Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2022

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Earnings data Q1 2024

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Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

After the technology sector in the U.S. led indexes like the S&P 500 and the NASDAQ to new all-time high levels, investors may realize that not all stocks enjoyed the same run as names like Nvidia Co. NASDAQ: NVDA and other semiconductor players.

PayPal's User Decline Won't Stop Its Double-Digit Upside

In the latest trading session, Paypal (PYPL) closed at $63.51, marking a -1.67% move from the previous day.

Paypal (PYPL) Sees a More Significant Dip Than Broader Market: Some Facts to Know

PayPal's new management is making significant changes to improve execution and regain market confidence. The company's tepid forward guidance indicates cautious optimism and a focus on not overpromising and underdelivering. PayPal's stock price has been recovering, but it will still face scrutiny from the market to assess its execution in the next four quarters.

PayPal: Misunderstood Growth Story Spells Opportunity

Cerence

TransAct Technologies

Tech stocks have been on an absolute tear over the past two and a half decades, handily outperforming all other sectors. And with artificial intelligence now supercharging these companies, I believe the tech sector is poised to continue seeing accelerating growth over the next 20 years as well.

3 Tech Stocks to Buy to Triple Your Investment by 2025

Alibaba

Intel

JD.com

Verizon

Walgreens

Warner Bros Discovery Inc

If you're on the hunt for overlooked stocks to buy, look no further. Below is a carefully chosen list of seven underappreciated treasures, all full of unrealized potential and ready to cause a stir on Wall Street.

Underestimated Giants: 7 Stocks Set to Take Wall Street by Storm

PayPal is forecasting no earnings growth in 2024.

Where Will PayPal Stock Be in 5 Years?

Nu Holdings

StoneCo

The global fintech sector is growing rapidly as its annual revenue will jump from $295 billion last year to $1.15 trillion by 2032. That would represent a very impressive CAGR of 16.5%.

If You Can Only Buy One Fintech Stock in April, It Better Be One of These 3 Names

For account-to-account (A2A) payment providers, PYMNTS Intelligence research finds, education continues to present a huge barrier to adoption. By the Numbers A2A payments, which bypass the middleman to move money quickly from one account to another, commonly enabled by providers such as PayPal, Venmo or Cash App, are gaining ground.

More Consumers Would Pay With Venmo if They Understood It

PayPal Holdings, Inc. stock prices have remained stagnant recently, but its earnings have been improving, with projected growth in the next few years. At ~13x P/E, it is simply a good GARP opportunity (growth at reasonable price) considering its scale, differentiating business model, and growth potential. The company's aggressive share buybacks further enhance the opportunity.

PayPal: A Good GARP Stock Made Even Better By Buybacks

MercadoLibre

The future of the U.S. economy looks promising, driven by robust job growth and a strong labor market. In March, employers added 303,000 jobs, surpassing expectations and pushing the unemployment rate to 3.8%.

3 Fintech Stocks to Turn $100K Into $1 Million: April 2024

Investors should look for bargains with the stock market close to all-time highs.

2 Growth Stocks Down 78% to Buy Before It's Too Late

PayPal (NASDAQ: PYPL) stock price is underperforming the market this year as concerns about the company's growth accelerated. The stock has risen by about 8% this year, lagging the S&P 500 and Nasdaq 100 indices.

PayPal stock price forecast: PYPL comeback could be epic

PayPal is one of the last remaining value opportunities in the tech sector. The company's growth is being challenged by competition, but its unbranded processing segment continues to grow very rapidly. Management continues to show a strong commitment to profitable growth and share repurchases.

PayPal: Wait For The 'Braintree Moment'

I believe the recent shift in PayPal Holdings, Inc.'s management has been a real game changer Mr. Market ignored, but you shouldn't. PYPL issued disappointing EPS guidance for 1Q 2024 and FY2024, but if the management keeps focusing more on margins (the CFO's words), I think the current fears should appear overblown.

PayPal Holdings: Don't Ignore The Game Changer

Microsoft

Growth stocks aren't created equal, but these two businesses merit a close second look. Microsoft is still growing at a rapid clip and profits are soaring as it ushers in the world of generative AI.

Got $1,000? 2 Phenomenal Growth Stocks to Buy in 2024 and Hold at Least a Decade

Block

Fintech stocks have been Wall Street's wallflowers for what seems like an eternity now. While flashier industries like AI, cloud computing, and renewable energy have been hogging the limelight, fintech stocks have been left out in the cold.

3 Fintech Stocks About to Post Multibagger Gains This Year

Disney

Pfizer

Tesla

Amidst turbulent economic conditions, investors are actively searching for steady prospects for expansion and recovery. Here, seven companies, though they are in different industries, have one thing in common: they are resilient and strategically minded.

The Comeback Kids: 7 Stocks Ready to Rise from the Ashes

Cross-border money transfer service Xoom now lets users make transactions with PayPal's USD stablecoin. Xoom, owned by PayPal, said in a Thursday (April 4) press release that the new funding option lets users in the United States convert the stablecoins (PYUSD) in their linked PayPal Cryptocurrency Hub to U.S. dollars.

Xoom Users Can Now Make Transfers With PayPal Stablecoins

Apple

Alphabet

Wendy's

The practice of “surge” or “dynamic” pricing is common in markets ranging from airlines to supermarkets — and U.S. regulators are concerned that the growing role of tech giants will further power this trend at the expense of the American consumer.

Big Tech payment apps are the ‘holy grail' of surge pricing, says CFPB's Chopra

India-based “hyperlocal marketing-to-commerce” firm SingleInterface raised $40 million in new funding. The funding round was led by Asia Partners, with participation by PayPal Ventures, according to a Thursday (April 4) press release.

PayPal Backs Hyperlocal Marketing Firm SingleInterface

Allogene Therapeutics Inc

Air Products and Chemicals

Sendas Distribuidora SA

American Express

BYD Company Limited

BYD Co Ltd

Cooper-Standard Holdings

Camden Property

Dollar General

Delek US Hlds

EPR Properties

Graco

Guardant Health Inc

SPDR Gold Trust

Intuitive Surgical

Kennedy-Wilson Holdings

MicroStrategy Incorporated

Natera

Omega Healthcare Investors

Portillo's

There were 24 new analysts in March 2024. Gold, Bitcoin, a Bitcoin proxy pair trade, preferred shares, and a SOTP thesis are all covered.

News for PayPal Stock (PYPL)