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PYPL
Volume: 37.93K

PayPal (PYPL) Stock Forecast & Price Target

PayPal (PYPL) Analyst Ratings

Based on 25 analyst ratings
Hold
Strong Buy 4%
Buy 12%
Hold 76%
Sell 4%
Strong Sell 4%

Bulls say

PayPal Holdings is positioned as a durable payments franchise with 439 million active accounts at the end of 2025 and ownership of Venmo, Braintree, BNPL offerings, and PYUSD, giving it multiple monetization levers beyond core checkout. Its core eCommerce business still generates attractive cash flow, even as branded checkout faces share pressure from Shop Pay and Apple Pay and the overall market becomes more competitive. The outlook remains constructive because management is pursuing consumer banking and related financial services, while a $1.5B reduction in run-rate opex should support profitability and help offset slowing growth in mature online payments.

Bears say

PayPal Holdings is facing a weakening competitive moat as branded checkout loses share to lower-cost, better-integrated rivals like Shop Pay and Apple Pay, while its consumer authentication and merchant experience remain less compelling. Despite Q1 net revenue rising 7% and TPV increasing 11%, payment transactions per active account fell 1% and non-GAAP operating margin compressed 229 bps to 18.4%, signaling that growth is not translating into stronger efficiency or pricing power. The 439 million active accounts and Venmo’s roughly 20% share of payment volume provide scale, but heavy reliance on lower-take-rate P2P usage, subdued branded checkout growth, and Q2/2026 EPS declines underscore persistent fundamental pressure.

PayPal (PYPL) has been analyzed by 25 analysts, with a consensus rating of Hold. 4% of analysts recommend a Strong Buy, 12% recommend Buy, 76% suggest Holding, 4% advise Selling, and 4% predict a Strong Sell.

This aggregate rating is based on analysts' research of PayPal and is not a guaranteed prediction by Public.com or investment advice.

PayPal (PYPL) Analyst Forecast & Price Prediction

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FAQs About PayPal (PYPL) Forecast

Analysts have given PayPal (PYPL) a Hold based on their latest research and market trends.

According to 25 analysts, PayPal (PYPL) has a Hold consensus rating as of Oct 27, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $57.96, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $57.96, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PayPal (PYPL)

Volume: 37.93K

PayPal (PYPL) Analyst Forecast & Price Prediction

Get the latest PayPal (PYPL) stock forecast, including analyst ratings and price predictions, with real-time AI-powered fundamental data and custom analysis

Start investing in PayPal (PYPL)

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