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PFSI
Volume: 90.32K

PFSI Stock Forecast & Price Target

PFSI Analyst Ratings

Based on 7 analyst ratings
Buy
Strong Buy 29%
Buy 43%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

PennyMac Financial Services Inc. has demonstrated solid growth, with gain on sale margins increasing 26 basis points to 0.84%, surpassing estimates and contributing to favorable production pre-tax earnings. The company's share price has appreciated approximately 10% since the end of the second quarter, currently trading at 1.4 times the second quarter's book value, indicating strong market confidence. Furthermore, anticipated increases in origination volumes for the fourth quarter suggest a positive revenue trajectory, with estimates for fiscal years 2025 through 2026 showing upward revisions.

Bears say

PennyMac Financial Services Inc. reported a 4% decrease in origination volumes quarter-over-quarter, falling short of expectations, which raises concerns about the company's ability to maintain profitability within its origination segment. Additionally, several risk factors threaten the financial stability of the company, including potential reductions in gain-on-sale margins, rising delinquencies leading to increased operational expenses, and risks associated with a sudden decline in mortgage rates that could adversely impact mark-to-market valuations. These elements contribute to a cautious outlook regarding the company’s capacity to achieve its projected return on equity levels in the coming years.

PFSI has been analyzed by 7 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 43% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of PennyMac Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PennyMac Financial Services (PFSI) Forecast

Analysts have given PFSI a Buy based on their latest research and market trends.

According to 7 analysts, PFSI has a Buy consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $143.29, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $143.29, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PennyMac Financial Services (PFSI)

Volume: 90.32K

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