USCB Financial Holdings

USCB Financial Holdings, Inc. operates as a bank holding company. The company was founded on December 17, 2021 and is headquartered in Miami, FL.

Earnings data Q2 2021

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

USCB reports robust Q1 earnings, anticipates margin compression challenges

USCB's Q1 2023 performance reflects solid financial results, disciplined credit underwriting, and a focus on maintaining client trust. The company anticipates challenges in loan demand and margin compression but sees opportunities in deposit growth and profitability enhancement.

USCB Financial Holdings reports resilient Q2 performance amidst industry challenges

USCB Financial Holdings demonstrated resilience in the face of challenges posed by an inverted yield curve and recent bank failures. The bank successfully curbed deposit outflows, repurchased shares, and aims to achieve improved financial metrics and growth targets. Despite challenges, the management team remains confident in their ability to navigate the operating environment and deliver on strategic goals.

USCB Financial Holdings reports strong loan growth and operational focus

USCB Financial Holdings demonstrated strong loan growth and credit metrics in Q3 2023, while focusing on enhancing net interest margin and operational efficiency. The bank faces challenges related to expense discipline and preparing for a higher for longer interest rate environment, but has opportunities for continued loan growth and increased noninterest income.

USCB reports strong Q4 performance, anticipates margin expansion and growth

USCB's Q4 performance reflects strong growth in assets, loans, and deposits. The bank's focus on expanding deposit aggregating business lines and anticipation of margin expansion and noninterest income growth present promising opportunities. However, challenges related to credit losses and the composition of the office loan portfolio require careful management.

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USCB Financial Holdings, Inc. operates as a bank holding company. The company was founded on December 17, 2021 and is headquartered in Doral, FL.

USCB Financial Holdings, Inc. (NASDAQ:USCB ) Q1 2024 Results Conference Call April 26, 2024 11:00 AM ET Company Participants Luis de la Aguilera - President and CEO Rob Anderson - CFO Sergio Garrido - Director of Credit Conference Call Participants Michael Rose - Raymond James Woody Lay - KBW Feddie Strickland - Janney Montgomery Scott Operator Good day. And welcome to the First Quarter 2024 USCB Financial Holdings, Incorporated Earnings Conference Call.

USCB Financial Holdings, Inc. (USCB) Q1 2024 Earnings Call Transcript

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.23 per share, beating the Zacks Consensus Estimate of $0.21 per share. This compares to earnings of $0.29 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Q1 Earnings and Revenues Top Estimates

MIAMI, April 25, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $4.6 million or $0.23 per diluted share for the three months ended March 31, 2024, compared with net income of $5.8 million or $0.29 per diluted share for the same period in 2023.

USCB Financial Holdings, Inc. Reports Diluted EPS of $0.23 for Q1 2024 and Announces Adoption of New 500,000 Share Repurchase Program

MIAMI, April 23, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), announced today that its Board of Directors declared a regular quarterly cash dividend of $0.05 per share of Class A common stock, payable on June 5, 2024, to shareholders of record as of the close of business on May 15, 2024. Future dividend payments are subject to quarterly review and approval by the Board of Directors.

USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock

MIAMI, April 05, 2024 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended March 31, 2024 after the market closes on Thursday, April 25, 2024.

USCB Financial Holdings, Inc. to Announce First Quarter 2024 Results

MIAMI, Jan. 29, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), announced today that its Board of Directors approved a cash dividend program under which the Company intends to pay quarterly cash dividends. The inaugural quarterly dividend for the first quarter of 2024 will be $0.05 per share of Class A common stock, payable on March 5, 2024, to shareholders of record as of the close of business on February 15, 2024. Future dividend payments are subject to quarterly review and approval by the Board of Directors and will be targeted to be paid in the third month of the quarter.

USCB Financial Holdings, Inc. Initiates Quarterly Cash Dividend Program and Announces Declaration of First Cash Dividend

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.17 per share, missing the Zacks Consensus Estimate of $0.22 per share. This compares to earnings of $0.29 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Misses Q4 Earnings and Revenue Estimates

MIAMI, Jan. 25, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $2.7 million or $0.14 per diluted share for the three months ended December 31, 2023, compared to net income of $4.4 million or $0.22 per diluted share, for the same period in 2022.

USCB Financial Holdings, Inc. Reports Diluted EPS of $0.14 for Q4 2023

MIAMI, Jan. 05, 2024 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2023 after the market closes on Thursday, January 25, 2024.

USCB Financial Holdings, Inc. To Announce Fourth Quarter 2023 Results

MIAMI, Dec. 07, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB ), the holding company for U.S. Century Bank (the “Bank”), announced today that William “Bill” Turner, a bank executive with more than 35 years of credit experience, has been named the Bank's new executive vice president and chief credit officer. Turner succeeds Benigno Pazos, who recently announced his retirement.

U.S. Century Bank Names William Turner New Executive Vice President and Chief Credit Officer

MIAMI, Nov. 02, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB ), the holding company for U.S. Century Bank (the “Bank”), announced today key transitions and promotion of new chief risk and compliance officer.

USCB Financial Holdings, Inc. Announces Retirement of Chief Credit Officer, Benigno Pazos; Announces the Departure of Jay Shehadeh, General Counsel; Promotes Maricarmen Logroño to Chief Risk Officer

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.19 per share, missing the Zacks Consensus Estimate of $0.20 per share. This compares to earnings of $0.28 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Q3 Earnings and Revenues Lag Estimates

MIAMI, Oct. 26, 2023 (GLOBE NEWSWIRE) --  USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $3.8 million or $0.19 per diluted share for the three months ended September 30, 2023, compared with net income of $5.6 million or $0.28 per diluted share, for the same period in 2022.

USCB Financial Holdings, Inc. Reports Diluted EPS of $0.19 for Q3 2023

MIAMI, Oct. 06, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2023, after the market closes on Thursday, October 26, 2023.

USCB Financial Holdings, Inc. to Announce Third Quarter 2023 Results

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.25 per share. This compares to earnings of $0.26 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Lags Q2 Earnings and Revenue Estimates

MIAMI, July 27, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $4.2 million or $0.21 per diluted share for the three months ended June 30, 2023, compared with net income of $5.3 million or $0.26 per diluted share, for the same period in 2022.

USCB Financial Holdings, Inc. Reports EPS of $0.21 for Q2 2023

USCB Financial Holdings, Inc. (USCB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

USCB Financial Holdings, Inc. (USCB) Expected to Beat Earnings Estimates: Should You Buy?

MIAMI, July 06, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended June 30, 2023 after the market closes on Thursday, July 27, 2023.

USCB Financial Holdings, Inc. to Announce Second Quarter 2023 Results

MIAMI, June 28, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) and its wholly owned bank subsidiary, U.S. Century Bank (the “Bank”), announced today the appointment of Luis de la Aguilera to succeed Aida Levitan, Ph.D. as Chairman of the Board of Directors for both the Company and the Bank. Levitan had served as chairman of the Board since 2017 and will continue to contribute as a valued member of the Board. De la Aguilera will continue serving as President and Chief Executive Officer.

USCB Financial Holdings, Inc. President and Chief Executive Officer Appointed as Chairman of the Board, Strengthening Growth and Innovation

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.29 per share, beating the Zacks Consensus Estimate of $0.26 per share. This compares to earnings of $0.24 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Beats Q1 Earnings Estimates

MIAMI, April 27, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $5.8 million or $0.29 per diluted share for the three months ended March 31, 2023, compared with net income of $4.9 million or $0.24 per diluted share, for the same period in 2022.

USCB Financial Holdings, Inc. Reports EPS of $0.29 and ROAA of 1.11% for Q1 2023

USCB Financial Holdings, Inc. (USCB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

USCB Financial Holdings, Inc. (USCB) Reports Next Week: Wall Street Expects Earnings Growth

ATLANTA--(BUSINESS WIRE)--Pidgin, a secure real-time payments platform built for the future of payments, announced that U.S. Century Bank has chosen to partner with Pidgin to bring real-time payments to its growing customer base. With over $2.1 billion in assets and over 20 years in business, Miami-based U.S. Century Bank is dedicated to serving business owners, professionals and entrepreneurs in their south Florida community. U.S.

U.S. Century Bank Partners with Pidgin to Bring Real-Time Payments to Growing Customer Base

MIAMI, April 05, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended March 31, 2023 after the market closes on Thursday, April 27, 2023.

USCB Financial Holdings, Inc. To Announce First Quarter 2023 Results

MIAMI, Jan. 26, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $4.4 million or $0.22 per diluted share for the three months ended December 31, 2022, compared with net income of $5.7 million or $0.30 per diluted share, for the same period in 2021.

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