Revenue segments as reported by the company.

Net interest income

Non interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Non interest expense

Provision (benefit) for credit losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citizens Financial Group

Citizens Financial Group, Inc. engages in the provision of commercial banking services. It operates through the Consumer Banking and Commercial Banking segments. The Consumer Banking segment includes deposit products, mortgage and home equity lending, student loans, auto financing, credit cards, business loans, and wealth management and investment services. The Commercial Banking segment offers lending and leasing, trade financing, deposit and treasury management, foreign exchange and interest rate risk management, corporate finance and debt, and equity capital markets. The company was founded in 1828 and is headquartered in Providence, RI.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citizens Financial Group exceeds expectations in Q4 2022 earnings

CFG's Q4 2022 performance was strong, exceeding full-year expectations with a focus on expense management and capital return to shareholders.
While facing economic uncertainties and NIM challenges, the company aims to capitalize on growth opportunities in fee income and deposit dynamics.
Strategic initiatives across segments position CFG for positive operating leverage and continued growth in a changing rate environment.
Investors should monitor ACL trends, NIM adjustments, and the successful execution of expense reduction programs for future performance.

Citizens Financial Group maintains strong performance amidst growth opportunities

Citizens Financial Group showcased strong financial performance with a focus on capital strength, customer relationships, and strategic initiatives amidst a challenging environment.
While facing short-term challenges like NII decline and inflation impact considerations, the bank remains optimistic about growth opportunities in deposits, fee income, and investment banking.
Balancing expense management with strategic investments and credit underwriting sophistication will be crucial for the bank to navigate uncertainties and deliver attractive returns to stakeholders.

Citizens Financial Group reports solid Q2 performance amidst margin challenges

Citizens Financial Group (CFG) delivered strong financial results in Q2 2023, focusing on talent enhancement, strategic growth initiatives, and capital strength. Challenges include margin pressures and navigating a changing interest rate environment. The company is well-positioned to capitalize on opportunities for growth and stability in the coming quarters.

Citizens Financial Group maintains stability and outperformance amidst Q3 challenges

Citizens Financial Group's Q3 performance showed resilience with a focus on balance sheet strength and strategic initiatives despite challenges in Capital Markets deals. The bank's strengths in CET1 ratio, ACL coverage, and low-cost deposit growth position it well for continued stability and outperformance. Opportunities in NII trajectory, loan portfolio growth, and leveraging the New York market provide avenues for future growth.

Citizens Financial Group (CFG) reports robust 2023 performance and eyes growth opportunities in 2024

Citizens Financial Group (CFG) demonstrated strong financial performance in 2023, focusing on balance sheet strength, cost efficiency, and growth in spot loans.
Challenges for 2024 include managing charge-offs, NII and NIM bottoming, and consumer deposit behavior, while opportunities lie in organic growth initiatives and Basel III benefits.
The bank's disciplined approach to risk management, expense reductions, and shareholder returns positions it well for future growth and profitability.

Citizens Financial Group (CFG) posts resilient Q1 results amidst growth opportunities

Citizens Financial Group (CFG) reported a strong Q1 performance with solid financial metrics and progress in strategic initiatives. While facing challenges in loan growth and NII expectations, the bank remains well-positioned to capitalize on opportunities for deposit growth and capital flexibility. Navigating economic uncertainties with caution, CFG aims to leverage its strengths to drive sustainable growth and shareholder value.

Citizens Financial Group (CFG) reports resilient Q3 performance and navigates rate challenges

Citizens Financial Group (CFG) delivered solid financial results in Q3 2024, showcasing progress in strategic initiatives and maintaining balance sheet strength. Challenges include managing NII decline and navigating deposit beta dynamics amidst rate cuts. Opportunities exist in optimizing margins, leveraging efficiencies, and capitalizing on growth prospects.

Revenue

Cost of revenue

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Operating income

EBITDA

Net income

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Book value per share

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Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

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Cash from financing

Change in stock

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Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

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PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group Announces Final Results of its Private Exchange Offers for Five Series of Subordinated Notes

Citizens Financial Group Announces Final Results of its Private Exchange Offers for Five Series of Subordinated Notes

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group Announces First Quarter 2021 Earnings Conference Call Details

Citizens Financial Group Announces First Quarter 2021 Earnings Conference Call Details

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group Announces Expiration and Expiration Date Results of its Private Exchange Offers for Five Series of Subordinated Notes

Citizens Financial Group Announces Expiration and Expiration Date Results of its Private Exchange Offers for Five Series of Subordinated Notes

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group to Participate at the Credit Suisse 22nd Annual Financial Services Forum

Citizens Financial Group to Participate at the Credit Suisse 22nd Annual Financial Services Forum

Citizens narrowly squeezed out a pre-provision profit beat in Q4, with lower credit costs making up the bulk of the earnings outperformance. Management has some relatively bullish expectations for 2021, and ought to have earned more benefit of the doubt by now with past efforts on costs and credit.

Citizens Financial Getting More Credit, But Still Has Underappreciated Self-Help Potential

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PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group Announces Extension of Early Participation Date

Citizens Financial Group Announces Extension of Early Participation Date and Early Results of its Private Exchange Offers for Five Series of Subordinated Notes

Citizens Financial Group, Inc. (CFG) CEO Bruce Van Saun on Q4 2020 Results - Earnings Call Transcript

Rise in fee income supports Citizens' (CFG) Q4 earnings amid higher provisions and low interest income.

Citizens (CFG) Q4 Earnings Beat Estimates on Fee Income Growth

Citizens Financial Group (CFG) delivered earnings and revenue surprises of 14.29% and 0.26%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

Citizens Financial Group (CFG) Q4 Earnings and Revenues Top Estimates

Shares of Citizens Financial Group (NYSE:CFG) rose 0.1% in pre-market trading after the company reported Q4 results. Quarterly Results Earnings per share were unchanged 0.00% over the past year to $0.99, which beat the estimate of $0.91.

Citizens Financial Group: Q4 Earnings Insights

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. Reports Fourth Quarter Net Income of $456 million and EPS of $0.99

Citizens Financial Group, Inc. Reports Fourth Quarter Net Income of $456 million and EPS of $0.99

Citizens Financial (CFG) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why Citizens Financial (CFG) Might Surprise This Earnings Season

Citizens' (CFG) Q4 earnings might have been supported by fee income strength and a reserve release, amid weak lending scenario and low rates.

Fee Income to Aid Citizens (CFG) Q4 Earnings Amid Low Rates

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Citizens Financial Group (CFG) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Citizens Financial Group (CFG) Expected to Beat Earnings Estimates: What to Know Ahead of Q4 Release

Citizens Financial reported decent Q3 earnings while the EPS of $0.68 handsomely covers the $0.39 quarterly dividend. We should see lower loan loss provisions from here on, which will further boost the EPS and the book value per share.

Citizens Financial: The 4% Yield Is Still Covered By Earnings And I Expect A Strong Q4

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group Announces Private Exchange Offers for Five Series of Subordinated Notes Open to Certain Investors

Citizens Financial Group Announces Private Exchange Offers for Five Series of Subordinated Notes Open to Certain Investors

Citizens Financial's (CFG) TOP initiatives are expected to boost revenues and efficiency. Also, strong capital position and improving loans balance are tailwinds

Citizens Financial (CFG) Aims to Boost Profitability: Time to Buy?

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group Announces Fourth Quarter and Full Year 2020 Earnings Conference Call Details

Citizens Financial Group Announces Fourth Quarter and Full Year 2020 Earnings Conference Call Details

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG or the “Company”) today received the results of its 2020 Capital Plan resubmission and December 2020 Stress Test from the Board of Governors of the Federal Reserve System (the “Federal Reserve”). CFG's results exceed all capital requirements under the Federal Reserve's severe stress scenarios and the Company reiterates key aspects of its 2020 Capital Plan, which includes maintaining quarterly common dividends at the cu

Citizens Financial Group, Inc. Reiterates Key Aspects of Capital Plan after Resubmission

News for Citizens Financial Group Stock (CFG)