Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

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Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

This fintech company is expanding into the world's largest payments market.

PayPal Will Target Cross-Border Payments in China

Late last year Paypal had good news for crypto users with their new "Checkout with Crypto", which would allow any PayPal account holder to buy, and sell products across thousands of merchants using their digital currencies. This was announced to fanfare and had the positive effect of helping boost the price of the related cryptocurrencies.

4 Crypto Payment Providers Giving Paypal's Venmo A Run For Its Money

Weeks after it announced customers could begin to use cryptocurrencies for payment, PayPal (NASDAQ: PYPL) has added the ability to buy and sell four popular cryptocurrencies on its Venmo app. Crypto on Venmo will also include cryptocurrency trends and access to in-app guides and videos to help answer commonly asked questions about cryptocurrencies.

Venmo customers now can buy and sell cryptocurrencies in app

Block

Investors looking for the top payment stocks to invest in might want to check out PayPal (PYPL) and Square (SQ) before the gains begin. The post Top Payment Stocks: Why One Analyst Sees 30% Upside for PayPal (PYPL) and Square (SQ) appeared first on InvestorPlace.

Top Payment Stocks: Why One Analyst Sees 30% Upside for PayPal (PYPL) and Square (SQ)

The added feature covers four digital currencies, including Bitcoin.

Venmo Users Can Now Buy Cryptocurrency

PayPal Holdings Inc (NASDAQ:PYPL)-owned mobile payment service Venmo said its 70 million customers can now buy, sell and hold cryptocurrency directly with the Venmo app. As per a press release shared by the company, the rollout is set to take place today and will allow users to purchase as little as $1 using crypto.

Venmo's 70 Million Users Can Now Buy, Sell, And Hold As Little As $1 In Crypto

PayPal's peer-to-peer (P2P) payment app Venmo is now offering its estimated 77 million users an entrée into the cryptocurrency arena, the company said in a press release on Tuesday (April 20). The launch of crypto on Venmo gives users an easy way to buy, sell or hold digital currency from the app.

Venmo Users Can Now Buy, Sell And Hold Cryptocurrency

Venmo is taking a big step forward today with a crypto update that allows buying, selling, and holding certain cryptocurrencies in its app. The post Venmo Crypto Update: 15 Things to Know if You Want to Buy, Sell or Pay With Cryptocurrency appeared first on InvestorPlace.

Venmo Crypto Update: 15 Things to Know if You Want to Buy, Sell or Pay With Cryptocurrency

The new feature follows PayPal's recent move to allow users to buy and sell cryptocurrencies in October 2020. Last year, more than 30% of Venmo customers had already started purchasing crypto or stocks, with 20% of those users starting during the pandemic, according to the 2020 study conducted by the company.

PayPal's Venmo announces that users can now buy and sell crypto

The social payments app wants to introduce you to the "world of crypto."

Venmo now lets you buy and sell cryptocurrencies

Bitcoin and similar cryptocurrencies have gone increasingly mainstream, but Tuesday's announcement that Venmo is adding crypto support just put crypto access in the palm of everyone's hand.

You can now sell, buy and pay with cryptocurrency on Venmo

It will support Bitcoin, Ethereum and other popular currencies, though it does not support the increasingly popular “joke” currency Dogecoin.

Venmo Is The Latest Payment App To Embrace Cryptocurrency

Starting Tuesday, Venmo will show users a new feature that lets them invest in four different cryptocurrencies with a minimum spending requirement of $1.

Venmo users can now buy and sell bitcoin and other cryptocurrencies

PayPal is planning to launch a wallet in China that will focus on cross-border payments and won't directly compete with local firms Alipay and WeChat, Hannah Qiu, the China CEO for PayPal, told CNBC. PayPal is the first foreign firm that has 100 percent ownership of a payments platform in China.

PayPal Plans Cross-Border Payments Wallet In China

Venmo, the peer-to-peer payment service owned by PayPal Holdings Inc, said on Tuesday it has started allowing users to buy, hold and sell cryptocurrencies on its app, a step that could inspire more mainstream adoption of the asset class.

PayPal's Venmo launches crypto buying and selling

PayPal Holdings Inc. PYPL, -1.30% announced Tuesday that its Venmo peer-to-peer payment platform has launched Crypto on Venmo, in which users can buy, hold and sell cryptocurrency with the app with as little as $1. PayPal's stock slipped 0.1% in premarket trading.

PayPal launches Crypto on Venmo, where users can buy, sell and hold cryptocurrency

Venmo is adding support for cryptocurrency, starting today. The company says it will begin to roll out the ability for Venmo's more than 70 million users to buy, hold and sell cryptocurrencies directly in the app, similar to the support Venmo parent company PayPal added late last year.

Venmo adds support for buying, holding and selling cryptocurrencies

Venmo is jumping into the world of cryptocurrencies.

Venmo joins PayPal in crypto offerings

SAN JOSE, Calif., April 20, 2021 /PRNewswire/ -- Venmo today announced the launch of crypto on Venmo, a new way for Venmo's more than 70 million customers to buy, hold and sell cryptocurrency directly within the Venmo app.

Introducing Crypto on Venmo

PayPal Holdings Inc (NASDAQ: PYPL) is planning to launch a local wallet in China that will focus on cross-border payments, CNBC reported on Monday citing Hannah Qiu, the China CEO for PayPal. What Happened: Qiu told CNBC that the U.S. fintech company is planning to launch a domestic wallet in China that will not compete with the dominant local players such as Alipay and WeChat Pay for domestic payments but will focus on cross-border payments.

How PayPal Plans To Find Ground In China's Payments Market Dominated By Alibaba, WeChat Parent Tencent

In January, the PayPal became the first foreign firm with 100% ownership of a payments platform in China but has so far been quiet on its plans.

PayPal to launch local wallet in China focused on cross-border payments

I am comparing PayPal and Square across 15 categories which will be based on their income statements, balance sheets, and cash flow statements. I am not a shareholder of either company, so this comparison is completely unbiased.

PayPal And Square: A Showdown Between 2 Of The Largest Holdings In ARK's Fintech Innovation ETF

Mastercard

Visa

Today, digital wallet stocks are seeing a boost, following some pretty bullish commentary from Cathie Wood on the growth she sees here. The post SQ, PYPL, MA, V: Digital Wallet Stocks on Watch Thanks to Cathie Wood appeared first on InvestorPlace.

SQ, PYPL, MA, V: Digital Wallet Stocks on Watch Thanks to Cathie Wood

Shift4 Payments

Look for some profit-taking in the digital wallet stocks. PayPal Holdings, Inc. (NASDAQ:PYPL) has been trending higher, but that trend is in jeopardy.

3 Digital Wallet Stocks To Watch In April

PayPal performed well during the pandemic, adding millions of new users, but the current PYPL stock rally is all about cryptocurrency. The post Investors Should Move Fast While the Recovery in PayPal Stock Continues appeared first on InvestorPlace.

News for PayPal Stock (PYPL)