
Citigroup (C) Stock Forecast & Price Target
Citigroup (C) Analyst Ratings
Bulls say
Citigroup's FY25 pro forma guidance indicates core revenues of $83.5-84.5 billion, with non-interest revenues expected to rise year-over-year, reflecting a robust financial outlook. The potential for regulatory changes, particularly regarding Basel III, could lead to significant earnings per share (EPS) growth for Citigroup, estimated at an 18.3% increase, compared to 5.7% for its peers. Furthermore, the bank's momentum in net interest income and trading results, along with improvements in its wealth management segment, suggest a resumption of positive EPS growth in 2025, with acceleration anticipated in 2026.
Bears say
Citigroup's management has adjusted its 2026 Return on Tangible Common Equity (ROTCE) outlook downward to a range of 10% to 11%, which is below market consensus, reflecting concerns over higher franchise investments and economic pressures. The analysis estimates a significant downside risk of approximately 19.7% under a bear case scenario, driven by earnings projections of $7.20 and a low valuation multiple of 7.9x EPS. Key risks impacting the company's performance include potential credit quality deterioration, reduced loan demand, margin pressures, and regulatory uncertainties, which could further hinder profitability and growth.
This aggregate rating is based on analysts' research of Citigroup and is not a guaranteed prediction by Public.com or investment advice.
Citigroup (C) Analyst Forecast & Price Prediction
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