Revenue segments as reported by the company.

Premiums

Universal life and investment-type product policy fees

Net investment income

Other revenues

Net investment gains (losses)

Net derivative gains (losses)

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Policyholder benefits and claims

Interest credited to policyholder account balances

Policyholder dividends

Capitalization of DAC

Amortization of DAC and VOBA

Amortization of negative VOBA

Interest expense on debt

Other expenses

Policyholder liability remeasurement (gains) losses

Market risk benefit remeasurement (gains) losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

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Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

MetLife

MetLife, Inc. provides insurance and financial services to individual and institutional customers. It offers life insurance, annuities, automobile and homeowner's insurance and retail banking services to individuals as well as group insurance, reinsurance and retirement and savings products and services. The firm operates through the following segments: U.S., Asia, Latin America, EMEA, MetLife Holdings and Corporate & Other. The U.S. segment offers a broad range of protection products and services aimed at serving the financial needs of customers throughout their lives. The U.S. segment is organized into three businesses: Group Benefits, Retirement and Income Solutions and Property & Casualty. The Asia segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include whole life, term life, variable life, universal life, accident & health insurance, fixed and variable annuities and endowment products. The Latin America segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life insurance, accident & health insurance, credit insurance and retirement and savings products. The EMEA segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life, accident & health, credit insurance and retirement and savings products. The MetLife Holdings segment consists of operations relating to products and businesses, such as variable, universal, term and whole life insurance, variable, fixed and index-linked annuities, long-term care insurance, as well as the assumed variable annuity guarantees. The Corporate & Other segment contains the excess capital, as well as certain charges and activities, not allocated to the segments. The company was founded on March 24, 1868 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

MetLife reports resilient performance amidst challenges, eyes growth opportunities

MetLife navigated challenges from COVID, inflation, and market fluctuations to achieve a solid financial performance with strong business growth. The company remains focused on capital deployment, shareholder returns, and maintaining financial flexibility. Opportunities in Latin America, Chile, private equity investments, and PRT deals offer avenues for future growth.

MetLife reports Q1 earnings decline, eyes growth opportunities ahead

MetLife's Q1 performance reflects mixed earnings results across regions and business segments.
The company's strategic focus on derisking, capital management, and liquidity strength are key positives.
Challenges include income impact from Japan losses and questions on asset returns and expense management.
Opportunities lie in improving returns, capital deployment, and driving growth in key markets.

MetLife reports robust Q2 earnings, navigates challenges for growth

MetLife delivered a strong performance in Q2 2023, with robust sales and adjusted earnings across key segments, despite challenges like lower investment income and elevated long-term care claims.
The company's strategic strengths in underwriting, claims management, and capital management, coupled with growth opportunities in group benefits and asset performance recovery, position it for continued success.
Addressing challenges related to expenses, market dynamics, and asset performance while capitalizing on growth opportunities will be crucial for MetLife to maintain its competitive edge and drive future profitability.

MetLife posts robust Q3 earnings, eyes growth in voluntary benefits

MetLife delivered strong earnings in Q3 2023, driven by record performances in key segments. While facing challenges in variable investment income, the company remains focused on disciplined capital deployment and growth opportunities in various markets.

MetLife surpasses earnings expectations, eyes growth amid challenges

MetLife delivered a strong financial performance in Q4 2023, exceeding earnings expectations and showcasing resilience amidst challenges like declining retirement spreads and unexpected asbestos claims frequency adjustments.
The company's strategic focus on improving margins, raising targets for adjusted return on equity, and capital redeployment positions MetLife for continued success in '24.
Opportunities lie in driving growth through increased contributions from VII, high activity in PRT deals, and leveraging strong sales growth in segments like Group Benefits.
While challenges persist with managing liabilities and optimizing financial performance, MetLife's performance in '23 and outlook for '24 demonstrate a foundation for future success.

MetLife reports robust Q1 earnings, eyes strategic growth opportunities

MetLife delivered strong financial results in Q1 2024, driven by improved investment income and revenue growth across key segments.
While facing challenges in certain business areas, the company's focus on shareholder returns and strategic governance enhancements position it well for future growth.
Upcoming events like the Investor Day and strategic adjustments in response to market dynamics present avenues for continued success and expansion.
Overall, MetLife's performance reflects resilience and adaptability in navigating market challenges and capitalizing on growth opportunities.

MetLife reports robust Q3 earnings, eyes growth in key markets

MetLife's Q3 2024 performance was strong, with adjusted earnings of $1.4 billion and a 12% increase in year-to-date earnings per share.
While facing challenges in certain segments like Asia and RIS, the company's strengths in the U.S., Japan, and Latin America offer growth potential.
Opportunities lie in leveraging favorable conditions, addressing challenges, and maintaining a focus on organic growth for sustained success.
Capital management efforts, including returning $1 billion to shareholders, reflect a balanced approach to value creation and growth.

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Cost of revenue

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Net income

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Purchase/sale of investments

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Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

MetLife, Inc. engages in providing insurance and financial services to individual and institutional customers. It operates through the following segments: Group Benefits, Retirement and Income Solutions (RIS), Asia, MetLife Holdings, and Corporate and Other. The Group Benefits segment offers group life insurance products with renewable term policies. The RIS segment contains short and long-duration products, including capital market products, pension risk transfers, structured settlements, and other benefit funding products. The Asia segment focuses on Japan only and offers traditional life insurance, and accident and health products. The MetLife Holdings segment includes traditional and universal life products. The Corporate and Other segment refers to surplus investment portfolios used to fund capital and liquidity needs. The company was founded on March 24, 1868 and is headquartered in New York, NY.

NEW YORK--(BUSINESS WIRE)--MetLife to Hold Conference Call for Third Quarter 2020 Results on November 5, 2020

MetLife to Hold Conference Call for Third Quarter 2020 Results

NEW YORK--(BUSINESS WIRE)-- #HACRresearch--For the ninth year in a row, MetLife received the HACR Award for Corporate Inclusion in recognition of its success in promoting Hispanic inclusion.

MetLife Recognized for Commitment to Hispanic Inclusion

For investors who like dividends, MetLife Inc. (NYSE:MET) is a promising name. This insurance company currently offers a dividend near 5% and for value investors, it is a company with manageable debt:

MetLife: A Strong Dividend and Modest Undervaluation

NEW YORK--(BUSINESS WIRE)-- #customerservice--MetLife Retirement & Income Solutions receives fourth J.D. Power Certification for customer service.

MetLife Retirement & Income Solutions Receives Fourth J.D. Power Certification for Customer Service

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HONG KONG--(BUSINESS WIRE)--Over the next 10 years, MetLife, Inc. (NYSE: MET) has committed to reduce its location-based greenhouse gas (GHG) emissions by 30 percent from 2019 levels, originate U.S. $20 billion in new MetLife Investment Management (MIM)–managed green investments1, and allocate U.S. $5 million to develop products and partnerships that drive climate solutions. Those are just three of the company’s 11 2030 Environmental Goals, which it just announced.2 MetLife also committed to pl

MetLife to Reduce Emissions by 30 Percent and Originate $20 Billion of New Green Investments By 2030

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In trading on Tuesday, shares of MetLife were yielding above the 5% mark based on its quarterly dividend (annualized to $1.84), with the stock changing hands as low as $36.50 on the day.

Metlife Crosses Above 5% Yield Territory

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MetLife (MET) is poised for growth, given its enhanced benefit solutions, cost-control efforts and sound solvency position.

Here's Why You Should Retain MetLife Stock in Your Portfolio

NEW YORK--(BUSINESS WIRE)-- #Diversity--For the 22nd year in a row, MetLife has earned a spot on Working Mother magazine’s “100 Best Companies” list.

MetLife Named to Working Mother’s “100 Best Companies” List for 22nd Year in a Row

MetLife (MET) inks an all-cash deal to acquire Versant Health, which is intended to enhance MetLife's vision benefit offerings.

MetLife Boosts Group Benefits Business With Acquisition

MetLife Inc. (MET) MetLife Acquisition of Versant Health Conference Call (Transcript)

MetLife (MET) with Techstars announces the third annual class of MetLife Digital Accelerator, which offers necessary assistance for startups to grow.

MetLife & Techstars Program to Facilitate Growth of Startups

Insurer MetLife Inc has agreed to buy vision-care benefits company Versant Health for $1.68 billion from an investor group led by Centerbridge Partners and FFL Partners, it said on Thursday.

MetLife to buy Versant Health for $1.68 billion

MetLife Inc. MET, +0.32% announced Thursday a deal to buy managed vision care company Versant Health for $1.68 billion in cash from an investor group led by Centerbridge Partners and including FFL Partners.

MetLife to buy vision care company Versant Health for about $1.7 billion

NEW YORK--(BUSINESS WIRE)--METLIFE TO ACQUIRE VERSANT HEALTH, OWNER OF DAVIS VISION AND SUPERIOR VISION

MetLife to Acquire Versant Health, Owner of Davis Vision and Superior Vision

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OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has assigned a Long-Term Issue Credit Rating of “bbb” to the $1 billion issuance of 3.85% fixed rate reset non-cumulative preferred stock, Series G, recently issued by MetLife, Inc.

AM Best Assigns Issue Credit Rating to MetLife, Inc.’s New Preferred Shares

CARY, N.C.--(BUSINESS WIRE)-- #insurtech--MetLife announced its third annual class of startups to participate in the MetLife Digital Accelerator powered by Techstars.

MetLife Digital Accelerator Partners with 10 Startups to Develop Financial Wellness and Engagement Solutions for Customers and Families

MetLife’s stock lost more than 50% - dropping from $52 at the end of 2019 to around $24 in late March – then spiked 60% to around $38 now. This implies it’s still 26% lower than the start of the year.

MetLife Stock Can Touch $45 In The Near Term

MetLife, Inc. (MET) CEO Michel Khalaf Presents at 2020 KBW Virtual Insurance Conference (Transcript)

MetLife (MET) reported earnings 30 days ago. What's next for the stock?

Why Is MetLife (MET) Up 3.3% Since Last Earnings Report?

MetLife Has More Potential Than The Market Seems To Think

MetLife's (MET) institutional asset management business MIM originates $6.2 billion in private placement debt in the first half of 2020.

News for MetLife Stock (MET)