Revenue segments as reported by the company.

Net interest income

Non interest income

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Non interest expense

Provision (benefit) for credit losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citizens Financial Group

Citizens Financial Group, Inc. engages in the provision of commercial banking services. It operates through the Consumer Banking and Commercial Banking segments. The Consumer Banking segment includes deposit products, mortgage and home equity lending, student loans, auto financing, credit cards, business loans, and wealth management and investment services. The Commercial Banking segment offers lending and leasing, trade financing, deposit and treasury management, foreign exchange and interest rate risk management, corporate finance and debt, and equity capital markets. The company was founded in 1828 and is headquartered in Providence, RI.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citizens Financial Group exceeds expectations in Q4 2022 earnings

CFG's Q4 2022 performance was strong, exceeding full-year expectations with a focus on expense management and capital return to shareholders.
While facing economic uncertainties and NIM challenges, the company aims to capitalize on growth opportunities in fee income and deposit dynamics.
Strategic initiatives across segments position CFG for positive operating leverage and continued growth in a changing rate environment.
Investors should monitor ACL trends, NIM adjustments, and the successful execution of expense reduction programs for future performance.

Citizens Financial Group maintains strong performance amidst growth opportunities

Citizens Financial Group showcased strong financial performance with a focus on capital strength, customer relationships, and strategic initiatives amidst a challenging environment.
While facing short-term challenges like NII decline and inflation impact considerations, the bank remains optimistic about growth opportunities in deposits, fee income, and investment banking.
Balancing expense management with strategic investments and credit underwriting sophistication will be crucial for the bank to navigate uncertainties and deliver attractive returns to stakeholders.

Citizens Financial Group reports solid Q2 performance amidst margin challenges

Citizens Financial Group (CFG) delivered strong financial results in Q2 2023, focusing on talent enhancement, strategic growth initiatives, and capital strength. Challenges include margin pressures and navigating a changing interest rate environment. The company is well-positioned to capitalize on opportunities for growth and stability in the coming quarters.

Citizens Financial Group maintains stability and outperformance amidst Q3 challenges

Citizens Financial Group's Q3 performance showed resilience with a focus on balance sheet strength and strategic initiatives despite challenges in Capital Markets deals. The bank's strengths in CET1 ratio, ACL coverage, and low-cost deposit growth position it well for continued stability and outperformance. Opportunities in NII trajectory, loan portfolio growth, and leveraging the New York market provide avenues for future growth.

Citizens Financial Group (CFG) reports robust 2023 performance and eyes growth opportunities in 2024

Citizens Financial Group (CFG) demonstrated strong financial performance in 2023, focusing on balance sheet strength, cost efficiency, and growth in spot loans.
Challenges for 2024 include managing charge-offs, NII and NIM bottoming, and consumer deposit behavior, while opportunities lie in organic growth initiatives and Basel III benefits.
The bank's disciplined approach to risk management, expense reductions, and shareholder returns positions it well for future growth and profitability.

Citizens Financial Group (CFG) posts resilient Q1 results amidst growth opportunities

Citizens Financial Group (CFG) reported a strong Q1 performance with solid financial metrics and progress in strategic initiatives. While facing challenges in loan growth and NII expectations, the bank remains well-positioned to capitalize on opportunities for deposit growth and capital flexibility. Navigating economic uncertainties with caution, CFG aims to leverage its strengths to drive sustainable growth and shareholder value.

Citizens Financial Group (CFG) reports resilient Q3 performance and navigates rate challenges

Citizens Financial Group (CFG) delivered solid financial results in Q3 2024, showcasing progress in strategic initiatives and maintaining balance sheet strength. Challenges include managing NII decline and navigating deposit beta dynamics amidst rate cuts. Opportunities exist in optimizing margins, leveraging efficiencies, and capitalizing on growth prospects.

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Net change in cash

Free cash flow

Citizens Financial Group (CFG) delivered earnings and revenue surprises of 45.36% and 0.39%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?

Citizens Financial Group (CFG) Tops Q1 Earnings and Revenue Estimates

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Shares of Citizens Financial Group (NYSE:CFG) decreased 0.2% in pre-market trading after the company reported Q1 results. Quarterly Results Earnings per share increased 1466.67% year over year to $1.41, which beat the estimate of $0.97.

Citizens Financial Group: Q1 Earnings Insights

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. Reports First Quarter 2021 Net Income of $611 million and EPS of $1.37

Citizens Financial Group, Inc. Reports First Quarter 2021 Net Income of $611 million and EPS of $1.37

Citizen's (CFG) Q1 earnings are likely to have been favorably impacted by non-interest income, amid a low-rate economy.

Will Fee Income Growth Bolster Citizen's (CFG) Q1 Earnings?

Citizens Financial Group (NYSE:CFG) announces its next round of earnings this Friday, April 16. Here is Benzinga's everything-that-matters guide for this Friday's Q1 earnings announcement.

Citizens Financial Group's Earnings Outlook

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Citizens Financial Group (CFG) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Citizens Financial Group (CFG) Earnings Expected to Grow: Should You Buy?

Is Citizens Financial Group (CFG) a great pick from the value investor's perspective right now? Read on to know more.

Can Value Investors Pick Citizens Financial (CFG) Stock Now?

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced that Eric Schuppenhauer, President of Consumer Lending and National Banking, will join the Citizens Executive Committee, effective April 1, 2021. Schuppenhauer will continue to report to Brendan Coughlin, Head of Consumer Banking at Citizens. Schuppenhauer joined Citizens in February 2018, as President of Home Mortgage, where he oversaw rapid growth of that business. In 2020 he assumed responsibility f

Citizens Announces Eric Schuppenhauer to Join Executive Committee

Bank management believes Citizens should trade at a valuation more toward the middle of its peer group.

Is a Rerating of Citizens Financial Group Coming?

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group Announces Earnings Conference Call Schedule for 2022 Quarterly Financial Results

Citizens Financial Group Announces Earnings Conference Call Schedule for 2022 Quarterly Financial Results

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Should Value Investors Buy Citizens Financial Group (CFG) Stock?

Strong fundamentals and growth prospects make Citizens Financial (CFG) stock a wise investment option now.

6 Reasons That Make Citizens Financial (CFG) Investment Worthy

The stock of Citizens Financial Group (NYSE:CFG, 30-year Financials) is estimated to be fairly valued, according to GuruFocus Value calculation. GuruFocus Value is GuruFocus' estimate of the fair value at which the stock should be traded.

Citizens Financial Group Stock Is Estimated To Be Fairly Valued

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What Makes Citizens Financial Group (CFG) a Strong Momentum Stock: Buy Now?

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Rising loan and deposit balance, along with a strong balance-sheet position and efficiency improvement, will likely support Citizens Financial's (CFG) bottom line despite the low-rate environment.

Strategic Buyouts and Loans to Aid Citizens Financial (CFG)

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group to Participate at the 2021 RBC Capital Markets Financial Institutions Conference

Citizens Financial Group to Participate at the 2021 RBC Capital Markets Financial Institutions Conference

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Citizens Financial Group (CFG) reported earnings 30 days ago. What's next for the stock?

News for Citizens Financial Group Stock (CFG)