Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

Citigroup

Capital One

Mastercard

McDonald's

Netflix

PNC Financial Services

PayPal has joined the White House's new Economic Opportunity Coalition (EOC) to address economic disparities and move things forward for various underserved communities, the company said in a press release Thursday (July 28). The coalition will include 21 corporations and three foundations, working on aligning major investments for communities of color.

PayPal, Mastercard, Citi and Others Join New Economic Opportunity Coalition

Initiative Will Grant Venmo Business Profile Users with Funds and Mentoring to Help Grow Their Business SAN JOSE, Calif. , July 28, 2022 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced the Venmo Small Business Grant, a new program for emerging and small businesses that will provide financial grants and mentorship services to 20 new and existing Venmo Business Profile customers.

New Venmo Small Business Grant Program to Support Emerging and Small Businesses

Illumina

Unilever

A couple of these stocks have lost half of their value, just this year.

3 Stocks That Are Trading Near 4-Year Lows

An activist could be just what the stock needs as PayPal sets a new course for the post-pandemic payments landscape.

PayPal Should Be Friendly With Elliott

PayPal Holdings Inc (NASDAQ: PYPL) stock ended nearly 13% up on Wednesday after the Wall Street Journal said Elliott Management has a stake in the payments company. Why is the activist targeting PayPal stock?

PayPal stock down 55% just attracted an activist investor

Elliott Management is reported to have established a significant stake in PYPL and reportedly intends to urge management to hasten cost-cutting plans. The news has shares rising over 10% as investors speculate over Elliott's plans.

PayPal: How To Play The Elliott Management News And Earnings

The digital payments specialist has attracted the gaze of an activist investor.

Why PayPal Stock Roared Higher on Wednesday

Elliott Investment Management, an activist investor, has reportedly been building a stake in PayPal (NASDAQ: PYPL ). It seems the investor wants PayPal to ramp up its cost-reduction efforts.

PayPal (PYPL) Stock Gains as Activist Investor Elliott Takes Stake

If it can grow profits, PayPal could be a wonderful investment.

Activist Investor Buys PayPal Stock. Does This Mean It's a Cheap Stock to Buy Now?

PayPal stock popped on a report hedge fund Elliott Management has taken a stake in e-commerce firm, which reports earnings on Aug. 2. The post PayPal Stock Pops As Activist Investor Elliott Management Takes Stake appeared first on Investor's Business Daily.

PayPal Stock Pops As Activist Investor Elliott Management Takes Stake

PayPal Holdings Inc  (NASDAQ:PYPL) is up 7.3% to trade at $82.63 this morning, brushing off a price-target cut from $190 to $145 at Berenberg.

Options Bulls Eye PayPal stock After Investor Builds Stake

After a rough start to the year, PayPal Holdings Inc. reportedly has caught the attention of activists in a development that's offering some welcome relief for its beleaguered stock.

Here's what activists at Elliott Management could target at PayPal

Elliott Management, the $50 billion hedge fund, has taken a stake in the payments company, The Wall Street Journal reports.

Why Activist Elliott Management Is Targeting PayPal

FactSet Research Systems

Nasdaq

These may not be the fastest-growing names, but they have the right ingredients to produce excellent returns.

3 Fintech Stocks That Could Beat the Market Over the Next 5 Years

The payments giant PayPal (NASDAQ: PYPL) has nabbed an investment activist, and not just any, but allegedly Elliot Management.

PayPal climbs as Elliot Management reportedly holds a stake in the firm

Why Activist Elliott Is Targeting PayPal

(Reuters) -Activist investor Elliott Investment Management is building a stake in PayPal Holdings Inc, as it plans to push the fintech giant to ramp up its cost-reduction efforts, Bloomberg News reported, citing people familiar with the matter.

Activist Investor Elliott builds stake in PayPal - Bloomberg News

Pinterest

Activist investor Elliott Management has reportedly taken an undisclosed stake in PayPal, The Wall Street Journal reported Tuesday (July 26) night, citing unnamed sources familiar with the matter.

Activist Investor Elliott Management Now Has Stake in PayPal and Pinterest

Activist investor Elliott Management Corp. has a stake in PayPal Holdings Inc., according to people familiar with the matter.

Activist investor Elliott Management takes stake in PayPal

Silvergate Capital Corp

SoFi Technologies

Investors are nervous about a global growth scare and potential recession.

Why SoFi, PayPal, and Silvergate Capital Plunged on Tuesday

PayPal Holdings Inc. shares were sagging Tuesday after two consumer-facing names issued warning signs about their businesses and the state of shopping behaviors.

PayPal stock hit as Walmart and Shopify send ominous signals

Paypal (PYPL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate Paypal (PYPL) to Report a Decline in Earnings: What to Look Out for

Follow-on buy points are important areas to add shares or make new stock purchases. PayPal stock made two good ones during its run.

How Follow-On Buy Points Gave Additional Chances To Buy PayPal During Its 100% Run

Carnival

Coinbase

DraftKings

Lucid Group

Mullen Automotive

Roblox

Rivian Automotive

Snap

Block

Investing in stocks looked so easy before the S&P 500 bear market struck. The post 13 Stocks Clobber Gen Z Investors In Their First Bear Market appeared first on Investor's Business Daily.

13 Stocks Clobber Gen Z Investors In Their First Bear Market

PayPal's Q2'22 earnings sheet will be released in a few days. PayPal is likely to stick to its updated FY 2022 guidance, but could outperform on a couple of metrics for Q2.

News for PayPal Stock (PYPL)