USCB Financial Holdings

USCB Financial Holdings, Inc. operates as a bank holding company. The company was founded on December 17, 2021 and is headquartered in Miami, FL.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

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Earnings data Q1 2024

Earnings data Q2 2024

USCB Financial Holdings reports robust Q4 performance and eyes growth

USCB Financial Holdings' Q4 2022 performance reflects a strong financial position and strategic focus on growth and profitability.
The bank's proactive measures, diversified business lines, and confidence in achieving financial targets underscore its resilience and potential for success.
While challenges exist in the current economic landscape, USCB's cautious approach and focus on opportunities position it well for sustainable growth.

USCB Financial Holdings excels in Q1 2023, eyes profitability through diversification

USCB Financial Holdings demonstrated resilience and growth in Q1 2023, with improved financial metrics and a strategic focus on enhancing client relationships. While facing challenges in reducing uninsured deposits and achieving optimal loan-to-deposit ratios, the company's strong performance and prudent strategies position it well for future opportunities.

USCB Financial Holdings reports stable Q2 performance amidst market challenges

USCB Financial Holdings navigated challenges from recent bank failures, focusing on sound, profitable growth with a goal of achieving higher ROAA and NIM.
Strong credit metrics and a diversified loan portfolio position the company well for sustainable growth and value creation for shareholders.
Management changes and strategic initiatives underscore a commitment to enhancing performance and capitalizing on growth opportunities.
Despite market uncertainties, USCB Financial Holdings remains resilient, with a solid financial foundation and a clear roadmap for future success.

USCB Financial Holdings excels in Q3 with strategic partnerships and growth focus

USCB Financial Holdings delivered a robust performance in Q3, focusing on loan growth diversification and operational efficiency. Strategic partnerships and a commitment to enhancing margins position the company for future success. While challenges like expense control and security losses exist, opportunities in partnerships and interest rate management offer avenues for growth.

USCB Financial Holdings excels in Q4 2023 amidst industry challenges

USCB Financial Holdings delivered a strong performance in Q4 2023, showcasing growth in assets, loans, and deposits.
The company's leadership transition was smooth, with a new Chief Credit Officer appointed and key legal matters resolved.
While facing challenges like uninsured deposits and regulatory scrutiny, USCB remains well-positioned to capitalize on opportunities.
Strategic initiatives, including new business verticals and client-focused conversations, are driving the bank's success.

USCB Financial Holdings excels in Q1, eyes SBA growth

USCB Financial Holdings reported strong Q1 results with growth across key financial metrics, supported by prudent financial management. While facing competition for deposits and challenges in a competitive market, the bank remains well-positioned to capitalize on growth opportunities in the SBA segment and improve net interest margin.

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USCB Financial Holdings, Inc. operates as a bank holding company. The company was founded on December 17, 2021 and is headquartered in Doral, FL.

MIAMI, Jan. 26, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $4.4 million or $0.22 per diluted share for the three months ended December 31, 2022, compared with net income of $5.7 million or $0.30 per diluted share, for the same period in 2021.

USCB Financial Holdings, Inc. Reports EPS of $0.22, Operating EPS of $0.29 for Q4 2022

MIAMI, Jan. 06, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2022 after the market closes on Thursday, January 26, 2023.

USCB Financial Holdings, Inc. to Announce Fourth Quarter 2022 Results

Pioneer in Marketing, Finance and the Arts Recognized as a Global Leader in "Money" MIAMI , Nov. 14, 2022 /PRNewswire/ -- U.S. Century Bank ("Bank") and USCB Financial Holdings, Inc . ("USCB" and collectively with the Bank, the "Company")  (NASDAQ: USCB), announced that its Chair, Aida Levitan, Ph.D.

AIDA LEVITAN, CHAIR OF U.S. CENTURY BANK, RECOGNIZED BY FORBES ON PRESTIGIOUS '50 OVER 50' LIST

USCB Financial Holdings, Inc. (USCB) delivered earnings and revenue surprises of -6.67% and 0.89%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

USCB Financial Holdings, Inc. (USCB) Misses Q3 Earnings Estimates

MIAMI, Oct. 27, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $5.6 million or $0.28 per diluted Class A share for the three months ended September 30, 2022, compared with net income of $6.6 million or $5.11 loss and $1.02 loss per diluted share for Class A and Class B common stock, respectively, for the same period in 2021. On December 21, 2021, the Company agreed to exchange all the outstanding shares of Class B common stock for Class A common stock at a ratio of 1 share of Class A common stock for each 5 shares of Class B common stock. As of December 31, 2021, the Company's only class of securities issued and outstanding was Class A common stock.

USCB Financial Holdings, Inc. Reports ROAA of 1.09% and ROAE of 11.90% for 3Q2022

USCB Financial Holdings, Inc. (USCB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: USCB Financial Holdings, Inc. (USCB) Q3 Earnings Expected to Decline

MIAMI, Oct. 05, 2022 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2022 after the market closes on Thursday, October 27, 2022.

USCB Financial Holdings, Inc. to Announce Third Quarter 2022 Results

MIAMI, July 28, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, reported net income of $5.3 million or $0.26 per diluted share for the three months ended June 30, 2022, compared with net income of $4.1 million or $0.64 and $0.13 per diluted share for Class A and Class B common stock, respectively, for the same period in 2021. On December 21, 2021, the Company agreed to exchange all the outstanding shares of Class B common stock for Class A common stock at a ratio of 1 share of Class A common stock for each 5 shares of Class B common stock. As of December 31, 2021, the Company's only class of securities issued and outstanding was Class A common stock.

USCB Financial Holdings, Inc. Reports Second Quarter 2022 Results

MIAMI, July 06, 2022 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended June 30, 2022 after the market closes on Thursday, July 28, 2022.

USCB Financial Holdings, Inc. to Announce Second Quarter 2022 Results

MIAMI, June 06, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced it is set to join the broad-market Russell 3000® Index at the conclusion of the 2022 Russell indexes annual reconstitution, effective after the U.S. market opens on June 24, 2022, according to a preliminary list of additions posted June 3, 2022.

USCB Financial Holdings, Inc. to Join the Russell 3000® Index

MIAMI, April 28, 2022 (GLOBE NEWSWIRE) --  USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, reported net income of $4.9 million or $0.24 per diluted share for the three months ended March 31, 2022, compared with net income of $4.8 million or $0.78 and $0.16 per diluted share for Class A and Class B common stock, respectively, for the same period in 2021. On December 21, 2021, the Company agreed to exchange all the outstanding shares of Class B common stock for Class A common stock at a ratio of 5 to 1. As of December 31, 2021, the Company's only class of securities issued and outstanding was Class A common stock.

USCB Financial Holdings, Inc. Reports First Quarter 2022 Results

MIAMI, April 06, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB) and its wholly owned subsidiary, U.S. Century Bank (the “Bank”), announced today the appointment of Maria C. Alonso as an independent director of both the Company and the Bank.

USCB Financial Holdings, Inc. Appoints Maria C. Alonso to Its Board of Directors

MIAMI, April 05, 2022 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended March 31, 2022 after the market closes on Thursday, April 28, 2022.

USCB Financial Holdings, Inc. to Announce First Quarter 2022 Results

MIAMI, April 01, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB) and its wholly owned subsidiary, U.S. Century Bank (the “Bank”), announced today the appointment of Robert (“Bob”) E. Kafafian as an independent director of both the Company and the Bank. He will also serve on the Bank's Asset and Liability Committee.

USCB Financial Holdings, Inc. Appoints Robert E. Kafafian to Its Board of Directors

USCB Financial Holdings, Inc. (USCB) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

What Makes USCB Financial Holdings, Inc. (USCB) a New Buy Stock

MIAMI, Jan. 27, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), reported net income of $5.7 million or $0.30 per diluted share for the three months ended December 31, 2021, compared with net income of $4.2 million or $0.67 and $0.14 per diluted share for Class A and Class B common stock, respectively, for the same period in 2020. Net income for the year ended December 31, 2021, was $21.1 million or $(6.72) per diluted common share compared with net income of $10.8 million or $1.50 and $0.30 per diluted share for Class A and Class B common stock, respectively, for the same period in 2020.

USCB Financial Holdings, Inc. Reports Fourth Quarter 2021 Results and Announces Share Repurchase Program

MIAMI, Jan. 11, 2022 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2021 after the market closes on Thursday, January 27, 2022.

USCB Financial Holdings, Inc. to Announce Fourth Quarter 2021 Results

MIAMI, Oct. 28, 2021 (GLOBE NEWSWIRE) -- U.S. Century Bank (the “Company” or the “Bank”) (NASDAQ: USCB) reported net income of $6.6 million for the three months ended September 30, 2021, compared with net income of $3.4 million for the same period in 2020. The Company reported net loss per diluted share for the three months ended September 30, 2021 of $5.11 and $1.02 for Class A and Class B common stock, respectively, compared to net income per diluted share for the same period in 2020 of $0.51 and $0.10 for Class A and Class B common stock, respectively. In the third quarter of 2021, the Company completed an exchange of then outstanding preferred shares for Class A common shares and thereafter redeemed the remaining outstanding preferred shares, at a liquidation value that exceeded book value, causing a one-time reduction in net income available to common stockholders of $89.6 million. Additionally, the reported net income of $6.6 million for the third quarter in 2021 includes a default interest recovery of $2.5 million ($0.11 EPS impact) from a prior lending customer of the Bank. The loan was originated in 2008 and subsequently went through many iterations of credit collection. This payment reflects the final payment and settlement of lien judgments against the customer.

U.S. Century Bank Reports Third Quarter 2021 Results

MIAMI, Oct. 06, 2021 (GLOBE NEWSWIRE) -- U.S. Century Bank (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2021 after the market closes on Thursday, October 28, 2021.

U.S. Century Bank to Announce Third Quarter 2021 Results

MIAMI--(BUSINESS WIRE)---- $USCB #Q2earnings--U.S. Century Bank reports Q2 results with net income of $4.1 million or $0.64 per diluted share of Class A common stock.

U.S. Century Bank Reports Second Quarter 2021 Results

MIAMI--(BUSINESS WIRE)---- $USCB #ClassA--U.S. Century Bank announces public offering price of $10.00 per share for the initial public offering of 4,000,000 shares of Class A common stock.

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