Revenue segments as reported by the company.

Revenue from fees, net

Interest income and fair value adjustments, net

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Sales and marketing

Customer operations

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Upstart Holdings

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company's network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

Earnings data Q1 2021

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Earnings data Q1 2022

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Upstart Holdings reports resilient Q4 performance and eyes profitability

Upstart Holdings navigated challenges in 2022, focusing on model accuracy, automation, and growth. The company aims to return to profitability, stabilize the UMI metric, and secure funding partnerships in 2023. Opportunities include expanding into secured products and enhancing conversations with funding partners through AI technology.

Upstart reports solid Q1 results, eyes growth through innovation

Upstart's Q1 2023 performance showed strong revenue but with a net loss and negative EBITDA.
The company is focused on innovation, cost reduction, and expanding its product offerings.
Challenges in funding markets and concerns about margins and loan volumes were highlighted.
Opportunities lie in platform expansion, new product launches, and optimizing costs for profitability.

Upstart Holdings (UPST) reports robust Q2 performance amidst market challenges

Upstart Holdings (UPST) delivered a strong Q2 performance with growth in contribution margin, positive cash flow, and efficiency improvements. The company faces challenges in managing funding market cautiousness and adverse selection but has opportunities for growth through co-investments and model calibration.

Upstart Holdings reports positive EBITDA amidst challenging lending environment

Upstart faced challenges in a tough lending environment but maintained financial resilience.
The company showcased innovation with new product launches and strategic partnerships.
Despite revenue decline, Upstart's focus on efficiency and market expansion bodes well for future growth.
Management's commitment to improving loan pricing accuracy and exploring funding sources is key.

Upstart Holdings reports pivotal year in 2023, aims for EBITDA breakeven

Upstart Holdings discussed its Q4 2023 financial results, challenges faced, and future outlook during the earnings call. The company highlighted progress made in efficiency improvements, building a stronger Upstart, and financial performance metrics. Despite facing challenges like negative EBITDA and funding constraints, Upstart is focused on returning to EBITDA breakeven quickly and exploring new revenue streams.

Upstart Holdings excels in Q1 2024, eyes growth opportunities

Upstart Holdings delivered strong financial results in Q1 2024, showcasing growth in revenue, net revenue, and loan transactions. The company's focus on innovation, cost efficiency, and product diversification positions it well for future opportunities in the lending market. Challenges include managing loan pricing and addressing seasonality in loan demand.

Upstart Holdings reports strong Q2 performance and strategic growth outlook

Upstart Holdings demonstrated strong performance and strategic advancements in Q2 2024, positioning the company for sustained growth and profitability.
While facing challenges in expense management and competitive dynamics, Upstart's focus on innovation and funding partnerships presents opportunities for future expansion.
Overall, Upstart's emphasis on model improvements, funding strategies, and positive outlook underscores a promising trajectory in a conducive operating environment.

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NEW YORK--(BUSINESS WIRE)--The law firm of Kirby McInerney LLP announces that a class action lawsuit has been filed in the U.S. District Court for the Northern District of California on behalf of those who acquired Upstart Holdings, Inc. (“Upstart”) (NASDAQ: UPST) securities from March 18, 2021 through May 9, 2022, both dates inclusive (the “Class Period”). Investors have until July 12, 2022 to apply to the Court to be appointed as lead plaintiff in the lawsuit. Upstart is a cloud-based artific

Kirby McInerney LLP Reminds Investors That a Class Action Lawsuit Has Been Filed on Behalf of Upstart Holdings, Inc. (UPST) Investors and Encourages Investors to Contact the Firm Before July 12, 2022

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San Francisco, California--(Newsfile Corp. - June 15, 2022) - Hagens Berman urges Upstart Holdings, Inc. (NASDAQ: UPST) investors with losses in excess of $500,000 to submit your losses now. A securities fraud class action has been filed and investors with significant losses may have the opportunity to lead the case.Expanded Class Period: Mar. 18, 2021 - May 9, 2022Lead Plaintiff Deadline: July 12, 2022Visit: https://www.hbsslaw.com/investor-fraud/UPSTContact An Attorney Now: UPST@hbsslaw.com844-916-0895Upstart Holdings, Inc. (UPST) Securities

UPST INVESTOR ALERT: Hagens Berman, National Trial Attorneys, Encourages Upstart Holdings, Inc. (UPST) Investors with $500,000+ Losses to Contact Firm's Attorneys, Deadline Approaching in Securities Class Action

Los Angeles, California--(Newsfile Corp. - June 15, 2022) -  The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Upstart Holdings, Inc. ("Upstart" or "the Company") (NASDAQ: UPST) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between March 18, 2021 and May 9, 2022, inclusive...

SHAREHOLDER ACTION NOTICE: The Schall Law Firm Encourages Investors in Upstart Holdings, Inc. with Losses of $500,000 to Contact the Firm

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Disrupting the traditional lending space, Upstart Holdings Inc. ( UPST , Financial) is an artificial intelligence-powered lending platform that is partnered with banks and credit unions. The company uses its vast catalog of data to determine a customer's creditworthiness in an automated manner.

Upstart: An Undervalued Fintech With Strong Growth

New York, New York--(Newsfile Corp. - June 13, 2022) - Levi & Korsinsky, LLP notifies investors in Upstart, Inc. ("Upstart" or the "Company") (NASDAQ: UPST) of a class action securities lawsuit.The lawsuit on behalf of Upstart investors has been commenced in the the United States District Court for the Northern District of California. Affected investors purchased or otherwise acquired certain Upstart, Inc. securities between March 18, 2021 and May 9, 2022. Follow the link below...

Upstart Securities Fraud Class Action Lawsuit Pending: Contact Levi & Korsinsky Before July 12, 2022 to Discuss Your Rights - UPST

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Los Angeles, California--(Newsfile Corp. - June 13, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Upstart Holdings, Inc. ("Upstart" or "the Company") (NASDAQ: UPST) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between March 18, 2021 and May 9, 2022, inclusive...

SHAREHOLDER ACTION REMINDER: The Schall Law Firm Encourages Investors in Upstart Holdings, Inc. with Losses of $500,000 to Contact the Firm

Upstart and the Consumer Financial Protection Bureau have mutually terminated a "no-action letter."

Upstart Has Ended a Key Agreement With the CFPB -- Should Investors Be Worried?

San Francisco, California--(Newsfile Corp. - June 10, 2022) - Hagens Berman urges Upstart Holdings, Inc. (NASDAQ: UPST) investors with losses in excess of $500,000 to submit your losses now. A securities fraud class action has been filed and investors with significant losses may have the opportunity to lead the case.Expanded Class Period: Mar. 18, 2021 - May 9, 2022Lead Plaintiff Deadline: July 12, 2022Visit: https://www.hbsslaw.com/investor-fraud/UPST Contact An Attorney Now: UPST@hbsslaw.com ...

HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Upstart Holdings, Inc. (UPST) Investors with $500,000+ Losses to Contact Firm's Attorneys, Securities Fraud Class Action Filed

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Los Angeles, California--(Newsfile Corp. - June 10, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Upstart Holdings, Inc. ("Upstart" or "the Company") (NASDAQ: UPST) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between March 18, 2021 and May 9, 2022, inclusive...

SHAREHOLDER ACTION ALERT: The Schall Law Firm Encourages Investors in Upstart Holdings, Inc. with Losses of $500,000 to Contact the Firm

New York, New York--(Newsfile Corp. - June 9, 2022) - WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of Upstart Holdings, Inc. (NASDAQ: UPST) between March 18, 2021 and May 9, 2022, inclusive (the "Class Period") of the important July 12, 2022 lead plaintiff deadline.SO WHAT: If you purchased Upstart securities during the Class Period you may be entitled to compensation without payment of any out of pocket...

ROSEN, RECOGNIZED INVESTOR COUNSEL, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action - UPST

The Consumer Financial Protection Bureau (CFPB) on Wednesday (June 8) issued an order to terminate Upstart Network from its list of approved “no action letters” (NALs). Surprisingly, the request to terminate the NAL didn't come from the regulator but from the company, and it may raise questions about the requirements imposed by the agency to […]

Upstart's Request to End Regulatory Immunity Raises Question on CFPB's Tool

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Kirby McInerney LLP Announces the Filing of a Securities Class Action on Behalf of Upstart Holdings, Inc. (UPST) Investors

NEW YORK , June 6, 2022 /PRNewswire/ -- WHY: New York, N.Y., June 6, 2022.

ROSEN, A LEADING LAW FIRM, Encourages Upstart Holdings, Inc. Investors with Losses Exceeding $100K to Secure Counsel Before Important Deadline in Securities Class Action - UPST

Upstart was savaged (+50%) after their Q1 earnings call, falling disproportionately relative to a moderation in revenue growth and a  contraction in profit margins forecast for the rest of 2022. The Market's stern response can be attributed to three main factors: first, Upstart's ‘new' policy of retaining loans on the company's own balance sheet.

Upstart Crashed Due To 3 Misdiagnoses - Strong Buy

Los Angeles, California--(Newsfile Corp. - June 6, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Upstart Holdings, Inc. ("Upstart" or "the Company") (NASDAQ: UPST) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between March 18, 2021 and May 9, 2022, inclusive...

INVESTOR ACTION REMINDER: The Schall Law Firm Encourages Investors in Upstart Holdings, Inc. with Losses of $500,000 to Contact the Firm

Upstart Crushed Wall Street Expectations. Why Is Its Stock Down?

New York, New York--(Newsfile Corp. - June 4, 2022) - WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of Upstart Holdings, Inc. (NASDAQ: UPST) between March 18, 2021 and May 9, 2022, inclusive (the "Class Period") of the important July 12, 2022 lead plaintiff deadline.SO WHAT: If you purchased Upstart securities during the Class Period you may be entitled to compensation without payment of any out of pocket...

ROSEN, Global Investor Counsel, Encourages Upstart Holdings, Inc. Investors with Losses Exceeding $100K to Secure Counsel Before Important Deadline in Securities Class Action - UPST

NEW ORLEANS , June 3, 2022 /PRNewswire/ -- ClaimsFiler, a FREE shareholder information service, reminds investors that they have until July 12, 2022 to file lead plaintiff applications in securities class action lawsuits against Upstart Holdings, Inc. (NasdaqGS: UPST), if they purchased the Company's securities between March 18, 2021 and May 9, 2022, inclusive (the "Class Period").  These actions are pending in the United States District Court for the Northern District of California.

UPSTART HOLDINGS SHAREHOLDER ALERT: CLAIMSFILER Reminds Investors with Losses in Excess of $100,000 of Lead Plaintiff Deadline in Class Action Lawsuits Against Upstart Holdings, Inc. - UPST

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News for Upstart Holdings Stock (UPST)