Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Citigroup managers are reviewing staff rosters to determine by November who will stay in place, be reassigned or laid off during its biggest reorganization in decades, according to a global memo to staff on Wednesday seen by Reuters.

Citigroup outlines layoff process, reassignments in overhaul -memo

NEW YORK--(BUSINESS WIRE)--The Citi Foundation today issued a request for proposals (RFP) for the fourth cohort of its Community Progress Makers initiative. With this announcement, the Citi Foundation is doubling down on its support for local communities across the U.S. by committing an additional $50 million to Community Progress Makers, representing a sustained belief in the power of catalytic, trust-based philanthropy to accelerate the pace of progress. First launched in 2015, the Community.

Citi Foundation Doubles Commitment to Community Progress Makers Initiative, Announces New $50 Million Request for Proposals (RFP) In The U.S.

LONDON--(BUSINESS WIRE)--Citi has launched its latest Global Perspectives & Solutions (Citi GPS) report titled: ‘SKILLS THAT PAY – The Returns from Specific Skills as Demanded in Job Adverts.' The report is the result of a collaboration between Citi, the London School of Economics, and the Oxford Martin School. Leveraging data from job advertisements, the authors examine the skills that are rising and falling in demand and explore how wages for these skills are changing. “In the face of rap.

Citi GPS: Evolving Demand for Skills Places Premium on Collaborative Leadership and Continuous Learning in Data Science

Delta Air Lines

Expedia

OneMain Hld

Patient Capital, a recently established independent asset management firm, was previously a part of Miller Value Partners. It upholds an investment philosophy and methodology initially conceived many years ago by the renowned guru investor Bill Miller during his tenure at Legg Mason.

A Glimpse of Patient Capital's Samantha McLemore's Stock Recommendations

NEW YORK--(BUSINESS WIRE)--Citigroup Inc. is redeeming, in whole, all $1.5 billion aggregate liquidation preference of Series A Depositary Shares representing interests in its 5.950% Fixed Rate / Floating Rate Noncumulative Preferred Stock, Series A (the “Preferred Stock”). The redemption date for the Preferred Stock and related Depositary Shares is October 30, 2023 (the “Redemption Date”). The cash redemption price, payable on the Redemption Date for each Depositary Share, will equal $1,000. A.

Citigroup Announces Full Redemption of Series A Preferred Stock

"The case for change is pretty clear - our people want to succeed and our highest performers got behind this very quickly," CEO Fraser told CNBC.

Citigroup CEO Jane Fraser on layoffs, major overhaul: ‘Don't have room for bystanders'

Citigroup CEO Jane Fraser said on Friday that top employees were on board with the company's sweeping reorganization, and that there was "no room for bystanders" in the bank's biggest overhaul in almost two decades.

Citigroup has 'no room for bystanders' in reorganization, CEO says

Lower-end consumers have shifted buying patterns to save money as their bank accounts dwindle in size, according to Citigroup CEO Jane Fraser.

Citigroup CEO Jane Fraser sees 'cracks' emerging among some consumers as savings dry up

Citigroup and a former unit were fined $1.975 million by the U.S. Securities and Exchange Commission on Thursday for making securities recommendations to retail customers without complying with disclosure obligations.

SEC fines Citigroup, former unit over customer disclosures

Citigroup (C) is likely to reduce its workforce in Tampa as part of the major strategic reform including efforts to revamp the company's corporate structure.

Citigroup (C) is Planning to Reduce its Workforce in Tampa

Citigroup (C) is in talks to sell its China retail wealth management business to HSBC Holdings as part of its plan to exit from consumer banking outside of the United States.

Citigroup (C) Plans to Sell China Retail Wealth Unit to HSBC

HSBC Holdings

Citigroup Inc. could announce as early as next month a deal to sell its consumer-wealth business in China to HSBC Plc some two years after it announced plans to scale back its overseas retail banking business, according to reports on Thursday.

Citigroup in talks to sell China retail-wealth unit to HSBC: Reports

It's a company in a sector that's known for being miserly with its payouts -- banking. This lender has been a laggard when compared to its peers.

This Is the Highest-Yielding Warren Buffett Stock. Should You Own It?

HSBC is set to acquire Citigroup's China consumer wealth management business, which manages more than $3 billion in assets, two sources with knowledge of the matter said, in a major boost to the London-based bank's business in that country.

Exclusive: HSBC to acquire Citigroup China consumer wealth business -sources

Bank of America

Fifth Third Bancorp

Goldman Sachs

Interactive Brokers

LPL Financial Hlds

Morgan Stanley

Oppenheimer Holdings

Truist Financial

U.S. Bancorp

Voya Financial

Wells Fargo

The U.S. Securities and Exchange Commission (SEC) is finalizing settlements with around two dozen Wall Street firms to resolve investigations into record-keeping lapses, said two people with knowledge of the matter.

U.S. SEC nearing settlement with Wall Street firms over WhatsApp probe -sources

NEW YORK--(BUSINESS WIRE)--On June 30, 2023 (the “Cessation Date”), ICE Benchmark Administration (“IBA”) ceased publication of all ICE Swap Rate settings based on USD LIBOR. This cessation followed the announcement by the UK Financial Conduct Authority on March 5, 2021, that all USD LIBOR settings would either cease or no longer be representative after the Cessation Date. The USD LIBOR ICE Swap Rate is also referred to as a constant maturity swap (or “CMS”) rate, and in this press release is re.

Citi LIBOR Transition Update

A Citigroup Inc. C, -1.95% unit is raising $5 billion in debt in a bond offering in its first such deal in four years, a person familiar with the bank told MarketWatch. The deal has launched and is expected to settle as early as Wednesday.

Citigroup readying $5B bond offering as first such deal in four years, source says

As part of the previously announced reorganization efforts, Citigroup (C) alerts employees in the U.K. of probable job cuts.

Citigroup (C) Warns of Potential Layoffs in Its UK Business

Citigroup (NYSE: C) stock price has underperformed its peers in the past decade. It has risen by more than 80% since 2009 while the SPDR S&P Bank ETF (KBE) and SPDR S&P Regional Banking ETF (KRE) have risen by more than 230% and 160%, respectively.

Citigroup stock price is dirt cheap: Is it a buy during the turnaround?

NEW YORK--(BUSINESS WIRE)--Today, the Citi Foundation announced the grant recipients of its first-ever Global Innovation Challenge, a new model to identify and provide philanthropic support to community organizations that are developing innovative solutions to social and economic challenges facing low-income communities. Initially previewed at the Global Citizen Festival this weekend, the inaugural Global Innovation Challenge is providing a total of $25 million to 50 community organizations wor.

Citi Foundation Announces Recipients of Inaugural Global Innovation Challenge

Ally Financial

Chevron

D.R. Horton

General Motors

Jefferies Financial Group Inc

Johnson & Johnson

Kraft Heinz

Coca-Cola

Louisiana-Pacific

Paramount Global

This Buffett holdings-list from Kiplinger first appeared 8/21/23 on line. Kiplinger, YCharts and Dogs of The Dow all track this Buffett/Berkshire batch. Here is your update from 9/20/23 YCharts data. 32 of 48 current Berkshire-Hathaway-owned-stocks pay dividends. As of 9/20/23 the top-ten ranged 2.87%-4.87% by annual-yield and 45 of 48 ranged -1.55% to 60.2% per broker-estimated target-price-upsides. Analyst-augured top-ten net-gains from Buffett's September dividend dogs ranged 21.35%-55.8% from UPS, KO, ALLY, BAC, KHC, LPX, DHI, C, PARA, and top pick GM per YCharts data.

The Buffett List: 5 Dividend Buys For September

American Express

Capital One

Mastercard

Visa

If any investor has stood the test of time, it is Warren Buffett, and with good reason.

As Interest Rates Explode Higher, 7 ‘Strong Buy' Warren Buffett Dividend Stocks Will Benefit Big Time

Citigroup has warned UK-based employees of the likelihood of redundancies as the lender pushes ahead with a sweeping reorganisation, according to a memo seen by Reuters on Friday, a move that could affect hundreds of jobs in the country.

Citi warns UK staff of cuts as hundreds of roles could be affected - memo

Barclays

JPMorgan Chase & Co

Royal Bank of Canada

A U.S. federal judge on Thursday said American cities may pursue class-action claims accusing eight large banks of driving up interest rates they paid on a popular municipal bond.

Eight big banks must face US cities' bond collusion claims

NEW YORK--(BUSINESS WIRE)--Inflation and ongoing market volatility remain the primary concerns of business leaders of mid-sized corporates and organizations surveyed by Citi Commercial Bank (CCB) in its first ‘Global Industry Insights Report' released today. Of approximately 500 survey respondents, globally, a majority ranked inflation and market volatility as the two primary factors challenging the wellbeing of their business followed by the regulatory environment and trade.

News for Citigroup Stock (C)