Revenue segments as reported by the company.

Net interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision (benefit) for credit losses

Marketing

Operating expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Capital One

Capital One Financial Corp. operates as a financial holding company. The firm engages in the provision of financial products and services. It operates through the following segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending, and international card lending businesses. The Consumer Banking segment consists of branch-based lending and deposit gathering activities for consumers and small businesses. The Commercial Banking segment includes lending, deposit gathering and treasury management services to commercial real estate and commercial and industrial customers. The company was founded by Richard D. Fairbank on July 21, 1994, and is headquartered in McLean, VA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Capital One reports robust Q4 earnings amidst sector challenges

Capital One delivered solid earnings performance driven by growth in the credit card and domestic car businesses.
Maintaining strong liquidity and capital ratios positions the company well for future opportunities.
Challenges in consumer and commercial banking require strategic adjustments to drive growth.
Opportunities lie in capital return strategies, targeted marketing efforts, and managing credit metrics effectively.

Capital One reports solid Q1 earnings amidst NIM pressure

Capital One's Q1 performance reflects solid earnings and deposit growth.
The company's strengths lie in digital capabilities, capital position, and credit trends.
Challenges include NIM pressure, regulatory impacts, and partnership uncertainties.
Opportunities exist in marketing focus, consumer banking, and payment innovation.

Capital One reports strong Q2 earnings, optimistic about growth

Capital One's Q2 2023 performance reflects strong earnings and growth in the Domestic Card business. While facing challenges in the Consumer Banking business and potential impact of regulatory proposals, the company remains optimistic about growth opportunities and the strength of the U.S. consumer. Investments in technology have led to cost efficiencies and positioned the company for future growth.

Capital One reports robust Q3 earnings amidst regulatory challenges

Capital One's Q3 performance reflects strong earnings and stable credit performance across segments.
The company faces challenges with rising delinquency rates and potential impacts of regulatory changes.
Opportunities lie in operational efficiencies, normalized lending margins, and growth in new accounts.
Overall, Capital One remains cautiously optimistic about future market opportunities and financial performance.

Capital One reports solid earnings amidst regulatory challenges and growth opportunities

Capital One delivered solid earnings performance with growth in loans and deposits, despite increased operating expenses.
While facing challenges from regulatory impacts and credit trends, the company is strategically positioning for growth opportunities.
By focusing on risk management, customer segments, and operational efficiency, Capital One aims to navigate uncertainties and drive sustained growth.

Capital One reports solid Q1 earnings, eyes growth opportunities

Capital One's Q1 performance reflects resilience amid revenue challenges, supported by strong risk management and capital position. While facing challenges in credit metrics and market conditions, the company eyes growth opportunities through strategic acquisitions and product launches.

Capital One reports solid Q2 earnings, eyes Discover acquisition

Capital One delivered a solid performance in Q2 2024, driven by strength in the Domestic Card business and strategic investments in marketing.
While facing challenges in Consumer Banking revenue and credit provisions, the company's strong financial foundation and pending acquisition of Discover offer growth opportunities.
Overall, Capital One's focus on market positioning, financial stability, and strategic acquisitions positions it well for future growth and value creation.

Capital One reports robust Q3 earnings amidst regulatory uncertainties

Capital One delivered strong financial performance in Q3 2024, driven by revenue growth and operational efficiency across key segments.
While facing challenges in certain banking segments and regulatory uncertainties, the company's strategic focus on innovation and market positioning remains a strength.
Opportunities for growth and market expansion exist through product innovation, regulatory adaptation, and leveraging existing operational strengths.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

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Net PPE

Intangibles

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Current liabilities

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Total equity

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Minority interest

Total liabilities & equity

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Book value per share

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Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

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Cash from financing

Change in stock

Change in debt

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Cash from other sources

Net change in cash

Free cash flow

Bread Financial Holdings Inc

Citigroup

JPMorgan Chase & Co

Synchrony Financial

Banks that issue credit cards used by millions of consumers raised interest rates and introduced new fees in response to an impending regulation that most experts believe will never take effect. Synchrony and Bread Financial have said that the moves were necessary after the Consumer Financial Protection Bureau in March announced a rule slashing what the industry can charge in late fees.

Banks hit credit card users with higher rates in response to regulation that may never arrive

Bank stocks could be one of the biggest beneficiaries of the Federal Reserve's rate cuts, which are widely expected to continue for at least the next couple of years. They could also benefit from the loosening regulatory environment and lower corporate tax rates that could come with the incoming presidential administration.

The Smartest Bank Stock to Invest $500 In Right Now

Charter Communications

Mastercard

Warren Buffett and Ken Griffin share a few things in common. First, they're both billionaires and highly respected investors.

Billionaire Ken Griffin Is Buying These Warren Buffett Stocks Hand Over Fist. Should You?

Apple

Bank of America

Floor & Decor Holdings

When the biggest minds on Wall Street decide to make a significant move in their portfolios, retail investors better pay attention and attempt to reverse engineer the thinking and reasoning behind these moves. Today, investors can look at the recent 13-F filings from the Oracle of Omaha himself, Warren Buffett.

Why Warren Buffett Is Selling: A Look at His Latest Market Moves

Plains GP Hlds

Reinsurance Group of America

The ultimate goal of a business is to generate cash for its shareholders. Investors often consider net income the “bottom line” of a business, indicating how much profit it makes.

3 Stocks Generating a Ridiculous Amount of Cash

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

Why Capital One (COF) is a Top Momentum Stock for the Long-Term

Bank stocks could be big winners over the next few years, and here are some that look especially interesting.

2 Top Bank Stocks to Buy Right Now

Louisiana-Pacific

T-Mobile US

The Oracle of Omaha and his team sold more than $36 billion worth of stocks in the September-ended quarter.

Prediction: 3 Stocks Warren Buffett Is Still Selling, in Addition to Apple and Bank of America

Main Street Capital

Main Street Capital offers a compelling 6% yield with 80% return potential over five years, driven by economic growth, higher interest rates, and strategic liquidity management. Stronger-than-expected GDP growth in 2025, fueled by AI spending and small business optimism, could significantly boost MAIN's earnings and investment opportunities. MAIN's internally managed structure, high-quality loan portfolio, and ability to raise capital at a premium to NAV position it for robust long-term growth.

Main Street Capital: One Of The Best Post-Trump Victory Blue Chips You Can Buy Today

Discover

SPDR S&P Bank ETF

Charles Schwab

Regulatory change takes time, but Trump can make several moves immediately to gain control of bank supervision and M&A approval.

How Trump will transform banking regulation — even with Powell at the Fed

Ally Financial

Huntington Bancshares

SPDR S&P Regional Banking ETF

Citizens Financial, Ally Financial, Capital One, Huntington Bancshares, and M&T Bancorp are cheap bank stocks that look like buys, says Citi.

4 Regional Bank Stocks Set to Rise Under Trump

Wells Fargo

As indicated by the rise in US bank shares after Donald Trump was declared victor in the race for the White House, the outlook for the banking sector is looking brighter, including a new swathe of industry consolidation For a start, a higher terminal interest rate from the Federal Reserve is likely, with 3.75-4.00% possible at the end of 2025, the UBS analysts said, 100 basis points higher than was priced in a month ago. This suggests a "reset" in net interest income (NII) forecasts for 2025 is needed, but could impact tangible book value (TBV) growth due to unrealized losses in their balance sheets due to declining values in bonds held for sale.

Wave of US bank mergers predicted after Trump win

Albertsons Companies

Cleveland-Cliffs

Kroger

United States Steel

Donald Trump's re-election and his call to cut government regulation on Wednesday helped boost shares of companies hoping to get regulatory approval for their mergers.

Shares of Companies with Big Merger Plans Jump After Trump Election

Visa

Bank stocks soared after Donald Trump won the U.S. presidential election on expectations of an easier regulatory backdrop.

Why Bank of America, Visa, and Capital One Are Ripping After a Trump Victory

MCLEAN, Va.--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) today announced a quarterly dividend of $0.60 per common share payable November 22, 2024, to stockholders of record at the close of business on November 14, 2024. The company has announced dividends on its common stock every quarter since it became an independent company on February 28, 1995. Dividends declared by the company are eligible for direct reinvestment in the company's common stock under its Dividend Reinvestm.

Capital One Announces Quarterly Dividend

Ares Capital

Although higher interest rates serve as catalysts for BDCs, 2024 has been somewhat difficult for the sector due to decreased investment activity. With higher for longer rates, this has not only placed downward pressure on their borrowers, it has also led to less M&A activity. I suspect ARCC's management team will successfully navigate any economic uncertainty should this rise unexpectedly due to their strong liquidity position and conservatism.

Ares Capital: One Of The Safest High-Yielders Your Money Can Buy (Rating Upgrade)

Capital One disclosed Thursday (Oct. 31) that it could face an enforcement action by the Consumer Financial Protection Bureau (CFPB) regarding its introduction of a new savings account product with a higher interest rate than its existing savings account products.

Capital One Discloses CFPB Investigation of Savings Account Products

A top federal agency may pursue enforcement action against Capital One over alleged misrepresentations related to its savings accounts, the consumer lender disclosed in a filing late on Thursday.

Capital One warns of potential CFPB enforcement action over its savings accounts

Capital One stock has been resilient despite rising charge-offs. Here's why now could be a good time to buy.

Is Capital One Financial Stock a Buy?

MIAMI BEACH, Fla.--(BUSINESS WIRE)--Tickets are now available for the nation's most celebrated wine & food Festival: the South Beach Wine & Food Festival® taking place Feb. 20-23, 2025.

Tickets on Sale Now for the 24th Annual Food Network South Beach Wine & Food Festival Presented by Capital One

Capital One's strong financials include $1.8 billion net income, a single-digit P/E ratio, and robust liquidity with $132 billion in reserves. The company is acquiring Discover Financial Services, potentially enhancing synergies and creating its own payment network, despite integration risks. Credit card operations drive over 70% of revenue but also incur high loss rates; liquidity remains strong with a 163% coverage ratio.

Capital One's Improved Balance Sheet Enables More Returns

WASHINGTON--(BUSINESS WIRE)--Tidal Cyber announces investments from USAA and Capital One Ventures to support platform enhancements and fuel adoption of Threat-Informed Defense.

Tidal Cyber Attracts Investments from USAA and Capital One Ventures to Fuel Continued Rapid Growth

CINCINNATI--(BUSINESS WIRE)--Worldpay® and Capital One have joined forces in a new collaboration to optimize payment fraud decisioning and enhance payment security and efficiency with a data sharing agreement. Merchants enrolled in Worldpay's flagship fraud detection and prevention solution, FraudSight™, will automatically receive the benefits when accepting a payment made using a card issued by Capital One. Strengthened fraud controls can have the unwanted consequence of increasing the rate of.

Reducing Fraud and Amping up Authorizations: Worldpay and Capital One Share Transaction Data to Optimize Payments

Why Capital One Financial Rallied Today

COF's third-quarter 2024 results beat estimates on higher NII, loans and deposits. However, higher costs, provisions and lower non-interest income remain woes.

News for Capital One Stock (COF)