Revenue segments as reported by the company.

Marketplace revenue

Other non-interest income

Net interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Compensation and benefits

Marketing

Equipment and software

Occupancy

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Professional services

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Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

LendingClub

LendingClub Corp. operates as an online marketplace that facilitates loans to borrowers and investments. Its products include unsecured personal, secured auto refinance, patient, and education finance loans. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

LendingClub reports solid Q4 earnings, focuses on credit quality

LendingClub's Q4 2022 performance met guidance, with a focus on credit quality and profitability.
The company is reducing expenses and transitioning its revenue model for resilience.
Challenges include impact of higher interest rates on loan originations and less attractive segments.
Opportunities lie in offering more value to customers and growing SBA Government Guaranteed Lending.

LendingClub reports strong Q1 performance amidst marketplace challenges

LendingClub's Q1 2023 Earnings Call showcased strong financial performance and effective liquidity management.
Challenges in marketplace revenue and fee income economics were addressed, along with workforce reduction savings.
Opportunities for growth were highlighted in potential marketplace recovery conditions and rapid growth potential.

LendingClub exceeds revenue expectations, focuses on profitability amidst challenges

LendingClub navigated challenges in Q2 2023 with a focus on profitability over growth, addressing delinquencies and marketplace headwinds.
Strong capital levels and strategic initiatives like the structured loan certificate program position the company well for future growth.
Anticipated marketplace recovery challenges and pricing pressures highlight the need for disciplined financial management and strategic decision-making.

LendingClub reports strong Q3 results, eyes credit market expansion

LendingClub's Q3 performance reflects solid financial metrics, strategic focus on prime originations, and innovative member engagement initiatives.
While facing challenges in the investor marketplace and limitations on share buybacks, the company is exploring opportunities for growth and diversification.
With enhanced returns in credit offerings, new partnerships, and a vision beyond lending, LendingClub is positioning itself for future success and market leadership.

LendingClub reports revenue growth, eyes product expansion and efficiency

LendingClub shows strong performance with revenue and income growth
Facing challenges with net interest margin and expense management
Opportunities lie in expanding product offerings and capital deployment
Overall, a focus on resilience, growth, and operational efficiency

LendingClub maintains stability and profitability, eyes growth opportunities ahead

LendingClub's Q1 performance showcased stability in originations and strong revenue generation. The company's focus on credit leadership and profitability highlights its resilience in the market.
While facing challenges such as rising expenses and competitive pressures, LendingClub is strategically positioned to leverage opportunities for growth through capital deployment and member-focused initiatives.

LendingClub excels in Q2, plans for growth and innovation

LendingClub's strong performance in Q2 showcases growth in originations, revenue, and net income. The company's focus on credit stewardship, mobile app engagement, and new product offerings positions it well for future success. Challenges lie in maintaining competitive pricing, optimizing funding, and managing delinquency rates.

LendingClub excels in Q3, eyes growth through innovation and acquisitions

LendingClub's strong performance, strategic acquisitions, and focus on customer engagement position the company for future growth and value creation.
While facing challenges such as expense management and maintaining credit performance, the company remains optimistic about its prospects and market opportunities.
By leveraging marketplace demand, innovative products, and a clear growth strategy, LendingClub aims to drive revenue, enhance shareholder value, and sustain its competitive edge.

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Free cash flow

LendingClub Corp. engages in the operations of digital marketplace bank. It operates through the LendingClub Bank and LendingClub Corporation (Parent Only) segments. The LendingClub Bank segment involves the provision of full complement of financial products and solutions, loans, leases, and deposits. The LendingClub Corporation (Parent Only) segment includes the holding company legal entity. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

SAN FRANCISCO, Nov. 3, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, has been awarded a Top Workplaces 2021 honor by The Salt Lake Tribune Top Workplaces. The list is based solely on employee feedback gathered through a third-party survey administered by employee engagement technology partner Energage, LLC.

The Salt Lake Tribune Names LendingClub a Winner of the Utah Top Workplaces 2021 Award

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LendingClub pivoted to a hybrid lending model since it acquired Radius Bank in 2020.

LendingClub Could Increase Operating Income At Least 5x By FY24

Does LendingClub (LC) have what it takes to be a top stock pick for momentum investors? Let's find out.

Here's Why Momentum Investors Will Love LendingClub (LC)

SAN FRANCISCO, Nov. 1, 2021 /PRNewswire/ -- Although the pandemic has hit those living paycheck-to-paycheck especially hard, these consumers show a greater appetite for increasing their shopping activities post-pandemic compared to their more financially secure peers. This and other key findings were released today in LendingClub Corporation's (NYSE: LC) fourth Reality Check: Paycheck-To-Paycheck research series , conducted in partnership with PYMNTS.com.

Despite Living Paycheck-to-Paycheck, Consumers Plan to Increase their Shopping Post-Pandemic

LendingClub reports record net income in the third quarter of $27.2 million, up 190% sequentially.

LendingClub Stock Surges After Earnings Beat. Wedbush Likes What It Sees.

Borrowers are flocking to the digital loan marketplace.

Here's Why LendingClub Stock Soared Today

The company reported earnings results for the third quarter of the year.

Why Shares of LendingClub Skyrocketed This Week

LC delivered another blowout quarter. The growth runaway is substantial.

LendingClub: Still Insanely Cheap

In a sign that consumer appetite for loan products has been resilient even in the pandemic — and that borrowers continue to online platforms to tap into those loans, LendingClub's latest quarterly results Wednesday (Oct. 27)  showed double-digit percentage gains in its core and adjacent businesses. LendingClub's model, of course, also shows a continued appetite […]

LendingClub Loan Originations Up 14% Q/Q, Marketplace Revenues Gain 15%

LendingClub Corporation (LC) CEO Scott Sanborn on Q3 2021 Results - Earnings Call Transcript

LendingClub (LC) delivered earnings and revenue surprises of 581.82% and 11.79%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

LendingClub (LC) Q3 Earnings and Revenues Top Estimates

SAN FRANCISCO, Oct. 27, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, today announced financial results for the third quarter ended September 30, 2021. "Our strong revenue and earnings growth trajectory has become evident following our transformation into a digital marketplace bank," said Scott Sanborn, LendingClub's CEO.

LendingClub Reports Third Quarter 2021 Results

Excitement has been growing over LendingClub's new model and the company's potential earnings power.

2 Reasons LendingClub Could Deliver Strong Earnings Results

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LendingClub (LC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

LendingClub (LC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

LC has a similar business model, financials and growth trajectory to Upstart. Yet its valuation is a fraction of its peer.

LendingClub: Should Be Valued More Like Upstart

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Quarterly reports often catalyze big stock moves.

Got $1,000? 4 Stocks to Buy Before Earnings

LendingClub Corporation (NYSE: LC) stock, America's largest lending marketplace which connects borrowers with investors, has improved 7% in the last week. But will the company's stock continue to rise over the coming weeks, or is a decline in the stock price now imminent?

Up 7% In A Week, Can LendingClub Stock Gain More?

While there is no specific news, LendingClub may be bouncing back with the general market, or investors may be gearing up for Q3 earnings.

Why Shares of LendingClub Are Up Today

SAN FRANCISCO, Oct. 6, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, announced that it will report earnings for the third quarter 2021 on Wednesday, October 27, 2021, after-market hours. LendingClub will host a conference call to discuss the third quarter 2021 financial results at 2:00 p.m.

LendingClub Schedules Third Quarter 2021 Earnings Release and Conference Call

LendingClub's purchase of Radius Bank earlier this year is already paying off. Here's what I'm most excited about.

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SAN FRANCISCO, Sept. 23, 2021 /PRNewswire/ -- The Consumer Financial Protection Bureau (CFPB) announced its appointment of LendingClub Bank's Director of Public Policy, Louis Caditz-Peck, as an advisor to the CFPB on its Consumer Advisory Board.

CFPB Appoints LendingClub Policy Director to Consumer Advisory Board

SAN FRANCISCO, Sept. 22, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, today released findings from the third Reality Check: Paycheck-To-Paycheck research series, conducted in partnership with PYMNTS.com.

LendingClub and PYMNTS Third Report Finds Personal Loans Have Become a Mainstream Financial Tool for Americans

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Rapid adoption of digital payment and online banking is boosting the fintech space and calls for investing in MercadoLibre (MELI), Visa (V), Green Dot (GDOT), Global Payments (GPN), & LendingClub (LC)

News for LendingClub Stock (LC)