Revenue segments as reported by the company.

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Provision (benefit) for credit losses

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citizens Financial Group

Citizens Financial Group, Inc. engages in the provision of commercial banking services. It operates through the Consumer Banking and Commercial Banking segments. The Consumer Banking segment includes deposit products, mortgage and home equity lending, student loans, auto financing, credit cards, business loans, and wealth management and investment services. The Commercial Banking segment offers lending and leasing, trade financing, deposit and treasury management, foreign exchange and interest rate risk management, corporate finance and debt, and equity capital markets. The company was founded in 1828 and is headquartered in Providence, RI.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citizens Financial Group exceeds expectations in Q4 2022 earnings

CFG's Q4 2022 performance was strong, exceeding full-year expectations with a focus on expense management and capital return to shareholders.
While facing economic uncertainties and NIM challenges, the company aims to capitalize on growth opportunities in fee income and deposit dynamics.
Strategic initiatives across segments position CFG for positive operating leverage and continued growth in a changing rate environment.
Investors should monitor ACL trends, NIM adjustments, and the successful execution of expense reduction programs for future performance.

Citizens Financial Group maintains strong performance amidst growth opportunities

Citizens Financial Group showcased strong financial performance with a focus on capital strength, customer relationships, and strategic initiatives amidst a challenging environment.
While facing short-term challenges like NII decline and inflation impact considerations, the bank remains optimistic about growth opportunities in deposits, fee income, and investment banking.
Balancing expense management with strategic investments and credit underwriting sophistication will be crucial for the bank to navigate uncertainties and deliver attractive returns to stakeholders.

Citizens Financial Group reports solid Q2 performance amidst margin challenges

Citizens Financial Group (CFG) delivered strong financial results in Q2 2023, focusing on talent enhancement, strategic growth initiatives, and capital strength. Challenges include margin pressures and navigating a changing interest rate environment. The company is well-positioned to capitalize on opportunities for growth and stability in the coming quarters.

Citizens Financial Group maintains stability and outperformance amidst Q3 challenges

Citizens Financial Group's Q3 performance showed resilience with a focus on balance sheet strength and strategic initiatives despite challenges in Capital Markets deals. The bank's strengths in CET1 ratio, ACL coverage, and low-cost deposit growth position it well for continued stability and outperformance. Opportunities in NII trajectory, loan portfolio growth, and leveraging the New York market provide avenues for future growth.

Citizens Financial Group (CFG) reports robust 2023 performance and eyes growth opportunities in 2024

Citizens Financial Group (CFG) demonstrated strong financial performance in 2023, focusing on balance sheet strength, cost efficiency, and growth in spot loans.
Challenges for 2024 include managing charge-offs, NII and NIM bottoming, and consumer deposit behavior, while opportunities lie in organic growth initiatives and Basel III benefits.
The bank's disciplined approach to risk management, expense reductions, and shareholder returns positions it well for future growth and profitability.

Citizens Financial Group (CFG) posts resilient Q1 results amidst growth opportunities

Citizens Financial Group (CFG) reported a strong Q1 performance with solid financial metrics and progress in strategic initiatives. While facing challenges in loan growth and NII expectations, the bank remains well-positioned to capitalize on opportunities for deposit growth and capital flexibility. Navigating economic uncertainties with caution, CFG aims to leverage its strengths to drive sustainable growth and shareholder value.

Citizens Financial Group (CFG) reports resilient Q3 performance and navigates rate challenges

Citizens Financial Group (CFG) delivered solid financial results in Q3 2024, showcasing progress in strategic initiatives and maintaining balance sheet strength. Challenges include managing NII decline and navigating deposit beta dynamics amidst rate cuts. Opportunities exist in optimizing margins, leveraging efficiencies, and capitalizing on growth prospects.

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Citizens Financial's (CFG) inorganic growth efforts, and strong loan and deposit balances support the company's financials. However, rising costs and loan concentrations ail.

Inorganic Growth Aids Citizens Financial (CFG), High Costs Ail

Citizens Financial (CFG) eliminates all NSF fees across all customer accounts as of Sep 26, 2022. Through the changes, CFG's overdraft fees have been reduced by more than 50% since 2019.

Citizens Financial (CFG) Removes NSF Fees From Customer Accounts

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens announced today that it has entered into a power purchase agreement with Ørsted, supporting the construction of the Sunflower Wind Project, which will match 100% of Citizens' power consumption across its entire operational footprint with renewable energy credits. “The Sunflower Wind Project marks an important milestone for Citizens as we continue our journey to support a more sustainable future alongside our customers, colleagues, shareholders and com

Citizens Signs Power Purchase Agreement to Source 100% Renewable Power for Entire Operational Footprint

Citizens (CFG) announces a deal to buy College Raptor, a digital college planning service provider. The acquisition is in sync with its efforts to enhance revenue growth capabilities.

Citizens (CFG) to Buy Online Planning Firm College Raptor

PROVIDENCE, R.I. & IOWA CITY, Iowa--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced a definitive agreement to acquire online college planning platform College Raptor, Inc. Terms were not disclosed. College Raptor, founded in 2012 and headquartered in Iowa City, is an innovative college planning platform that matches prospective students to schools based on both academic and financial fit. It offers robust content and tools to help prospective students evaluate and se

Citizens Financial Group, Inc. to Acquire College Raptor

PROVIDENCE, R.I.--(BUSINESS WIRE)--The Kenan Institute of Private Enterprise at the University of North Carolina Kenan-Flagler Business School will broaden and deepen its ongoing work to promote private enterprise as the cornerstone of a free and prosperous society through a new personal gift from Bruce Van Saun, Citizens chairman and CEO, and his wife, Kathleen (Katie) Van Saun. The three-year gift will support the addition of five Distinguished Fellows to advance thought leadership around a k

Citizens Financial Group CEO Bruce Van Saun and Family Make Gift to Support Thought Leadership Research at the University of North Carolina's Kenan Institute of Private Enterprise

PROVIDENCE, R.I.--(BUSINESS WIRE)--As previously announced, Citizens Financial Group, Inc. (NYSE: CFG) will report its third quarter 2022 earnings on October 19, 2022. The news release and supplemental materials will be available at http://investor.citizensbank.com. CFG management will host a live conference call that morning with details as follows: Time: 9:00 am (ET)   Dial-in: Individuals may call in by dialing 877-336-4440, conference ID 6086305   Webcast/Presentation: The live webcast will

Citizens Financial Group Announces Third Quarter 2022 Earnings Conference Call Details

Citizens Financial Group (CFG) reported earnings 30 days ago. What's next for the stock?

Why Is Citizens Financial Group (CFG) Up 5.2% Since Last Earnings Report?

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced the redemption on September 29, 2022, of all of its outstanding 6.50% Fixed-to-Floating Rate Subordinated Notes due October 1, 2027 (CUSIP No. 380569AA1) (the “Notes) assumed in connection with CFG's recent acquisition of Investors Bancorp, Inc. The redemption price for the Notes will be equal to 100% of principal amount of the Notes redeemed, plus any accrued and unpaid interest to, but excluding, the

Citizens Financial Group Announces Redemption of Subordinated Notes

Solid top-line revenue growth has driven CFG's performance over the past several years. Excellent expense management has led to healthy profit margins.

Citizens Financial Group: Healthy Dividend, Healthy Company

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced the pricing of $800 million of Citizens Bank, N.A. (“CBNA”) 4.575% fixed/floating rate senior notes due 2028 (the “Notes”). CBNA intends to use the net proceeds of the notes offering for general corporate purposes. The notes offering is expected to close on August 9, 2022, subject to customary closing conditions. Barclays Capital Inc., Credit Suisse Securities (USA) LLC, J.P. Morgan Securities LLC, Mor

Citizens Financial Group Announces Pricing of $800 Million of Citizens Bank, N.A. Senior Notes

PROVIDENCE, R.I.--(BUSINESS WIRE)-- #CBCI--Citizens announced today that the national Citizens Business Conditions Index™ (CBCI) dropped to 52.9 in the second quarter of 2022, down from its eight-year peak of 59.5 at the end of the first quarter, but extending its streak to seven straight quarters above 50, indicating continued growth conditions for businesses. Business activity remains healthy, but is clearly cooling from the prior quarter. This could reflect an economy returning to a more sustainable

Citizens Business Conditions Index™ moderates from Q1 peak

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens today announced that it has become the official bank of the New York Giants, as well as presenting partner and official bank of the NJ Devils and its home arena, Prudential Center, in Newark, N.J. “We look forward to welcoming fans to Giants and Devils games this fall as well as to concerts and special events at the Prudential Center,” said Beth Johnson, Chief Experience Officer, Citizens. “As we grow in New York City and New Jersey, we are proud to s

Citizens Is Now the Official Bank of the New York Giants, New Jersey Devils, and Prudential Center

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Citizens Financial Group, Inc. (NYSE:CFG ) Q2 2022 Earnings Conference Call July 19, 2022 9:00 AM ET Company Participants Kristin Silberberg - Executive Vice President, Investor Relations Bruce Van Saun - Chairman & Chief Executive Officer John Woods - Chief Financial Officer Brendan Coughlin - Head, Consumer Banking Don McCree - Head, Commercial Banking Conference Call Participants John Pancari - Evercore Scott Siefers - Piper Sandler Peter Winter - Wedbush Securities Gerard Cassidy - RBC Erika Najarian - UBS Ken Usdin - Jefferies Vivek Juneja - JPMorgan Operator Good morning, everyone, and welcome to the Citizens Financial Group Second Quarter 2022 Earnings Conference Call. My name is Alan, and I'll be your operator today.

Citizens Financial Group, Inc. (CFG) CEO Bruce Van Saun on Q2 2022 Results - Earnings Call Transcript

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Interest-earning asset growth drives NII for Citizens Financial (CFG) in Q2, while a rise in expenses dents bottom-line growth.

Citizens Financial (CFG) Q2 Earnings Beat, Revenues Rise on NII

Citizens Financial Group (CFG) delivered earnings and revenue surprises of 11.76% and 0.09%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

Citizens Financial Group (CFG) Q2 Earnings Beat Estimates

Citizens Financial Group Raises Quarterly Dividend From $0.39 To $0.42/Share

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG or “Citizens”) today reported second quarter 2022 financial results. The earnings press release, investor presentation, and financial supplement are available at http://investor.citizensbank.com. In addition, these materials will be furnished to the Securities and Exchange Commission (SEC) on a Form 8-K and will be available on the SEC website at www.sec.gov. ”We were pleased to deliver strong results in the second qua

Citizens Financial Group, Inc. Reports Second Quarter 2022 Net Income of $364 Million and EPS of $0.67

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Five large-cap companies will report second-quarter 2022 earnings results next week. These are: SYF, JNJ, JBHT, TFC and CFG.

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PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced a definitive agreement to purchase select assets and liabilities of Paladin Advisors, an independent, registered investment advisor headquartered in Kensington, New Hampshire. This acquisition strengthens Citizens' presence in an important geography, while bringing additional investment capabilities to the Clarfeld | Citizens Private Wealth team. “This acquisition will strengthen our wealth management

Citizens Financial Group to Expand Wealth Management Business with Acquisition of Paladin Advisors

Citizens Financial Group (CFG) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

News for Citizens Financial Group Stock (CFG)