
Capital One (COF) Stock Forecast & Price Target
Capital One (COF) Analyst Ratings
Bulls say
Capital One Financial's recent quarterly performance indicates strong growth, with total revenues and purchase volumes both increasing by 6.5% year-over-year, demonstrating robust demand for its core lending products. Loan growth, excluding contributions from the Discover acquisition, also exhibited solid momentum with a 3.5% year-over-year rise, reinforcing resilience in the underlying business. Furthermore, the company outperformed earnings expectations, with a substantial EPS beat of 35%, showcasing operational strength and a favorable outlook for continued revenue synergies resulting from the integration of Discover.
Bears say
Capital One Financial's fourth-quarter 2025 results demonstrated a notable miss in adjusted earnings per share (EPS), falling short of consensus estimates by 7%. The company's decision to lower its long-term target for common equity tier 1 (CET1) from 14.4% in the prior quarter to 11% raises concerns regarding its capital adequacy. Additionally, potential regulatory challenges and higher expenses associated with the acquisition of Discover could diminish anticipated synergies and further strain Capital One's financial performance.
This aggregate rating is based on analysts' research of Capital One and is not a guaranteed prediction by Public.com or investment advice.
Capital One (COF) Analyst Forecast & Price Prediction
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