World Acceptance

World Acceptance Corp. engages in the small-loan consumer finance business. It offers short-term small instalment, medium-term larger loans, related credit insurance, ancillary products and services to individuals. The firm also offers income tax return preparation services to customers. The company also markets computer software and related services to financial services companies through its subsidiary, ParaData Financial Systems. It operates in the following segments: Small Loans, Large Loans, and Tax Advance Loans. World Acceptance was founded in 1962 and is headquartered in Greenville, SC.

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Earnings data Q2 2025

Earnings data Q3 2025

WRLD reports improved credit quality and strategic underwriting changes

WRLD's Q1 2023 performance reflects a strategic shift in underwriting and a focus on improving credit quality. The company's management remains optimistic about funding and the potential for the long-term incentive plan. However, challenges persist in the form of book-to-look ratio fluctuations and upcoming credit facility negotiations.

WRLD reports strong Q2 performance, anticipates long-term incentive plan vesting

WRLD's Q2 2023 earnings call highlighted strong performance, positive adjustments, and potential challenges and opportunities. The company's focus on improving credit quality and increasing approval rates reflects a proactive approach to economic uncertainty. Analyst questions underscore areas of interest and potential challenges.

World Acceptance (WRLD) sees improved credit metrics and stable financial outlook

World Acceptance (WRLD) reports Q3 2023 earnings with positive trends in delinquency reduction and credit renormalization. The company anticipates improved metrics and stable financial performance in the upcoming quarters. Strategic investments in marketing and personnel expenses aim to drive growth and enhance operational efficiency.

World Acceptance reports improved credit quality and financial stability in Q4 2023

World Acceptance Corporation's Q4 2023 performance reflected enhanced credit quality and financial stability.
Management's strategic changes yielded positive results with improved credit metrics and profitability.
While facing challenges in credit facility discussions, the company remains poised for growth opportunities.

World Acceptance reports robust Q1 performance, eyes growth opportunities

World Acceptance's Q1 2024 earnings call highlighted strong performance driven by lower delinquency rates, increased customer base, and growth in new loan originations. The company's focus on credit quality and operational improvements bodes well for future growth and financial stability.

World Acceptance focuses on credit quality and yield improvement

World Acceptance Corporation's Q2 2024 earnings call reflects a strategic shift towards credit quality, operational efficiencies, and yield enhancement to drive financial performance. The company is adjusting its EPS target to $20.45 for fiscal year 2025 and remains focused on maintaining profitability while cautiously increasing approval rates for top applicants.

World Acceptance (WRLD) reports robust performance and strategic focus

World Acceptance (WRLD) reported strong performance in loan volume, credit quality, and approval rates. The company's focus on improving underwriting and marketing strategies is driving positive results. While challenges exist in acquiring new customers, opportunities for growth and value creation are present.

World Acceptance reports improved metrics and targets modest growth

World Acceptance Corporation's fiscal year 2024 performance reflects strategic actions to enhance credit quality and operational efficiency.
Despite challenges in reducing delinquency rates further, the company's strengths in managing credit risk and customer demand position it well for growth.
Opportunities lie in capitalizing on increased loan demand, maintaining prudent risk management, and driving shareholder value through targeted milestones.

World Acceptance (WRLD) reports growth and cost reductions in Q1

World Acceptance (WRLD) shows promising growth trends with a focus on prudent expansion strategies. Cost reduction efforts and customer base expansion are driving improved financial performance.

World Acceptance (WRLD) reports robust Q2 performance and growth opportunities

World Acceptance (WRLD) delivered a strong performance in Q2 2025 with notable improvements in customer base, portfolio performance, and approval rates. The company's strategic acquisition, expected EPS, and focus on small loans position it well for future growth. While challenges like maintaining loan sizes exist, opportunities for expansion and diversification through new products or markets are on the horizon.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

World Acceptance Corporation (NASDAQ:WRLD ) Q2 2025 Earnings Conference Call October 25, 2024 10:00 AM ET Company Participants Chad Prashad - President & Chief Executive Officer Johnny Calmes - Chief Financial & Strategy Officer Conference Call Participants John Rowan - Janney Operator Good morning, and welcome to World Acceptance Corporation's Second Quarter 2025 Earnings Conference Call. This call is being recorded.

World Acceptance Corporation (WRLD) Q2 2025 Earnings Call Transcript

World Acceptance (WRLD) came out with quarterly earnings of $3.99 per share, beating the Zacks Consensus Estimate of $1.99 per share. This compares to earnings of $2.71 per share a year ago.

World Acceptance (WRLD) Surpasses Q2 Earnings Estimates

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its second quarter of fiscal 2025. Second fiscal quarter highlights During its second fiscal quarter, World Acceptance Corporation achieved improved loan growth while continuing to focus on credit quality. Management believes that continuing to carefully invest in our best customers and closely monitoring performance has strengthened the Company's financial position and positioned.

World Acceptance Corporation Reports Fiscal 2025 Second Quarter Results

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ:WRLD) will provide an online, real-time webcast and rebroadcast of its second quarter conference call to be held on Friday, October 25. The earnings release will be issued prior to the call. The live broadcast of World Acceptance Corporation's conference call will be available online at WRLD 2Q25 Webcast on October 25, beginning at 10:00 a.m. (Eastern Time). The online replay will follow immediately and continue for 30 days.

World Acceptance Corporation Announces Second Quarter 2025 Conference Call on the Internet

World Acceptance Corporation (NASDAQ:WRLD ) Q1 2025 Earnings Conference Call July 26, 2024 10:00 AM ET Company Participants Chad Prashad - President and CEO Johnny Calmes - Chief Financial and Strategy Officer Conference Call Participants John Rowan - Janney Guy Riegel - Ingalls & Snyder Operator Good morning, and welcome to World Acceptance Corporation's First Quarter 2025 Earnings Conference Call. This call is being recorded.

World Acceptance Corporation (WRLD) Q1 2025 Earnings Call Transcript

World Acceptance (WRLD) came out with quarterly earnings of $1.79 per share, beating the Zacks Consensus Estimate of $1.69 per share. This compares to earnings of $1.62 per share a year ago.

World Acceptance (WRLD) Q1 Earnings Top Estimates

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its first quarter of fiscal 2025. First fiscal quarter highlights During its first fiscal quarter, World Acceptance Corporation continued to focus on credit quality and a conservative approach to its lending operations. Management believes that continuing to carefully invest in our best customers and closely monitoring performance has strengthened the Company's financial position.

World Acceptance Corporation Reports Fiscal 2025 First Quarter Results

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ:WRLD) will provide an online, real-time webcast and rebroadcast of its first quarter conference call to be held on Friday, July 26. The earnings release will be issued prior to the call. The live broadcast of World Acceptance Corporation's conference call will be available online at WRLD 1Q25 Webcast on July 26, beginning at 10:00 a.m. (Eastern Time). The online replay will follow immediately and continue for 30 days. About.

World Acceptance Corporation Announces First Quarter 2025 Conference Call on the Internet

FirstCash Holdings

OppFi

Payday loan stocks may perform strongly this summer as the US economy appears headed for a situation that could benefit companies and consumers. With historically low unemployment rates and more people receiving paychecks, the potential for an expanded base of payday loan customers remains solid, especially as interest rates are expected to decline throughout the year.

3 Payday Loan Stocks Set to Cash In on Summer Spending

Mr. Cooper Group Inc

EZCORP

Mr. Cooper, World Acceptance and EZCORP have been highlighted in this Industry Outlook article.

Zacks Industry Outlook Mr. Cooper, World Acceptance and EZCORP

Though concerns about rising prices and weak asset quality are likely to hurt the Zacks Consumer Loans industry, the digitization of operations, decent loan demand and easing lending standards will aid Cooper Group (COOP), World Acceptance (WRLD) & EZCORP (EZPW).

3 Consumer Loan Stocks to Buy From a Prospering Industry

World Acceptance Corporation (NASDAQ:WRLD ) Q4 2024 Earnings Conference Call May 2, 2024 10:00 AM ET Company Participants Chad Prashad - President and CEO Johnny Calmes - Chief Financial and Strategy Officer Conference Call Participants John Rowan - Janney Operator Good morning, and welcome to the World Acceptance Corporation Fourth Quarter 2024 Earnings Conference Call. This call is being recorded.

World Acceptance Corporation (WRLD) Q4 2024 Earnings Call Transcript

World Acceptance (WRLD) came out with quarterly earnings of $6.09 per share, beating the Zacks Consensus Estimate of $4.35 per share. This compares to earnings of $1.97 per share a year ago.

World Acceptance (WRLD) Tops Q4 Earnings and Revenue Estimates

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its fourth quarter of fiscal 2024 and twelve months ended March 31, 2024. Fourth fiscal quarter highlights During its fourth fiscal quarter, World Acceptance Corporation continued to focus on credit quality and a conservative approach to its lending operations. Management believes that continuing to carefully invest in our best customers and closely monitoring performance has put.

World Acceptance Corporation Reports Fiscal 2024 Fourth Quarter Results

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ:WRLD) will provide an online, real-time webcast and rebroadcast of its fourth quarter conference call to be held on Thursday, May 2. The earnings release will be issued prior to the call. The live broadcast of World Acceptance Corporation's conference call will be available online at WRLD 4Q24 Webcast on May 2, beginning at 10:00 a.m. (Eastern Time). The online replay will follow immediately and continue for 30 days. About.

World Acceptance Corporation Announces Fourth Quarter 2024 Conference Call on the Internet

NEW YORK, April 15, 2024 /PRNewswire/ -- WHY: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of World Acceptance Corporation (NASDAQ: WRLD) resulting from allegations that World Acceptance Corporation may have issued materially misleading business information to the investing public. SO WHAT: If you purchased World Acceptance Corporation securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

ROSEN, A TOP RANKED LAW FIRM, Encourages World Acceptance Corporation Investors to Inquire About Securities Class Action Investigation - WRLD

NEW YORK , April 4, 2024 /PRNewswire/ -- WHY: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of World Acceptance Corporation (NASDAQ: WRLD) resulting from allegations that World Acceptance Corporation may have issued materially misleading business information to the investing public. SO WHAT: If you purchased World Acceptance Corporation securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

ROSEN, LEADING INVESTOR COUNSEL, Encourages World Acceptance Corporation Investors to Inquire About Securities Class Action Investigation - WRLD

GREENVILLE, SC / ACCESSWIRE / March 27, 2024 / World Finance (parent company World Acceptance Corporation) has been awarded on Newsweek's list of Most Trustworthy Companies in America 2024. This prestigious award is presented by Newsweek and Statista Inc., the world-leading statistics portal and industry ranking provider.

World Finance Awarded on Newsweek's Most Trustworthy Companies in America 2024 List

NEW YORK , March 19, 2024 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of World Acceptance Corporation ("WAC" or the "Company") (NASDAQ: WRLD). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext.

SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of World Acceptance Corporation - WRLD

NEW YORK , March 17, 2024 /PRNewswire/ -- WHY: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of World Acceptance Corporation (NASDAQ: WRLD) resulting from allegations that World Acceptance Corporation may have issued materially misleading business information to the investing public. SO WHAT: If you purchased World Acceptance Corporation securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

ROSEN, A LEADING LAW FIRM, Encourages World Acceptance Corporation Investors to Inquire About Securities Class Action Investigation - WRLD

NEW YORK , March 11, 2024 /PRNewswire/ --  WHY: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of World Acceptance Corporation (NASDAQ: WRLD) resulting from allegations that World Acceptance Corporation may have issued materially misleading business information to the investing public. SO WHAT: If you purchased World Acceptance Corporation securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

ROSEN, SKILLED INVESTOR COUNSEL, Encourages World Acceptance Corporation Investors to Inquire About Securities Class Action Investigation - WRLD

NEW YORK, NY / ACCESSWIRE / March 6, 2024 / Levi & Korsinsky notifies investors that it has commenced an investigation of World Acceptance Corporation ("World Acceptance") (NASDAQ:WRLD) concerning possible violations of federal securities laws. On February 23, 2024, the Consumer Financial Protection Bureau announced that risks surrounding World Acceptance Corporation's conduct warranted the need for federal supervision.

ATTENTION World Acceptance Corporation Investors: You May Have Been Affected by Fraud- Contact Levi & Korsinsky to Discuss Your Rights

Levi & Korsinsky, LLP Investigates Possible Securities Fraud Violations by World Acceptance Corporation (WRLD)

Levi & Korsinsky Reminds World Acceptance Investors of the Ongoing Investigation into Potential Violations of Securities Laws - WRLD

NEW YORK--(BUSINESS WIRE)---- $WRLD #classaction--Attorney Advertising-- Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of World Acceptance Corporation (“WAC” or “the Company”) (NASDAQ: WRLD). Investors who purchased WAC securities are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/WRLD. Investigation Details: On February 23, 2024, the Consumer Financial Protection Bureau announced that risks surroundin.

World Acceptance Corporation (WRLD) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Investors to Seek Compensation for Alleged Wrongdoings

News for World Acceptance Stock (WRLD)