
Citigroup (C) Stock Forecast & Price Target
Citigroup (C) Analyst Ratings
Bulls say
Citigroup has demonstrated a robust increase in headcount, indicative of strategic core investments and expansion efforts, which may bolster its operational capabilities. The company is projected to achieve expanding operating leverage, improved return on tangible common equity (ROTCE), and enhanced capital returns, positioning it for above-peer earnings per share (EPS) growth in 2025 and 2026. Additionally, following significant revenue growth in its Services and Markets segments, shares of Citigroup have outperformed the BKX index, evidencing improved confidence in its financial metrics and valuation.
Bears say
Citigroup's CET-1 ratio is projected to decline from the mid-13% range to the mid-to-high 12% range next year, indicating potential challenges in maintaining capital adequacy amid new regulatory minimums. The bank faces significant downside risks, including the inability to improve efficiency and return on tangible common equity (ROTCE), compounded by a harsher regulatory environment and economic deterioration that could impact credit card portfolios. Retail Services has struggled with shrinking spending volumes for ten consecutive quarters and a recent decline in outstanding loans, suggesting persistent headwinds that may adversely affect overall financial performance.
This aggregate rating is based on analysts' research of Citigroup and is not a guaranteed prediction by Public.com or investment advice.
Citigroup (C) Analyst Forecast & Price Prediction
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