
Capital One (COF) Stock Forecast & Price Target
Capital One (COF) Analyst Ratings
Bulls say
Capital One Financial's total revenues experienced a notable increase of 6.5% year-over-year, showcasing solid underlying growth even when excluding the impact of the Discover acquisition. The firm's net interest income surged by 24.7% sequentially and 32.5% year-over-year to reach $10.0 billion, reflecting the beneficial contribution of higher asset yields and the acquisition itself. Additionally, period-end loan balances rose significantly by 35.8% sequentially and 38.1% year-over-year, highlighting robust lending activity and positioning the company favorably for future earnings growth.
Bears say
Capital One Financial faces significant headwinds due to potential economic weakness, which poses risks of higher-than-expected credit losses and reduced consumer spending, adversely impacting earnings. The company reported a core EPS of $5.48 along with a net loss of $8.58, and its Common Equity Tier 1 (CET1) capital target has been lowered to 11%, indicating potential stress on capital and profitability metrics. Additionally, competitive pressures and challenges related to the integration of the Discover acquisition could further hinder growth and profitability, raising concerns about the company's long-term financial stability.
This aggregate rating is based on analysts' research of Capital One and is not a guaranteed prediction by Public.com or investment advice.
Capital One (COF) Analyst Forecast & Price Prediction
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