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PYPL
Volume: 15.07M

PayPal (PYPL) Stock Forecast & Price Target

PayPal (PYPL) Analyst Ratings

Based on 26 analyst ratings
Hold
Strong Buy 12%
Buy 31%
Hold 38%
Sell 4%
Strong Sell 15%

Bulls say

PayPal Holdings has demonstrated strong financial performance, with total payment volume (TPV) increasing by 5% year-over-year in constant currency terms and surpassing analyst expectations at $443.5 billion. The steady growth in active accounts alongside higher transaction volume per account indicates solid user engagement, with Venmo contributing significantly to this trend, reflecting a 12% year-over-year growth in transactions. Furthermore, management's positive guidance for transaction margins and their strategic focus on Buy Now, Pay Later (BNPL) initiatives highlight a proactive approach to maintaining growth and enhancing revenue streams.

Bears say

PayPal Holdings's stock outlook is negatively impacted by a combination of weak price momentum and concerns regarding slower account growth, particularly stemming from its separation from eBay. Despite management projecting free cash flow of $6-7 billion for the fiscal year, the company faces challenges including flat year-over-year earnings per share in the latest quarter, lower value-added services growth, and increasing operating expenses. Additionally, external factors such as a tightening macroeconomic environment and potential competition from new payment platforms further complicate the company’s growth prospects.

PayPal (PYPL) has been analyzed by 26 analysts, with a consensus rating of Hold. 12% of analysts recommend a Strong Buy, 31% recommend Buy, 38% suggest Holding, 4% advise Selling, and 15% predict a Strong Sell.

This aggregate rating is based on analysts' research of PayPal and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PayPal (PYPL) Forecast

Analysts have given PayPal (PYPL) a Hold based on their latest research and market trends.

According to 26 analysts, PayPal (PYPL) has a Hold consensus rating as of Jan 11, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $78.04, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $78.04, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PayPal (PYPL)

Volume: 15.07M

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