunities exist in marketing focus, consumer banking, and payment innovation.

Capital One reports strong Q2 earnings, optimistic about growth

Capital One's Q2 2023 performance reflects strong earnings and growth in the Domestic Card business. While facing challenges in the Consumer Banking business and potential impact of regulatory proposals, the company remains optimistic about growth opportunities and the strength of the U.S. consumer. Investments in technology have led to cost efficiencies and positioned the company for future growth.

Capital One reports robust Q3 earnings amidst regulatory challenges

Capital One's Q3 performance reflects strong earnings and stable credit performance across segments.
The company faces challenges with rising delinquency rates and potential impacts of regulatory changes.
Opportunities lie in operational efficiencies, normalized lending margins, and growth in new accounts.
Overall, Capital One remains cautiously optimistic about future market opportunities and financial performance.

Capital One reports solid earnings amidst regulatory challenges and growth opportunities

Capital One delivered solid earnings performance with growth in loans and deposits, despite increased operating expenses.
While facing challenges from regulatory impacts and credit trends, the company is strategically positioning for growth opportunities.
By focusing on risk management, customer segments, and operational efficiency, Capital One aims to navigate uncertainties and drive sustained growth.

Capital One reports solid Q1 earnings, eyes growth opportunities

Capital One's Q1 performance reflects resilience amid revenue challenges, supported by strong risk management and capital position. While facing challenges in credit metrics and market conditions, the company eyes growth opportunities through strategic acquisitions and product launches.

Capital One reports solid Q2 earnings, eyes Discover acquisition

Capital One delivered a solid performance in Q2 2024, driven by strength in the Domestic Card business and strategic investments in marketing.
While facing challenges in Consumer Banking revenue and credit provisions, the company's strong financial foundation and pending acquisition of Discover offer growth opportunities.
Overall, Capital One's focus on market positioning, financial stability, and strategic acquisitions positions it well for future growth and value creation.

Capital One reports robust Q3 earnings amidst regulatory uncertainties

Capital One delivered strong financial performance in Q3 2024, driven by revenue growth and operational efficiency across key segments.
While facing challenges in certain banking segments and regulatory uncertainties, the company's strategic focus on innovation and market positioning remains a strength.
Opportunities for growth and market expansion exist through product innovation, regulatory adaptation, and leveraging existing operational strengths.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Citizens Financial Group

Fifth Third Bancorp

Huntington Bancshares

KeyCorp

M&T Bank

PNC Financial Services

Regions Financial

SVB Financial Group

Truist Financial

U.S. Bancorp

2022 represented a challenging year for the regional banks where their price performance didn't offer a respite vs. the bear market hitting the major indices. The current wall of worry hanging over the banks will be resolved in 2023.

Bank The Dividend Yield And Look For Incremental Upside In Regional Banks In 2023

Capital One (COF) will witness growth in the top line, supported by rising interest rates and a solid card business. Elevated costs are expected to hurt profits to an extent.

Rate Hikes, Card Business Aid Capital One (COF) Amid Cost Woes

Best Buy

Biogen

Dollar General

eBay

Intel

Liberty Global Ltd

Lowe's

Lumen Technologies

LyondellBasell Industries

Altria

Oracle

Regeneron Pharmaceuticals

Sirius XM Holdings Inc

Seagate Technology Holdings PLC

Synchrony Financial

Vodafone Group

The top net payout yield stock failed to match the total return of the S&P 500 during 2H '22 as tech stocks soared. The top net payout yield stocks averaged massive 19.6% yields to start December, as normal capital return plans returned during 2022.

Top Net Payout Yields - December 2022

MCLEAN, Va. , Dec. 19, 2022 /PRNewswire/ -- On Tuesday, January 24, 2023, at approximately 4:05 p.m.

Capital One Financial Corporation to Webcast Conference Call on Fourth Quarter 2022 Earnings

Foot Locker

NXP Semiconductors

Tractor Supply

Texas Instruments

Wells Fargo

Where do we find the next TXN and double our money every few years?

23 Dividends That Could Double In 2023

Comerica

East West Bancorp

Signature Bank

As investors continue grappling with increased interest rate hikes, four bank stocks in Bridgewater Associates' third-quarter 13F equity portfolio with high business predictability that are trading near 52-week lows are Comerica Inc. ( CMA , Financial), Capital One Financial Group ( COF , Financial), East West Bancorp Inc. ( EWBC , Financial) and Signature Bank ( SBNY , Financial), according to current portfolio statistics, a Premium feature of GuruFocus.

4 Predictable Bridgewater Bank Investments Trading Near 52-week Lows

Capital One Financial is a good credit card business that is run by a seasoned management. The COF stock is currently trading under 5x P/E and 1x P/B. I believe this valuation provides a large margin of safety.

Capital One Financial: Value Stock For The Long Run

American Express

American Express and Capital One stocks are starting to look intriguing heading into 2023. Both stocks could be poised for a rebound at some point and their valuations seem to support this from a price-to-earnings perspective.

Will These 2 Financial Services Stocks Charge into 2023?

Inflation and rising interest rates have taken a toll on Capital One's bottom-line and stock price. Amid market uncertainty, Capital One did produce growth in average loans held for investment, average total deposits, and revenue.

Capital One: Deep Value Stock, But More Room To Fall

Upstart Holdings

Investors are concerned that a recession could lead to higher loan losses.

Why Shares of Capital One, Synchrony Financial, and Upstart Are Falling This Week

Uber

SAN FRANCISCO , Nov. 15, 2022 /PRNewswire/ -- Today Uber Technologies, Inc. (NYSE: UBER) and Capital One (NYSE: COF) announced a new partnership to bring savings and benefits to select cardholders across the United States. Uber and Capital One partner to bring savings and benefits to cardholders across the United States.

Uber and Capital One Partner to Offer New Rewards for Savor and Quicksilver Cardholders

Kelly Services

People can argue all day about whether book value is a good gauge of a stock's value.

Capital One and Kelly Services Are Selling Below Book Value

Evidently, the downturn hasn't soured investors on the travel industry. Travel booking startup Hopper today announced that it closed a $96 million follow-on investment from Capital One, bringing the company's total raised to close to $730 million.

Travel app Hopper raises $96M from Capital One to double down on social commerce

Dominion Energy

Hershey

Snap-on

UnitedHealth Group

Daily Dividend Report: Snap-On, Capital One Financial, Hershey, UnitedHealth Group, Dominion Energy

Rise in provisions and higher expenses hurt Capital One's (COF) Q3 earnings, while higher revenues on solid credit card business, robust loan demand and rising rates offer some support.

Capital One (COF) Down on Q3 Earnings Miss as Provisions Rise

Capital One Financial Corporation (NYSE:COF.PK ) Q3 2022 Earnings Conference Call October 27, 2022 5:00 PM ET Company Participants Jeff Norris – Senior Vice President-Finance Richard Fairbank – Chairman and Chief Executive Officer Andrew Young – Chief Financial Officer Conference Call Participants Kevin Barker – Piper Sandler Ryan Nash – Goldman Sachs Betsy Graseck – Morgan Stanley Sanjay Sakhrani – KBW Moshe Orenbuch – Credit Suisse Arren Cyganovich – Citi Don Fandetti – Wells Fargo Rick Shane – JPMorgan Bill Carcache – Wolfe Research Mihir Bhatia – Bank of America Dominick Gabriele – Oppenheimer Operator Good day, and thank you for standing by. Welcome to the Third Quarter 2022 Capital One Financial Earnings Conference Call.

Capital One Financial Corporation (COF) Q3 2022 Earnings Call Transcript

Capital One (COF) delivered earnings and revenue surprises of -16.50% and 2.36%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Capital One (COF) Misses Q3 Earnings Estimates

Stock price estimate is 46% higher than the current market price We arrive at Capital One's valuation, using an EPS estimate of around $20.70 and a P/E multiple of just below 7x in fiscal 2022.

What To Expect From Capital One Stock In Q3?

Capital One (COF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Capital One (COF) Q3 Earnings Expected to Decline

BJ`s Wholesale Club Holdings Inc

Capital One Selected as New Exclusive Issuing Partner for the BJ's Mastercard® Program MARLBOROUGH, Mass. , Oct. 12, 2022 /PRNewswire/ -- BJ's Wholesale Club (NYSE:BJ), a leading membership warehouse club operator, and Capital One Financial (NYSE: COF), a leading bank and credit card company, announced today that they have entered into a strategic program agreement for Capital One to become the exclusive issuing partner for BJ's co-brand Mastercard® program.

BJ's Wholesale Club Introduces New Partnership with Capital One

Capital One shares have been hard hit by fears a recession will greatly weaken consumer credit quality. While delinquencies are rising, they are doing so from temporarily low levels and remain at a healthy absolute level.

Overblown Consumer Credit Fears Make Capital One A Conviction Buy

MCLEAN, Va. , Oct. 5, 2022 /PRNewswire/ -- On Thursday, October 27, 2022, at approximately 4:05 p.m.

Capital One Financial Corporation to Webcast Conference Call on Third Quarter 2022 Earnings

Ally Financial

Here are 3Q EPS estimates and current analyst opinions for 30 large banks. Big bank stock prices are down 27% on average year-to-date, but bank analysts see sunny days ahead with big banks expected to appreciate 32% on average a year from now.

Q3 2022 Bank Analysts' Top 3 Picks, Earnings Estimates, Price Targets

Capital One Continues to Lead Credit Card App Provider Rankings

Capital One's stock (NYSE: COF) has lost approximately 29% YTD, as compared to the 18% drop in the S&P500 over the same period.

News for Capital One Stock (COF)