Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Citi (C) upgrades central cash management and trade capabilities with the introduction of tokenized deposits and smart contracts through blockchain-based Citi Token Services.

Citi (C) Adds Digital Asset Ability for Institutional Clients

AbbVie

Chevron

Pfizer

Target

TotalEnergies SE

Unilever

Looking for dividend stocks yielding 3% or more might seem pretty specific. Remember, though, the logic behind investing in underrated stocks is straightforward: Buy low and sell high in order to see a healthy return on your investment.

The Top 7 Underrated Dividend Stocks Yielding 3% or More

Citigroup Inc (NYSE:C) has officially unveiled its private blockchain service Citi Token Services, a smart contract-based solution designed to support cross-border cash management and trade finance for the bank's institutional clients. Offered through Citi Treasury and Trade Solutions, the service integrates tokenised deposits and smart contracts into Citi's global network, and aims to provide “always-on”, programmable financial services.

Citi launches institutional blockchain platform targeting cross-border payments

Citi's (C) new payment solutions are designed to improve the client experience that FIs offer to their end users.

Citi (C) Rolls Out Auto-Enabled Payment Solutions for FIs

Citi Treasury and Trade Solutions has unveiled a digital asset solution designed to enhance cash management and trade finance capabilities.

Citi Launches Digital Asset Solution for Cash Management, Trade Finance

American Express

Charter Communications

The credit card market is evolving in a way that rewards the players offering the most perks. Citigroup CEO Jane Fraser is implementing some long-overdue structural streamlining.

2 Warren Buffett Stocks To Buy Hand Over Fist and 1 To Avoid

(Kitco News) - Citigroup has announced the creation and pilot testing of the blockchain-based Citi Token Services for cash management and trade finance.

Citi launches blockchain-based token services for cash management and trade finance

NEW YORK--(BUSINESS WIRE)--Scott+Scott Attorneys at Law LLP (“Scott+Scott”), an international securities and consumer rights litigation firm, is investigating whether certain directors and officers of Citigroup Inc. (“Citigroup”) (NYSE: C) breached their fiduciary duties to Citigroup and its shareholders. If you are a Citigroup shareholder, you may contact attorney Joe Pettigrew for additional information toll-free at 844-818-6982, or jpettigrew@scott-scott.com. Scott+Scott is investigating whe.

INVESTIGATION ALERT: Scott+Scott Attorneys at Law LLP Investigates Citigroup Inc.'s Directors and Officers for Breach of Fiduciary Duties – C

TORONTO--(BUSINESS WIRE)--SIBOS- Citi Treasury and Trade Solutions (TTS) announces the creation and piloting of Citi Token Services for cash management and trade finance. The service uses blockchain and smart contract technologies to deliver digital asset solutions for institutional clients. Citi Token Services will integrate tokenized deposits and smart contracts into Citi's global network, upgrading core cash management and trade finance capabilities. Institutional clients have a need for ‘al.

Citi Develops New Digital Asset Capabilities for Institutional Clients

LONDON--(BUSINESS WIRE)--Citi has launched its latest Global Perspectives & Solutions (Citi GPS) report titled: ‘FUTURE OF CROSS-BORDER PAYMENTS -- Who Will Be Moving $250 Trillion in the Next Five Years?' Its findings indicate that the expected increase of cross-border payments presents a major opportunity for players in this space. "Our vision to be the preeminent banking partner for institutions with cross-border needs grows ever more relevant every day. With international networks fully.

Citi GPS: Cross-Border Payments to Transform Financial Industry, Ushering Best-in-Class Experiences for Clients

Goldman Sachs

The Banking group, overall, was up 3.9%. And within that sector, several marquee names announced management changes or initiatives designed to revamp operations.

CE 100 Index Adds 0.8% as Bank Sector Surges Amid Citi, Goldman Reshuffling

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

Charles Schwab

UBS Group AG

Banking heavyweights including Goldman Sachs and Morgan Stanley have announced a string of layoffs this year as part of a cost-cutting spree to better position themselves for a murky economic climate.

Wall Street banks shed jobs to ease cost pressures

Citigroup has reportedly begun the layoff process after announcing a management overhaul on Wednesday (Sept. 13). Support staff in compliance and risk management at the bank are expected to be the most affected, Reuters reported Friday (Sept.

Citigroup Layoffs Focus on Support, Technology Staff

Citigroup (C) becomes the first digital custodian of BondbloX Bond Exchange platform. This will offer participants wider access to the global bond market.

Citigroup (C) Becomes First Digital Custodian on BBX Platform

Citigroup announced an organizational realignment to streamline the business and support higher returns. The company has been pressured by challenging macro conditions but maintains strength in its core operating segments. We are bullish on Citigroup and see compelling value relative to mega-cap banking peers.

Citigroup: Taking A Page From Tech, Realignment Can Unlock Value

Alaska Air Group

Synchrony Financial

In July, the Federal Reserve Chair Jerome Powell, states “given the resilience of the economy recently [we] are no longer forecasting a recession.” However, analysts and economists are shifting their outlook even more optimistically, with Tom Lee, Fundstrat's head of research, suggesting that the economy is poised for an expansion.

The 3 Most Undervalued Sleeper Stocks to Buy in September 2023

Shares of Citigroup have declined by -15.76% over the past decade, but the company remains interesting with a strong loan-to-deposit ratio and consistent profitability. The banking industry faces challenges, including proposed regulations that could impact earnings. Citigroup's delinquency rate increased slightly in July. Citigroup is undervalued compared to its peers, with a low P/E ratio, discounted book value, and a high dividend yield. The company has a strong balance sheet and plans to return capital to shareholders.

Citigroup Yields 5% And Trades At A -56% Discount To Book

Kristine Braden, CEO of Citigroup's main operations in continental Europe, is leaving the firm after 25 years as part of a wider organisational change announced by the U.S. bank earlier this week, according to an internal memo seen by Reuters.

Citigroup's Europe unit CEO Braden to leave after 25 years -source

Citigroup Inc (NYSE:C) is reportedly cutting jobs in compliance and risk management as it carries out its biggest reorganisation in two decades.  Conversations are already taking place with staff, it was reported by Reuters, after Jane Fraser this week said America's third largest bank would cut jobs and remove a layer of management as part of the reorganisation.

Citi begins jobs cuts under reorganisation plan

HONG KONG & SINGAPORE & LONDON & NEW YORK--(BUSINESS WIRE)--Citi Securities Services today announced that it has become the first digital custodian participant of BondbloX Bond Exchange (BBX), the world's first fractional bond exchange using the latest in distributed ledger technology. BBX was launched in 2020 to simplify bond investing by allowing investors to track and trade bonds electronically. The launch was seen as a significant leap forward in revolutionizing bond trading, making it more.

Citi to Become First Digital Custodian on BondbloX Bond Exchange

As Citigroup embarks on a sweeping reorganization, support staff in compliance and risk management are among the most likely to lose their jobs, according to sources familiar with the situation.

Citigroup starts layoff talks after management overhaul -sources

Citi Treasury and Trade Solutions has unveiled a suite of payment solutions tailored for financial institutions (FIs), aiming to help them enhance their client experience.

Citi Adds 4 Payment Solutions for Financial Institutions

Citigroup (C) simplifies its organization and eliminates extra management layers to make the decision-making process swifter, drive increased accountability and enhance the focus on clients.

Citigroup (C) Realigns Corporate Structure, Trims Management Layers

NEW YORK--(BUSINESS WIRE)--Citi Treasury and Trade Solutions launches a set of four payment solutions for Financial Institution (FI) clients, which are designed to improve the client experience for their end users. With this, FI clients will now have access to new capabilities -- each of which can now be used with low or no implementation work or technology build. This new set of functionalities is designed to broaden, expand and improve (from a client experience perspective) FI offerings quick.

Citi Launches Suite of Auto-Enabled Payment Solutions for Financial Institutions

Citi says it is embarking on a major restructuring of its organization that eliminates a number of management layers. The new structure, announced Wednesday (Sept.

News for Citigroup Stock (C)