Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

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SG&A

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EBITDA

Net income

Earnings per share

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Cash & equivalents

Receivables

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Non-current assets

Net PPE

Intangibles

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Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Galileo, Technisys, and the bank charter give SoFi an unmatched, unique product offering. SoFi's new Pay in 4 product illustrates how SoFi plans to build the AWS of Fintech.

SoFi: The AWS Of Fintech

While SoFi (NASDAQ: SOFI ) is growing rapidly and should benefit significantly from the likely end of the student-loan payment moratorium in August, the company has important weaknesses and is facing threats that could potentially be very debilitating. Its weaknesses are its lack of profitability and the high interest rate that it's paying on its deposits.

Time to Sell SOFI ? 4 Hidden Dangers That Could Derail the Stock

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Innovative fintech SoFi Technologies ( SOFI , Financial) has had a successful year, but its shares are still trading at over 40% below their 52-week highs. In 2022, the company's shares suffered a downturn as investors favored stable and profitable companies over speculative ones.

SoFi's Price Does Not Reflect Its Stellar Performance

There's a “good news, bad news” situation happening now with SoFi Technologies (NASDAQ: SOFI ). The good news is that SoFi just acquired a mortgage lender and this will diversify the company's business model.

Wait Until SOFI Stock Hits $5

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The 7 Best Stocks to Buy for Long-Term Growth

SoFi Technologies (NASDAQ: SOFI ) stock is on the rise Friday as the company's shares rally alongside other shares in the financial sector. Bank stocks got a lift on Friday morning after several major companies in the market released their latest earnings reports.

SOFI Stock Pops as Bank Stocks Gain

SoFi acquired mortgage lender Wyndham Capital Group. The timing of this deal is interesting considering the potential contagion in the banking sector.

What Does SoFi's Latest Acquisition Mean for the Stock?

Even if you're afraid to invest in banks, this is a great time to consider SoFi Technologies (NASDAQ: SOFI ) stock. First of all, it's wrong to lump SoFi Technologies into the same category as 2023's failures in the financial sector.

Why SOFI Stock Is an Easy Double From Here

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The personal loan market is expected to continue its strong growth through 2023. SoFi has the potential to massively benefit from the growing personal loan market.

SoFi: Expecting Continued Strong Growth In 2023

It was always in the plan that SoFi Technologies (NASDAQ: SOFI ) would become a bank. Banks can collect deposits and make loans directly.

Is Fintech Darling SOFI Stock a Hidden Gem or a Dud?

The push and pull on student loans has spotlighted SoFi's digital platform model and the emergence of online financial service ecosystems. As widely reported, SoFi has turned to the U.S. court system to try and halt the Biden administration's continuing moratorium — and the latest in a string of eight extensions — on student loan payments.

SoFi Student Loans Suit Spotlights Platform Model's Resilience and Vulnerabilities

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SoFi is a growing and well-managed bank with a long-term upside. Sea Limited stock could cruise as it sails into smoother waters.

Prediction: These 3 Stocks Could Race Higher at the Drop of a Hat

SoFi Technologies - a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest, and protect their money - recently announced it is buying Wyndham Capital Mortgage, a leading fintech mortgage lender in an all-cash transaction. The post Why SoFi Is Buying Fintech Mortgage Lender Wyndham Capital appeared first on Pulse 2.0.

Why SoFi Is Buying Fintech Mortgage Lender Wyndham Capital

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The tech-heavy Nasdaq 100 surged almost 20% and is on track to close out its best quarter since 2020. Hence, it's no wonder that the spotlight is on the top tech stocks to buy.

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SoFi Technologies (NASDAQ: SOFI ) has made headlines after the fintech firm announced acquiring Wyndham Capital on April 3. The latter is a digitally-native company that relies heavily on technology and automation in its origination process, aiming to eliminate inefficiencies and reduce costs.

3 Reasons Why You Should Buy SOFI Stock Before It Turns Profitable

One of the top stocks in focus today is SoFi Technologies (NASDAQ: SOFI ). At the time of writing, SOFI stock has dipped roughly 3%, as the broader Nasdaq exchange sees significant selling pressure today.

Dear SOFI Stock Fans, Mark Your Calendars for May 1

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Best Stock to Buy: Tesla vs. SoFi

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the digital personal finance company, today announced plans to host a conference call to discuss financial and operating results for the first quarter of 2023 on Monday, May 1, 2023, at 8 a.m. Eastern Time. SoFi also plans to release its first quarter 2023 results on the investor relations section of its website at https://investors.sofi.com at approximately 7 a.m. Eastern Time on Monday, May 1, 2023.

SoFi Schedules Conference Call to Discuss Q1 2023 Results

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All three fintech stocks are down nearly 75% from five-year highs, but is it really game over?

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Another piece of the ever-growing puzzle.

News for SoFi Technologies Stock (SOFI)