Nu Holdings

Nu Holdings Ltd. operates as a holding company. It carries investments in several operating subsidiaries, which engage in digital banking services. The company was founded by David Vélez Osorno, Cristina Helena Zingaretti Junqueira and Adam Edward Wible on February 26, 2016 and is headquartered in Sao Paulo, Brazil.

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Nu Holdings achieves record growth in Q4 2022 earnings

Nu Holdings' Q4 2022 performance reflects a robust financial position and strategic focus on customer acquisition and profitability. While challenges like regulatory changes exist, the company's proactive approach and solid fundamentals bode well for future success.

Nu Holdings reports strong Q1 earnings, eyes growth in Mexico

Nu Holdings delivered robust financial results, emphasizing customer growth, product optimization, and operational efficiency.
The company faces challenges in market dynamics, regulatory environments, and cost management, requiring strategic responses for sustained growth.
Opportunities lie in leveraging customer base strength, expanding into new markets, and enhancing product offerings for high-income segments.
Overall, Nu Holdings' performance, strengths, and strategic vision position it well for continued growth and value creation in the financial services sector.

Nu Holdings doubles customer base and drives profitability in Q2

Nu Holdings delivered strong financial performance, maintained profitability, and showcased strategic initiatives for growth and efficiency.
The company's focus on customer-centric approaches, asset quality improvements, and digital innovation positions it well for future success.
While facing challenges in credit economics and market dynamics, Nu Holdings has opportunities to expand its market share, enhance product offerings, and drive growth.
Overall, Nu Holdings' Q2 2023 earnings call highlights a resilient and forward-thinking company with a solid foundation for continued success and innovation.

Nu Holdings reports stellar Q3 earnings, eyes Mexico expansion

Nu Holdings delivered strong financial results, showcasing robust revenue, profit, and customer growth metrics in Q3 2023.
The company's focus on customer experience, credit portfolio growth, and expansion in Mexico and Colombia positions it well for future growth.
While facing challenges related to delinquency management and regulatory discussions, Nu Holdings is leveraging opportunities in Mexico, product diversification, and noncredit-related businesses for sustained growth.

Nu Holdings reports stellar Q4 earnings, eyes growth in Mexico

Nu Holdings' strong financial performance, customer-centric approach, and strategic priorities position it well for continued success and growth. The company's focus on operational efficiency, technology, and customer engagement underscores its commitment to delivering value and driving innovation in the financial services sector.

Nu Holdings excels in Q1 2024, eyes SME growth and banking license

Nu Holdings delivered strong financial performance in Q1 2024, focusing on customer growth, revenue expansion, and strategic product launches.
Despite challenges in asset quality and market saturation, the company remains resilient and committed to expanding its credit portfolio and market presence.
Opportunities in the SME segment, Mexico's growth potential, and progress towards obtaining a banking license position Nu Holdings for continued success and innovation.

Nu Holdings reports stellar Q2 performance, eyes growth opportunities

Nu Holdings delivered stellar Q2 results with significant customer growth, revenue surge, and strong net income.
The company's focus on credit quality, customer acquisition, and market initiatives positions it well for future growth.
While challenges in managing rapid expansion and credit risk exist, Nu Holdings has opportunities to capitalize on market developments and innovation.

Nu Holdings reports robust Q3 results, eyes growth in key markets

Nu Holdings' Q3 performance reflects strong customer growth, revenue expansion, and profitability, underpinned by effective sales strategies.
The company's focus on new verticals and key markets like Mexico and Colombia presents growth opportunities despite potential operational challenges.
With a solid financial foundation and confidence in future growth, Nu Holdings is well-positioned to strengthen its market presence and drive value for stakeholders.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Nu Holdings Ltd. is a holding company, which engages in the provision of digital banking services. The company was founded by David Vélez Osorno, Cristina Helena Zingaretti Junqueira, and Adam Edward Wible on February 26, 2016 and is headquartered in George Town, Cayman Islands.

Nu Holdings faced a sharp selloff due to Brazil's macro environment and misconceptions about its credit portfolio, despite strong 2024 performance. Nu's fundamentals remain robust, with 50% revenue growth and nearly doubling EPS, driven by rapid customer and product expansion. The stock is undervalued at 17 times '25 earnings, presenting a lucrative opportunity for long-term investors amid macro panic.

Nu Holdings: 2 Critical External Headwinds To Understand & Exploit (Rating Upgrade)

Lennar

Sirius XM Holdings Inc

It's the Christmas season. Warren Buffett may not realize it, but he's the Santa Claus of investing.

3 No-Brainer Warren Buffett Stocks to Buy Right Now

Although Nu Holdings ' (NU 0.48%) third-quarter financial results showed strength in key metrics, the market still wasn't pleased with the results. That's obvious when you see that the share price of this digital banking business is currently 35% below its all-time peak from Nov. 11, just two days before the latest earnings update.

4 Reasons to Buy Nu Holdings Stock Like There's No Tomorrow

Nu Holdings, founded in 2013, now serves 110 million customers across Brazil, Mexico, and Colombia, capturing 56% of Brazil's adult population. Despite a 24% YTD stock increase, NU remains 29% below its October highs, presenting a compelling investment opportunity given its strong Q3 2024 results. Nubank showcases some of the best unit economics in public markets through compounding cross-selling opportunities to clients.

Nu Holdings: A Warren Buffett-Style Fat Pitch You Should Be Swinging At

MercadoLibre

In this video, I'll highlight two promising companies that could be great long-term investments, even in today's volatile market. Watch the short video to learn more, consider subscribing, and click the special offer link below.

2 Fantastic Beaten-Down Growth Stocks Down 35% and 21% to Buy

Although Warren Buffett is a justifiably celebrated and successful investor, not all of his company's holdings have soared in popularity recently. Case in point: Brazil-based fintech Nu Holdings (NU 0.48%), which according to data compiled by S&P Global Market Intelligence suffered a 13% decline in share price over this just-completed trading week.

Why Warren Buffett Stock Nu Holdings Dived by 13% This Week

As NU's stock continues its downward trajectory, we assess whether the current level presents an entry opportunity.

Nu Holdings Stock Falls 21% in 3 Months: Is This a Buying Opportunity?

SoFi Technologies

Are you looking for a new fintech name to add to your portfolio? It's certainly an area worth a look.

Better Fintech Stock: SoFi Technologies vs. Nu Holdings

Warren Buffett just gained greater exposure to the burgeoning digital bank sector in Africa and Asia.

Warren Buffett Gains Exposure To Digital Banks In Africa, Asia: Here's How

South Africa-based digital bank Tyme has achieved unicorn status with the help of fellow FinTech Nubank. The company announced Tuesday (Dec. 17) that it had raised $250 million in a Series D funding round, bringing its value to $1.5 billion.

Nubank Helps Digital Lender Tyme Reach $1.5 Billion Valuation

Brazilian digital bank Nubank (NU.N) announced on Monday a $150 million investment in Tyme Group, an innovative and quickly growing digital financial institution headquartered in Singapore. This strategic initiative represents a significant step forward in Nubank's ambitions to expand its worldwide reach and diversify its digital banking services in a growing, competitive, and linked market.

Brazil's Nubank invests $150 million in Tyme Group to expand digital banking offerings

Brazilian digital bank Nubank said it has invested $150 million in Tyme Group, a digital bank with 15 million customers in South Africa and the Philippines, funding that will help Tyme Group finance its push into Southeast Asia and list by 2028.

Brazilian digital lender Nubank invests $150 million in Tyme Group

Tyme Group, a South African-born fintech operating in the African country and the Philippines, has secured $250 million in a Series D round, pushing its valuation to $1.5 billion. The funding was led by Nubank, the world's largest neobank, which invested $150 million for a 10% stake.

Nubank leads $250M round in African digital bank Tyme at $1.5B valuation

SÃO PAULO--(BUSINESS WIRE)--Nubank, one of the world's largest digital financial services platforms, announces today an investment of US$150 million in Tyme Group as the lead of their series D funding round. The total investment round amounted to US$250 million, with M&G Catalyst Fund subscribing for US$50 million and existing shareholders with further US$50 million. Tyme Group is one of the fastest-growing digital banks globally, with 15 million customers and operations in South Africa and.

Nubank Announces Investment in Tyme Group, a Digital Bank With Operations in South Africa and the Philippines

Nubank's rapid growth and exceptional unit economics, with 110 million customers and low acquisition costs, highlight its potential to become a superapp in LATAM. Despite economic, geopolitical, and currency risks, I believe Nubank has significant upside over the next 10 years. Expansion into Mexico and potential entry into Argentina and other markets present huge opportunities for revenue growth and diversification.

Nu Holdings: User Growth And Expanding Product Offerings Make It A Buy

Nu Holdings (NU -0.42%) has established a dominant presence in the Brazilian banking market and is making strides in expanding across Latin America.

Nu Holdings Stock: Buy, Sell, or Hold?

Emerging markets might be the best place to find lucrative investment ideas in today's banking industry. Consider that Latin America has a population of 665 million, roughly double that of the United States.

The Best Bank Stock to Invest $500 in Right Now

The largest neobank in the Western world is a company you've likely never heard of. Nu Holdings (NU -0.42%) is the parent company of Nu Bank, a digital bank taking Latin America by storm.

Where Will Nu Holdings Stock Be in 10 Years?

Investors are becoming curious about Nu Holdings (NU -0.42%) as the stock price falls.

You Should Know This Before Buying the Dip in Nu Holdings Stock

Investors usually look to bank stocks for stability and passive income. They're rarely the growth portion of an equity portfolio, but they can keep your holdings on solid ground when the economy or market is shaky.

The Ultimate Bank Stock to Buy With $1,000 Right Now

Amazon

American Express

Dutch Bros

Carnival

Global-e Online Ltd

Lemonade

On Holding AG

It's time for my annual list of 10 top stocks to buy for the new year. It's not so different than last year's list, so you won't be too surprised to see most of the picks.

10 Top Stocks to Buy in 2025

Fintech stocks run the gamut from banks that lean into new innovations to technology companies offering financial services. Because the companies can vary widely, it can be difficult to decipher which fintech stocks are the best to buy.

The Best Fintech Stock to Invest $1,000 in Right Now

Nu Holdings (NU -2.20%) says its customers increase engagement the longer they stay.

What's Going On With Nu Holdings Stock?

Nu Holdings (NU -2.20%) is expanding quickly in its home market while expanding into new territories.

Huge News for Nu Holdings Stock Investors

There's a good chance that you don't own one of the top-performing fintech stocks over the past couple of years. Nu Holdings (NU 2.04%) shares have nearly tripled since the beginning of last year.

News for Nu Holdings Stock (NU)