Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

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Earnings data Q1 2024

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Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Online-payments giant PayPal Holdings is now allowing users to withdraw cryptocurrencies to third-party wallets, the company told CoinDesk on Wednesday.  "We want to make it as open as possible, and we want to give choice to our consumers, something that will let them pay in any way they want to pay," PayPal head of cryptocurrency Jose Fernandez da Ponte said during CoinDesk's Consensus 2021 conference.

PayPal will allow users to withdraw crypto funds into third-party wallets

When PayPal Holdings Inc. (NASDAQ:PYPL) reported a first-quarter 2021 earnings beat on May 5, CEO Dan Schulman said in a conference call that cryptocurrency had contributed to the company's strong growth. Cryptocurrency increased user engagement within the PayPal app, with over half of its users are now logging in daily to check the fluctuating prices of their crypto investments, the CEO said.

PayPal Stock Looks To Break Bullish: What's Next?

SAN JOSE, Calif., May 26, 2021 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced that it will invest an additional $50 million in 11 Black- and Latinx-led early-stage venture capital funds, including Aperture Venture Capital; Collab Capital; Interlace Ventures; Kapor Capital; MaC Venture Capital; Noemis Ventures; Seae Ventures; SV LATAM Capital; and three additional funds.

PayPal Invests Additional $50 Million in Black and Latinx-Led Venture Capital Funds as Part of $535 Million Commitment

CME Group

NVIDIA

Bitcoin prices have plummeted from levels of around $62,000 in mid-April to just about $35,000 as of Sunday. The sell-off is driven by factors including Tesla's decision to not accept the digital currency as payment for its cars and China's move to ban financial institutions and payment companies.

Are Crypto Stocks Worth A Look As Bitcoin Tanks To $35k?

Mastercard

Block

Visa

We take a sneak peek into four stocks that are well-poised for growth amid the growing demand for advanced payment technologies.

4 Stocks Set to Gain From Emerging Digital Payment Methods

Social Capital Hedosophia Holdings Corp. V

SVB Financial Group

Upstart Holdings

Inflation concerns are all the rage right now. Inflation won't kill investment opportunities, though.

Worried About Inflation? These 5 Stocks Can Help

PayPal Holdings, Inc. (PYPL) Management Presents at JPMorgan 49th Annual Global Technology, Media and Communications Conference (Transcript)

PayPal just crushed earnings, and the stock could help investors hedge against inflation.

Worried About Inflation? This Tech Stock Could Make You Rich

PayPal is partnering with the Singapore Centre for Social Enterprises (raiSE) to help small- to medium-sized businesses (SMBs) and social organizations transition to digital operations, The Business Times reported. According to report, PayPal has committed to initiatives including waiving processing fees for participating social entrepreneurs for a certain period; featuring SMBs and social entrepreneurs on […]

PayPal, raiSE Team To Help SMBs With Digital Transformation

Adobe

Comcast

U.S. stocks ended mostly lower on Friday, pressured by technology and consumer discretionary shares. Investors are selling tech-related companies amid concerns about the rising interest rate, and according to the latest news, U.S. policymakers are ready to talk about reducing stimulus by tapering bond purchases.

Comcast, PayPal, Adobe price analysis roundup

Redfin

Trade Desk

When you're investing for the long term, it helps to know which way society is heading.

Investing in 2021? These 3 Stocks Are Riding Unstoppable Trends

American Tower

Ubisoft Entertainment SA

Find out why these stocks could take your portfolio to the next level.

Worried About the Dogecoin Crash? Here Are 3 Safer Stocks to Buy Right Now

Affirm

Is the buy now, pay later fintech a smart stock to buy?

Should You Buy Affirm, or Are Square and PayPal Better Investments?

The hassle-free and comfortable buy now pay later payment method is gaining wide acceptance among customers, merchants and other stakeholders, thereby making it a thriving industry.

Buy Now Pay Later Solution Catching Up Fast: 3 Stocks to Gain

ARK Fintech Innovation ETF

The fintech industry is heating up so fast, the global market could be worth $305 billion in the next five years, says Market Data Forecast. The post 3 of the Best Fintech Stocks to Buy as Mobile Payments Go Mainstream appeared first on InvestorPlace.

3 of the Best Fintech Stocks to Buy as Mobile Payments Go Mainstream

Fintech darling PYPL stock will keep shining on The post Top Grad Stocks 2021: PayPal Stock Is a Buy and Hold Forever Investment appeared first on InvestorPlace. More From InvestorPlace Stock Prodigy Who Found NIO at $2… Says Buy THIS Now It doesn't matter if you have $500 in savings or $5 million.

Top Grad Stocks 2021: PayPal Stock Is a Buy and Hold Forever Investment

Etsy

Shopify

These companies delivered impressive growth last quarter, but their share prices are down.

3 Top E-Commerce Stocks That Delivered Blowout Earnings

DraftKings

Exact Sciences

Tesla

Buying the stock market weakness? Or staying on the sidelines?

Are You a Glass Half Full or Half Empty Investor?

Coinbase

PayPal and two other fintech companies could process a lot more digital transactions.

These 3 Stocks Would Benefit if Governments Send More Stimulus Checks

Beyond Meat

CrowdStrike

Broad-based trends should keep propelling these businesses -- and their share prices -- higher.

3 Stocks Poised for Huge Growth Over the Next Decade

MicroStrategy Incorporated

Cryptocurrency-related stocks led by Tesla and Coinbase fell Wednesday as bitcoin dropped to new session lows.

Tesla, Coinbase lead drop in crypto-related stocks as bitcoin plunges

Booking Hlds

Bristol-Myers

Old Dominion Freight Line

Progressive

Tapestry

Wedgewood Partners Chief Investment Officer David Rolfe (Trades, Portfolio) disclosed his portfolio for the first quarter of 2021 earlier this week.

David Rolfe's Top 6 Trades of the 1st Quarter

PayPal will  acquire returns logistics business Happy Returns, which works with online merchants so customers can return unwanted merchandise at more than 2,600 drop-off locations throughout the US, for an undisclosed sum. The company also gives retailers software that lets them better manage returns.

PayPal nabs another acquisition with Happy Returns deal

PYPL remains very well poised to succeed with its long-term strategy and reach a goal of 750 million active users by 2025. PYPL has a great combination of factors within its growing ecosystem to drive revenues through to FY25 at a ~20% CAGR.

PayPal: Reasons For 5 More Years Of 20% Revenue Growth

Happy Returns, a startup that aims to make returning eCommerce goods easier for both shoppers and sellers, has been acquired by PayPal.

News for PayPal Stock (PYPL)