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PYPL
Volume: 10.02M

PayPal (PYPL) Stock Forecast & Price Target

PayPal (PYPL) Analyst Ratings

Based on 26 analyst ratings
Hold
Strong Buy 4%
Buy 15%
Hold 65%
Sell 8%
Strong Sell 8%

Bulls say

PayPal Holdings is a strong player in the FinTech industry, with a large customer base and a diverse portfolio of electronic payment solutions, including the popular Venmo platform. The company's recent cost-saving initiatives and management's focus on leveraging AI for efficiency and innovation are positive signs for potential growth and margin expansion. However, weaker 2Q guidance and limited visibility on the company's transformation could result in volatility and limit short-term upside potential. Additionally, macroeconomic volatility, regulatory pressures, and competition from other digital payment platforms are key risks to consider. Overall, we maintain a positive outlook on PayPal Holdings' stock and have a target price of $59, reflecting an 11x multiple of our FY26 adjusted EPS estimate.

Bears say

PayPal Holdings is facing several challenges that could negatively impact its growth prospects and financial performance in the long term. These challenges include increased competition in the digital payments landscape, a maturing online payments market, and potential regulatory hurdles. Additionally, the company's recent focus on cost savings and investments may limit its ability to achieve sustained growth and profitability. Despite strong performance in certain areas such as Venmo and credit services, PayPal's core checkout business is facing headwinds, particularly in Europe and the travel vertical. In addition, the company's sustainability plan may not fully address important issues such as cybersecurity and data privacy, which could leave it vulnerable to negative impacts and potentially damage its reputation.

PayPal (PYPL) has been analyzed by 26 analysts, with a consensus rating of Hold. 4% of analysts recommend a Strong Buy, 15% recommend Buy, 65% suggest Holding, 8% advise Selling, and 8% predict a Strong Sell.

This aggregate rating is based on analysts' research of PayPal and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PayPal (PYPL) Forecast

Analysts have given PayPal (PYPL) a Hold based on their latest research and market trends.

According to 26 analysts, PayPal (PYPL) has a Hold consensus rating as of Jul 15, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $56.15, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $56.15, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PayPal (PYPL)

Volume: 10.02M

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