Revenue segments as reported by the company.

Marketplace revenue

Other non-interest income

Net interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Compensation and benefits

Marketing

Equipment and software

Occupancy

Depreciation and amortization

Professional services

Other non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

LendingClub

LendingClub Corp. operates as an online marketplace that facilitates loans to borrowers and investments. Its products include unsecured personal, secured auto refinance, patient, and education finance loans. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

LendingClub reports solid Q4 earnings, focuses on credit quality

LendingClub's Q4 2022 performance met guidance, with a focus on credit quality and profitability.
The company is reducing expenses and transitioning its revenue model for resilience.
Challenges include impact of higher interest rates on loan originations and less attractive segments.
Opportunities lie in offering more value to customers and growing SBA Government Guaranteed Lending.

LendingClub reports strong Q1 performance amidst marketplace challenges

LendingClub's Q1 2023 Earnings Call showcased strong financial performance and effective liquidity management.
Challenges in marketplace revenue and fee income economics were addressed, along with workforce reduction savings.
Opportunities for growth were highlighted in potential marketplace recovery conditions and rapid growth potential.

LendingClub exceeds revenue expectations, focuses on profitability amidst challenges

LendingClub navigated challenges in Q2 2023 with a focus on profitability over growth, addressing delinquencies and marketplace headwinds.
Strong capital levels and strategic initiatives like the structured loan certificate program position the company well for future growth.
Anticipated marketplace recovery challenges and pricing pressures highlight the need for disciplined financial management and strategic decision-making.

LendingClub reports strong Q3 results, eyes credit market expansion

LendingClub's Q3 performance reflects solid financial metrics, strategic focus on prime originations, and innovative member engagement initiatives.
While facing challenges in the investor marketplace and limitations on share buybacks, the company is exploring opportunities for growth and diversification.
With enhanced returns in credit offerings, new partnerships, and a vision beyond lending, LendingClub is positioning itself for future success and market leadership.

LendingClub reports revenue growth, eyes product expansion and efficiency

LendingClub shows strong performance with revenue and income growth
Facing challenges with net interest margin and expense management
Opportunities lie in expanding product offerings and capital deployment
Overall, a focus on resilience, growth, and operational efficiency

LendingClub maintains stability and profitability, eyes growth opportunities ahead

LendingClub's Q1 performance showcased stability in originations and strong revenue generation. The company's focus on credit leadership and profitability highlights its resilience in the market.
While facing challenges such as rising expenses and competitive pressures, LendingClub is strategically positioned to leverage opportunities for growth through capital deployment and member-focused initiatives.

LendingClub excels in Q2, plans for growth and innovation

LendingClub's strong performance in Q2 showcases growth in originations, revenue, and net income. The company's focus on credit stewardship, mobile app engagement, and new product offerings positions it well for future success. Challenges lie in maintaining competitive pricing, optimizing funding, and managing delinquency rates.

LendingClub excels in Q3, eyes growth through innovation and acquisitions

LendingClub's strong performance, strategic acquisitions, and focus on customer engagement position the company for future growth and value creation.
While facing challenges such as expense management and maintaining credit performance, the company remains optimistic about its prospects and market opportunities.
By leveraging marketplace demand, innovative products, and a clear growth strategy, LendingClub aims to drive revenue, enhance shareholder value, and sustain its competitive edge.

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Cost of revenue

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SG&A

Other

Operating income

EBITDA

Net income

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Receivables

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Intangibles

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Stockholders equity

Minority interest

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Net debt

Book value per share

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Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

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Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

LendingClub Corp. engages in the operations of digital marketplace bank. It operates through the LendingClub Bank and LendingClub Corporation (Parent Only) segments. The LendingClub Bank segment involves the provision of full complement of financial products and solutions, loans, leases, and deposits. The LendingClub Corporation (Parent Only) segment includes the holding company legal entity. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

LendingClub reported Wednesday (April 28) as part of its first quarter earnings results that loan originations climbed 63 percent quarter over quarter, according to an announcement. The company's financial results come on the heels of its acquisition of Radius, which is now known as LendingClub Bank.

LendingClub Q1 Loan Originations Grow By 63 Pct

LendingClub (LC) delivered earnings and revenue surprises of 40.24% and 19.26%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?

LendingClub (LC) Reports Q1 Loss, Tops Revenue Estimates

SAN FRANCISCO, April 28, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), America's leading digital marketplace bank, today announced financial results for the first quarter ended March 31, 2021. "We had a great start to the year, accelerating personal loan origination growth by leveraging our strategic advantages including our customer base of 3 million members, our data and technology capabilities, and our newly acquired digital bank," said Scott Sanborn, CEO of LendingClub.

LendingClub Reports First Quarter 2021 Results

LendingClub (NYSE:LC) unveils its next round of earnings this Wednesday, April 28. Get prepared with Benzinga's ultimate preview for LendingClub's Q1 earnings.

Earnings Outlook for LendingClub

It's been a wild ride for LendingClub, but better days are ahead.

Is LendingClub a Buy?

SAN FRANCISCO, April 8, 2021 /PRNewswire/ -- On March 30, 2021 President Joseph Biden signed the "PPP Extension Act of 2021" extending the Paycheck Protection Program ("PPP") from March 31 st to May 31 st, to aid small businesses amidst a difficult financial year as a result of the global COVID-19 pandemic. With the program extending, LendingClub Bank, National Association ("LendingClub Bank"), will continue to support small and medium-sized businesses (SMBs) with access to more PPP loans through its predecessor in interest Radius Bank ("Radius").

LendingClub Bank Supports Extended Paycheck Protection Program (PPP)

SAN FRANCISCO, April 7, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), America's first digital marketplace bank, announced that it will report earnings for the first quarter 2021 on Wednesday, April 28, 2021, after-market hours. LendingClub will host a conference call to discuss the first quarter 2021 financial results at 2:00 p.m.

LendingClub Schedules First Quarter 2021 Earnings Release and Conference Call

The stock price of LendingClub Corp (NYSE: LC) has received a price target of $25 by Wedbush. These are the details.

LC Stock Price: $25 Target By Wedbush

Social Capital Hedosophia Holdings Corp. V

SoFi Technologies

Both fintechs are big consumer lenders and have already secured or are securing a bank charter.

Better Buy: SoFi vs. LendingClub

With its acquisition of Radius Bank now complete, the peer-to-peer lender is about to make some interesting changes.

LendingClub 2.0: A New Path for This Storied Fintech

Cathie Wood scooped up shares of this beaten-down fintech amid its business transformation.

Surprise! Cathie Wood Just Bought a Deep Value Stock

LendingClub Corporation (LC) has moved higher as of late, but there could definitely be trouble on the horizon for this company

LendingClub Corp (LC) is in Overbought Territory: What's Next?

LendingClub's business model is transforming into one with recurring revenue, the type that receives outsized multiples across industries.

LendingClub: Now A Fintech Bank With The Possibility For A Massive Squeeze Higher

The acquisition of Radius and becoming a national bank is a complete game changer. Management shared some of the economics of the bank's model in the recent earnings call.

LendingClub: High Growth And High Profitability Ahead

The lender's stock continues to rise after several significant events last week.

Why Shares of LendingClub Are Surging for a Second Straight Day

LendingClub (LC) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions could translate into further price increase in the near term.

LendingClub (LC) Moves 18% Higher: Will This Strength Last?

One of the world's top investors enthusiastically plowed into the company.

Why Lending Club Skyrocketed 18% Higher Today

LendingClub (LC) witnesses a decline in revenues and expenses in the fourth quarter of 2020.

LendingClub (LC) Q4 Loss In Line, Revenues & Costs Decline

LendingClub (LC) delivered earnings and revenue surprises of 0.00% and -3.78%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

LendingClub (LC) Reports Q4 Loss, Misses Revenue Estimates

LendingClub Corporation (LC) CEO Scott Sanborn on Q4 2020 Results - Earnings Call Transcript

LendingClub reported Wednesday (March 10) as part of its fourth quarter earnings results that originations climbed 56 percent quarter over quarter, exceeding the high end of its guidance range. “We are encouraged by the continued growth in loan originations with volume above the upper end of our fourth quarter guidance range,” Chief Financial Officer Tom […]

LendingClub Q4 Loan Volume Rebounds By 56 Pct

SAN FRANCISCO, March 10, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), America's first digital marketplace bank, today announced financial results for the fourth quarter and full year ended December 31, 2020. "I am proud of our accomplishments in 2020, which led us to complete the groundbreaking acquisition of Radius Bank.

LendingClub Reports Fourth Quarter and Full Year 2020 Results

Headline numbers are all the rage on Wall Street — focused on top line and bottom line beats, or misses. To that end, the Street is expecting $77.7 million for LendingClub's top line, and losses are expected at about 25 cents a share.

LendingClub's 4Q To Give Insight Into Consumer Appetite For Debt, Radius Roadmap

Once a hot IPO, LendingClub fell from grace. Hard. But a turnaround could be in the offing.

Why Is No One Talking About LendingClub Stock?

LendingClub (LC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

News for LendingClub Stock (LC)