Revenue segments as reported by the company.

Revenue from fees, net

Interest income and fair value adjustments, net

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Sales and marketing

Customer operations

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Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Upstart Holdings

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company's network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

Earnings data Q1 2021

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Upstart Holdings reports resilient Q4 performance and eyes profitability

Upstart Holdings navigated challenges in 2022, focusing on model accuracy, automation, and growth. The company aims to return to profitability, stabilize the UMI metric, and secure funding partnerships in 2023. Opportunities include expanding into secured products and enhancing conversations with funding partners through AI technology.

Upstart reports solid Q1 results, eyes growth through innovation

Upstart's Q1 2023 performance showed strong revenue but with a net loss and negative EBITDA.
The company is focused on innovation, cost reduction, and expanding its product offerings.
Challenges in funding markets and concerns about margins and loan volumes were highlighted.
Opportunities lie in platform expansion, new product launches, and optimizing costs for profitability.

Upstart Holdings (UPST) reports robust Q2 performance amidst market challenges

Upstart Holdings (UPST) delivered a strong Q2 performance with growth in contribution margin, positive cash flow, and efficiency improvements. The company faces challenges in managing funding market cautiousness and adverse selection but has opportunities for growth through co-investments and model calibration.

Upstart Holdings reports positive EBITDA amidst challenging lending environment

Upstart faced challenges in a tough lending environment but maintained financial resilience.
The company showcased innovation with new product launches and strategic partnerships.
Despite revenue decline, Upstart's focus on efficiency and market expansion bodes well for future growth.
Management's commitment to improving loan pricing accuracy and exploring funding sources is key.

Upstart Holdings reports pivotal year in 2023, aims for EBITDA breakeven

Upstart Holdings discussed its Q4 2023 financial results, challenges faced, and future outlook during the earnings call. The company highlighted progress made in efficiency improvements, building a stronger Upstart, and financial performance metrics. Despite facing challenges like negative EBITDA and funding constraints, Upstart is focused on returning to EBITDA breakeven quickly and exploring new revenue streams.

Upstart Holdings excels in Q1 2024, eyes growth opportunities

Upstart Holdings delivered strong financial results in Q1 2024, showcasing growth in revenue, net revenue, and loan transactions. The company's focus on innovation, cost efficiency, and product diversification positions it well for future opportunities in the lending market. Challenges include managing loan pricing and addressing seasonality in loan demand.

Upstart Holdings reports strong Q2 performance and strategic growth outlook

Upstart Holdings demonstrated strong performance and strategic advancements in Q2 2024, positioning the company for sustained growth and profitability.
While facing challenges in expense management and competitive dynamics, Upstart's focus on innovation and funding partnerships presents opportunities for future expansion.
Overall, Upstart's emphasis on model improvements, funding strategies, and positive outlook underscores a promising trajectory in a conducive operating environment.

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Affirm

SoFi Technologies

Tech and fintech stocks sold off today, as investors mulled inflation and the broader economy.

Why Shares of Affirm, Upstart, and SoFi Are Falling Today

Upstart Holdings, Inc. (UPST) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Can Upstart Holdings, Inc. (UPST) Keep the Earnings Surprise Streak Alive?

LOS ANGELES--(BUSINESS WIRE)--The Law Offices of Frank R. Cruz reminds investors of the upcoming July 12, 2022 deadline to file a lead plaintiff motion in the class action filed on behalf of investors who acquired Upstart Holdings, Inc. (“Upstart” or the “Company”) (NASDAQ: UPST) securities between March 18, 2021 and May 9, 2022, inclusive (the “Class Period”). If you are a shareholder who suffered a loss, click here to participate. On May 9, 2022, after the market closed, Upstart announced its

The Law Offices of Frank R. Cruz Reminds Investors of Looming Deadline in the Class Action Lawsuit Against Upstart Holdings, Inc. (UPST)

PayPal

If you're looking for long-term growth stocks at bargain prices, now's the time.

3 Discounted Fintech Stocks To Buy Now and Never Sell

New York, New York--(Newsfile Corp. - July 11, 2022) - WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of Upstart Holdings, Inc. (NASDAQ: UPST) between March 18, 2021 and May 9, 2022, inclusive (the "Class Period") of the important July 12, 2022 lead plaintiff deadline.SO WHAT: If you purchased Upstart securities during the Class Period you may be entitled to compensation without payment of any out of pocket...

UPST FINAL DEADLINE TUESDAY: ROSEN, RECOGNIZED INVESTOR COUNSEL, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important July 12 Deadline in Securities Class Action - UPST

The company seems to be on the right path, despite facing challenges.

Can Upstart Build Value Amidst Choppy Markets?

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The company is looking to tap lucrative opportunities.

Is Upstart Ready to Grow in New Territory?

NEW YORK , July 11, 2022 /PRNewswire/ -- Attention Upstart, Inc. ("Upstart") (NASDAQ: UPST) shareholders: The Law Offices of Vincent Wong announce that a class action lawsuit has commenced on behalf of investors who purchased between March 18, 2021 and May 9, 2022. If you suffered a loss on your investment in Upstart, contact us about potential recovery by using the link below.

CLASS ACTION ALERT: The Law Offices of Vincent Wong Remind Upstart Investors of a Lead Plaintiff Deadline of July 12, 2022

The company has a big advantage in a key area.

Can Upstart Stock Withstand Storms?

Nelnet

The lending business has been good for both companies.

2 Fintech Stocks Worth Considering for Your Portfolio

NEW YORK , July 9, 2022 /PRNewswire/ --  WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of Upstart Holdings, Inc. (NASDAQ: UPST) between March 18, 2021 and May 9, 2022, inclusive (the "Class Period") of the important July 12, 2022 lead plaintiff deadline. SO WHAT: If you purchased Upstart securities during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

UPST FINAL DEADLINE TUESDAY: ROSEN, GLOBAL INVESTOR COUNSEL, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important July 12 Deadline in Securities Class Action - UPST

The company reported preliminary second-quarter results yesterday.

Why Shares of Upstart Crashed Today

Upstart Holdings Inc (NASDAQ: UPST) opened more than 20% down on Friday after the consumer lending company warned its Q2 results will come in significantly below its previous guidance. Upstart had already lowered outlook in May The stock was ravaged since the Nasdaq-listed firm had already lowered its outlook for the current quarter in May.

Upstart stock opens 20% down on Friday: what happened?

San Francisco, California--(Newsfile Corp. - July 8, 2022) - Hagens Berman urges Upstart Holdings, Inc. (NASDAQ: UPST) investors with losses in excess of $500,000 to submit your losses now. A securities fraud class action has been filed and investors with significant losses may have the opportunity to lead the case.Expanded Class Period: Mar. 18, 2021 - May 9, 2022Lead Plaintiff Deadline: July 12, 2022Visit: https://www.hbsslaw.com/investor-fraud/UPST Contact An Attorney Now: UPST@hbsslaw.com ...

HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Upstart Holdings, Inc. (UPST) Investors with $500,000+ Losses to Contact Firm's Attorneys Before July 12th Application Deadline in Securities Fraud Action

The financial technology company's stock is dropping after the company reported preliminary Q2 results that missed targets. The post Why Is Upstart (UPST) Stock Down 20% Today?

Why Is Upstart (UPST) Stock Down 20% Today?

The company now sees second-quarter revenue of $228 million, down from earlier estimates of $295 million-$305 million.

Upstart plummets 22% after slashing quarterly guidance on inflation and recession fears

Another Upstart bull jumps ship as company warns of revenue miss

The artificial-intelligence lending company now expects revenue to be approximately $228 million for the second quarter.

Upstart Stock Is Falling. Rising Interest Rates Are to Blame.

Seritage Growth Properties

Friday looked poised to be a weaker day for the markets.

Upstart Is Falling, but This Long-Struggling Stock Is on the Rise

Los Angeles, California--(Newsfile Corp. - July 8, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Upstart Holdings, Inc. ("Upstart" or "the Company") (NASDAQ: UPST) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between March 18, 2021 and May 9, 2022, inclusive...

TUESDAY DEADLINE NOTICE: The Schall Law Firm Encourages Investors in Upstart Holdings, Inc. with Losses of $500,000 to Contact the Firm

Management surprised investors by releasing preliminary second-quarter earnings results on Thursday.

Is Upstart Stock a Buy After Cutting Guidance Amid Rising Rates?

NEW YORK , July 8, 2022 /PRNewswire/ -- Jakubowitz Law announces that a securities fraud class action lawsuit has commenced on behalf of shareholders of Upstart, Inc. (NASDAQ: UPST). To receive updates on the lawsuit, fill out the form: https://claimyourloss.com/securities/upstart-inc-loss-submission-form/?id=29601&from=4 The lawsuit seeks to recover losses for shareholders who purchased Upstart between March 18, 2021 and May 9, 2022.

UPST SHAREHOLDER ALERT: Jakubowitz Law Reminds Upstart Shareholders of a Lead Plaintiff Deadline of July 12, 2022

Upstart Holdings Inc. disappointed investors with its guidance in May, and faces Wall Street's wrath once again after admitting Thursday it came up well short of the mark.

Upstart stock plunges again after admitting it won't hit disappointing forecast

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Preliminary Unaudited Q2'22 Financial Results

News for Upstart Holdings Stock (UPST)