Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

In the closing of the recent trading day, Paypal (PYPL) stood at $63.01, denoting a -1.9% change from the preceding trading day.

Paypal (PYPL) Stock Declines While Market Improves: Some Information for Investors

Accenture Plc

Broadcom

MercadoLibre

Block

Taiwan Semiconductor Manufacturing

Even as Bitcoin ( BTC-USD ) ETFs reach record inflow rates and continually edge against all-time highs, some investors—institutional and otherwise—don't see the “asset class” worth buying for a long-term investment. Vanguard Group execs, for example, see Bitcoin as too speculative and not worthy of consideration for a buy-and-hold style portfolio; that's why we haven't yet seen Vanguard offer their own Bitcoin ETF and likely never will.

7 Blockchain Stocks That Could Make Bitcoin's Gains Look Like Chump Change

NVIDIA

Nvidia and PayPal are on my list of top stocks to buy now, but only one can be the winner of this comparison.

Best Stock to Buy: Nvidia Stock vs. PayPal Stock

Apple

Affirm

Alphabet

Microsoft

Upstart Holdings

The AI-revolution is in its early innings, but innovation and disruption are increasing dramatically. For investors, it is important to track the industry climate, as often, these innovations lead to the next big stock market winners.

3 of the Latest (& Most Important) AI Innovations

Nu Holdings

Fintech stocks provide investors with the potential for huge long-term growth. Nu Holdings has a proven record of success and a plan for expansion.

The Best Fintech Stock to Invest $1,000 in Right Now

Long-term investors will soon have a reason to cheer.

Great News for PayPal Stock Investors

Enova Int.

EZCORP

Kelly Services

Ollie's Bargain Outlet Hlds

OneMain Hld

Sempra Energy

Despite the roaring market and economy, the magnitude of plastic debt forces an uncomfortable and cynical discussion: stocks benefiting from credit card delinquencies. Last year, Americans' collective plastic balance reached past the $1 trillion level.

Credit Crunch Champions: 7 Stocks Benefiting from Surging Credit Card Delinquencies

Management said its forecast for 2024 is a conservative outlook.

1 Spectacular Growth Stock Down 81% to Buy Hand Over Fist in 2024

At around $60 PayPal (NASDAQ: PYPL ) stock is trading about where it was way back in 2017. All the gains made over the ensuing seven years were wiped out by Wall Street's Negative Nancy attitude.

Screaming Buy? Why PayPal's 80% Plunge Is a Contrarian Investor's Dream Ticket.

PPRO has raised 85 million euros ($93 million) to expand and enhance its local payments platform. The company will use the new funding to grow in key markets and enhance its global network of local payment methods, PPRO said in a Wednesday (March 13) press release.

PayPal Ventures-Backed PPRO Raises $93 Million for Local Payments Platform

PayPal Holdings, Inc. (PYPL) Wolfe Research FinTech Forum (Transcript)

Airbnb

United Therapeutics

Growth-oriented and patient investors love undervalued NASDAQ stocks to sink their teeth into. Despite current low prices, undervalued stocks present the opportunity to reap the benefits of future growth and sell at a significantly higher price.

The 3 Most Undervalued Nasdaq Stocks to Buy in March 2024

Fintech stocks Block Inc (NYSE:SQ) and PayPal Holdings Inc (NASDAQ:PYPL) are seeing high volume in the options pits.

2 Rising Fintech Stocks in Focus

PayPal has appointed former SoFi executive Aaron J. Webster as executive vice president, chief enterprise services officer, effective Monday (March 18).

PayPal Appoints Ex-SoFi Executive Aaron J. Webster as Chief Enterprise Services Officer

SAN JOSE, Calif. , March 13, 2024 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced the appointment of Aaron J.

PayPal Names Aaron J. Webster as Executive Vice President, Chief Enterprise Services Officer

Intel

Pfizer

Verizon

Warner Bros Discovery Inc

While searching for investment, there is a search for the holy grail. These are the stocks that have the potential to multiply returns exponentially.

7 Elite Blue-Chip Stocks Predicted to Double Your Fortune by 2028

Robinhood

SoFi Technologies

Financial technology has taken the world by storm as one of the most important sectors of the economy. With the adoption of artificial intelligence (AI) and innovation in technology, the fintech sector is expanding at a rapid pace.

Budget Buys: 3 Under-$100 Fintech Stocks Fueling Digital Finance

PayPal's stock is substantially undervalued and offers a 36% upside potential, even with conservative assumptions. The company is a major player in the digital payments industry, which is expected to experience solid growth in the next five years. The management's focus on profitability improvement and investment in innovation supports the positive outlook for the stock.

PayPal's Stock Is A Real Bargain

Incyte

JD.com

The allure of penny stocks is understandable. For literally just a few dollars, you can control hundreds, if not thousands, of shares.

Penny Stock Detox: 3 Stocks to Buy for Multibagger Returns Instead

PayPal's growth has slowed noticeably due to macro headwinds. The payments industry is incredibly competitive, but PayPal benefits from network effects.

3 Things You Need to Know If You Buy PayPal Today

The traditional, staid world of finance continues to progress thanks to the innovation of these top fintech stocks to buy. The payments space is less and less about the transaction of fiat currency and more and more about digital channels.

Top Fintech Picks: 3 Stocks Changing How Money Changes Hands

PayPal didn't shock the world, but its new offerings could be promising. After overpromising and underdelivering with its Innovation event, the company set a low bar with 2024 guidance.

PayPal Didn't Shock the World. What's Next for Investors?

PayPal's full-year results show a mixed performance, with declining gross margins but improved EBIT and net margins. The company's initiatives to enhance user experience and drive higher sales conversion rates are promising, but their success remains uncertain.

PayPal: I Believe In The Turnaround Plays

Paypal (PYPL) reported earnings 30 days ago. What's next for the stock?

Paypal (PYPL) Up 4.2% Since Last Earnings Report: Can It Continue?

PayPal (PYPL) makes Tap to Pay on iPhone available for all Venmo business profiles and PayPal Zettle users in the United States.

News for PayPal Stock (PYPL)