Nu Holdings

Nu Holdings Ltd. operates as a holding company. It carries investments in several operating subsidiaries, which engage in digital banking services. The company was founded by David Vélez Osorno, Cristina Helena Zingaretti Junqueira and Adam Edward Wible on February 26, 2016 and is headquartered in Sao Paulo, Brazil.

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Nu Holdings achieves record growth in Q4 2022 earnings

Nu Holdings' Q4 2022 performance reflects a robust financial position and strategic focus on customer acquisition and profitability. While challenges like regulatory changes exist, the company's proactive approach and solid fundamentals bode well for future success.

Nu Holdings reports strong Q1 earnings, eyes growth in Mexico

Nu Holdings delivered robust financial results, emphasizing customer growth, product optimization, and operational efficiency.
The company faces challenges in market dynamics, regulatory environments, and cost management, requiring strategic responses for sustained growth.
Opportunities lie in leveraging customer base strength, expanding into new markets, and enhancing product offerings for high-income segments.
Overall, Nu Holdings' performance, strengths, and strategic vision position it well for continued growth and value creation in the financial services sector.

Nu Holdings doubles customer base and drives profitability in Q2

Nu Holdings delivered strong financial performance, maintained profitability, and showcased strategic initiatives for growth and efficiency.
The company's focus on customer-centric approaches, asset quality improvements, and digital innovation positions it well for future success.
While facing challenges in credit economics and market dynamics, Nu Holdings has opportunities to expand its market share, enhance product offerings, and drive growth.
Overall, Nu Holdings' Q2 2023 earnings call highlights a resilient and forward-thinking company with a solid foundation for continued success and innovation.

Nu Holdings reports stellar Q3 earnings, eyes Mexico expansion

Nu Holdings delivered strong financial results, showcasing robust revenue, profit, and customer growth metrics in Q3 2023.
The company's focus on customer experience, credit portfolio growth, and expansion in Mexico and Colombia positions it well for future growth.
While facing challenges related to delinquency management and regulatory discussions, Nu Holdings is leveraging opportunities in Mexico, product diversification, and noncredit-related businesses for sustained growth.

Nu Holdings reports stellar Q4 earnings, eyes growth in Mexico

Nu Holdings' strong financial performance, customer-centric approach, and strategic priorities position it well for continued success and growth. The company's focus on operational efficiency, technology, and customer engagement underscores its commitment to delivering value and driving innovation in the financial services sector.

Nu Holdings excels in Q1 2024, eyes SME growth and banking license

Nu Holdings delivered strong financial performance in Q1 2024, focusing on customer growth, revenue expansion, and strategic product launches.
Despite challenges in asset quality and market saturation, the company remains resilient and committed to expanding its credit portfolio and market presence.
Opportunities in the SME segment, Mexico's growth potential, and progress towards obtaining a banking license position Nu Holdings for continued success and innovation.

Nu Holdings reports stellar Q2 performance, eyes growth opportunities

Nu Holdings delivered stellar Q2 results with significant customer growth, revenue surge, and strong net income.
The company's focus on credit quality, customer acquisition, and market initiatives positions it well for future growth.
While challenges in managing rapid expansion and credit risk exist, Nu Holdings has opportunities to capitalize on market developments and innovation.

Nu Holdings reports robust Q3 results, eyes growth in key markets

Nu Holdings' Q3 performance reflects strong customer growth, revenue expansion, and profitability, underpinned by effective sales strategies.
The company's focus on new verticals and key markets like Mexico and Colombia presents growth opportunities despite potential operational challenges.
With a solid financial foundation and confidence in future growth, Nu Holdings is well-positioned to strengthen its market presence and drive value for stakeholders.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Nu Holdings Ltd. is a holding company, which engages in the provision of digital banking services. The company was founded by David Vélez Osorno, Cristina Helena Zingaretti Junqueira, and Adam Edward Wible on February 26, 2016 and is headquartered in George Town, Cayman Islands.

Nasdaq

Nasdaq wants to expand its digital bank FinTech presence in Latin America. The tech company agreed to provide its AxiomSL regulatory reporting tool to Nubank, the region's digital banking giant, according to a Monday (Sept.

Nasdaq Extends Partnership With Nubank to Grow Latam Banking Presence

The latest trading day saw Nu Holdings Ltd. (NU) settling at $14.80, representing a -0.34% change from its previous close.

Nu Holdings Ltd. (NU) Stock Declines While Market Improves: Some Information for Investors

Redfin

The Federal Reserve's long-awaited interest rate decision came in with the  first cut in four years ; 50 basis points.

2 Cheap Stocks That Could Benefit From Lower Rates

As NU continues its upward trend, investors evaluate whether now is the right time to invest in the stock. Here???s what you need to know.

Nu Holdings Stock Surges 79% YTD: Should You Buy Now or Wait?

Nu Holdings has nearly doubled since my December 2023 article, and shares are up 80% YTD. The company's hyper-growth trajectory and still undemanding valuation make it a compelling investment opportunity even after the recent rise. Nu showcases extremely attractive unit economics, with low customer acquisition costs, compared to very high lifetime value.

Nu Holdings: Arguably The Best Unit Economics In Public Markets

Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) analysts often affect a stock's price, do they really matter?

Is Nu (NU) a Buy as Wall Street Analysts Look Optimistic?

Net income more than doubled in the second quarter. More members are using Nu as their primary banking platform.

Is Nu Stock a Millionaire Maker?

Petco Health and Wellness

If a stock's earnings ultimately determine its stock price, then buying stocks that promise massive earnings growth should lead to dramatic share price gains.

2 Incredible Stocks Under $15 Wall Street Says Will Grow Earnings 50% a Year

Buffet is more known for his value investing. At first glance, this growth juggernaut has a pricey valuation.

1 Warren Buffett Stock That Could Go Parabolic in 2024 and Beyond

NVIDIA

Nvidia's top growth tailwind is the AI trend, which has many more years ahead of it. Innovative online bank Nu Holdings still has plenty of room to grow in its Latin American market.

2 Tech Stocks With More Potential Than Any Cryptocurrency

monday.com

Meta Platforms is returning cash to shareholders via its new dividend and expanded share buybacks. Monday.com's crisp execution warrants its lofty valuation.

Nvidia Stock Fell After Earnings. These 3 Stocks Might Be Better Buys.

Affirm

Robinhood

Robinhood's retail trading business is heating up again. Affirm is scaling up its buy now, pay later platform as some of its competitors retreat.

3 Top Fintech Stocks to Buy in September

Visa

Berkshire Hathaway's portfolio includes two picks with impressive growth potential. One of these companies is a household name with an incredible competitive advantage.

The Best Warren Buffett Stocks to Buy With $700 Right Now

Fintech stocks combine the best of the financial sector with the rapid growth rates of tech startups. Two fintech stocks in particular look very attractive right now.

2 No-Brainer Fintech Stocks to Buy With $200 Right Now

Nu has grown rapidly over the past three years. But its stock still looks surprisingly cheap relative to its growth potential.

Where Will Nu Holdings Stock Be in 3 Years?

Warren Buffett stock and IPO Leader Nu Holdings moved out of buy range as it hit new highs in the ongoing stock market rally.

Warren Buffett IPO Stock Nu In Buy Zone After Hitting New High

As NU continues its upward trend, investors are evaluating whether now is the right time to invest in the stock. Here's what you need to know.

Nu Holdings Stock Soars 76% YTD: Is it Time to Jump Onboard?

Shares of Nu Holdings Ltd. (NU, Financial) have been on fire over the past year.

Why Nu Holdings Still Has Room to Run

Apple

Amazon

Apple plans to lock in more users with its generative AI services. Amazon provides the cloud infrastructure for a lot of AI applications.

These Are Warren Buffett's Favorite Artificial Intelligence (AI) Stocks

The company is now an "AI-first" company after recently acquiring Silicon Valley-based Hyperplane. The company's recently reported second-quarter 2024 earnings show the thesis for investing in Nu Holdings is still on track. The valuation of the stock is still reasonable.

Nu Holdings Expands AI Capabilities To Revolutionize Banking Services

Palantir Technologies

Spotify

The current market environment is exceptionally strong, offering fertile ground for growth stocks with compelling fundamentals. Stocks like Nu ( NU ), Spotify ( SPOT ), and Palantir ( PLTR ) are perfectly positioned to capitalize on this momentum.

Surging Momentum: 3 Growth Stocks to Buy Now (NU, SPOT, PLTR)

Nu Holdings reported strong Q2 earnings with accelerated growth momentum in KPIs, beating earnings and revenue expectations. The company is outperforming competitors in Mexico and Colombia, expanding its customer base and market share in these countries despite strong neobank competition with more aggressive offerings. Despite political risks, Nu's strong fundamentals and upcoming tailwinds from a banking license in Mexico, and tax reform in Colombia, justify a strong buy rating on the stock.

Nu Holdings: Largest Non-Asian Digital Bank, Continues To Deliver

Nu Holdings is one of the largest digital banks in the world today.

1 Warren Buffett Stock to Buy and Forget

Nu Holdings Ltd. (NYSE:NU ) Q2 2024 Earnings Conference Call August 13, 2024 6:00 PM ET Corporate Participants Jorg Friedemann - IR Officer David Velez - Founder, Chairman, and Chief Executive Officer Guilherme Lago - Chief Financial Officer Youssef Lahrech - President and Chief Operating Officer Conference Call Participants Jorge Kuri - Morgan Stanley Pedro Leduc - Itaú Mario Pierry - Bank of America Geoff Elliott - Autonomous Yuri Fernandez - JPMorgan Tito Labarta - Goldman Sachs Eduardo Rosman - BTG Pactual Thiago Batista - UBS Brian Flores - Citi Craig Moore - FT Partners Operator Good afternoon, ladies and gentlemen, welcome to Nu Holdings Conference Call to discuss the results for the Second Quarter of 2024.

Nu Holdings Ltd. (NU) Q2 2024 Earnings Call Transcript

While the top- and bottom-line numbers for Nu (NU) give a sense of how the business performed in the quarter ended June 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

News for Nu Holdings Stock (NU)