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Revenue segments as reported by the company.

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

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Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q4 2023

Earnings data Q1 2024

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Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

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SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies stock is still down nearly 73% from its high, despite jumping 52% since January. Growing members, products, and revenue all point in the right direction.

This Digital Banking Stock Has 42% Upside, According to Wall Street

The accounting decision plays an important role for SoFi stock investors.

Here's How SoFi Values Loans in Its Portfolio

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Twilio

The market could soon appreciate SoFi's various catalysts. Airbnb's growing influence on the short-term rental market is a likely game changer for its shareholders.

Nvidia Is This Year's Big Winner, but These 3 Hypergrowth Stocks Could Be Next

A little thing included in the debt ceiling deal is REALLY big for SoFi.

SoFi Stock Skyrockets on This Huge News: Here's Why It's Still a Buy

SoFi investors celebrated the battering of bearish investors as SOFI surged almost 65% from its May lows. CEO Anthony Noto reassured investors that SoFi remains in control of its loan sales. As such, investors shouldn't be swayed by false narratives causing them to panic unnecessarily. SOFI's May bottom saw dip buyers returning to defend against the pessimism, likely sending short-sellers scurrying for cover this week.

SoFi Strikes Back With A Punishing Blow

The decision has a lot to do with market demand for lending.

Why SoFi Holds Instead of Selling Loans

Dollar General

NVIDIA

Here are some of the major companies whose stocks moved on the week's news.

The Score: Nvidia, SoFi, Dollar General and More Stocks That Defined The Week

SoFi can capture a greater share of the lending market, partly because of billions of new deposits added since receiving its bank charter.

As Lenders Become Cautious, SoFi Is Gaining Market Share

The FinTech IPO Index's 3.4% gains were outpaced this week by outsized momentum in names like SoFi, while earnings reports in other holdings continued to impact trading. Shares in SoFi soared 28.1.

FinTech IPO Index Rallies 3.4%, SoFi Soars on Optimism Over Student Loans

SoFi Technologies (NYSE: SOFI ) stock is having an excellent week, and, despite some bumpiness today, its positive momentum is likely to continue. Yesterday, the fintech innovator announced that its annual shareholder meeting will be held on June 14 at 10 a.m.

Dear SOFI Stock Fans, Mark Your Calendars for June 14

The bill to raise the U.S. debt ceiling includes a provision that will bring the moratorium on federal student loan payments to a close. SoFi is on track to benefit, as some federal student loan holders will now be more inclined to refinance through private channels.

Why SoFi Stock Is Soaring This Week

SoFi shares experience positive momentum as the Federal Student Loan Payment Moratorium nears its expiration date, potentially rebooting the company's student loan refinancing business. The resumption of student loan payments could lead to an upward revision of SoFi's EBITDA guidance, with GAAP profitability also nearing. Risks for SoFi include yet another student loan repayment freeze, which would result in continued headwinds for the company's refinancing business and FY 2023 EBITDA outlook.

SoFi: Short Squeeze Candidate

Better days might finally be ahead for the stock.

Why Is SoFi Technologies Up 30% These Past Few Days?

SoFi Technologies‘ (NASDAQ: SOFI) stock price has made a modest recovery in the past few days. The shares jumped to a high of $7, the highest point since February 17.

SoFi stock price forecast after the Fiscal Responsibility Act bill

Personal loans have grown to comprise a larger share of SoFi's portfolio.

SoFi Is Becoming a Major Player in the Personal Loan Industry

SoFi stock rocketed 15% higher today. What happened?

What Sparked This Insane Price Surge? SoFi Stock Rockets 15%

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the digital personal finance company, today announced plans to host its 2023 annual meeting of stockholders (the “2023 Annual Meeting”) on Wednesday, June 14, 2023, at 7:00 a.m., Pacific Time (10:00 a.m. Eastern Time). The 2023 Annual Meeting will be held virtually. Attending the annual meeting To participate in the virtual meeting, visit www.virtualshareholdermeeting.com/SOFI2023 and enter the 16-digit or 12-digit control.

SoFi Schedules 2023 Annual Meeting of Stockholders

Shares of SoFi Technologies Inc. were extending their sharp rally Wednesday amid Wall Street optimism about the company's ability to benefit from the impending end of the student-loan payment moratorium.

SoFi's stock surge continues as debt-ceiling deal brings ‘highly positive development'

After a political showdown that practically lasted into the 11th hour, the debt ceiling agreement has strong investment market implications for SoFi Technologies (NASDAQ: SOFI ). Buried in the granularity of the 99-page bill sits a proposal to effectively reinstate government student loan repayments.

Why Is SoFi (SOFI) Stock Up 10% Today?

Last night, a committee narrowly voted to submit the debt ceiling bill for a vote in the U.S. House of Representatives. The deal includes a provision that would end the student-loan repayment moratorium, which would benefit SoFi.

Why Shares of SoFi Are Rising Today

SoFi Technologies shares rose amid optimism the online financial firm could benefit from a provision in the government debt ceiling agreement reinstating student loan repayments.

Sofi Shares Rise Following Tentative Debt Ceiling Deal

SoFi (NASDAQ: SOFI ) stock is on the move Wednesday as investors react to news of a debt ceiling deal that could benefit the company. The big news here is the U.S. Government closing in on a deal that would increase the debt ceiling.

SOFI Stock Alert: Why the Debt Ceiling Deal Is Good News for SoFi

The agreement President Joe Biden and Republican House Speaker Kevin McCarthy struck to temporarily raise the U.S. debt ceiling will require the administration to resume collecting federal student loan and interest payments in August.

Fintech Stock Pops on Prospects of Resuming Loan Payments

SoFi is expanding its deposit base by billions every quarter.

How Massive Is SoFi's Runway for Growth?

As an important Supreme Court decision looms, shares of SoFi Technologies, Inc. seem artificially low. We review SoFi's business and the effects of fear (from the student loan situation, combined with recent banking sector distress caused by rapidly rising interest rates) on SoFi's current valuation. After discussing specific risks in more detail, we conclude with our strong opinion on investing in SoFi (and a few additional top ideas, as well).

News for SoFi Technologies Stock (SOFI)