Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Citigroup's managers and consultants working on CEO Jane Fraser's reorganization have discussed job cuts of at least 10% in several major businesses, CNBC reported on Monday, citing people with knowledge of the process.

Citigroup considering at least 10% job cuts in major businesses - CNBC

Citigroup CEO Jane Fraser may preside over some of Wall Street's deepest job cuts in years as she faces mounting pressure to fix the third-largest U.S. bank.

Citigroup mulls deep job cuts for CEO Jane Fraser's corporate overhaul, called 'Project Bora Bora'

Ares Capital

McDonald's

AT&T

Target

TipRanks' analyst ranking service pinpoints Wall Street's best-performing stocks, including McDonald's and AT&T.

Top Wall Street analysts say buy these dividend stocks for enhanced returns

The inability to correct underlying issues identified in multiple consent orders going back years has caused significant pain for the company and the stock. Jane Fraser's 2022 Investor Day plan is supposed to finally fix those problems. With expenses skyrocketing and buybacks on hold, income and ROTCE have plunged.

Citigroup: Can Jane Fraser Save Citi?

Citigroup Chief Executive Officer Jane Fraser is weighing whether to shutter the bank's municipal-bond trading and origination business, Bloomberg News reported on Friday.

Citi weighs shutting municipal-bond trading business - Bloomberg News

The bank says it will block access to its app and site if customers refuse to switch to digital bills.

Citi to Cardholders: Go Paperless or Else

Bank of America

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

Bank stocks continued to trade mixed after the Federal Reserve said it would leave interest rates unchanged, as expected. Bank of America Corp. BAC dipped fractionally after losing 0.3% shortly before the Fed's announcement.

Bank stocks mixed after Fed leaves rates unchanged, as Bank of America dips while Goldman Sachs rises

ConnectOne Bancorp

Fifth Third Bancorp

SPDR S&P Regional Banking ETF

New York Community Bancorp

Washington Federal

Financial Select Sector SPDR Fund

The clouds over bank stocks aren't expected to clear anytime soon, fund manager Dave Ellison said, but some names remain attractive based on valuation.

Investors should ‘be patient' with beaten-down bank sector, buy-side fund manager says

LM Ericsson Telefon

Ford Motor Company

Pfizer

Walgreens

Following the rise in interest rates, many stocks, including shares in large, well-known companies, now sport relatively high dividend yields. Yet before you decide to buy, beware of the names best left as dividend stocks to sell.

7 Dividend Stocks That Are a Recipe for Disaster

Comerica

Robinhood

Financial stocks are struggling on multiple fronts. First, legacy financial and banking institutions face increased credit risk as high rates push depositors away and into money market funds and fixed-income investing on their own.

3 Floundering Financial Stocks to Sell STAT

LONDON--(BUSINESS WIRE)--Citi today released a Global Perspectives & Solutions (Citi GPS) report titled PHILANTHROPY AND THE GLOBAL ECONOMY v3.0: Perspectives on the Future of Giving, (link to report, free access). In 2022, conflict in Ukraine drove an outpouring of charitable giving as donors around the world hurried to show their support. But only in some places was giving to Ukraine enough to bolster charitable donations and hold off the economic headwinds impacting donors' ability to gi.

Citi GPS – Philanthropy and the Global Economy v3: Perspectives on the Future of Giving

Institutional inertia is real, and it's holding some incumbent businesses back while digital upstarts flourish. This situation is particularly acute for financial institutions (FIs) that find themselves facing an ever-shifting ecosystem full of FinTechs, Banking-as-a-Service providers, and more 21st century competitors crowding what used to be a relatively staid landscape.

Citi Says Winning the End Customer Experience Is Future Battleground for Banks

Citigroup's preferred shares may be called due to the use of the SOFR benchmark rate, making some of the preferred equity expensive. Citigroup's Q3 results show stable net interest income and increased non-interest revenue, leading to a net profit of $3.55B. The bank's CET1 ratio has improved to 13.5%, exceeding regulatory requirements by $14B, and its tangible book value has increased.

Citigroup Doesn't Want To Pay 10% On Its Preferred Shares

Citigroup is focused on simplifying its financial services portfolio to improve profitability and competitiveness in the long run. The bank's turnaround strategy, led by CEO Jane Fraser, aims to divest unprofitable units and cut costs. Citigroup's financial performance has been lagging behind its peers, but its improving liquidity and increasing dividend payout indicate positive progress.

Citigroup: Deep Dive Analysis Highlighting Its Turnaround Prospects

We also chat with IWG CEO Mark Dixon about the changing role of the office.

Citigroup's Quarter? It's Complicated.

Citigroup is planning to leverage generative artificial intelligence (AI) to analyze documents, improve efficiency and ensure compliance with regulations. The potential applications of generative AI within the bank are vast, with employees pitching over 350 use cases for the technology, Bloomberg reported Friday (Oct. 27).

Citigroup Employees Have Pitched 350 Use Cases for Generative AI

The Federal Reserve on Thursday said it has terminated a 2015 cease and desist order related to foreign exchange trading practices at Citigroup Inc. C, +0.92%. The move comes after a unit of the bank pleaded guilty to a criminal violation of the U.S. antitrust laws, “based on a conspiracy to eliminate competition in the purchase and sale of the EUR/USD currency pair including, in certain instances, the coordination of trading around the WM/R and ECB benchmark fixes,” according to the order.

The Fed terminates cease and desist order against Citigroup related to anti-competitive foreign exchange practices

Blackrock Inc

Rising interest rates and the collapse of Silicon Valley Bank caused bank stocks to plummet earlier this year as financial institutions grappled with the consequences of the global credit crunch.

Banking Woes Are Over: Analysts Predict These Prominent Stocks Will Skyrocket

Citigroup Inc has named Nancy Bertrand as the head of its private bank in Canada, succeeding Bob McGuire who retired earlier this month, according to a memo seen by Reuters on Thursday.

Citi names Nancy Bertrand private bank head for Canada- memo

Diageo

Jefferies Financial Group Inc

Kraft Heinz

Coca-Cola

Kroger

Procter & Gamble

If any investor has stood the test of time, it is Warren Buffett, and with good reason.

7 Dividend ‘Strong Buy' Monsters That Warren Buffett Can't Get Enough Of

Chevron

In the bustling world of Wall Street, a few names command unrivaled respect — and Warren Buffett stands tall among them. For decades, investors have turned to Warren Buffett stocks not just as a benchmark but as a beacon of financial wisdom.

Warren Buffett Is Hoarding These 3 Stocks (You Should, Too!)

Dominion Energy

Duke Energy

Alphabet

Johnson & Johnson

Microsoft

UnitedHealth Group

Vanguard Consumer Staples ETF

Technology Select Sector SPDR Fund

Utilities Select Sector SPDR Fund

Health Care Select Sector SPDR Fund

Bond yields are showing signs that they have peaked. If they keep dropping, it would make a host of stocks look attractive including Duke Energy, Coca-Cola, Procter & Gamble, and Johnson & Johnson.

The Bond Sell-Off Might Be Over. Buy These Stocks to Win.

LONDON--(BUSINESS WIRE)--Citi's Issuer Services, a part of Securities Services, today acted as the Issuing and Paying Agent for the first Digitally Native Note (DNN) issuance under English Law via Euroclear's Digital Financial Market Infrastructure (D-FMI) distributed ledger technology (DLT) platform. The EUR 100 million 3-year DNN was issued by the World Bank - International Bank for Reconstruction and Development (IBRD) - (rated Aaa/AAA) and listed on the Luxembourg Stock Exchange. The creati.

Citi Acts as First Issuing and Paying Agent for World Bank on Euroclear's New D-FMI DLT Platform

News for Citigroup Stock (C)