Revenue segments as reported by the company.

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Non interest expense

Provision (benefit) for credit losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citizens Financial Group

Citizens Financial Group, Inc. engages in the provision of commercial banking services. It operates through the Consumer Banking and Commercial Banking segments. The Consumer Banking segment includes deposit products, mortgage and home equity lending, student loans, auto financing, credit cards, business loans, and wealth management and investment services. The Commercial Banking segment offers lending and leasing, trade financing, deposit and treasury management, foreign exchange and interest rate risk management, corporate finance and debt, and equity capital markets. The company was founded in 1828 and is headquartered in Providence, RI.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citizens Financial Group exceeds expectations in Q4 2022 earnings

CFG's Q4 2022 performance was strong, exceeding full-year expectations with a focus on expense management and capital return to shareholders.
While facing economic uncertainties and NIM challenges, the company aims to capitalize on growth opportunities in fee income and deposit dynamics.
Strategic initiatives across segments position CFG for positive operating leverage and continued growth in a changing rate environment.
Investors should monitor ACL trends, NIM adjustments, and the successful execution of expense reduction programs for future performance.

Citizens Financial Group maintains strong performance amidst growth opportunities

Citizens Financial Group showcased strong financial performance with a focus on capital strength, customer relationships, and strategic initiatives amidst a challenging environment.
While facing short-term challenges like NII decline and inflation impact considerations, the bank remains optimistic about growth opportunities in deposits, fee income, and investment banking.
Balancing expense management with strategic investments and credit underwriting sophistication will be crucial for the bank to navigate uncertainties and deliver attractive returns to stakeholders.

Citizens Financial Group reports solid Q2 performance amidst margin challenges

Citizens Financial Group (CFG) delivered strong financial results in Q2 2023, focusing on talent enhancement, strategic growth initiatives, and capital strength. Challenges include margin pressures and navigating a changing interest rate environment. The company is well-positioned to capitalize on opportunities for growth and stability in the coming quarters.

Citizens Financial Group maintains stability and outperformance amidst Q3 challenges

Citizens Financial Group's Q3 performance showed resilience with a focus on balance sheet strength and strategic initiatives despite challenges in Capital Markets deals. The bank's strengths in CET1 ratio, ACL coverage, and low-cost deposit growth position it well for continued stability and outperformance. Opportunities in NII trajectory, loan portfolio growth, and leveraging the New York market provide avenues for future growth.

Citizens Financial Group (CFG) reports robust 2023 performance and eyes growth opportunities in 2024

Citizens Financial Group (CFG) demonstrated strong financial performance in 2023, focusing on balance sheet strength, cost efficiency, and growth in spot loans.
Challenges for 2024 include managing charge-offs, NII and NIM bottoming, and consumer deposit behavior, while opportunities lie in organic growth initiatives and Basel III benefits.
The bank's disciplined approach to risk management, expense reductions, and shareholder returns positions it well for future growth and profitability.

Citizens Financial Group (CFG) posts resilient Q1 results amidst growth opportunities

Citizens Financial Group (CFG) reported a strong Q1 performance with solid financial metrics and progress in strategic initiatives. While facing challenges in loan growth and NII expectations, the bank remains well-positioned to capitalize on opportunities for deposit growth and capital flexibility. Navigating economic uncertainties with caution, CFG aims to leverage its strengths to drive sustainable growth and shareholder value.

Citizens Financial Group (CFG) reports resilient Q3 performance and navigates rate challenges

Citizens Financial Group (CFG) delivered solid financial results in Q3 2024, showcasing progress in strategic initiatives and maintaining balance sheet strength. Challenges include managing NII decline and navigating deposit beta dynamics amidst rate cuts. Opportunities exist in optimizing margins, leveraging efficiencies, and capitalizing on growth prospects.

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JMP Group

Citizens Financial (CFG) closes the previously announced acquisition of JMP Group in a bid to augment its capital market capabilities.

Citizens Financial (CFG) Completes Merger Deal With JMP Group

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG or “Citizens”) today announced that it has completed its acquisition of JMP Group LLC (“JMP”), a capital markets firm that provides investment banking services, including strategic advisory, equity research and sales and trading focused primarily on the healthcare, technology, financial services and real estate sectors. JMP, which was founded in 1999 and is headquartered in San Francisco, will operate as a wholly-owned

Citizens Financial Group Completes Previously Announced Acquisition of JMP Group

Citizens Financial Group has a much larger consumer lending business than its peers, which helped the bank during the pandemic recession and recovery.

This Bank Stock Has Something Its Rivals Don't

Citizens Financial Group, Inc. (CFG) CEO Bruce Van Saun on Q3 2021 Results - Earnings Call Transcript

Improved credit quality, solid capital position, and loan growth drive Citizens Financial's (CFG) Q3 earnings, while a low-rate economy dents its margins.

Citizens Financial (CFG) Q3 Earnings Top Estimates, Loans Rise

Citizens Financial Group (CFG) delivered earnings and revenue surprises of 2.52% and 1.14%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Citizens Financial Group (CFG) Beats Q3 Earnings and Revenue Estimates

Citizens Financial Group Inc. CFG, +1.49% said Wednesday its second-quarter net income rose to $648 million, or $1.46 a share, from $253 million, or 53 cents a share. Underlying earnings rose to $1.46 a share from 55 cents a share.

Citizens net income doubles as ROTCE rises

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. Reports Third Quarter 2021 Net Income of $530 million and EPS of $1.18

Citizens Financial Group, Inc. Reports Third Quarter 2021 Net Income of $530 million and EPS of $1.18

Citizens Financial (CFG) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why Earnings Season Could Be Great for Citizens Financial (CFG)

Citizens' (CFG) Q3 fee income is likely to have been aided by capital market fees and improved asset quality despite elevated payment rates, which are expected to have dented loan balances.

What's in the Offing for Citizens (CFG) in Q3 Earnings?

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Here's Why Citizens Financial Group (CFG) is a Strong Momentum Stock

Citizens (CFG) rolls out new features to avoid overdraft fees. The bank will unveil a new zero overdraft fee checking account in first-quarter 2022 to serve the underbanked.

Citizens (CFG) Eases Overdraft Fee Policy on Checking Accounts

Citizens Financial Group has merger agreements with JMP Group and Investors Bancorp scheduled to close this year and in Q1 2022, respectively.

Citizens Financial Is On A Company Shopping Spree

Comerica

Inflation is rising again, and so are Treasury bill yields. That's bad news for some businesses, but it's great news for banks -- and these two look like good investment opportunities.

2 High-Yielding Dividend Stocks That Also Fight Inflation

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced that Sarah Lindstrom will become Head of Business Banking, effective October 4. Lindstrom will report to Simon Griffiths, Head of Core Banking for Citizens' consumer bank. Lindstrom joined Citizens in 2017 and was most recently Head of Retail Network Transformation & Branch Operations. In her new role, Lindstrom will be responsible for helping small and medium businesses optimize their financial pe

Citizens Financial Group Names Sarah Lindstrom to Lead Business Banking

While acquisitions to beef up the presence and strengthen the banking business will enhance Citizens Financial's (CFG) balance sheet, shirking margins and rising expenses are worrisome.

Here's Why You Should Hold Citizens Financial (CFG) Stock Now

Finding stocks expected to beat quarterly earnings estimates becomes an easier task with our Zacks Earnings ESP.

This 1 Finance Stock Could Beat Earnings: Why It Should Be on Your Radar

NEW YORK, Sept. 9, 2021 /PRNewswire/ -- WeissLaw LLP is investigating possible breaches of fiduciary duty and other violations of law by the board of directors of JMP Group LLC ("JMP Group" or the "Company") (NYSE: JMP) in connection with the proposed acquisition of the Company by Citizens Financial Group Inc. (NYSE: CFG).

SHAREHOLDER ALERT: WeissLaw LLP Investigates JMP Group LLC

Citizens Financial's (CFG) buyout of JMP Group will enhance the former's commercial banking capabilities and diversify fee income sources.

Citizens Financial (CFG) on a Buying Spree, To Nab JMP Group

Citizens Financial Group Inc. CFG, -0.37% said Wednesday it agreed to acquire JMP Group LLC JMP, +0.41% for $7.50 a share, or $149 million in cash. Shares of JMP Group, which provides investment banking and related services, rose 3.6% to $7.55 in pre-market trades.

Citizens Financial buying investment bank JMP Group

PROVIDENCE, R.I. & SAN FRANCISCO--(BUSINESS WIRE)--Citizens Financial Group, Inc. to Acquire JMP Group LLC

Citizens Financial Group, Inc. to Acquire JMP Group LLC

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group Announces Third Quarter 2021 Earnings Conference Call Details

Citizens Financial Group Announces Third Quarter 2021 Earnings Conference Call Details

New York Community Bancorp

HICKSVILLE, N.Y., Aug. 30, 2021 /PRNewswire/ -- New York Community Bancorp, Inc. (NYSE: NYCB) (the "Company") today announced the appointment of Julie Signorille-Browne as Executive Vice President and Chief Administrative Officer.

New York Community Bancorp, Inc. Appoints Julie Signorille-Browne as Executive Vice President and Chief Administrative Officer

Bank of America

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Wells Fargo

If the Federal Reserve begins winding down its bond purchases, it could push up longer-term rates, which is helpful for most banks.

How the Federal Reserve's Tapering of Bond Purchases Could Help Bank Stocks

Citizens Financial Group (CFG) reported earnings 30 days ago. What's next for the stock?

News for Citizens Financial Group Stock (CFG)