USCB Financial Holdings

USCB Financial Holdings, Inc. operates as a bank holding company. The company was founded on December 17, 2021 and is headquartered in Miami, FL.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

USCB Financial Holdings reports robust Q4 performance and eyes growth

USCB Financial Holdings' Q4 2022 performance reflects a strong financial position and strategic focus on growth and profitability.
The bank's proactive measures, diversified business lines, and confidence in achieving financial targets underscore its resilience and potential for success.
While challenges exist in the current economic landscape, USCB's cautious approach and focus on opportunities position it well for sustainable growth.

USCB Financial Holdings excels in Q1 2023, eyes profitability through diversification

USCB Financial Holdings demonstrated resilience and growth in Q1 2023, with improved financial metrics and a strategic focus on enhancing client relationships. While facing challenges in reducing uninsured deposits and achieving optimal loan-to-deposit ratios, the company's strong performance and prudent strategies position it well for future opportunities.

USCB Financial Holdings reports stable Q2 performance amidst market challenges

USCB Financial Holdings navigated challenges from recent bank failures, focusing on sound, profitable growth with a goal of achieving higher ROAA and NIM.
Strong credit metrics and a diversified loan portfolio position the company well for sustainable growth and value creation for shareholders.
Management changes and strategic initiatives underscore a commitment to enhancing performance and capitalizing on growth opportunities.
Despite market uncertainties, USCB Financial Holdings remains resilient, with a solid financial foundation and a clear roadmap for future success.

USCB Financial Holdings excels in Q3 with strategic partnerships and growth focus

USCB Financial Holdings delivered a robust performance in Q3, focusing on loan growth diversification and operational efficiency. Strategic partnerships and a commitment to enhancing margins position the company for future success. While challenges like expense control and security losses exist, opportunities in partnerships and interest rate management offer avenues for growth.

USCB Financial Holdings excels in Q4 2023 amidst industry challenges

USCB Financial Holdings delivered a strong performance in Q4 2023, showcasing growth in assets, loans, and deposits.
The company's leadership transition was smooth, with a new Chief Credit Officer appointed and key legal matters resolved.
While facing challenges like uninsured deposits and regulatory scrutiny, USCB remains well-positioned to capitalize on opportunities.
Strategic initiatives, including new business verticals and client-focused conversations, are driving the bank's success.

USCB Financial Holdings excels in Q1, eyes SBA growth

USCB Financial Holdings reported strong Q1 results with growth across key financial metrics, supported by prudent financial management. While facing competition for deposits and challenges in a competitive market, the bank remains well-positioned to capitalize on growth opportunities in the SBA segment and improve net interest margin.

USCB Financial Holdings achieves record profits and eyes sustainable growth

USCB Financial Holdings reported strong financial performance in Q2 2024, marked by record profits, robust asset growth, and strategic revenue diversification.
The company's focus on capital strength, asset quality, and operational efficiency positions it well for sustained growth and value creation for shareholders.
While facing challenges in cost management and market competition, USCB has opportunities to capitalize on continued loan and deposit growth and revenue enhancement strategies.
By balancing growth objectives with risk management and operational excellence, USCB is poised to navigate market dynamics and drive long-term success.

USCB Financial Holdings reports record earnings and solid asset quality

USCB Financial Holdings delivered robust financial performance with record earnings and strong deposit and loan growth.
Despite challenges in sustaining loan growth and competitive pressures, the bank's solid asset quality and profitability are key strengths.
Opportunities lie in expanding loan portfolio growth, exploring new markets, and enhancing operational efficiency.
Investors should take note of USCB's strong performance, solid fundamentals, and strategic growth opportunities.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

USCB Financial Holdings, Inc. engages in banking activities. It offers lending services, credit practices, deposit products, title services, and other banking related services. The company was founded on December 17, 2021 and is headquartered in Doral, FL.

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.19 per share, missing the Zacks Consensus Estimate of $0.20 per share. This compares to earnings of $0.28 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Q3 Earnings and Revenues Lag Estimates

MIAMI, Oct. 26, 2023 (GLOBE NEWSWIRE) --  USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $3.8 million or $0.19 per diluted share for the three months ended September 30, 2023, compared with net income of $5.6 million or $0.28 per diluted share, for the same period in 2022.

USCB Financial Holdings, Inc. Reports Diluted EPS of $0.19 for Q3 2023

MIAMI, Oct. 06, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2023, after the market closes on Thursday, October 26, 2023.

USCB Financial Holdings, Inc. to Announce Third Quarter 2023 Results

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.25 per share. This compares to earnings of $0.26 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Lags Q2 Earnings and Revenue Estimates

MIAMI, July 27, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $4.2 million or $0.21 per diluted share for the three months ended June 30, 2023, compared with net income of $5.3 million or $0.26 per diluted share, for the same period in 2022.

USCB Financial Holdings, Inc. Reports EPS of $0.21 for Q2 2023

USCB Financial Holdings, Inc. (USCB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

USCB Financial Holdings, Inc. (USCB) Expected to Beat Earnings Estimates: Should You Buy?

MIAMI, July 06, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended June 30, 2023 after the market closes on Thursday, July 27, 2023.

USCB Financial Holdings, Inc. to Announce Second Quarter 2023 Results

MIAMI, June 28, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) and its wholly owned bank subsidiary, U.S. Century Bank (the “Bank”), announced today the appointment of Luis de la Aguilera to succeed Aida Levitan, Ph.D. as Chairman of the Board of Directors for both the Company and the Bank. Levitan had served as chairman of the Board since 2017 and will continue to contribute as a valued member of the Board. De la Aguilera will continue serving as President and Chief Executive Officer.

USCB Financial Holdings, Inc. President and Chief Executive Officer Appointed as Chairman of the Board, Strengthening Growth and Innovation

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.29 per share, beating the Zacks Consensus Estimate of $0.26 per share. This compares to earnings of $0.24 per share a year ago.

USCB Financial Holdings, Inc. (USCB) Beats Q1 Earnings Estimates

MIAMI, April 27, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $5.8 million or $0.29 per diluted share for the three months ended March 31, 2023, compared with net income of $4.9 million or $0.24 per diluted share, for the same period in 2022.

USCB Financial Holdings, Inc. Reports EPS of $0.29 and ROAA of 1.11% for Q1 2023

USCB Financial Holdings, Inc. (USCB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

USCB Financial Holdings, Inc. (USCB) Reports Next Week: Wall Street Expects Earnings Growth

ATLANTA--(BUSINESS WIRE)--Pidgin, a secure real-time payments platform built for the future of payments, announced that U.S. Century Bank has chosen to partner with Pidgin to bring real-time payments to its growing customer base. With over $2.1 billion in assets and over 20 years in business, Miami-based U.S. Century Bank is dedicated to serving business owners, professionals and entrepreneurs in their south Florida community. U.S.

U.S. Century Bank Partners with Pidgin to Bring Real-Time Payments to Growing Customer Base

MIAMI, April 05, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended March 31, 2023 after the market closes on Thursday, April 27, 2023.

USCB Financial Holdings, Inc. To Announce First Quarter 2023 Results

MIAMI, Jan. 26, 2023 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $4.4 million or $0.22 per diluted share for the three months ended December 31, 2022, compared with net income of $5.7 million or $0.30 per diluted share, for the same period in 2021.

USCB Financial Holdings, Inc. Reports EPS of $0.22, Operating EPS of $0.29 for Q4 2022

MIAMI, Jan. 06, 2023 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2022 after the market closes on Thursday, January 26, 2023.

USCB Financial Holdings, Inc. to Announce Fourth Quarter 2022 Results

Pioneer in Marketing, Finance and the Arts Recognized as a Global Leader in "Money" MIAMI , Nov. 14, 2022 /PRNewswire/ -- U.S. Century Bank ("Bank") and USCB Financial Holdings, Inc . ("USCB" and collectively with the Bank, the "Company")  (NASDAQ: USCB), announced that its Chair, Aida Levitan, Ph.D.

AIDA LEVITAN, CHAIR OF U.S. CENTURY BANK, RECOGNIZED BY FORBES ON PRESTIGIOUS '50 OVER 50' LIST

USCB Financial Holdings, Inc. (USCB) delivered earnings and revenue surprises of -6.67% and 0.89%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

USCB Financial Holdings, Inc. (USCB) Misses Q3 Earnings Estimates

MIAMI, Oct. 27, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $5.6 million or $0.28 per diluted Class A share for the three months ended September 30, 2022, compared with net income of $6.6 million or $5.11 loss and $1.02 loss per diluted share for Class A and Class B common stock, respectively, for the same period in 2021. On December 21, 2021, the Company agreed to exchange all the outstanding shares of Class B common stock for Class A common stock at a ratio of 1 share of Class A common stock for each 5 shares of Class B common stock. As of December 31, 2021, the Company's only class of securities issued and outstanding was Class A common stock.

USCB Financial Holdings, Inc. Reports ROAA of 1.09% and ROAE of 11.90% for 3Q2022

Earnings Preview: USCB Financial Holdings, Inc. (USCB) Q3 Earnings Expected to Decline

MIAMI, Oct. 05, 2022 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2022 after the market closes on Thursday, October 27, 2022.

USCB Financial Holdings, Inc. to Announce Third Quarter 2022 Results

MIAMI, July 28, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, reported net income of $5.3 million or $0.26 per diluted share for the three months ended June 30, 2022, compared with net income of $4.1 million or $0.64 and $0.13 per diluted share for Class A and Class B common stock, respectively, for the same period in 2021. On December 21, 2021, the Company agreed to exchange all the outstanding shares of Class B common stock for Class A common stock at a ratio of 1 share of Class A common stock for each 5 shares of Class B common stock. As of December 31, 2021, the Company's only class of securities issued and outstanding was Class A common stock.

USCB Financial Holdings, Inc. Reports Second Quarter 2022 Results

MIAMI, July 06, 2022 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended June 30, 2022 after the market closes on Thursday, July 28, 2022.

USCB Financial Holdings, Inc. to Announce Second Quarter 2022 Results

MIAMI, June 06, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced it is set to join the broad-market Russell 3000® Index at the conclusion of the 2022 Russell indexes annual reconstitution, effective after the U.S. market opens on June 24, 2022, according to a preliminary list of additions posted June 3, 2022.

USCB Financial Holdings, Inc. to Join the Russell 3000® Index

MIAMI, April 28, 2022 (GLOBE NEWSWIRE) --  USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, reported net income of $4.9 million or $0.24 per diluted share for the three months ended March 31, 2022, compared with net income of $4.8 million or $0.78 and $0.16 per diluted share for Class A and Class B common stock, respectively, for the same period in 2021. On December 21, 2021, the Company agreed to exchange all the outstanding shares of Class B common stock for Class A common stock at a ratio of 5 to 1. As of December 31, 2021, the Company's only class of securities issued and outstanding was Class A common stock.

USCB Financial Holdings, Inc. Reports First Quarter 2022 Results

MIAMI, April 06, 2022 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB) and its wholly owned subsidiary, U.S. Century Bank (the “Bank”), announced today the appointment of Maria C. Alonso as an independent director of both the Company and the Bank.

News for USCB Financial Holdings Stock (USCB)