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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Non interest expense

Provision (benefit) for credit losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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OpEx Y/Y

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citizens Financial Group

Citizens Financial Group, Inc. engages in the provision of commercial banking services. It operates through the Consumer Banking and Commercial Banking segments. The Consumer Banking segment includes deposit products, mortgage and home equity lending, student loans, auto financing, credit cards, business loans, and wealth management and investment services. The Commercial Banking segment offers lending and leasing, trade financing, deposit and treasury management, foreign exchange and interest rate risk management, corporate finance and debt, and equity capital markets. The company was founded in 1828 and is headquartered in Providence, RI.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citizens Financial Group exceeds expectations in Q4 2022 earnings

CFG's Q4 2022 performance was strong, exceeding full-year expectations with a focus on expense management and capital return to shareholders.
While facing economic uncertainties and NIM challenges, the company aims to capitalize on growth opportunities in fee income and deposit dynamics.
Strategic initiatives across segments position CFG for positive operating leverage and continued growth in a changing rate environment.
Investors should monitor ACL trends, NIM adjustments, and the successful execution of expense reduction programs for future performance.

Citizens Financial Group maintains strong performance amidst growth opportunities

Citizens Financial Group showcased strong financial performance with a focus on capital strength, customer relationships, and strategic initiatives amidst a challenging environment.
While facing short-term challenges like NII decline and inflation impact considerations, the bank remains optimistic about growth opportunities in deposits, fee income, and investment banking.
Balancing expense management with strategic investments and credit underwriting sophistication will be crucial for the bank to navigate uncertainties and deliver attractive returns to stakeholders.

Citizens Financial Group reports solid Q2 performance amidst margin challenges

Citizens Financial Group (CFG) delivered strong financial results in Q2 2023, focusing on talent enhancement, strategic growth initiatives, and capital strength. Challenges include margin pressures and navigating a changing interest rate environment. The company is well-positioned to capitalize on opportunities for growth and stability in the coming quarters.

Citizens Financial Group maintains stability and outperformance amidst Q3 challenges

Citizens Financial Group's Q3 performance showed resilience with a focus on balance sheet strength and strategic initiatives despite challenges in Capital Markets deals. The bank's strengths in CET1 ratio, ACL coverage, and low-cost deposit growth position it well for continued stability and outperformance. Opportunities in NII trajectory, loan portfolio growth, and leveraging the New York market provide avenues for future growth.

Citizens Financial Group (CFG) reports robust 2023 performance and eyes growth opportunities in 2024

Citizens Financial Group (CFG) demonstrated strong financial performance in 2023, focusing on balance sheet strength, cost efficiency, and growth in spot loans.
Challenges for 2024 include managing charge-offs, NII and NIM bottoming, and consumer deposit behavior, while opportunities lie in organic growth initiatives and Basel III benefits.
The bank's disciplined approach to risk management, expense reductions, and shareholder returns positions it well for future growth and profitability.

Citizens Financial Group (CFG) posts resilient Q1 results amidst growth opportunities

Citizens Financial Group (CFG) reported a strong Q1 performance with solid financial metrics and progress in strategic initiatives. While facing challenges in loan growth and NII expectations, the bank remains well-positioned to capitalize on opportunities for deposit growth and capital flexibility. Navigating economic uncertainties with caution, CFG aims to leverage its strengths to drive sustainable growth and shareholder value.

Citizens Financial Group (CFG) reports resilient Q3 performance and navigates rate challenges

Citizens Financial Group (CFG) delivered solid financial results in Q3 2024, showcasing progress in strategic initiatives and maintaining balance sheet strength. Challenges include managing NII decline and navigating deposit beta dynamics amidst rate cuts. Opportunities exist in optimizing margins, leveraging efficiencies, and capitalizing on growth prospects.

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PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group Announces Fourth Quarter and Full Year 2020 Earnings Conference Call Details

Citizens Financial Group Announces Fourth Quarter and Full Year 2020 Earnings Conference Call Details

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG or the “Company”) today received the results of its 2020 Capital Plan resubmission and December 2020 Stress Test from the Board of Governors of the Federal Reserve System (the “Federal Reserve”). CFG's results exceed all capital requirements under the Federal Reserve's severe stress scenarios and the Company reiterates key aspects of its 2020 Capital Plan, which includes maintaining quarterly common dividends at the cu

Citizens Financial Group, Inc. Reiterates Key Aspects of Capital Plan after Resubmission

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Huntington Bancshares is merging with TCF Financial Corp. to form a bank with $170 billion in assets, moving ahead in order to build scale and develop technological platform.

Regional Banks Merge: A Sign Of The Times

Consumers are looking for digital-first banking tools, but banks can't put all their eggs into one digital basket. In the latest Digital-First Banking Tracker, Eric Schuppenhauer, president of consumer lending and national banking at Citizens Financial Group, discusses the need for cohesive omnichannel experiences that meet customers' needs today and in the post-pandemic future.

How Citizens Financial Group Is Driving Omnichannel Banking Forward

This bank is now trading above tangible book value but is still valued below its peers despite a solid business model and apparently sound credit quality.

Trading Below Its Peers, This Regional Bank Stock Has Upside

Consumers were forced to swiftly adapt to a world where their primary way to interact with businesses or banks became digital-first, with the pandemic seemingly increasing the number of consumers turning to digital tools to conduct their financial activities. PYMNTS research found that fi­nancial institutions (FIs) in the United States alone saw a 60 percent […]

Citizens Financial Takes Digital-First Approach For Post-Pandemic Future

The head of the large regional bank shared his thoughts on the outlook for 2021, economic stimulus, M&A, and what a Biden administration might mean for the financial industry.

Here's What the CEO of Citizens Bank Thinks is in Store for Banking in 2021

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced the appointment of Radha Suvarna as Head of Enterprise Payments Innovation and Strategy, effective Feb. 4, 2021. A 22-year Citibank veteran, Suvarna will lead Citizens' payments strategy with a focus on delivering a best-in-class customer experience by accelerating the bank's enterprise-wide payments capabilities. Suvarna will report to Beth Johnson, Chief Experience Officer of Citizens. Suvarna most r

Citizens Announces Radha Suvarna as Head of Enterprise Payments Innovation and Strategy

Citizens Financial Group (CFG) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.

Why Citizens Financial Group (CFG) Stock Might be a Great Pick

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced the appointment of Christopher (Chris) J. Swift and Lee Alexander to its board of directors, effective February 1, 2021. Mr. Swift currently serves as Chairman and Chief Executive Officer of The Hartford Financial Services Group, a national leader in property and casualty insurance, group benefits and mutual funds, founded in 1810. Mr. Alexander is the Executive Vice President and Chief Information Off

Citizens Financial Group, Inc. Appoints Christopher J. Swift and Lee Alexander to Board of Directors

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Citizens Financial Group (CFG) reported earnings 30 days ago. What's next for the stock?

Citizens Financial Group (CFG) Up 13.8% Since Last Earnings Report: Can It Continue?

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All banks are anticipating loan losses due to the pandemic, but the regional players appear more exposed to those risks than both their larger and smaller peers.

Why Regional Bank Stocks Will Benefit More From a COVID-19 Vaccine

In trading on Thursday, shares of Citizens Financial Group were yielding above the 5% mark based on its quarterly dividend (annualized to $1.56), with the stock changing hands as low as $30.20 on the day.

Citizens Financial Group Shares Cross 5% Yield Mark

At the end of February we announced the arrival of the first US recession since 2009 and we predicted that the market will decline by at least 20% in ( Recession is Imminent: We Need A Travel Ban NOW ). In these volatile markets we scrutinize hedge fund filings to get a reading on which direction each stock might be going. In this article, we will take a closer look at hedge fund sentiment towards Citizens Financial Group Inc (NYSE:CFG).

Was The Smart Money Right About Citizens Financial Group Inc (CFG)?

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced the appointment of Donald Felix to drive the national expansion of its digital Consumer Banking capabilities. Felix will join Citizens in January as Head of National Banking, reporting to Eric Schuppenhauer, President of Consumer Lending and National Banking. Felix will lead the bank's efforts to deploy an integrated digital offering to customers across the U.S. during a time of rapid digital adoption.

Citizens Announces Donald Felix as Leader for Consumer Bank National Expansion

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced that Ryan Parker will join the bank on Nov. 2 as Head of Wealth Management. Parker will report to Brendan Coughlin, Head of Consumer Banking, and will succeed John Bahnken, who is retiring from Citizens after leading Wealth Management for the past five years. Parker, who previously served as chief executive officer at Edelman Financial Services, a leading independent RIA, will focus on accelerating Cit

Citizens Names Ryan Parker to Lead Wealth Management Business

Earnings will likely continue to recover in the coming quarters due to a sequential decline in provision expense. CFG's TOP 6 program will likely limit the growth of non-interest expenses.

Citizens Financial: Attractive Valuation At Relatively Low Risk

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Weaker Credit Numbers Don't Help The Bullish Citizens Financial Argument

Citizens Financial Group, Inc. (CFG) CEO Bruce Van Saun on Q3 2020 Results - Earnings Call Transcript

Although higher fee income supports Citizens' (CFG) Q3 earnings, a drastic increase in credit costs amid the coronavirus mayhem hurts.

Citizens (CFG) Q3 Earnings Lag Estimates, Provisions Rise

Citizens Financial Group (CFG) delivered earnings and revenue surprises of -2.86% and 3.48%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

Citizens Financial Group (CFG) Misses Q3 Earnings Estimates

Shares of Citizens Financial Group (NYSE:CFG) were flat in pre-market trading after the company reported Q3 results. Quarterly Results Earnings per share decreased 30.61% year over year to $0.68, which may not compare to the estimate of $0.74.

News for Citizens Financial Group Stock (CFG)