Earn an industry-leading
4.1%APY*
Make your savings work harder with a high-yield cash account on Public. Right now, you can earn 4.1% APY*—one of the highest rates in the market.
*Rate subject to change. HYCA Disclosures
All of the interest.
None of the fees.
- No fees
- No subscription
- No minimum balance requirements
- No maximum balance limits
- Unlimited transfers and withdrawals
Access your cash. Whenever.
Withdrawing from your high-yield cash account is as easy as making a deposit. There are no fees or limits to how often you can access your cash.
Get 20x the standard FDIC coverage3
A standard bank offers up to $250,000 of FDIC insurance coverage. We partner with 20 of them so you can get a combined coverage of up to $5M.
3Source: FDIC.gov
Looking for more ways to generate yield?
Treasury Accounts
Bonds
Bond Account
Have questions? Find answers.
What is better than a high-yield savings account?
A High-Yield Cash Account on Public can outpace most high-yield savings accounts with its industry-leading 4.1% APY.* Plus you get 20x the standard FDIC insurance.
*Rate subject to change. Neither Public Investing nor any of its affiliates is a bank. Learn more.
Is it worth putting money into a high-yield savings account?
When you move your money into a High-Yield Cash Account on Public, you can secure an industry-leading 4.1% APY* with no subscription required.
*Rate subject to change. Neither Public Investing nor any of its affiliates is a bank. Learn more.
Do you pay taxes on a high-yield savings account?
The income you generate from a High-Yield Cash Account is taxed at a federal and state level—just like a traditional savings account.
Neither Public Investing nor any of its affiliates is a bank. Learn more.
Is there a downside to a high-yield savings account?
Beyond its industry-leading 4.1% APY*, a High-Yield Cash Account on Public also has zero fees and 20x the standard FDIC insurance.
*Rate subject to change. Neither Public Investing nor any of its affiliates is a bank. Learn more.
How much will $10,000 make in a high-yield savings account?
A high-yield cash account on Public generates an industry-leading 4.1% APY*. With a $10,000 investment, you could earn $522** over 12 months.
*Rate subject to change. Neither Public Investing nor any of its affiliates is a bank. Learn more.
**This calculation assumes that balance and rate do not change for 12 months. APY is variable and subject to change.
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