Revenue segments as reported by the company.

Net interest income

Non interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Non interest expense

Provision (benefit) for credit losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citizens Financial Group

Citizens Financial Group, Inc. engages in the provision of commercial banking services. It operates through the Consumer Banking and Commercial Banking segments. The Consumer Banking segment includes deposit products, mortgage and home equity lending, student loans, auto financing, credit cards, business loans, and wealth management and investment services. The Commercial Banking segment offers lending and leasing, trade financing, deposit and treasury management, foreign exchange and interest rate risk management, corporate finance and debt, and equity capital markets. The company was founded in 1828 and is headquartered in Providence, RI.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citizens Financial Group exceeds expectations in Q4 2022 earnings

CFG's Q4 2022 performance was strong, exceeding full-year expectations with a focus on expense management and capital return to shareholders.
While facing economic uncertainties and NIM challenges, the company aims to capitalize on growth opportunities in fee income and deposit dynamics.
Strategic initiatives across segments position CFG for positive operating leverage and continued growth in a changing rate environment.
Investors should monitor ACL trends, NIM adjustments, and the successful execution of expense reduction programs for future performance.

Citizens Financial Group maintains strong performance amidst growth opportunities

Citizens Financial Group showcased strong financial performance with a focus on capital strength, customer relationships, and strategic initiatives amidst a challenging environment.
While facing short-term challenges like NII decline and inflation impact considerations, the bank remains optimistic about growth opportunities in deposits, fee income, and investment banking.
Balancing expense management with strategic investments and credit underwriting sophistication will be crucial for the bank to navigate uncertainties and deliver attractive returns to stakeholders.

Citizens Financial Group reports solid Q2 performance amidst margin challenges

Citizens Financial Group (CFG) delivered strong financial results in Q2 2023, focusing on talent enhancement, strategic growth initiatives, and capital strength. Challenges include margin pressures and navigating a changing interest rate environment. The company is well-positioned to capitalize on opportunities for growth and stability in the coming quarters.

Citizens Financial Group maintains stability and outperformance amidst Q3 challenges

Citizens Financial Group's Q3 performance showed resilience with a focus on balance sheet strength and strategic initiatives despite challenges in Capital Markets deals. The bank's strengths in CET1 ratio, ACL coverage, and low-cost deposit growth position it well for continued stability and outperformance. Opportunities in NII trajectory, loan portfolio growth, and leveraging the New York market provide avenues for future growth.

Citizens Financial Group (CFG) reports robust 2023 performance and eyes growth opportunities in 2024

Citizens Financial Group (CFG) demonstrated strong financial performance in 2023, focusing on balance sheet strength, cost efficiency, and growth in spot loans.
Challenges for 2024 include managing charge-offs, NII and NIM bottoming, and consumer deposit behavior, while opportunities lie in organic growth initiatives and Basel III benefits.
The bank's disciplined approach to risk management, expense reductions, and shareholder returns positions it well for future growth and profitability.

Citizens Financial Group (CFG) posts resilient Q1 results amidst growth opportunities

Citizens Financial Group (CFG) reported a strong Q1 performance with solid financial metrics and progress in strategic initiatives. While facing challenges in loan growth and NII expectations, the bank remains well-positioned to capitalize on opportunities for deposit growth and capital flexibility. Navigating economic uncertainties with caution, CFG aims to leverage its strengths to drive sustainable growth and shareholder value.

Citizens Financial Group (CFG) reports resilient Q3 performance and navigates rate challenges

Citizens Financial Group (CFG) delivered solid financial results in Q3 2024, showcasing progress in strategic initiatives and maintaining balance sheet strength. Challenges include managing NII decline and navigating deposit beta dynamics amidst rate cuts. Opportunities exist in optimizing margins, leveraging efficiencies, and capitalizing on growth prospects.

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Citizens Financial Group Inc. CFG, +0.88% shares advanced by 2.6% in premarket trades Tuesday after it reported strong-than-expected earnings. The bank said its first-quarter profit fell 33% to $396 million, or 93 cents a share, from $588 million, or $1.37 a share, in the year-ago quarter.

Citizens Financial Group shares rise after earnings beat

First-quarter adjusted earnings beat analysts' estimates as the acquisitive bank closed previously announced deals.

Citizens Financial Earnings Fall but Top Wall Street Estimates

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG or “Citizens”) today reported first quarter 2022 financial results. The earnings press release, investor presentation, and financial supplement are available at http://investor.citizensbank.com. In addition, these materials will be furnished to the Securities and Exchange Commission (SEC) on a Form 8-K and will be available on the SEC website at www.sec.gov. “We started off 2022 with solid financial performance, as str

Citizens Financial Group, Inc. Reports First Quarter 2022 Net Income of $420 Million and EPS of $0.93

Decline in fee income and higher expenses are expected to act as spoilsports for Citizens Financial's (CFG) Q1 earnings despite stable NII.

Citizens Financial (CFG) Q1 Earnings Can be Hurt by Low Fee Income

Citizens Financial (CFG) closes the buyout of Investors. The deal was announced in July 2021.

Citizens Financial (CFG) Completes Deal to Acquire Investors

Investors Bancorp

Citizens Financial Group, Inc., which operates Citizens Bank branches in 11 states, closed its previously announced acquisition of Investors Bancorp, Inc. on Thursday (April 7), according to a joint press release. Citizens' addition of Investors Bancorp and the East Coast branches of HSBC and national online deposit business “enhances Citizens' banking franchise” by “adding an […]

Citizens Financial Group Officially Acquires Investors Bancorp

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG or “Citizens”) today announced the closing of its previously announced acquisition of Investors Bancorp, Inc. (“Investors”). The acquisition of Investors, along with the recently completed acquisition of HSBC's East Coast branches and national online deposit business, enhances Citizens' banking franchise, adding an attractive middle market/small business and consumer customer base. These acquisitions significantly buil

Citizens Financial Group Completes Acquisition of Investors Bancorp

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) has named Ben Vinzant as Chief Data and Analytics Officer, effective June 27, 2022. Vinzant will join Citizens from JPMorgan Chase, where he most recently served as Managing Director, Head of Sales Science. During that time, he was responsible for integrating artificial intelligence and machine learning (AI/ML) into sales channels, leading the customer relationship management tools and technology as the product owner

Citizens Names Ben Vinzant as Chief Data and Analytics Officer

Arcus Biosciences

NEW YORK , April 4, 2022 /PRNewswire/ -- Arcus Biosciences Inc. (NYSE:RCUS) will replace Investors Bancorp Inc. (NASD:ISBC) in the S&P SmallCap 600 effective prior to the opening of trading on Thursday, April 7. S&P 500 constituent Citizens Financial Group Inc. (NYSE: CFG) is acquiring Investors Bancorp in a deal expected to be completed soon pending final closing conditions.

Arcus Biosciences Set to Join S&P SmallCap 600

PROVIDENCE, R.I. & SHORT HILLS, N.J.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) (“Citizens") and Investors Bancorp, Inc. (NASDAQ: ISBC) (“Investors”) today announce that the expected close date of the previously announced merger between the two companies is April 6, 2022, subject to the satisfaction or waiver of the remaining customary closing conditions set forth in the merger agreement. Citizens and Investors previously announced that regulatory approval for this merger was

Citizens Financial Group and Investors Bancorp Announce Transaction Close Date for Merger

PROVIDENCE, R.I.--(BUSINESS WIRE)--As previously announced, Citizens Financial Group, Inc. (NYSE: CFG) will report its first quarter 2022 earnings on April 19, 2022. The news release and supplemental materials will be available at http://investor.citizensbank.com. CFG management will host a live conference call that morning with details as follows: Time:   9:00 am (ET) Dial-in:   Individuals may call in by dialing 877-336-4440, conference ID 6052001 Webcast/Presentation:   The live webcast will

Citizens Financial Group Announces First Quarter 2022 Earnings Conference Call Details

Citizens Financial Group is the latest lender to introduce a way for corporate clients to give employees early access to their paycheck, the Providence-based bank announced Tuesday (March 29). Separately, Citizens said it plans to launch Citizens Paid Early in the second quarter of 2022.

Citizens Bank Launches Early Access to Wages

Citizens Financial (CFG) launches a new overdraft-free checking account named Citizens EverValue Checking to protect users from overdraft and avoid overspending their money.

Citizens Financial (CFG) Launches Overdraft-Free Checking Account

Citizens Financial (CFG) anticipates closing the Investors buyout by the middle of this April and targets conversion to complete in first-quarter 2023.

Citizens Financial (CFG)-Investors Merger to Close by Mid-April

Associated Banc-Corp

Hancock Whitney Corp.

Banks benefit from higher interest rates, and hawkish statements from the several Fed officials turn the tide in their favor. So, bank stocks - Associated Banc-Corp (ASB), Citizens Financial (CFG) and Hancock Whitney (HWC) - are worth betting on.

Hawkish Remarks From Powell, Others Bode Well for Banks: 3 Picks

Customers will continue to be served through their respective Citizens and Investors branches, websites and mobile applications after close and until systems are converted PROVIDENCE, R.I. and SHORT HILLS, N.J.

Citizens Financial Group and Investors Bancorp Receive Regulatory Approval for Citizens Acquisition of Investors

Citizens Financial (CFG) receives regulatory approval from the board of governors of the Federal Reserve System to close the acquisition of Investors Bancorp, announced previously in July 2021.

Citizens Financial's (CFG) Investors Bancorp Buyout Gets Fed Nod

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced plans to release 2023 quarterly financial results and host live conference calls on the following dates. First Quarter 2023 – Wednesday, April 19, 2023 at 9 am ET Second Quarter 2023 – Wednesday, July 19, 2023 at 9 am ET Third Quarter 2023 – Wednesday, October 18, 2023 at 9 am ET Fourth Quarter 2023 – Wednesday, January 17, 2024 at 9 am ET Dial-in information for these calls will be provided at a later

Citizens Financial Group Announces Earnings Conference Call Schedule for 2023 Quarterly Financial Results

Wells Fargo

East West Bancorp

M&T Bank

Signature Bank

SVB Financial Group

Synovus Financial

Bank stocks have underperformed since Russia launched its invasion of Ukraine in late February. Despite the recent weakness, Bank of America analyst Ebrahim Poonawala said this week the interest rate environment is paying out even better than expected for big banks.

How To Play Bank Stocks Now That Interest Rates Are Rising

Citizens Financial Group ( CFG , Financial) is a retail bank holding company operating primarily in the New England, Mid-Atlantic and Midwest regions of the United States. The bank operates through two segments: consumer and commercial banking.

Citizens Financial Group: A Well-managed Super-regional Bank

Hope Bancorp

Webster Financial

US banks like CFG, WBS and HOPE pose a minuscule risk from a likely economic collapse spurred by the Russia-Ukraine conflict.

3 US Bank Stocks to Buy Amid Russia-Led Market Turmoil

Citizens Financial Group (CFG) appears to have found support after losing some value lately, as indicated by the formation of a hammer chart. In addition to this technical chart pattern, strong agreement among Wall Street analysts in revising earnings estimates higher enhances the stock's potential for a turnaround in the near term.

Here's Why Citizens Financial Group (CFG) Looks Ripe for Bottom Fishing

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group to Participate at the 2022 RBC Capital Markets Financial Institutions Conference

Citizens Financial Group to Participate at the 2022 RBC Capital Markets Financial Institutions Conference

Huntington Bancshares

The sentiment is building for a half basis point hike by the Federal Reserve in March. However, Peter Winter, who covers regional banks at Wedbush Securities, is not so convinced.

Why Wedbush's Peter Winter Says Fed Will Gradually Increase Rates, And What It Means For Bank Stocks

Citizens Financia's (CFG) acquisition of 80 east coast branches and the national online deposit business from HSBC expands its physical presence in strategic markets and enhances the balance sheet.

News for Citizens Financial Group Stock (CFG)