VersaBank

VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the US banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

Earnings data Q3 2021

Earnings data Q4 2021

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Earnings data Q4 2024

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VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the U.S. banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

Bank to Report Second Quarter Fiscal 2024 Results Wednesday, June 5, 2024 at 7:00 a.m. ET LONDON, ON , May 22, 2024 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its second quarter 2024 financial results and host a conference call to discuss those results on Wednesday, June 5, 2024.

VERSABANK TO HOST SECOND QUARTER FISCAL 2024 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, JUNE 5, 2024 at 9:00 A.M. ET

LONDON, ON, April 18, 2024 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK) ("VersaBank" or the "Bank") reports the results of its 2024 Annual and Special Meeting of Shareholders (the "Meeting") held in London, Ontario on April 17, 2024. Each of the director nominees listed in VersaBank's Management Information Circular dated February 22, 2024, were elected as directors of the Bank.

VERSABANK ANNOUNCES THE RESULTS OF ITS 2024 MEETING OF SHAREHOLDERS

LONDON, ON, April 3, 2024 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced its upcoming annual and special meeting of shareholders (the "Meeting") will be held at the VersaBank Innovation Centre of Excellence, 1979 Otter Place, London, Ontario on Wednesday, April 17, 2024 at 10:30 a.m. and will also be live-streamed.

VERSABANK'S 2024 ANNUAL AND SPECIAL MEETING TO BE HELD ON APRIL 17, 2024 - MEETING WILL ALSO BE LIVE STREAMED

LONDON, ON , March 11, 2024 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK; NASDAQ: VBNK) today announced management will participate in the following investor conferences: iAccessAlpha Buyside Best Ideas Spring Conference on March 12-13, 2024 . David Taylor, President and CEO, will present on Tuesday March 12, 2024, at 11:30 a.m.

VERSABANK TO PARTICIPATE IN UPCOMING CONFERENCES

VersaBank (NASDAQ:VBNK ) Q1 2024 Results Conference Call March 6, 2024 9:00 AM ET Company Participants David Taylor - President and Chief Executive Officer John Asma - Chief Financial Officer Conference Call Participants David Feaster - Raymond James Mike Rizvanovic - KBW Stephen Ranzini - University Bank Operator Good morning, ladies and gentlemen. Welcome to VersaBank's First Quarter Fiscal 2024 Financial Results Conference Call.

VersaBank (VBNK) Q1 2024 Earnings Call Transcript

VersaBank (VBNK) came out with quarterly earnings of $0.36 per share, beating the Zacks Consensus Estimate of $0.31 per share. This compares to earnings of $0.25 per share a year ago.

VersaBank (VBNK) Surpasses Q1 Earnings Estimates

All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our first quarter 2024 ("Q1 2024") unaudited Interim Consolidated Financial Statements for the period ended January 31, 2024 and Management's Discussion and Analysis ("MD&A"), are available online at www.versabank.com/investor-relations, SEDAR at www.sedarplus.ca and EDGAR at www.sec.gov/edgar.

VERSABANK REPORTS RESULTS FOR FIRST QUARTER FISCAL 2024: CONTINUED ROBUST GROWTH IN POINT-OF-SALE RECEIVABLE PURCHASE PROGRAM DRIVES 41% YEAR-OVER-YEAR INCREASE IN EPS TO ANOTHER NEW RECORD[1]

Bank to Report First Quarter Fiscal 2024 Results Wednesday, March 6, 2024 at 7:00 a.m. ET LONDON, ON , Feb. 21, 2024 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its first quarter 2024 financial results and host a conference call to discuss those results on Wednesday, March 6, 2024.

VERSABANK TO HOST FIRST QUARTER FISCAL 2024 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, MARCH 6, 2024 AT 9:00 A.M. ET

LONDON, ON , Feb. 21, 2024 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced management will participate in the Keefe, Bruyette & Woods ("KBW") Fintech & Payments Conference to be held February 27-29, 2024 in New York City.  As part of the conference, David Taylor, President and CEO will participate in a panel discussing BaaS Solutions for FinTechs on Thursday, February 29, 2024 at 11:00 a.m.

VERSABANK PARTICIPATES IN 2024 KBW FINTECH & PAYMENTS CONFERENCE FEBRUARY 27-29, 2024

VersaBank (NASDAQ:VBNK ) Q4 2023 Earnings Conference Call December 13, 2023 9:00 AM ET Company Participants David Taylor - President and Chief Executive Officer Shawn Clarke - Chief Financial Officer Conference Call Participants David Feaster - Raymond James Operator Good morning, ladies and gentlemen. Welcome to VersaBank's Fourth Quarter and Year End Fiscal 2023 Financial Results Conference Call.

VersaBank (VBNK) Q4 2023 Earnings Call Transcript

VersaBank (VBNK) came out with quarterly earnings of $0.35 per share, beating the Zacks Consensus Estimate of $0.32 per share. This compares to earnings of $0.17 per share a year ago.

VersaBank (VBNK) Surpasses Q4 Earnings Estimates

– Fourth Quarter and Fiscal 2023 Highlighted by Another Record Loan Portfolio and Record Revenue, Net Interest Income and Net Income While ROCE Improves to 13.58% – VersaBank's 2023 annual audited Consolidated Financial Statements and Management's Discussion and Analysis ("MD&A") will be available today online at www.versabank.com/investor-relations, SEDAR+ at www.sedarplus.ca and EDGAR at www.sec.gov/edgar.shtml. Supplementary Financial Information will also be available on our website at www.versabank.com/investor-relations.

VERSABANK REPORTS RECORD FOURTH QUARTER AND FISCAL 2023 FINANCIAL RESULTS AS IT CONTINUES TO BENEFIT FROM INCREASING OPERATING LEVERAGE IN ITS UNIQUE DIGITAL BANKING MODEL

LONDON, ON , Dec. 8, 2023 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its fourth quarter and fiscal 2023 year-end financial results and host a conference call to discuss those results on Wednesday, December 13, 2023. The conference call/webcast is scheduled for 9:00 a.m.

VersaBank to Report Fourth Quarter and Fiscal 2023 Year End Results Wednesday, December 13, 2023 at 7:00 a.m. ET

Canada's Royal Bank ( CA:RY ) came out as the winner in the latest round of the country's Big Six bank earnings, reporting that third-quarter 2023 earnings per share increased by 8.8%, to $2.73 from $2.51 a year earlier.

VersaBank Continues to Be the Canadian Bank to Beat

VersaBank (NASDAQ:VBNK ) Q3 2023 Earnings Call Transcript August 30, 2023 9:00 AM ET Company Participants David Taylor - President and CEO Shawn Clarke - CFO Conference Call Participants David Feaster - Raymond James Mike Rizvanovic - KBW Research Stephen Ranzini - University Bank Bradley Ness - Choral Capital Operator Good morning, ladies and gentlemen, and welcome to VersaBank's Third Quarter fiscal 2023 Financial Results Conference Call. This morning, VersaBank issued a news release reporting its financial results for the third quarter ended July 31, 2023.

VersaBank (VBNK) Q3 2023 Earnings Call Transcript

–   Digital Banking Operations Increasingly Benefitting from Operating Leverage with Continued Strong Growth in Loan Portfolio – All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our third quarter 2023 ("Q3 2023") unaudited Interim Consolidated Financial Statements for the period ended July 31, 2023 and Management's Discussion and Analysis ("MD&A"), are available online at www.versabank.com/investor-relations, SEDAR at www.sedar.com and EDGAR at www.sec.gov/edgar.shtml.

VERSABANK REPORTS CONTINUED STRONG RESULTS FOR THIRD QUARTER 2023 HIGHLIGHTED BY 75% YEAR-OVER-YEAR GROWTH IN NET INCOME AND 90% YEAR-OVER-YEAR GROWTH IN EPS

Bank to Report Third Quarter Fiscal 2023 Results Wednesday, August 30, 2023 at 7:00 a.m. ET LONDON, ON , Aug. 17, 2023 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK); (NASDAQ: VBNK) will report its third quarter 2023 financial results and host a conference call to discuss those results on Wednesday, August 30, 2023.

VERSABANK TO HOST THIRD QUARTER FISCAL 2023 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, AUGUST 30, 2023 at 9:00 A.M. ET

Is VersaBank (VBNK) a great pick from the value investor's perspective right now? Read on to know more.

Is VersaBank (VBNK) a Good Stock for Value Investors?

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Historical data suggests that when the S&P 500 concludes the first half of the year more than 10% higher, the median return for the second half is usually positive.

Wall Street Likely to Rally in 2H23: Stocks to Buy

VersaBank's strong performance, strategic diversification, and solid business model make it an attractive stock for investors. The bank's planned U.S. expansion and potential acquisition of Stearns Bank Holdingford offer significant growth opportunities. Investors should be cautious of regulatory challenges, market volatility, and changes in the digital banking landscape that may impact VersaBank's performance.

VersaBank: Strong Fundamentals And Operational Efficiency Signal A Promising Opportunity

VersaBank (VBNK) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

VersaBank (VBNK) Upgraded to Strong Buy: What Does It Mean for the Stock?

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News for VersaBank Stock (VBNK)