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UPST
Volume: 12.57K

Upstart Holdings (UPST) Stock Forecast & Price Target

Upstart Holdings (UPST) Analyst Ratings

Based on 13 analyst ratings
Buy
Strong Buy 31%
Buy 15%
Hold 46%
Sell 8%
Strong Sell 0%

Bulls say

Upstart Holdings Inc. reported a significant year-over-year increase in February originations, reaching $1.075 billion, which represents a 61% growth compared to the previous year. The company's ability to onboard new committed capital partners is expected to further accelerate growth in upcoming quarters. Additionally, advancements in Upstart's AI-driven underwriting model and efficiency initiatives are projected to enhance long-term profitability, improve unit economics, and lower funding costs, thereby reinforcing a positive financial outlook for the firm.

Bears say

Upstart Holdings Inc. faces significant challenges due to potential increases in loan loss rates, which could lead to negative fair value adjustments on its existing loan portfolio and diminish investor confidence. Additionally, higher interest rates may impede the company's ability to profitably underwrite loans at competitive APRs, negatively impacting growth and profitability. Furthermore, the apprehensive stance of Upstart's lending partners suggests that recovery in loan demand may be inconsistent in the near term, exacerbating the company's financial pressures.

Upstart Holdings (UPST) has been analyzed by 13 analysts, with a consensus rating of Buy. 31% of analysts recommend a Strong Buy, 15% recommend Buy, 46% suggest Holding, 8% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Upstart Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Upstart Holdings (UPST) Forecast

Analysts have given Upstart Holdings (UPST) a Buy based on their latest research and market trends.

According to 13 analysts, Upstart Holdings (UPST) has a Buy consensus rating as of Mar 17, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $49.69, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $49.69, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Upstart Holdings (UPST)

Volume: 12.57K

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