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PFSI
Volume: 125.2K

PFSI Stock Forecast & Price Target

PFSI Analyst Ratings

Based on 7 analyst ratings
Buy
Strong Buy 29%
Buy 43%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

PennyMac Financial Services Inc. demonstrated a notable increase in gain on sale margins, rising 26 basis points to 0.84%, surpassing estimates and contributing positively to production earnings. The company experienced a 10% increase in shares since the end of the second quarter, currently trading at 1.4 times the second quarter book value, indicating strong market confidence. Furthermore, an anticipated rise in origination volumes for the fourth quarter, coupled with revisions in earnings estimates for fiscal years 2025 to 2026, reinforces a positive outlook for the company's financial health.

Bears say

PennyMac Financial Services Inc. reported a 4% quarter-over-quarter decline in origination volumes, falling short of estimates and indicating potential challenges in its production segment. Key risk factors identified include a reduction in volumes or gain-on-sale margins, an inability to effectively cut costs for a normalized return on equity, and the threat of rising delinquencies, which could increase operational expenses. Additionally, the potential for sharply declining interest rates presents a risk of negative marks on mortgage servicing rights and accelerated prepayments, further exacerbating the company's operational vulnerabilities.

PFSI has been analyzed by 7 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 43% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of PennyMac Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PennyMac Financial Services (PFSI) Forecast

Analysts have given PFSI a Buy based on their latest research and market trends.

According to 7 analysts, PFSI has a Buy consensus rating as of Dec 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $145.43, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $145.43, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PennyMac Financial Services (PFSI)

Volume: 125.2K

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