Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PayPal Holdings Inc. was already in the middle of a business transition, and now the changing macroeconomic climate adds a new component to the financial technology company's ability to achieve its aims, according to an analyst.

The Ratings Game: PayPal ‘is not broken,' but stock still gets a downgrade

As Dow futures point to a strong open, we're tracking these stock stories this morning.

Investing Club: What we're watching Wednesday — Linde's good sign, PayPal updates, social media headwinds

Morgan Stanley

PayPal Holdings, Inc. (PYPL) CEO Dan Schulman Presents at Morgan Stanley Technology, Media and Telecom Conference 2022 (Transcript)

Russia is turning into the latest challenge for PYPL stock, with fears attempts to evade sanctions could trigger crypto regulation. The post PayPal Stock Is Still Struggling to Overcome Numerous Headwinds appeared first on InvestorPlace.

PayPal Stock Is Still Struggling to Overcome Numerous Headwinds

PYPL stock is still not grossly undervalued despite the tech selloff. PayPal could still find itself facing more turbulence in the future.

PayPal Is Still too Risky to Buy Yet

PayPal Holdings, Inc. (NASDAQ:PYPL) is among the worst-performing stocks this year. The stock has been under extreme pressure from various macroeconomic forces, including rising inflation and falling online payments.

PayPal is a buy despite being among the worst-performing stocks this year

Bank of America

Wells Fargo

Investors see higher probability of a recession occurring in the U.S.

Why Shares of Bank of America, Wells Fargo, and PayPal Are Falling

Adobe

Netflix

Numerous tech companies are joining the growing list of tech brands that are suspending their operations in Russia amid its invasion of Ukraine. The latest batch of companies doing so includes several notable names, such as Netflix, PayPal, Mastercard, Visa and more.

Netflix, PayPal, Adobe and others join tech companies suspending business in Russia

PayPal was caught up in a perfect storm and the market's overreaction to its recent issues and financials created an entry opportunity.

PayPal Stock's True P/E Is ~18x, Even Lower Than What's On The Surface

Mastercard

Block

The global payment industry is going through a difficult time, which has left many companies reeling. There are concerns about low global growth and the fact that the Russian crisis has led to significant disruptions in the past few weeks.

Best best-of-breed  payment stocks to collect

PayPal Holdings Inc.'s ( PYPL , Financial) share price capitulation over the past year started once fake news circulated claiming the company wanted to acquire Pinterest Inc. ( PINS , Financial) in a $20 billion deal. The market viewed the transaction as overvalued and started selling the stock aggressively before PayPal publically announced that it had no intention of acquiring Pinterest.

Is PayPal Set for a Reversal?

The payments company provided weak guidance for its fiscal 2022's first quarter and has significantly lowered its outlook for new account additions.

Why PayPal Plunged 34.9% in February

PayPal's share price has tanked dramatically due to rate-hike fears and the miss on earnings.

PayPal Stock: A Buy At Today's Prices

The payments company had discontinued domestic services in Russia in mid-2020 but still allowed cross border transactions.

PayPal suspends service in Russia over war in Ukraine

Days prior, PayPal had stopped accepting new users in Russia, where it was previously allowing cross-border payments.

PayPal has suspended its services in Russia, condemning the country's 'violent military aggression' in its invasion of Ukraine

EPAM Systems

Fidelity National Information

Viatris

Before plowing into some well-known names just because they've seen extreme price drops, take a step back and look at the bigger picture.

Is It Time to Buy the S&P 500's 5 Worst-Performing February Stocks?

In a letter addressed to the Ukrainian government, PayPal CEO Dan Schulman said the company was suspending its services in Russia.

PayPal suspends its services in Russia over Ukraine war

Payments company PayPal Holdings Inc shut down its services early on Saturday in Russia, citing "the current circumstances," joining many financial and tech companies in suspending operations there after the invasion of Ukraine.

PayPal shuts down its services in Russia citing Ukraine aggression

Excluding eBay, PayPal has consistently grown sales at 23% per year over the past eight years. This is substantial outperformance compared to Visa and Mastercard at 10% and 11%, respectively.

PayPal Offers Rare Asymmetric Growth Opportunity

Paypal (PYPL) reported earnings 30 days ago. What's next for the stock?

Paypal (PYPL) Down 19.6% Since Last Earnings Report: Can It Rebound?

Bill.com

Chevron

Home Depot

Snap

These are the key trends in the stock market as we head into March.

6 Stocks That Moved the Market in February

Despite dismal stock performance, patient long-term investors should take a closer look.

This Beaten-Down Growth Stock Is Still a Buy

Global X FinTech ETF

Goldman Sachs

MercadoLibre

Upstart Holdings

Visa

Simplify Volt Fintech Disruption ETF

Here are 7 fintech stocks trading at significant discounts with the industry poised to thrive in the foreseeable future. The post 7 Favorite Fintech Stocks to Buy After the Correction appeared first on InvestorPlace.

7 Favorite Fintech Stocks to Buy After the Correction

PayPal and Block are leading fintech companies. As the war on cash continues, it'll be interesting to see their businesses play out. PayPal and Block are in different stages of growth, which is important to consider when comparing the two investment opportunities. The global mobile payment market is forecasted to surpass $11 trillion by 2028. We're still in the early innings of a long-lasting secular growth trend.

PayPal Vs. Block: 2 Top Dogs In Fintech

Online payments company PayPal Holdings Inc stopped accepting new users in Russia on Wednesday given current circumstances, a company spokesperson told Reuters.

News for PayPal Stock (PYPL)